上海市实验学校2026-2027学年高三上学期开学考英语试卷(含答案)_第1页
上海市实验学校2026-2027学年高三上学期开学考英语试卷(含答案)_第2页
上海市实验学校2026-2027学年高三上学期开学考英语试卷(含答案)_第3页
上海市实验学校2026-2027学年高三上学期开学考英语试卷(含答案)_第4页
上海市实验学校2026-2027学年高三上学期开学考英语试卷(含答案)_第5页
已阅读5页,还剩9页未读 继续免费阅读

下载本文档

版权说明:本文档由用户提供并上传,收益归属内容提供方,若内容存在侵权,请进行举报或认领

文档简介

2027届高三英语暑期阶段练习考生注意:1.考试时间105分钟,试卷满分115分。2.本次考试设试卷和答题纸两部分。所有答题必须涂(选择题)或写(非选择题)在答题纸上,做在试卷上一律不得分。3.务必在答题纸上填写准考证号和姓名,并将核对后的条形码贴在指定位置。I.GrammarandVocabularySectionA(10分)Directions:Afterreadingthepassagebelow,fillintheblankstomakethepassagecoherentandgrammaticallycorrect.Fortheblankswithagivenword,fillineachblankwiththeproperformofthegivenword;fortheotherblanks,useonewordthatbestfitseachblank.DavidSamson,anassociateprofessorattheUniversityofToronto,hasscaledtreestostudychimpanzee(黑猩猩)bedsandvisitedremotetribestounderstandhowthestoryofhumansleepunfolded.Hisbook“TheSleeplessApe:TheStoryofSleepinHumanEvolution”was

1

(publish)onMay19.Samson'sfindingsrevealhowhumansleeppatternsbecameshorter,deeperandmoreflexiblethan

2

ofourmoreape-likeancestors,freeingtimetospendontoolmaking,socialinteractionsandmigrationaroundtheworld.Hisbookdetailshowourancestralspeciesleftthesafetyof

3

(sleep)intreesforthedangerousgroundasaresultofshelter,fireandsocialsleeping.Howdidthatshiftbenefitus?AccordingtoSamson,

4

wecreatedwasacompletelynewinnovativespaceforsleep,andtheanalogy(类比)hehasbeenusinghereisashell.WedoknowthatearlyhumanslikeHomoerectus(直立人)weresleepingingroups.Wecan

5

tellthatrightaroundthistimetherewaslikelythecontrolleduseoffire.Andbecauseofthefactthatyouhaveamuchlargergroupwithdemographic(人口的)variability,youlikelyhadasituation

6

someonewasawake24/7.Hemustbeawaketheretosoundthealarm

7

7

7

therewasdanger.It'sveryclearthatahunter-gatherercampwouldhavebeenadaptedtohavelarksandowls(早起型人与夜猫子型人)relatively

8

(distribute),suchthattheshellisalittlebitsaferduringa24-hourperiod.Meanwhile,humanshavemoreREM(rapideyemovement)sleepthanotherprimates(灵长类)

9

lesssleepintotal.Whenyou'reinphasicREM,you'reasdeadtotheworld

10

you'lleverbe.Forourancientancestors,itwasextremelycostlytobeinthisstate,butifyou'vebuilttheshell,allofasuddenyouhaveanewopportunitytogetthisreallyvaluablesleepathigherproportionsthanotheranimals.SectionB(10分)Directions:Fillineachblankwithaproperwordchosenfromthebox.Eachwordcanbeusedonlyonce.Notethatthereisonewordmorethanyouneed.A.attendB.colorsC.pullD.favorE.holdingF.landG.managingH.oppositeI.pointJ.qualifyK.ignoreWeWon,TheyLostPayattentiontohowanybodytalksafteramatch.Whentheteamwins,itis“wewon,wewereamazing.”Whentheylose,itbecomes“theylost,theywereawful.”Socialpsychologistshaveanameforthefirstresponse:baskinginreflectedglory.Inasetofnow-classicfieldstudies,Cialdiniandcolleagues(1976)foundthatuniversitystudentswerefarmorelikelytoweartheirschool's

