2026年全国银行招聘之银行招聘综合知识考试潜能激发题附答案

姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 姓名:_________________编号:_________________地区:_________________省市:_________________ 密封线 密封线 2026年银行招聘考试重点试题精编注意事项:1.全卷采用机器阅卷，请考生注意书写规范；考试时间为120分钟。2.在作答前，考生请将自己的学校、姓名、班级、准考证号涂写在试卷和答题卡规定位置。

3.部分必须使用2B铅笔填涂;非选择题部分必须使用黑色签字笔书写，字体工整，笔迹清楚。

4.请按照题号在答题卡上与题目对应的答题区域内规范作答，超出答题区域书写的答案无效:在草稿纸、试卷上答题无效。(参考答案和详细解析均在试卷末尾)一、选择题

1、资料：BankCDistheinstrumentuniformlyfiguringintheinvestmentoptionsofmostinvestors.BankofIndiaCDsaresafe,FDICinsured&offerdecentreturns.Thereisnobrokerage,nofeesorhiddencosts.However,theBankmayimposeafeeforadministrativeexpensesinvolvedinanylegalactioninconnectionwiththeCD.Lookatour‘StarCD’planbelow.HighInterest:HigheronLargeamountOurratesoncertificateofdepositsareamongthebestintheindustry.Theratemayvaryonday-todaybasis.ForCD’sofabove$250,000.00,theinterestissimplei.enotcompounded;therefore,annualpercentageyieldissameasannualinterestrate.Theinterestispayableonthedayofmaturityofdeposit.InterestpaidduringtheyearisreportedtoInternalRevenueServices.Fortoday’sratespleaserefertoCurrentRatesofInterestonSTARCDs.MaturityPeriod:FlexibletoyourneedsYoumaychooseanymaturitydatewithaminimumperiodof7daystoamaximumperiodof1yeartosuityourneeds.YourCDisautomaticallyrenewedforthesameperiodinabsenceofanyotherinstruction,attherulingrateofinterestonthedateofrenewal.Thereisnograceperiodforautomaticrenewalofdepositsonmaturity.Fordepositsissuedfor1yearormore,wesendmaturitynoticestothedepositors2to4weeksbeforetheduedate.MinimumAmount:EasytoStartTheminimumamountacceptedisUSD2000OtherFeatures:1.FDICInsuranceUpto$100,0002.FacilitytoOpenJoint&CorporateAccountsAdditionalDeposits:Additionalamountsdepositedintoanaccountwillbetreatedasfreshdeposits&separatecertificatesofdepositswillbeissuedforsuchdeposits.EarlyWithdrawal:Withdrawalofdepositbeforeitsdateofmaturitymaybeallowedatbank’sdiscretion.Inthatevent,interestwillbepaidattherateapplicablefortheperiodforwhichthedepositremainedwiththebankorthecontractedrate,whicheverislower,asprevailingonthedateofdeposit,lessonepercent.However,nointerestshallbepaidonthedepositwhichrunsforlessthan30days.Thereisnootherpenaltyorchargeonearlywithdrawal.Fordepositrunningformorethan30days,earlywithdrawalmaybe（）,（）penaltyorcharge.A.allowed,withoutB.banned,withC.allowed,withD.banned,without

2、“床前明月光，疑是地上霜。”在人们的心目中，月亮是圣洁和美丽的化身。然而，俄罗斯科学家研究认为，月球是地球上很多自然灾害的祸源。于是，科学家们呼吁，加强对月球的研究，为人类造福。科学家们的呼吁说明（）。①认识规律，利用规律，可以为人类造福②认识了月球运动规律，就可以避免地球上自然灾害的发生③坚持联系的观点是人们正确认识世界的重要条件④只要发挥主观能动性，办事情就能取得成功A.①③B.②④C.①④D.②③

3、A（n）___fiveyearsago,Pangkorboastedsweet-singingbirds.Nowthejungleisbeingcutdown.A.justB.mereC.onlyD.simple

