I WANT TO DEPOSITE 银行存取款用语.ppt

1、a,1,UNIT 8,I want to deposit some money,a,2,New words,currency: the system of money that a country uses exchange rate; 汇率，兑换率 the exchange rate between USD and RMB deposit: to put money into a bank account withdraw: to take money out of a bank account ID: identify; identification annual: relating to

2、 a period of one year an annual income/budget,a,3,monthly: paid, valid or calculated for one month quarterly: produced or happening every three months balance: the amount that is left after taking numbers or money away from a total account balance 账户余额 charge：(noun) (for sth)the amount of money that

3、 sb asks for goods and services free of charge 免费 (verb): (sb/sth) for sth | (sb) sth (for sth)to ask an amount of money for goods or a service,a,4,这项服务我们不收钱。 We wont charge you for this service. 我们免费送货(delivery). Our delivery is free of charge./We wont charge for delivery. vary: (with sth) | (from

4、sth to sth) | (between A and B)to change or be different according to the situation vary from time to time vary with the season,a,5,receipt: (for sth)(sales slip)a piece of paper that shows that goods or services have been paid for 我给她写了一张收钱的收条 I wrote her a receipt for the money. 请给我开个收据好吗？ Can I h

5、ave a receipt, please bill: a piece of paper that shows how much you owe sb for goods or services the telephone/electricity/gas bill,a,6,a piece of paper money North American English three ten-dollar bills British English a five-pound note passbook: 银行存折 clerk: a person whose job is to keep the reco

6、rds or accounts in an office, shop/store etc. client: a person who uses the services or advice of a professional person or organization customer: a person or an organization that buys sth from a shop/store or business application: a formal (often written) request for sth, such as a job, permission t

7、o do sth or a place at a college or university,a,7,phrases,checking account 通用支票账户 savings account/current account/current deposit /demand deposit 活期存款账户 time deposit/deposit account /dated deposit fixed deposit/term deposit 定期存款账户 certificate of deposit C/D 定期存单 deposit money/make a deposit 存钱 with

8、draw money/ make a withdrawal 取钱 a twelve-month term 十二个月期限,a,8,account balance 账户余额 interest rate /rate of interest 利率 debit card 借记卡 credit card 信用卡（overdraw, overdraft) ATM: Automated Teller Machine out of breath 上气不接下气 We were out of breath after merely five-minute running. He said out of breath

9、 that he had to leave at once. short of breath 呼吸困难，喘不过气，气急 She felt short of breath because of heart disease.,a,9,expressions,Opening an account Id like to/want to open an account. Which type of account do you want (to open/set up) Do you have any form of ID (with you)? I have an ID card/a passport

10、/ a drivers license. Is that good enough/Ok? Please fill in(out) this application.,a,10,Asking about fees How much do you charge for opening an account/each transaction? There is no service charge for opening account. Opening an account is free of charge We wont charge you for opening an account. We

11、 will charge you $3 monthly. /It costs you $3 every month.,a,11,Making a deposit How much do you want to deposit? How much do you want to deposit with us? How much do you wish to pay/deposit/keep in your account? I want to deposit RMB 10, 000 (in my account). Id like to pay 10,000 yuan into my time

12、deposit. What term do you want? Id like/am interested in a two-year term.,a,12,Asking about interest rate What is the annual/monthly interest rate? What is the rate of a current deposit? What is the term deposit rate for a year? How about the interest rate? The interest rate varies from time to time

13、. The interest rate varies according to the governmental policy. At present it is 1.5% for one year, and 2.1% for two-year. The interest rate varies with the term of deposit.,a,13,Withdraw money from your account I want to withdraw/draw some money from my current account. I have a time deposit here

14、and Id like to get/take the money. Okay, please fill in this application/form, giving your name, the sum of money you are to deposit as well as your phone number. You can withdraw your money either over the counter or via the ATM.,a,14,Withdrawing in advance Id like to make a withdrawal from my cert