11

ontheMondayaftertheirfootballteamhadwonthanafterithadlost.The

12

hasanametoo:cuttingoffreflectedfailure.Thisiswhathappensthemomentlosses

13

andweneedalittledistancebetweenourselvesandtheteam.It'sinterestinghowquicklywecanshiftfrom"us"to"them".Whatwearedoingis

14

ourownself-esteemthroughateamwehavenocontrolover.Theirsuccessfeelslikeourseventhoughallwedidwassitdownandwatch,andtheirfailureissomethingwewouldrathernotbetoocloselyassociatedwith.Itmayseemalittleridiculous,butwedothesamethinginothergroupsettings,e.g.theschoolswe

15

.Weborrowasenseofwhowearefromthegroupsthatstillhaveus.TheWorldCuponlymakesitimpossibleto

16

this.IhavewatchedthisentiretournamentfromtheUAE(阿联酋),whichdidnot

17

thistime.Andsodidalmosteveryonearoundme.Thisisaplacemadeupofpeoplefromeverywhere,cheeringforwherevertheycamefrom.Onasingleeveningyoucanwalkpastseveralcafesandhearseveraldifferentanthems(国歌).Itisawholecountry

18

ontohome,together,inaplacethathasbecomehomeforustoo.PeoplewhohavelivedintheUAEknowexactlywhatImean.Webuildalifesomewherethatisnotwherewestarted.Yet,wefeelthe

19

ofsomewhereelsethemomentamatchkicksoffat3am.Ithinktheinconvenienceispartofthe

20

;wearewillingtogiveupsleepandotherthingsforamatchasit'soneofthewaystoprovetoourselveswhatactuallymatters.II.ReadingComprehensionSectionA(15分)Directions:ForeachblankinthefollowingpassagetherearefourwordsorphrasesmarkedA,B,CandD.Fillineachblankwiththewordorphrasethatbestfitsthecontext.Inamovethatseekstoengineerconfrontationamongnationsonthetechnologyfront,theUnitedStatesisreportedlyreadytodemandthatdozensofcountriespicksidesintheartificialintelligenceracewithChina—warningthattheywillbe

21

fromaUS-ledAIcoalitioniftheyalsosignupforChina's"competingframework".Thedraftletter,preparedbytheUSStateDepartment,issaidtobe

22

tothe35signatoriesofaUS"AIOpportunityStatement"signedinJune.WashingtonobviouslyhopestoformatechnologybloctodenyChina

23

totheresourcesvitalforbuildingstate-of-the-artAI.SuchastrategywillundoubtedlydodamagetothedevelopmentofAIasitwill

24

theglobalsupplychainsanderodemultilateralcooperation.Itwillalsodisruptthepositivefeedbackloopbetweentechnologicalinnovation,marketdevelopmentandreal-world

25

,ultimatelyhinderingthegrowthandsustainabilityoftheAIecosystemitself.ThisreflectsWashington's

26

gamemindset—iftheUScannotlead,itseekstoblockothersfrommakingheadway.TheChineseembassyintheUSexpressedfirmoppositiontotheUS

27

tradeandtechnologyissues."SuchactionswillonlyslowglobalAIadvancesandservenoone'sinterests,"anembassyspokespersonsaid.Bydrawingredlinesforcooperationthroughexclusionaryclausesandforcingothercountriestopicksides,theUSisweaponizingtechnologicalcompetition,whileseekingtopreserveitsdominantpositioninthefieldofAIthrough

28

-basedbarriers.TheUS'hegemonic(霸权的)approachnotonlyharmsothersbutwillultimatelyundermineitsownlong-termdevelopmentaswell.