4、要搜索用户所需要的文件或文件夹，又记不清完整文件名，可以使用“（）”通配符代替文件名中的一个字符，或者使用“（）”通配符代替文件名中的任意字符。A.？；*B.*；？C.&；*D.$；？

5、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。1-4月，该省规模以上食品工业主要产品有52种，产量同比增加的有41种；20种产品产量增幅超过10%。主要产品中，果酒及配制酒同比增长256.7%，米制半成品增长29.3%，冷冻蔬菜增长28.3%，水产业增长22.5%，熟肉制品增长20.3%，酱油增长17.9%，成品糖增长17.8%，在减产的产品中，汽水产量同比减少73.1%，冷冻水产品减少47.3%，饮料减少6.0%。1-3月，规模以上食品工业主营业务收入为1070.37亿元，同比增长13.8%，实现利润总额52.66亿元，增长9.5%，平均用工人数39.7万人，增长6.0%。资产总计1836亿元，增长7.2%。2017年4月份，该省规模工业产值平均水平同比增长：（）A.5.6%B.7.1%C.16.1%D.24.4%

6、资料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.Ifyoutakecareofasickpersontoearnmoney,youareproducingforthemarket.Ifyourfatherisasteelworkeroratruckdriveroradoctororagrocer,heisproducinggoodsorserviceforthemarket.Whenyouspendyourincome,youarebuyingthingsfromthemarket.Youmayspendmoneyinstores,supermarkets,gasstationsandrestaurants.Stillyouarebuyingfromthemarket.Whenthelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.Themarketmaybesomethingabstract.Butforeachpersonorbusinessthatismakingandsellingsomething,itisveryconcrete.Ifnobodybuysyourtomatoes,itwon’tbelongbeforeyougetthemessage.Themarketistellingyousomething.Itistellingyouthatyouareusingenergiesandresourcesindoingsomethingthemarketdoesn’twantyoutodo.Inwhatwayisthemarketveryrealforeachpersonorbusinessmanwhoismakingandsellingsomething?A.IttellsyouwhattoproduceB.IttellsyouhowtogrowtomatoesC.ItprovidesyouwitheverythingyouneedD.Ithelpsyousavemoney

7、银行存款收入和付款都不入银行存款日记账，其动机不包括()。A.想隐瞒留收人B.利用账户为他人取现金从中获取好处费C.将单位资金借出或公款私存，获得利息收入D.节省成本

8、Passage10Withsomuchfocusonchildren'suseofscreens,it'seasyforparentstoforgetabouttheirownscreenuse.“Techisdesignedtoreallysuckonyouin,”saysJennyRadeskyinherstudyofdigitalplay,“anddigitalproductsaretheretopromotemaximalengagement.Itmakesithardtodisengage,andleadstoalotofbleed-overintothefamilyroutine.”Radeskyhasstudiedtheuseofmobilephonesandtabletsatmealtimesbygivingmother-childpairsafood-testingexercise.Shefoundthatmotherswhosueddevicesduringtheexercisestarted20percentfewerverbaland39percentfewernonverbalinteractionswiththeirchildren.Duringaseparateobservation,shesawthatphonesbecameasourceoftensioninthefamily.Parentswouldbelookingattheiremailswhilethechildrenwouldbemakingexcitedbidsfortheirattention.Infantsarewiredtolookatparents’facestotrytounderstandtheirworld,andifthosefacesareblankandunresponsive—astheyoftenarewhenabsorbedinadevice—itcanbeextremelydisconcertingforthechildren.Radeskycitesthe“stillfaceexperiment”devisedbydevelopmentalpsychologistEdTronickinthe1970s.Init,amotherisaskedtointeractwithherchildinanormalwaybeforeputtingonablankexpressionandnotgivingthemanyvisualsocialfeedback;Thechildbecomesincreasinglydistressedasshetriestocapturehermother'sattention.“Parentsdon’thavetobeexquisitelyparentsatalltimes,butthereneedstobeabalanceandparentsneedtoberesponsiveandsensitivetoachild’sverbalornonverbalexpressionsofanemotionalneed,”saysRadesky.Ontheotherhand,Tronickhimselfisconcernedthattheworriesaboutkids’useofscreensarebornoutofan“oppressiveideologythatdemandsthatparentsshouldalwaysbeinteracting”withtheirchildren:“It’sbasedonasomewhatfantasized,verywhite,veryupper-middle-classideologythatsaysifyou’refailingtoexposeyourchildto30,000wordsyouareneglectingthem.”Tronickbelievesthatjustbecauseachildisn’tlearningfromthescreendoesn’tmeanthere’snovaluetoit—particularlyifitgivesparentstimetohaveashower,dohouseworkorsimplyhaveabreakfromtheirchild.Parents,hesays,cangetalotoutofusingtheirdevicestospeaktoafriendorgetsomeworkoutoftheway.Thiscanmakethemfeelhappier,whichletsthenbemoreavailabletotheirchildtherestofthetime.Radesky’scitesthe“stillfaceexperiment”toshowthat（）.A.itiseasyforchildrentogetusedtoblankexpressionsB.verbalexpressionsareunnecessaryforemotionalexchangeC.childrenareinsensitivetochangesintheirparents'moodD.parentsneedtorespondtochildren'semotionalneeds

