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1、FOREIGH LANGUAGE TEACHING AND RESEARCH PRESS AIR FORCE ENGINEERING UNIVERTISY,1,PPT学习交流,The money game,2,PPT学习交流,Section A,2,Spend or save The students dilemma,Objectives,3,PPT学习交流,Spend or save The students dilemma,4,PPT学习交流,5,PPT学习交流,1. How to manage money as a college student?,Create a strict bud
2、get and commit to sticking with it; Prioritize ones finances by identifying the areas in which one need to spend money; Remember to save; Avoid credit cards; ,6,PPT学习交流,2. What do college students spend their money on?,Tuition and fees; Textbooks or other school supplies; Food and drink; Transportat
3、ion in the form of bus or train tickets; Electronics, such as laptops and smart phones; Entertainment ; ,7,PPT学习交流,Read the following survey questions regarding spending habits of college students. Then check () all the responses that are true for you.,8,PPT学习交流,1. Whats the main source of your dail
4、y expenses?, From parents From student loan or subsidy From scholarship From part-time job Other (specify) _,9,PPT学习交流,2. How much are your monthly expenses?, 500 yuan or less 501-800 yuan 801-1,000 yuan 1,001-1,500 yuan Over 1,500 yuan,10,PPT学习交流,3. Do you spend money based on your budget?, Always
5、Sometimes Never,11,PPT学习交流,4. What costs most of your money as a college student?, Food, clothing and other necessities Books Entertainments Other (specify) _,12,PPT学习交流,5. If you have extra money, do you prefer to save it or spend it immediately?, Save it Spend it,13,PPT学习交流,dominant,commercial,14,
6、PPT学习交流,respective,participants,links,15,PPT学习交流,distinctive,dealers and brokers,Listen to a short passage concerning money markets and fill in the missing information.,The money market consist of collection of markets each trading at _ financial instrument. There is no formal organization such as T
7、he New York Stock Exchange for the equity markets. Central activity to the money market are the _ who specializing one or more money market instruments.,To be continued,16,PPT学习交流,Dealers buy securities for the own _ and sell from the security inventers when the trades _. Brokers do not actually buy
8、 or sell securities, and they only accentuate the _ transactions at the best possible price. Their profits comes from commissions charged for that services.,position,take place,client,Listen to a short passage concerning money markets and fill in the missing information.,17,PPT学习交流,18,PPT学习交流,1. Wha
9、t does financial literacy refer to ?,The ability to understand financial matters; The set of skills and knowledge; Allows an individual to make informed and effective decisions through understanding of finances.,19,PPT学习交流,2. In the United States , what does Student Financial Aid refer to?,The fundi
10、ng intended to help students pay education expenses including tuition and fees, room and board, books and supplies, etc. for education at a college, university, or private school.,20,PPT学习交流,Spend or save The students dilemma,21,PPT学习交流,save more,interest rates,According to the writer, why do the me
11、ssages we get from our environment seem to defy common sense and contradict each other? (Para. 1),spend money,credit card offers,22,PPT学习交流,Another familiar example.(Para. 2),Dont pay on time,As soon as we pay,Credit Card Bill,we get demanding, nasty emails saying : “Your failure to pay is unaccepta
12、ble. Pay immediately or youll be in trouble!”,we get an email in a charming tone telling us how valuable a customer we are and encouraging us to resume spending.,23,PPT学习交流,We are confused and _ by two contradictory messages that we get from our environment. The government tells us to _ _. And credi
13、t card company also sent us contradictory message:_?,Part I (Paras. 1- _),2,spend and at the same time they tells us to save more,Are we failing consumers or valued customers,manipulated,24,PPT学习交流,Two sets of messages (Paras. 3-5),Suspend your desires,Control your appetite,school,parents,traditiona
14、l values,inescapable,invade,satisfy your desires,buy it now,25,PPT学习交流,Two sets of messages (Paras. 3-5),Suspend your desires,Control your appetite,school,parents,traditional values,inescapable,invade,satisfy your desires,buy it now,WHY?,Hard work, family loyalty, and the capacity to postpone desire