29

AIisbecomingakeytechnologydrivingthenewroundofscientificandtechnologicalrevolution,itisallthemoreimportantfornationstoaccelerateopenexchangesinthisfieldforthecommongoodofall.ForthoseintheUSseekingto

30

walls,theyshouldunderstandthatholdinginnovationhostagetogeopoliticsgoesagainsttheprinciplesofscienceandtechnologyaswellasthetrendofthetimes.Theyshouldrespectnormalinternationaltechnologicalcooperationandtherightofcountriesto

31

choosetheircooperationpartners.TheUSwillonlyalienateitselffromothercountriesifitdeniesnationstherighttoengagewiththeirpartnersbasedontheirowndevelopmentneeds,forcingthemintomakinganeither-orchoice.ChinapromotesglobalAIgovernanceby

32

anopen,inclusive,andmultilateralapproachtomakeAIaglobalpublicgood.Itadvocates"humanity-centered"and"AI-for-good"development,supportingtheUnitedNations'centralroleinestablishinginternationalgovernancemechanisms.Through

33

suchasopen-sourcemodels,capacity-buildingtrainingfordevelopingnationsandthecreationoftheWorldArtificialIntelligenceCooperationOrganization,thecountryactivelyworksto

34

theglobaldigitaldivideandensurethatAIbenefitsallofhumanity.Blocconfrontationcannotsolvetechnologicalchallenges,norcanexclusionaryalliancesadvancehumanscientificprogress.IftheUScontinuestobuildtechnologicalbarriers,itwilllosetheinnovative