9、DespitehisCatholicbackground,Kennedyalsobecameastrongadvocateof_____rightsandlater,asupporterofsame-sexmarriage.A.wasteB.removalC.autonomyD.abortion

10、What’scorrosion？It’sachemical______inwhichmetalistransformedintosaltandoxides.A.reactB.actionC.reactionD.response

11、Mr.Backussimplyreplacedtheoriginalequationwithhisown______foradreamdate,whichincludedthepercentageofwomenlikelytofindhimattractive,andthenumberofgirlsaged24to34inLondon.A.designationB.measuresC.criteriaD.legislation

12、Icannotthinkofanything______happenedthatdaywhichIwouldhavewishedotherwise.A.whatB.whoC.thatD.which

13、资料：It’seasytotracetheevolutionoftheautomobile.Atmost，we’reonlytalkingaboutafewcenturiesoftechnologicaldevelopment，andmostoftheplans，prototypesandmodelsarestillaround.Withjustalittleresearch，youcaneasilytracethelatestmodelelectrichybridbacktoitssteam-poweredancestors.Yourfamilytreeisprobablyadifferentmatter.Evenanextensivegenealogychartcanonlyreachbacksofar，andmortalityputsaratherstrictlimitonexactlyhowmany“models”arestillontheroad.Humanity’sevolutionaryprogressionisevenmoredifficult.Westillhaveplentyoflivingprimaterelatives，butmanyofthelifeformsthatconnecttheevolutionarydotsarelongextinct.Evolutionarybiologistsuseseveralmethodstodecipherexactlyhowwecametobeasweare.Infact，thefielditselfencompassesseveraldifferentdisciplinesinadditiontobiology，likegenetics，psychology，geology，archaeologylinguistics，anthropologyandprimatologyjusttonameafew.Naturally，paleoanthropologyalsoplaysakeyrole，aswehavetoturntothefossilrecordformanycluesaboutourancientprimate，humanandnearlyhumanancestors.Whilethefossilrecordbyitsverynatureisincomplete，there’snoshortageoffossilevidencetolinktheplanet’svariedlifeformsintoagreattreeoflife，achartthatscientistscallaphylogenetictree.Youcanthinkofhumansastheverytipofjustonebranchonthattreecalled“hominid.”Chimpanzeesexistattheendofanadjoiningbranchcalled“panin.”Followboththehominidandpaninbranchbackabout5.4millionyears，andyou’llfindapointwherescientiststhinkthetwoconvergedfromasingle，commonancestor.Fossilevidencehelpsscientiststoreconstructthesetrees，butsodomorphologicalandgeneticstudlies.Geneticanalysishasyieldedstrikingsimilaritiesbetweenchimpsandhumans.Assuch，scientistsknowalastcommonancestorofchimpsandhumansexisted，evenifwe’veyettodeterminetheexactspecies.Yetpaleoanthropologistshavefoundnumeroushominidfossilstobridgetheevolutionaryprogressionfromthatunknowncommonancestortomodernhumans.ThesefindsincludesuchfamousEastAfricanfossilsasLucy（Australopithecusafarensis），whichstrengthenedtheimportanceofbipedalisminhumanevolutionandprovedanessentialmilestoneonourwaytomodernHomosapiens.Fossilevidenceforhumanevolutionwillneverbecomplete，asfossilsthemselvesareraregeologicoccurrences.Nevertheless，byincorporatingotherscientificdisciplines，we’reabletobuildanincreasinglyaccuratepictureofjustwhatourevolutionaryfamilytreeconsistedof.WhatcanbeinferredfromPara.5?A.MorpholoicalandgeneticstudieshelpedscientiststotraceunknowncommonancestorofchimpsandhumansexistedB.MorphologicalandgeneticstudiesdeterminedexactspeciesofcommonancestorofchimpsandhumansexistedC.GeneticstudiesfoundhominidfossilstobridgetheevolutionaryprogressionfromunknowncommonancestortomodernhumansD.MorphologicalstudieshelpedfindingthefamousEastAfricanfossilsandsetupanmilestoneinthisfield