15、s are core American values that have made our country great.,on TV, in movies, on printed media and road signs, in stores, and on busses, trains and subways.,The only time you can escape advertising is when youre in your bed asleep! By the age of 18, the average American will have seen 600,000 ads;
16、by the age of 40, the total is almost one million.,26,PPT学习交流,What happens as we take in these contradictory but explicit messages? What are the psychological and social consequences of this campaign to control our spending habits? (Para. 6),27,PPT学习交流,Every day we get two sets of messages at odds w
17、ith each other. The “_” message urges us to work hard and save, suspend our desires, and avoid luxuries. The _ urge us to spend. the essential message from ads is anyhow _ already. As psychological and social consequences, people get _ with the two contradictory messages.,Part II (Paras. 3- _),6,per
18、missive advertisements,cemented into our consciousness,upright,confused,28,PPT学习交流,Why should students consider financial well-being as a key ingredient of university education? (Para. 7),29,PPT学习交流,What can students do to be financially healthy and have no money worries? (Para. 8),30,PPT学习交流,An edu
19、cated consumer and saver,Balance spending and saving,Captain of your own ship,Successful and productive direction,What conclusion can you draw from the text? (Para. 9),31,PPT学习交流,Part III Paras. 7-9,Students should learn how to become a smart and _ consumer and how to successfully _, which will help
20、 them gain a successful and production life.,educated,manage their finances,32,PPT学习交流,Introduction (Paras. 1-2),33,PPT学习交流,Example of contradictory messages: a failing consumer or a valued customer? (Para. 2),Introduction (Paras. 1-2),34,PPT学习交流,Body: paradox of the two sets of messages (Paras. 3-6
21、),35,PPT学习交流,Body: paradox of the two sets of messages (Paras. 3-6),36,PPT学习交流,Conclusion (Paras. 7-9),It is important to learn how to balance spending and saving to make your life better. (Para. 9),37,PPT学习交流,Spend or save the students dilemma I think that the messages we get from our environment s
22、eem to defy _ and contradict each other. The government tells us to spend and also to _ more. Banks offer higher interest rates so we can increase savings and also send us _ offers so we can spend more. If we dont pay our credit card bill on time, the,common sense,save,credit card,To be continued,38
23、,PPT学习交流,credit card company will warn us. As soon as we pay, the company will tell us how _ a customer we are and encourage us to_. We get two sets of messages at _ each other. One is the “permissive” perspective-advertisings permissive message is _; The other is “_” message. What happens as we tak
24、e in these contradictory but explicit messages?,To be continued,valuable,resume spending,odds with,upright,inescapable,39,PPT学习交流,On one hand, we want more things because we want to satisfy our _. On the other hand, we hope to _ our desires. Anyway, many of the skills you need as a successful studen
25、t can be applied to your _. Money worries are extremely _ and _. So, how can you be a smart and educated consumer?,material appetite,postpone,finances,stressful,distracting,To be continued,40,PPT学习交流,Consider _ classes or schools financial aid office or seek input in setting up a _. You can also fin
26、ding a _ to help you stay on track and find _ in the administration. Most importantly, dont let your ego _ and urgently get help. As you learn to balance spending and saving, you will have a successful and _ life.,financial literacy,budget,partner,pleasure,get in your way,productive,41,PPT学习交流,42,PP
27、T学习交流,提到;谈到,(mention / refer to ),Although she didnt mention any names, everyone knew who she was referring to.,refer to,短语逆译,短语应用,尽管她没有提任何人的名字,但大家都知道她指的是谁。,意群提示,43,PPT学习交流,不缺少;不缺乏,(go ahead with / project/ no shortage of ),You may go ahead with the project; there is no shortage of funds.,no shortag
28、e of,短语逆译,短语应用,你们可以继续进行这个项目,资金并不缺乏。,意群提示,44,PPT学习交流,得到,获得 (优势或愉快的感受),(derive from/satisfaction/introduction),Many students derived enormous satisfaction from the introduction to art course.,derive sth. from sth.,短语逆译,短语应用,许多学生从这门艺术入门课程中得到了巨大的满足。,意群提示,45,PPT学习交流,领会;理解;记住,It was an interesting exhibit