35

thatisinseparablefromglobaltechnologycooperationandfinditselfinthepredicamentofclosed-doordevelopment.21.A.shelteredB.divorcedC.drawnD.excluded22.A.proposedB.addressedC.exposedD.restricted23.A.attachmentB.exceptionC.accessD.relationship24.A.discourageB.disposeC.fragmentD.streamline25.A.applicationB.resolutionC.dedicationD.participation26.A.zero‑sumB.positive‑sumC.winner‑take‑allD.pass‑fail27.A.differentiatingB.signalingC.generalizingD.politicizing28.A.economyB.allianceC.technologyD.education29.A.EventhoughB.AslongasC.NowthatD.Themoment30.A.teardownB.leanagainstC.breakdownD.putup31.A.independentlyB.intelligentlyC.variablyD.deliberately32.A.stickingB.reinventingC.championingD.monitoring33.A.schedulesB.initiativesC.terminalsD.mechanisms34.A.deepenB.eliminateC.bridgeD.introduce35.A.vitalityB.approachC.diversityD.originalitySectionB(22分)Directions:Readthefollowingthreepassages.Eachpassageisfollowedbyseveralquestionsorunfinishedstatements.ForeachofthemtherearefourchoicesmarkedA,B,CandD.Choosetheonethatbestfitsaccordingtotheinformationgiveninthepassageyouhavejustread.(A)AnewshippingroutebetweentheChineseportofNingbo-ZhoushanandFelixstoweintheUnitedKingdomlaunchesthisweek,withclaimsitcouldcutthe40-dayjourneyinhalf.TheweeklyroutebetweentheexporthubinNingbo—theworld'sbusiestportbycargotonnage—andFelixstowe,whichistheUK'slargestcontainerport,willbeoperatedbytheChinesecontainershippingcompanySeaLegend,withshipspassingthroughtheArcticviaacourseknownastheNorthernSeaRoutealongRussia'snortherncoast.SeaLegend,whichisknownforconnectingChinawithmarketsinTurkiyeandNorthAfrica,describedtherouteasthe"IceSilkRoad",inanodtothetradingroutethatfamouslyconnectedChinawithEuropeinantiquity.TheNorthernSeaRoutesaw15suchvoyagesin2024and23lastyearandisbeingseenasanincreasinglyfeasibleoptionbecauseofrisingglobalseawatertemperaturesandreducedicevolumes,TheFinancialTimesnewspaperreported.UniversityofSouthamptonresearcherssaidrecentlytheyrecordedthelargestdropinArcticseaicevolumesonrecordduringthepeakwinterperiodbetween2024and2025,withthelevelsdownby5.8percent.RahulKhanna,globalheadofmarineriskconsultingatinsuranceproviderAllianz,toldthepaper:"There'sbeenadefiniteincreaseintrafficthroughtheArcticandNorthernSeaRoute.Vesselsandshipownersnowseeitasmoreofanopportunity,firsttosavealotoftimeandcosts,"butalsotogetaroundsomegeopoliticalchokepointsandconflictzones.ThosechokepointsincludetheBabal-MandabStraitthatfeedsintotheRedSea,whereHouthimilitantshavedisruptedshipping,andtheStraitofHormuzthatconnectsthePersianGulfwiththeGulfofOman,wheremilitaryactivityhasalsointerruptedshipping.TheNorthernSeaRouteisadministeredbytheRussianstate-ownedcompanyRosatom,whichissuespermitstocompanieswantingtouseit.TheNingbo-FelixstoweserviceisnotthefirstcontainervoyageviatheNorthernSeaRoute,followinga2018trialvoyagebyDanishshippinggiantMaerskbetweenVladivostokinRussia'sFarEastandSt.Petersburg.Butwhilethenewroutepromisesmajorsavingsintime,costsandfuel,italsoaddstothechallengesfacingtheArctic.StevenGuilbeault,aformerenvironmentministerinCanada'sgovernment,toldTheFinancialTimesitmustbecarefullymanagedifenvironmentaldamageistobeavoided."TheimpactofglobalwarmingintheArcticisquitestaggering,"hetoldthepaper."ClimatechangewillenhancesecurityrisksintheArctic,particularlyiftherearemoreandmorevesselsintheArctic."36.WhichofthefollowingstatementsaboutthenewshippingrouteisTRUE?A.Itisguaranteedtoshortentheoriginal40-dayvoyagebyhalf,savingbothtimeandfuel.B.ItisjointlyoperatedbytheChinesecompanySeaLegendandtheDanishgiantMaersk.C.ItsailsthroughtheArcticalongtheRussiannortherncoastlineonaweeklybasis.D.Itsoperatorhasalreadyconducted38voyagesonthisexactrouteoverthepasttwoyears.37.Thephrase“chokepoints”inparagraph4mostprobablyrefersto______.A.narrowseapassagesthatarehighlyvulnerabletomilitaryormilitantinterferenceB.majorinternationalportswherecargovolumesfrequentlyexceedhandlingcapacitiesC.icysectionsoftheArcticOceanthatremainimpassableformostcontainershipsD.territorialwatersthathavebeenpermanentlyclosedtoforeigncommercialvessels38.WhatisStevenGuilbeault'sattitudetowardsthenewshippingroute?A.FullysupportiveofitseconomicgainsB.Neutral,weighingbothsidesequallyC.CautiouslyconcernedaboutecologicalrisksD.Dismissiveofenvironmentalwarnings39.Whichofthefollowingisthebesttitleforthepassage?A.TheNorthernSeaRoute:AHistoricRevivaloftheAncientSilkRoadB.NewArcticShippingLane:PromisesandPotentialRisksC.SeaLegendPioneersaFasterEuropeanRouteAmidGlobalWarmingD.MeltingIceFuelsArcticNavigationbutRaisesGeopoliticalTensions(B)Welcometothebestnewmovies!We'readdingthelatestCertifiedFreshfilmsasthey'rereleasedintheatersandacrossstreamers,socheckbackeveryweek!MANONTHERUN(2025)Critics:Chronicling(记叙)PaulMcCartney'stimespentinthecreativewildernessthroughwhenheregrewhiswings,ManontheRunisalovelytestamenttothemusicalgeniusandhisromanticpartnershipwithLindaMcCartney.Summary:InApril1970,Paulreleasedhisfirstsoloalbum,McCartney,alongsideashockingpressreleasethatannouncedthebelovedbandhadsplit.Whenaskedwhathe'ddonext,hesaidhisonlyplan...wastogrowup.ManontheRuncapturesPaul'stransformativedecadeinthewakeofTheBeatles'break-up.Throughstunningfootage,exceptionalphotographs,andinterviewswithMickJagger,ChrissieHynde,SeanOnoLennon,MaryandStellaMcCartney,allthelivingWingsmembers,andofcoursePaulhimself,thefilmexaminesthistimethroughauniquelyvulnerablelens.EVERYBODYTOKENMURESTREET(2026)Critics:Aspiritedandupliftingdocumentary,EverybodytoKenmureStreetcapturesacommunity'switty,determinedstandagainstinjusticethroughthepowerofcollectiveaction.Summary:Anti-establishmentstrugglesandactivismrunintheveinsofGlasgowinhabitants.SowheninMay2021,aU.K.HomeOfficeraidislaunched,ittriggersoneofthemostspontaneous(自发的)actsofcivilresistanceinrecentmemory.InScotland'smostdiverseneighbourhood,hundredsofresidentsrushtoKenmureStreettostopthedeportationoftheirneighbours.REMAKE(2025)Critics:RemakeisbothMcElwee'sattempttoholdontohisson,andtolethimgo.Summary:FilmmakerRossMcElweehasspentfortyyearsrecordinghimselfandhisfamily,creatingdocumentariesthatchronicletheshiftingAmericansocietythroughthelensofpersonalhistory.HissonAdriangrewupinsidethosefilms,andeventuallybeganexperimentingwiththecamerahimself.WhenaHollywoodproduceracquirestherightstoadaptMcElwee's1986breakthroughSHERMAN'SMARCHintoaworkoffiction,twenty-year-oldAdrianseesachanceforhisfathertofinallyreachawideraudience.Astheadaptationstalls,Adriangetssweptintoadrugaddictionanddiesfromanoverdose,leavingbehindhoursofpersonalvideofootage.RetracingAdrian'sfinalyears,McElweereflectsonthelifetimebehindthecamera,thenremixesandremakesthemoviethatAdriannevergottofinish.(C)Forofficeinnovators,theunrealizeddreamofthe"paperless"officeisaclassicexampleofhigh-techhubris(傲慢).Butafterdecadesofadvertising,Americanofficesmayfinallybelosingtheirpaperobsession.Papersaleshaveseenamarkedslowdownoverthepasttwoorthreeyears—despitethestrongoveralleconomy.Analystsattributethedeclinetosuchfactorsasadvancesindigitaldatabasesandcommunicationsystems.Escapingourrelianceonpaper,however,willbeanythingbutaneasyaffair."Oldhabitsarehardtobreak,"saysMerilynDunn,acommunicationssuppliesdirector."Therearesomefunctionsthatpaperserveswhereascreendisplaydoesn'twork.Thosefunctionsarebothitsstrengthanditsweakness."Intheearlytomid-90s,theconvenienceofdesktopprintingallowedofficeworkerstoindulgeinprintinganythingandeverythingatverylittleeffortorcost.Butnow,thegrowthrateofpapersalesintheUnitedStatesisflattening.Aprimaryreasonforthechange,saysDunn,isthatforthefirsttimeever,some47percentoftheworkforceenteredthejobmarketaftercomputershadalreadybeenintroducedtooffices."We'refinallyseeingareductionintheamountofpaperbeingusedperworkerintheworkplace,"saysJohnMaine,vicepresidentofapulpandpapereconomicconsultingfirm."Moreinformationisbeingtransmittedelectronically,andmoreandmorepeoplearecomfortablewiththeinformationkeptonlyinelectronicformwithoutprintingmultiplebackups."Inaddition,Mr.Mainepointstotheweakemploymentmarketforwhite-collarworkers—theprimarydriverofofficepaperconsumption—fortheshiftinpaperusage.Therealshiftmaybeinthewaypaperisused.Sincetheadventofadvancedandreliableoffice-networksystems,datastoragehasmovedawayfrompaperarchives.Andthechangingattitudestowardpaperhavefinallycaughttheattentionofpapercompanies,saysRichardHarper,aresearcheratMicrosoft."Allofasudden,thepaperindustryhasstartedthinking,'Weneedtolearnmoreaboutthebehavioralaspectsofpaperuse,'"hesays."Theyhadneverasked,they'djustassumedthat70millionsheetswouldbeboughtperyearasaliteralfunctionofeconomicgrowth."Toreducepaperuse,somecompaniesareworkingtocombinedigitalandpapercapabilities.Forexample,XeroxCorp.isdevelopingelectronicpaper;thindigitaldisplaysthatrespondtoastylus(触控笔),likeapenonpaper.Markscanbeerasedorsaveddigitally.Anotheridea,intelligentpaper,comesfromAnotoGroup.Itwouldallowmarksmadewithastylusonapageprintedwithaspecialmagneticinktosimultaneouslyappearonacomputerscreen.Evenwithsuchtechnologicaladvances,theimprovedcapabilitiesofdigitalstoragecontinuetoactagainst"paperlessness",butwehardlynoticeatall.Inthesamewaythatdigitalinnovationshaveincreasedpaperconsumption,sohasvideoconferencing—withitspromiseoffewerin-personmeetings—boostedbusinesstravel.That'soneofthegreatironiesoftheinformationage.It'sjustcommonsensethatthemoreyoutalktosomeonebyphoneorcomputer,themorelikelyitleadstoaface-to-facemeeting.ThebestthingfortheaviationindustrywastheInternet.43.WhichofthefollowingisNOTareasonfortheslowdowninpapersales?A.Workforcewithbettercomputerskills.B.SlowgrowthoftheU.S.economy.C.Changingpatternsinpaperuse.D.Changingemploymenttrends.44.Whatcanbeinferredfromtheunderlinedsentenceinparagraph7?A.RichardHarperhadaccuratelypredictedtheexactannualsalesvolume.B.Thepaperindustrywaswellawareofthechangingbehavioralaspectsofpaperuse.C.Thepaperindustryusedtoseeeconomicgrowthasthedriverofpapersales.D.Digitalinnovationwouldeventuallyreducepaperconsumption.45.ThetwoinnovationsbyXeroxCorp.andAnotoGroupfeature________.A.integrateduseofpaperanddigitalformB.ashiftfrompapertodigitalformC.theuseofcomputerscreenD.anewstyleofwriting46.Whatdoestheauthormeanby"ironyoftheinformationage"?A.Thedreamofthe"paperless"officewillberealized.B.Peopleusuallyprefertohaveface-to-facemeetings.C.Moredigitaldatauseleadstogreaterpaperuse.SectionC(8分)Directions:Completethefollowingpassagebyusingthesentencesgivenbelow.Eachsentencecanbeusedonlyonce.Notethattherearetwomoresentencesthanyouneed. A.You'llgetlesspushbackfrommachinesthanmen. B.Theeditorservesasago-betweenforwritersandreaders. C.Theylikeclichédmetaphors:therearelotsof“Achilles'heels”. D.Yourwritingfailstoworkifitcannotstrikeachordwithitsintendedaudience. E.Inthemeantime,though,theirbaggyprosemakeseditingskillsallthemorevital. F.Fortunately,editorscanalsocompletetheirroutinetaskswithfargreaterefficiency.AIisgettingbetteratwriting.HumansmustgetbetterateditingWritingishard.ForFranzKafka,puttingwordsonthepagewasaprocessof“unendingtorments”.NowAIhascometotherescue.Largelanguagemodels(LLMs)haveeventripledthenumberofnewe-bookspublishedonAmazoneverymonth,to300,000,arecentstudyfound,andtheyhavedraftedmorethanathirdofnewwebsitesbyonecount.IfLLMskeepimproving,inafewyearstheycouldbeasgoodasprofessionalwordsmiths.