14、债券是流通的有价证券，其票面信息中通常不包含（）。A.债券的面额B.债券的市场价格C.利率D.偿还日期

15、某单位组织130名员工去参观自然博物馆，某运输公司有两种车辆可供选择：①限坐40人的大客车，每人票价5元，如满座票价可打八折；②限坐10人的面包车，每人票价6元，如满座票价可打七五折。那么总租金最少是（）元。A.525B.530C.545D.585

16、资料：Itseemssimpleenough.Takealltheline-formingandpaper-fillingbusyworkofthegovernment,andputitallupontheInternet.Now,inordertoreportapot-hole,payyourpropertytax,complaintoanofficialorcastavote,justlogonandhitafewbuttons.Goodbyebureaucracy,helloe-cracy?However,theshifttoe-governmentisturningintoonegiantpainintheneck—technologyisn'ttheproblem,moneyis.TheGartnerGroupestimatedthatprojectspendingfore-governmentwillgrowfrom$6.5billionin2010tomorethan$16.8billionby2025.Thecostworldwideoverthenext15years,however,isthoughtbysometoreachorevenexceed$600billion.Citizensareoftwominds—theyliketheconvenienceandflexibilityofe-government,buttheyhaveshownnogreatinterestincoughingupextrataxdollarsforthispurpose.E-governmentisturningouttobemuchmoreexpensivethanitsearlychampionsenvisioned.Justbecausethatastate'sdepartmentofmotorvehiclesallowsonlineautoregistrationdoesn'tmeanitcanshutdownitsphysicalstations.ThecostofcreatingandmaintaininganInternetpresencemustbeaddedtotheexistingcoststructure.Whysoexpensive?It'scheapenoughforaregionalforestservicetoputupafirealertwebsite.Butmountingacomprehensivesystemofinputsandoutputsthatmirrorsandinsomeinstancessupersedesoff-linegovernmentstructuresisamammothexpenditure,conductedwithlittleassurancethatemergingtechnologicalstandardswon'tleaveyoureffortinthedust.Ifthissoundseerilysimilartotheconfidencewalldot-combusinessespiledintolastyear,goodforyou,becauseit’sthesamewall,thewallofreality,wheremoneyisstillmoney,andbecauseathingisvirtualdoesn’tmeanit’sfree.Itisareallybigproblem.Weallknowitisgoingtocostatonofmoney,butnooneknowswheretogoforthemoney.What’stheauthor’spurposeofmentioningastate’sdepartmentofmotorvehicles?A.Toshowthate-governmentwilladdnewcostsB.Toshowthatthee-governmentisuselessinsomecasesC.ToshowthatphysicalstationsarenotfunctioningwellD.Toshowthatthee-governmentwillreplacephysicalstations