29、ion, but there was too much to take in all at once.,take in,短语逆译,短语应用,这是一个有趣的展览,但要一下子记住所有的东西太多了。,意群提示,(exhibition / too much /take in ),46,PPT学习交流,(对形势)作出估计(判断),(take stock of / position),We had to take stock of our position before we could decide what to do next.,take stock (of sth.),短语逆译,短语应用,我们在决
30、定下一步做什么以前,必须对我们的处境作出判断。,意群提示,47,PPT学习交流,在(可能通向成功的) 轨迹上,(run/ according to/ on track ),Everything is running according to our plan, so were still on track for 10% growth.,短语逆译,短语应用,一切都在按照我们的计划进行,所以我们仍有可能达到10%的增长率。,意群提示,on track,48,PPT学习交流,49,PPT学习交流,这里还有一个大家熟悉的例子:如果我们不按时支付信用卡账单,我们会收到从信用卡公司发来类似这样的令人讨厌
31、的催缴账单的电子邮件,原句译文,逆译练习,Heres another familiar example: If we dont pay our credit card bill on time, we get demanding, nasty emails from the credit card company saying something like,句型提炼,50,PPT学习交流,Heres another familiar example: ,句型提炼,应用提示,用于列举“人们熟知的事例”。,句型应用,51,PPT学习交流,(gourmet/ be sold on / Peking
32、Duck),典型例句,这里还有一个大家熟悉例子: “ 西方美食家已对北京烤鸭极有兴趣. ”,意群提示,Here is another familiar example : “ Western gourmets are sold on Peking Duck. ”,52,PPT学习交流,据计算,普通的美国人到18岁时,会看过60万个广告。,原句译文,逆译练习,Its been calculated that by the age of 18, the average American will have seen 600,000 ads.,句型提炼,53,PPT学习交流,Its been cal
33、culated that,句型提炼,应用提示,用于引出“有说服力的数据”。,句型应用,54,PPT学习交流,(calculate/ population / double ),典型例句,据计算,世界人口在本世纪末将要增加一倍。,意群提示,Its been calculated that the worlds population will double by the end of the century.,55,PPT学习交流,学会了如何平衡支出和储蓄,你就会成为你自己的船长,驾驶着你的生活之帆,乘风破浪,驶向成功和富饶。,原句译文,逆译练习,As you learn to balance s
34、pending and saving, you will become the captain of your own ship, steering your life in a successful and productive direction through the choppy waters.,句型提炼,56,PPT学习交流,As sb. learn to do sth., sb.will do sth.,句型提炼,应用提示,用于表达“某人学会某事就会有所收获”。,句型应用,57,PPT学习交流,(dive / appreciate/ magnetism/ to your heart
35、 content),典型例句,学会了潜水就会见到海下的美丽景色,尽情领略大海的魅力。,意群提示,As you learn to dive, you will see the beautiful view under the sea, appreciating the magnetism of the sea to your heart content.,58,PPT学习交流,59,PPT学习交流,60,PPT学习交流,61,PPT学习交流,62,PPT学习交流,63,PPT学习交流,Offer discount prices; Send giveaways; Associate with ne
36、w technologies like Internet marketing; Compare with other merchandises.,What are some of the effective techniques used to promote the selling of various products?,64,PPT学习交流,2. Do you prefer to spend or save? Why?, I will spend because life is so short and I dont want to be thrifty or spend money c
37、arefully, which will drive me crazy. I only know I should enjoy my life while Im still young and healthy. I will save because with the worsening economic situation everywhere, I dont know what could happen to me in the future. To be responsible for myself, I have to save some money for the future.,6
38、5,PPT学习交流,When I dont have much pocket money with me. When I want to buy something inexpensive but I cant afford it. When I dont have money to hang out with my friends and classmates. When I see many things I dont need surrounding me.,3. How do you know whether youre overspending or not?,66,PPT学习交流,
39、How do you understand the following quotes “金钱往往成为真正情义的障碍物。”and “Moneyis a good soldier, it can give people the courage instantly”?,According to Zou Taofen(邹韬奋), Money often becomes the hindrance for chasing true friendship. The person with wealthy may always feel joyless, for they think others asso
40、ciate with he or she is for the money only.,But Shakespeare thought moneyis very important. It makes people full of energy. We know money means food, clothing,books, etc. Families and people need it to buy things they must have. In this way society exists, and the world prospers.,67,PPT学习交流,Tips,68,
41、PPT学习交流,What are the six steps for saving money mentioned in the passage?,You need to set ambitious goals to encourage you to save money; Form many money-saving habits while stay away from those that waste money; Economize your daily expense; Keep an eye on discounts information; Economize your soci
42、al life.; While reducing the expenditures, you need to broaden your way earning money.,69,PPT学习交流,Spend or Save The Students Dilemma,70,PPT学习交流,Learn a comparison / contrast essay To start with, if you have two items to compare or contrast, the first step is to figure out how they are similar and ho