15、ificate of deposit. Will I lose some money/interest if I decide to withdraw on it now? Yes, you will. You have a 2-year C/D with us. Im sorry to tell you that would mean losing 6 months of interest as a penalty for withdrawing before maturity. The bank charges you 5 months of interest as a penalty i

16、f you withdraw on it now.,a,15,deadline: a point in time by which sth. must be done The deadline for application is April 30th. “sell by” date 最后可售卖的日期 expiry/expiring date 过期时间 The milk has expired by more than 3 months. （production date 生产日期） pre-decided date 到期日 maturity 到期日，成熟期,a,16,Changing som

17、e money Id like to change some money./I want to do a currency exchange. Whats the exchange rate of RMB to US dollars today/between US dollars and RMB today? Its 6.05 yuan for one dollar. Would you like to change some US dollars Well, I want to change $500. Yes, how would you like your money?/What de

18、nominations would you like? Please give me three 100-dollar bills and four 50-dollar bills. /Please give me 60 dollars in fives.,a,17,dialogue,开户 银行职员：我能为你做什么吗？ 顾客： 我想要开个户头。 银行职员：你想要开什么类型的户头？ 顾客： 我想要开一个活期存款账户。 银行职员：好的，你有证件吗，比如说身份证或者护照？ 顾客： 驾驶证怎么样，可以吗？,a,18,银行职员：是的，可以的。请填写这张表格。我们会给你一张借记卡和一本存折。这些都是免费的

19、。你可以在柜台取钱，也可以在ATM机取钱。 顾客： 好的，我填好表格就回来。 （过了一会儿） 顾客： 这是我的驾照和填好的表格 银行职员：好的，请稍等。现在你需要交纳20美元初始存款。 顾客： 这是20美元，给你 银行职员：请在这里签名。 顾客： 好的。 银行职员：这是你的卡和存折。还需要办理其他业务吗？ 顾客： 不需要了，谢谢。 银行职员：不客气,a,19,diaologue,Opening an account Clerk: What can I do for you? Client: Id like to open an account,please. Clerk: What kind

20、of account do you want? Client: I want to open a current account. Clerk: Ok, do you have any form of ID with you, such as a ID card or a passport? Client: What about a drivers license, is that good enough?,a,20,Clerk: Oh, yes. Please fill in this application. Well give you a debit card and a passboo

21、k. There is no charges on them, you can withdraw money either via the ATM or over the counter. Client: All right, Ill fill out this form and come right back. (After a while) Client: Here is my drivers license and the completed form. Clerk: Ok, please wait a minute. Now you need to make an initial de

22、posit of $20,a,21,Client: This is $20, here you are. Clerk: Please sign your name here. Client: Ok Clerk: Here is your card and passbook. Is there anything else I can do for you? Client: No, thanks. Clerk: Youre welcome,a,22,存款,银行职员：我能帮助你吗？ 顾客： 我想要存钱。 银行职员：你想要存多少，定期还是活期。 顾客： 我想要存100,000元定期。现在的定期利率是多

23、少？ 银行职员：现在存一年的利率的1.5%，两年的是2.1%，你想要存多久呢？ 顾客： 我存两年吧。 银行职员：好的，请填一下这张存款单，填上姓名、联系方式、存款金额、存期，并在最后签名。 顾客： 好的。,a,23,（过了一会儿） 顾客： 这是填好的单子和钱。 银行职员：请给我你的身份证 顾客： 给你。 银行职员：都办好了。这是存单和回执。还要办其他业务吗。 顾客： 没有了，谢谢 银行职员：不客气,a,24,deposit,Clerk: How can I help you? Client: I want to make a deposit. Clerk: how much do you wa

24、nt to deposit? Client: I wanna deposit 100,000 yuan. What is the interest rate of time deposit? Clerk: its 1.5% for one-year, and 2.1% for two-year term. So what term are you interested in ? Client: I am interested in a two-year term.,a,25,Clerk: Ok, please fill in this depositing form, giving your name, phone number, the sum of money you want to deposit and the term of deposit, the