17、（）是收文办理的中心环节。A.批办B.拟办C.承办D.注办

18、ClarksonLibrarywillbeclosedforrenovationsfromMay3toJuly15,____whichtimethecollectionwillnotbeopentothepublic.A.withB.betweenC.duringD.while

19、下列哪种结算工具适用于异地先拿货款后发货的结算？()A.银行汇票B.商业汇票C.银行本票D.支票

20、垄断竞争的市场结构主要特征是（）。A.产业集中度较低B.产品无差别C.进入和退出壁垒较低D.他介于完全竞争和完全垄断之间，且偏向于垄断

21、如果在工作簿中既有工作表又有图表，当选择保存命令后，Excel将（）。A.只保存其中的工作表B.只保存其中的图表C.把工作表和图表分别保存到两个文件中D.把工作表和图表保存到一个文件中

22、一般而言，金融资产的流动性与风险性、收益性之间的关系存在（）。A.正相关B.负相关C.不相关D.不确定关系

23、资料：Upto80percentoftheworld’smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.“Neverinhistoryhavethelivingconditionsandprospectsofsomanypeoplechangedsodramaticallyandsofast.”concludestheUN’slatestDevelopmentReport.“Theworldiswitnessinganepochal‘globalrebalancing’.”Underpinningtheimprovementsinthehumandevelopmentindex（HDI）wasrapidgrowthincountriessuchasChina,IndiaandBrazil,withChinaandIndiahavingdoubledpercapitaeconomicoutputinlessthan20years.ButthestudystressedthatgrowthandimprovementsinHDIspreadfarbeyondthefourBriccountriesofBrazil,Russia,IndiaandChina,andincludedatleast40countriesthathadaccompaniedgreatereconomicdynamismwitheffectivepoverty-reductionpolicies.Afghanistan,SierraLeone,Ethiopia,RwandaandAngolawereamong14countriesthathaverecordedgainsinHDIofmorethan2percentayearsince2000.Partlyasaresult,thereportfoundthatworldwideextremeincomepovertyhasplungedfrom43percentin1990tojust22percentin2008,includingmorethan500mbeingliftedoutofpovertyinChinaalone.Thereportstatedthatsuchgainshadalreadyhelpedtheworldachievethemainpovertyeradicationgoaloftheso-calledMillenniumDevelopmentGoals,whichcalledfortheshareofpeoplelivingonlessthan$1.25adaytobecutbyhalffrom1990to2015.Underpinningthispovertyreductionwasdevelopingcountries’increasingshareofglobaltrade,whichgrewfrom25percentto47percentbetween1980and2010.“Thesouthasawholeisdrivingglobaleconomicgrowthandsocietalchangeforthefirsttimeincenturies,”saysthereport.Thereportfoundthattradeamongdevelopingcountrieswasthebiggestfactorinthatexpansion,increasingfromlessthan10percentoftotalglobaltradetomorethan30percent.“Tradebetweencountriesinthesouthwillovertakethatbetweendevelopednations,”thereportsaid.“Morethan500mbeingliftedoutofpovertyinChinaalone”illustrates______.A.theeconomicdevelopmentofChinaisimportantB.theroleofsomedevelopingcountriesissignificantforpovertyreductionC.14countriesaredevelopingfasterthanChinaD.itiscrucialtomakeacleargoalfirst

24、下列调查中，最适合采用重点调查的是（）。A.了解全国钢铁生产的基本情况B.了解全国人口总数C.了解上海市居民家庭的收支情况D.了解某校学生的学习情况

25、中华民国成立，清王朝统治覆灭是在（）。A.1911年12月B.1912年元旦C.1912年2月D.1912年3月

26、在Word中，能直观地改变段落缩进方式、调整左右边界和改变表格的行列宽度，用户可以利用（）。A.标尺B.工具栏C.格式栏D.菜单栏

27、被告人张某，公交车司机。因受单位领导批评，为发泄不满，驾车驶入闹市区冲向密集人群，当场撞死8人，撞伤13人。李某的行为构成（）。A.交通肇事罪B.以危险方法危害公共安全罪C.故意杀人罪D.重大责任事故罪