43、w they are different. if you are comparing or contrasting two professors, you might do so on these points: homework assignment, type of exam, class organization, grading system and style of teaching. The chart below illustrates how you can list your points:,to be continued,71,PPT学习交流,to be continued
44、,72,PPT学习交流,Learn a comparison / contrast essay The next step is to study your list and decide whether to write about similarities or differences, or both. It is usually best to concentrate on one or the other. If you see that there are more similarities on the list, you might need to omit differenc
45、es, or vice versa. The way to organize your points in your essay is either point-by-point or subject-by-subject. Please take a look at the chart below to see how you can organize the details with this pattern :,to be continued,73,PPT学习交流,to be continued,74,PPT学习交流,Lets look at Paragraphs 3 Try every
46、 means to conserve electricity; Seldom eat at restaurants. Subject B: People who live lavishly Go shopping any time they want; Never conserve electricity; Often eat at fancy restaurants.,to be continued,79,PPT学习交流,Conclusion: People always have their own lifestyles; some are thriftier than others.,t
47、o be continued,80,PPT学习交流,Sample: While it is good to enjoy spending money, some people may prefer saving money for the future. They are grouped as thrifty people, while people who dont care about saving money can be called non-thrifty people. Its always interesting to compare these two groups of pe
48、ople who live in entirely different lifestyles.,to be continued,81,PPT学习交流,Sample: Thrifty people tend to use their money very carefully. They often say, “A penny saved is a penny earned.” So, they dont go shopping unless there is a large sale on the things they need. By doing this, they can usually
49、 save about 30 percent of money they otherwise have to spend. Similarly, they often conserve electricity. For example, they dont often use air conditioning in summer; instead, they use electric fans. Finally, they dont often eat out at restaurants. They calculate that by cooking at home they can pro
50、bably save a large sum of money each month.,to be continued,82,PPT学习交流,Sample: In contrast, non-thrifty people often spend money carelessly and lavishly. They never wait for a sale if they want to shop. They go shopping anywhere and anytime they want. Also, they never think about saving electricity
51、to reduce their bill. They like to have their air conditioning on 24 hours a day in summer. Moreover, they often eat out and prefer going to fancy restaurants. They never care whether they can save money by eating at home or only by ordering specials offered at restaurants.,to be continued,83,PPT学习交
52、流,Sample: In conclusion, people always have their own lifestyles, and some are thriftier than others. The most important thing is that people should choose a lifestyle that is meaningful to them and can make them feel happy.,84,PPT学习交流,Writing practice,Directions: Write an essay of no less than 150
53、words on one of the following topics. One topic has an outline you can follow.,85,PPT学习交流,86,PPT学习交流,More topics: Two different teaching styles My two best friends,87,PPT学习交流,You are expected to give a speech on the topic -My Understanding of Money.,Make a speech on the following topic.,88,PPT学习交流,P
54、art I. Opening part of the speech 1.Definition of money; 2.Function of money; 3.Attribute of money.,To be continued,You can follow the outline given below.,89,PPT学习交流,You can follow the outline given below.,Part II. Your attitude towards money 1. Money is important; 2. Money in not everything./Money
55、 cant buy everything. Part III. How to treat money properly. 1. Wrong ways of treating money ; 2. How to treat money rightly.,To be continued,90,PPT学习交流,You may adopt the following expressions.,Money,whateverformittakes,isessentialforbuyinggoodsandservices. Moneycanbuycertaincomfortsandoffersome security,butitisnottheanswerforeverything. Wewillbedisappointedifwecount/relyonwealth orphysicalcomfortsaloneforhappiness. Richesarenotane
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