47

.Afterall,eventhebestwritersneedagoodeditortokeepthemsharp,soherearetipsforre-writingAIprose.First,commissionwell.GeorgeR.R.Martinoncesaidthejobofeditorsisto“clipthewings”ofwriters,and“telltheminwhichdirectiontofly”.WhenitcomestoLLMs,thatmeansgivingclearinstructionsaboutexactlywhatyouwant,andaskingthemtorefinetheiroutputasmanytimesasnecessary.

48

.Mr.Martinsaideditorswere“thewriter'snaturalenemy”;AIwouldprobablysay“greatobservation!”Second,payattentiontodetail.AIwriterswillmakemistakesandofferphrasesthatsoundgoodbutmeannothing.TheyliketolavishtheirprosewithLatinatewords,talkingaboutthe“bi-directionalflow”andhowto“expeditegridenhancements”.

49

.Finally,knowyouraudience.

50

.LLMstendtoflatterpeopleexcessivelyandtheirsmarmytoneisoftenoff-key.Ifyouarewritinganemailtobreaksomebadnewstoyourboss,tellyourbottoskiptheexclamationmarkslestyourbossmisunderstandtheintentionofyourreport.“Writedrunk,editsober,”goestheoldwriters'maxim.Ifthat'sright,whentheAI-humanteamgetsdowntowork,theAIswillhaveallthefun.III.SummaryWriting(10分)Directions:Readthefollowingpassage.Summarizethemainideaandthemainpoint(s)ofthepassageinnomorethan60words.Useyourownwordsasfaraspossible.51.‘BuyNow,PayLater’LendersPitchLoansforNeedsLikeElectricityandRent“Buynow,paylater”loanstookoffduringthepandemicasawayforonlineshopperstospendmoneywithoutusingacreditcard.Now,lendersareofferingtheloansasameansforpeopletofinancebasichouseholdneeds.ThelendingappsFlexandZipallowcustomerstotakeoutloanstopayfortheirbroadband,electricity,healthinsurance,mobilephoneservice,mortgageandwaterbills.Theriseinpay-laterfinancingcomesasmanyhouseholdsareleaningmoreon-debttokeepupwiththeirdailyexpenses.Formanyborrowers,theloanshavebecometheironlyoption:Halfofthoseusingthemsaidtheycouldnotmakeendsmeetotherwise,accordingtothelatestsurvey.Meanwhile,someshopperswithaccesstoothercreditdeliberatelychoosepay-laterloans.Theyprefertheloans'shortrepaymenttermsandseetheirfeesasmoretransparentthanthoseoncreditcards,whereinterestrateschangeandasinglelatepaymentcantriggerpenalties.Butthepay-laterloanscanalsobecomedebttraps,especiallywhenborrowerspilethemup.Onemistimedwithdrawalcansetoffaseriesofoverdraft(透支)feesandothermissedpayments,becausepay-laterloansoftenpulltheirpaymentsdirectlyfromcustomers'bankaccountsordebitcards.Anotherconcernabouttheexplosionofpay-laterlendingisthewayitlargelyexistsoutsidethemainstreamcreditecosystem,creatinghundredsofbillionsofdollarsinconsumerdebtthatisn'tcapturedintraditionaleconomicanalysesandsnapshots.Thatcreatesablindspotsometimescalled“phantomdebt,”muchofitheldnotbybanksbutbyprivatecreditfirmsthatoperateinthelessregulated“shadowbanking”system._________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________IV.Translation(15分)Directions:TranslatethefollowingsentencesintoEnglish,usingthewordsgiveninthebrackets.52.台风来临前,建议居民非必要不出门,以防意外。(case)53.这部低成本恐怖片大爆,源于导演精准刻画了隐藏在“老实人”外表下的贪婪和懦弱。(owe)54.随着人们越来越重视健康,户外运动用品的消费日益增长,许多人愿意投资专业装备,来更好地享受户外活动。(invest)55.今年的上海书展与时俱进,将人工智能技术融入传统的图书展览,不仅为读者提供了个性化的选书推荐,也使他们能够更加便捷地了解书籍内容。(notonly)V.GuidedWriting(25分)Directions:WriteanEnglishcompositionin120-150wordsaccordingtotheinstructionsgivenbelowinChinese.你是明启中学高三学生李华。你收到朋友王梓的来信(如下所示)。请写一封回信,给予他建议,帮助他解决当前的困惑。T

温馨提示

  • 1. 本站所有资源如无特殊说明,都需要本地电脑安装OFFICE2007和PDF阅读器。图纸软件为CAD,CAXA,PROE,UG,SolidWorks等.压缩文件请下载最新的WinRAR软件解压。
  • 2. 本站的文档不包含任何第三方提供的附件图纸等,如果需要附件,请联系上传者。文件的所有权益归上传用户所有。
  • 3. 本站RAR压缩包中若带图纸,网页内容里面会有图纸预览,若没有图纸预览就没有图纸。
  • 4. 未经权益所有人同意不得将文件中的内容挪作商业或盈利用途。
  • 5. 人人文库网仅提供信息存储空间,仅对用户上传内容的表现方式做保护处理,对用户上传分享的文档内容本身不做任何修改或编辑,并不能对任何下载内容负责。
  • 6. 下载文件中如有侵权或不适当内容,请与我们联系,我们立即纠正。
  • 7. 本站不保证下载资源的准确性、安全性和完整性, 同时也不承担用户因使用这些下载资源对自己和他人造成任何形式的伤害或损失。

评论

0/150

提交评论