28、下列关于新建文档的说法中错误的是（）。A.在“常用”工具栏上有“新建”文档图标B.在Word中不出现“新建”对话框直接新建文档的方法有两种C.单击“文件”菜单中的“新建”命令时，不会出现“新建”对话框D.可以连续新建几份文档

29、Heholdsanimportantpositioninthecompany.（）,Idon’tquitetrusthim.A.ThusB.FurthermoreC.OtherwiseD.Nevertheless

30、2月6日，我国自主研发建造的全球首座十万吨级深水半潜式生产储油平台（）能源站，抵达海南陵水海域。A.“天海一号”B.“深海一号”C.“深鲸一号”D.“白鲨一号”

31、资料：Demystifyinghowsocialandhuman-likerobotsworkisvitalsothatwecanunderstandandshapehowtheywillaffectourfuture,DrHaticeGuneswilltelltheHayFestivalnextweek.(1)Fearmongeringandmyth-makingabouthuman-likeandsocialrobotsisstoppingusfromengagingwiththetechnologybehindthemandhavinganinputintohowthey—andwe—evolve,saysHaticeGunes,AssociateProfessoratUniversityofCambridge'sComputerLaboratory.(2)DrGuneswillbespeakingaboutherresearchattheHayFestivalon1stJuneandsaysweneedtomovebeyondsensationalistportrayalsofhuman-likerobot.HerHaytalkwillcentreonhumanrobotinteraction[HRI]andhowitcanbeusedforourbenefit,forinstance,forhelpingchildrenwithautismlearnhowtoreadexpressionsandtostimulatethesensesofelderlypeopleincare.(3)DrGuneswilloutlinehowHRIworks.Shesaysithastobebelievableinordertobeeffective.Thatmeansrobots’appearanceisveryimportant.Thisiswhathasdriventhedevelopmentofhumanoidrobotswitharmsandaspectsofahumanfacewhichcanbehaveinahuman-likeway,forinstance,movingtheirarms,legsandeyes.However,moreimportantthanappearanceistheirbehaviourandemotionalexpressivity.DrGunesreferstothewaywerelatetoDisney’sanimatedcharacters.“Peoplebelieveinthembecausetheycanportrayemotion,”shesays.(4)Toachieveexpressivityrequiresanunderstandingofhowhumanemotionsareportrayedandtriggered.Scientistshavebeenworkingonartificialemotionalintelligencewhichenablesnewtechnologysuchasembodiedagentsandrobotstobothexpressanddetectemotions,understandingnon-verbalcues.DrGunescitestheworkofCharlesDarwinonthevisualnatureofemotionsandhowtheycanbemappedtovariouschangesinfacialexpressions.(5)Herresearchinvestigateshowhumanoidscanbeprogrammednotonlytoextractandrespondtofacialcluestoemotions,butalsotounderstandthecontextinwhichthoseemotionsareexpressed.Thatmeanstheywillbeabletoofferaresponsethatissensitivetospecificcontexts.(6)Willrobotseverbeabletohaveemotionsthemselvesthough?DrGunessaysthereisnoreasonwhynotandquestionswhatemotionsare.Theprocessofworkingwithrobotsonartificialemotionalintelligenceunpicksthenatureofouremotions,showingthemtobealayeringofdifferentgoals,experiencesandstimuli.(7)Anotherareawhichscientistsarelookingatintheirquesttoimprovehumanoids’believabilityispersonality.DrGuneshasdonealotofworkonpersonalityintelepresencerobotics,robotscontrolledremotelybyahuman—akindof3Davatar.Thesecanbeusedinmanyways,forinstance,bymedicalstafftoofferremotehomecare.Themedicalpersoncanbebasedanywhereandoperatetherobotthroughavirtualheadset.DrGunesisinterestedinhowpeoplereacttotheteleoperator(thehumancontrollingtherobotremotely)whoispresentinrobotform.Onceagain,boththerobot’sphysicalappearanceandbehaviourareimportantandresearchshowsthattheirpersonalityneedstobetaskdependent.(8)DrGunessaysthereremainsomebigchallengesforscientistsworkingonHRI,includinghowtoprocessandcombineallthedifferentdatatheyaregathering,howtomodifytheirappearanceandbehaviourdynamically,andhowtokeeptheirpowergoing24/7.Themajorchallenges,however,aretodowithbreakingdownsomeofthemythsandfearspeoplehaveabouthumanoids.(9)Partofthisisbecausetheydon’tunderstandthebenefitshumanoidrobotscanbringandwhy,forinstance,theyneedtotakeonahumanformandunderstandemotions.Shesayshumanoidscanbepositiveintermsofincreasingtrustandengagementamongcertaingroups,suchastheelderly;thathumanstendstoanthropomorphisetechnologyinanyevent;andthatrobotscanbeprogrammedtobelimitedtopositiveemotionsthatpromotealtruism.(10)“Peopletendtoloveorhaterobots,buttheydon’treallyknowalotabouA.Withthedevelopmentofhumanrobotinteraction,robotsaenowabletocommunicatewithhumansinaneffectivewayB.Scientistshavemanychallengesindevelopingrobots,suchashowtomodifytheirappearanceandbehaviorC.Humanemotionsenablerobotstowinthetrustfromhuman,especiallytheelderlyandchildrenD.Itisimportanttohelppeopleunderstandrobotsinordertodeveloprobotstohumanneeds

32、资料：Economicperformanceisimprovinginmostoftheworld'sleadingeconomiesbutisstillshortofaself-sustainingupswing,theOrganizationforEconomicCooperationandDevelopmentsaidonWednesday.Inanupdatetoitseconomicforecasts,theParis-basedinternationalorganisationrepresentingadvancedeconomiessaidthatmoreprivatesectorinvestmentwasneededfortheexpansiontoendure,forwagestorisesustainabilityandforinequalitiestobetackled.Althoughallleadingeconomiesarenowrecordingpositivegrowth,CatherineMann,theOECD'schiefeconomist,urgedgovernmentsto“curbyourenthusiasm[because]strongandsustainedmedium-termglobalgrowthisnotyetsecured”.TheOECD'seconomicoutlookshowsupgradestothe2017growthforecastsinChina,RussiaandEuropeexcludingtheUKwiththeworldoutlookalsoappearingstrongerin2018.Worldgrowthshouldrisefromalowof3.1percentin2016,to3.5percentthisyearand3.7percentin2018,theOECDforecast,withtheUS,theEurozone,BrazilandRussiacontributingmosttotheimprovedglobaloutlook.China'spredictedgrowthrateof6.8percentin2017and6.6percentin2018hasbeenrevisedhigherby0.2percentagepointsinbothyearsandalthoughIndia'sgrowthratehasbeenreviseddown,reflectingadjustmenttoitsnewgoodsandservicestax,itislikelytoremainthefastestgrowinglargeeconomyintheworld.OnlytheUK,whichremainsembroiledinBrexitnegotiations,hasadeterioratingoutlook.RespondingtotheOECD'sforecastthattheBritisheconomywillbetheslowestgrowingintheGroupofSevenin2018havingbeennearthetopoftheleaguetablein2016,theBritishTreasurysaiditwasnotcomplacent.AccordingtoOECD,（）.A.MoreeffortswillbeneededtoensureasustainedeconomicgrowthB.InvestmentfromthegovernmentcontributesmosttotheworldeconomyC.ThemarketispessimisticontheworldeconomyD.Theworldeconomyisgrowingrapidlyandsteadily

33、央行两次降息，那么，降息对下列人员最有利的是（）。A.30岁，待业青年B.小张去年毕业，是一家外企的基层员工C.老王已于2010年退休，现赋闲在家D.周某65岁，在银行有10万元存款

34、把本国货币与本国主要贸易伙伴国的货币确定一个固定的比价，随着一种或几种货币进行浮动的制度是（）。A.固定汇率制度B.盯住汇率制度C.联合浮动汇率制度D.浮动汇率制度

35、审计证据的()是指审计证据能如实反映客观事实。A.可靠性B.及时性C.相关性D.谨慎性

36、我国刑法规定在我国领域内的犯罪是指（）。A.受害人居住地在我国领域内B.犯罪人居住在我国领域内C.犯罪行为或者结果有一项发生在我国领域内D.受害人与犯罪人均居住在我国领域内

37、Astheyhadrunoutofsugar,theyusedhoneyasa（n）______forit.A.exchangeB.assistanceC.substituteD.preference

38、下列贷款中至少归为次级类的是（）。A.借款人利用合并、分立等形式恶意逃废银行债务，本金或者利息已经逾期B.本金和利息虽尚未逾期，但借款人有利用兼并、重组、分立等形式恶意逃废银行债务的嫌疑C.同一借款人对本行或其他银行的部分债务已经不良D.本金或者利息逾期

39、科学发展观的第一要义是（）。A.科教兴国B.以人为本C.发展D.发展战略

40、下列不属于期货交易的主要特征的是（）。A.期货交易以在期货交易所内买卖期货合约的方式进行B.期货合约是由期货交易所制定的标准化合约C.实物交割率高D.实行保证金制度

41、根据蒙代尔的国际收支政策配合理论，当某国处于国际收支顺差、国内经济膨胀的经济状态时，应搭配财政政策和货币政策。（）A.紧缩性的；扩张性的B.扩张性的：扩张性的C.扩张性的；紧缩性的D.紧缩性的；紧缩性的

42、倡导“天下兴亡，匹夫有责”的诗人是（）。A.王国维B.龚自珍C.梁启超D.顾炎武

43、Internet提供的最简便、快捷的通信服务为（）。A.文件传输（FTP）B.远程登录（Telnet）C.电子邮件（E-mail）D.万维网（WWW）

44、The（）behindtheyellowtapeisprohibitedtoanyonewithoutapresspass.A.positingB.sceneryC.exteriorD.area

45、从布雷顿森林体系崩溃以来，国际储备最明显的变化是（）。A.美元是唯一的储备货币B.英镑是唯一的储备货币C.黄金是最重要的储备资产D.国际储备资产多元化

46、中长期贷款，为了使借贷双方承担的利率风险较小，一般都倾向于选择（）。A.浮动利率B.固定利率C.市场利率D.复利

47、下列关于我国地理常识的说法，正确的是（）A.以北京、天津、唐山为中心的京津唐地区是我国最大的综合性工业基地B.中国稀土的储量和产量均居世界首位C.准噶尔盆地位于新疆境内，在天山以北，是我国最大的盆地D.海南省有“东方夏威夷”的美称，简称“琼”，省会是三亚

48、国办印发意见，要求2021年底前，各地相关政务服务便民热线归并统一为“（）政务服务便民热线”。A.12304B.12345C.12045D.12205

49、资料：Becauseofthebiochemicalreactionsinyourbodythatoccurwitheverytypeoffoodyoueatonadailybases,somefoodsageyoufasterthanyourrealage,whileotherfoodshelptofightaging.Threeoftheprocessesthatgooninsideyourbodythathaveamajorimpactonyourrateofagingarecalled“glycation”,“inflammation”and“oxidation”.Whenwetalkaboutaging,we’renotjusttalkingaboutwrinklesonyourskinorhowthickyourhairis,we’realsotalkingaboutfactorsthatyoucan’tsee,suchashowwellyourorgansfunction,andwhetheryourjointsaredegrading.Accordingtothepassage,agingisaboutallthefollowingexcept--.A.thedegradingjointsB.thethinningofyourhairC.thegoodconditionofyourorgansD.thewrinklesaroundyoureyes

50、不能向居民发放贷款的金融机构是（）。A.中国农业发展银行B.中国建设银行C.农村信用合作社D.城市商业银行

51、LuoJingyu,19,hasfouryearsofexperienceofrunningbusiness.HeisalsoafreshmanintheartsdepartmentofHubeiUniversity.LuoJingyuisfromanordinaryfamily.Hesaid,“MyparentstoldmeifIwantedsomething，Ishouldmakeanefforttogetit,soIearnedpocket