银行开户英文

1、IVY: I would like to open an account here.SUSAN: Alright. What kind of account would you like?IVY: Im not sure. Im new here in America.I dont know the English words for different kinds of accounts.SUSAN: Well, most international students open a basic savings account.IVY: Yes, I know I need to have a

2、 basic savings account.SUSAN: Alright. And did you want to have a checking account too?IVY: Sure. I know a lot of people here use checks. But do I need two accounts?Do I need a savings account and a checking account?SUSAN: Well. No, not really.If you think you will use a lot of checks, maybe you jus

3、t need a checking account.But you must be good at managing money then.IVY: I understand. I dont want to write bad checks.SUSAN: Thats right.IVY: I think I can have just one account. A checking account.SUSAN: And did you want to use a cash card with your account?IVY: Yes. Can I have a cash card too?S

4、USAN: Certainly. Here is the form to fill out.In order to open a checking account here, I also need to see your passport.IVY: Alright. I brought it with me. Here it is.SUSAN: Good. And I need to see your student I.D.IVY: Here it is.SUSAN: Thank you.Now if you will fill out that form, I will start to

5、 enter your information into the computer.IVY: Here is the completed application form.SUSAN: Good. Here is a deposit slip.Please fill in your name and the amount you want to deposit today.IVY: Is fifty dollars okay?SUSAN: Yes, thats fine.艾菲：我想在这里开户。苏珊：好的。你需要什么种类的户头？艾菲：我不确定，我刚到美国。我不明白英文的不同种类的户头是什么意思。

6、苏珊：嗯，大部分的外国学生都开基本储蓄存款帐户。艾菲：对，我知道我需要一个基本储蓄存款帐户。苏珊：好的。你需要一个支票存款帐户吗？艾菲：当然。我知道这里大部分的人都使用支票。但我需要两个帐户吗？我需要储蓄存款帐户及支票存款帐户吗？苏珊：嗯。不，并不一定。如果你认为你会使用很多的支票，或许你只需要一个支票存款帐户。你必须能妥善地管理自己的钱财。艾菲：我了解。我不希望开有问题的支票。苏珊：没错。艾菲：我想我只需要一个帐户。一个支票存款帐户。苏珊：你想要一张现金提款卡吗？艾菲：是的。我还能要一张现金提款卡吗？苏珊：没问题。这是申请表以供填写。照程序要开一个支票存款帐户，我还要看你的护照。艾菲：有的，

7、我有带在身边。在这儿。苏珊：很好。我还需要你的学生证明。艾菲：这个就是。苏珊：谢谢你。现在，如果你填好这张表格，我会将你的资料输入计算机。艾菲：这是填好的申请表。苏珊：好的，这是存款单。请填上你的姓名以及今天要存的数目。艾菲：五十元可以吗？苏珊：可以，没问题。Situation情景：Cindy just got her first paycheck and she wants to deposit the money in the bank. She went to the bank today to open an account.辛蒂拿到了第一个月的薪水支票，她想把钱存进银行。今天她去银行

8、开了个户头。Cindy: Hi, Id like to open an account.辛蒂：我想开个账户。 Bank Clerk: A deposit or current account? 银行职员：定期还是活期？Cindy: Current account, please.辛蒂：请给我开个活期的。Bank Clerk: OK. Please fill out this form with the necessary information.银行职员：好的。请先在这个表格里填写一些必要的个人信息。 Cindy: Alright, should I sign my name here?辛蒂：

9、好的，我在这里签名吗？Bank Clerk: Yes, right on that blank there. Please choose a pass code of six numbers and confirm it.银行职员：是的，签在客户栏。请您设置一个六位数密码并确认。Cindy: Is there a minimum for the first deposit? 辛蒂：第一次储蓄有最低限额吗？Bank Clerk: The minimum deposit for a savings account is 10 yuan and you should always have at l

10、east 10 yuan in your account.银行职员：储蓄存款的最低存款额是10元, 而且您需要在账户内留有10元现金。Bank Clerk: Here are your card and passbook. Please bring either one when you deposit or draw money. Keep them well and inform us if you lose them. 银行职员：这是您的卡和存折，存取款时请带来。保管好存折，如有遗失请及时告诉我们。Cindy: OK, thank you.辛蒂：好的，谢谢。Bank Clerk: You

11、 can withdraw money from any bank or ATM that has a Union Pay sign.银行职员：您可以在任何有银联标志的银行或自动取款机上取款。Cindy: Thats great. But do I need to pay a fee when I withdraw money from other banks？辛蒂：太好了。那我跨行取款是否要交手续费呢？Bank Clerk: Two yuan each time.银行职员：每次交易收取两元手续费。Cindy: I see. Thanks a lot.辛蒂：明白了，谢谢你。Links: 1 c

12、urrent account 活期账户，与其对应的是定期账户deposit account例句：The current account is popular with most white collar workers in our company. It is a more flexible and convenient to arrange money.我们公司的白领大部分都用的是活期账户,它能让我们用钱的时候更加灵活方便。2 minimum 作名词为最小值，也可作形容词，最小限度的。例句：Repairing your car will cost a minimum of 100 doll

13、ars.修你的汽车最少要花100美金。He just passed the universitys minimum qualifications. 他刚刚过大学的录取分数线。3 inform 通知、通报。常用的短语搭配有inform sb. of sth.通知某人某事；keep sb. informed 通知某人例句：The police promised to inform the relatives of the progress of the kidnapping investigation.警方许诺将绑架的最新进展通知家属。We will keep you informed if an

14、ything new happens.如果有新鲜事发生，我们会告诉你的。4 withdraw money from 从某处取钱例句：Youd better travel with a card instead of a large amount of cash so you can withdraw money form any bank.出去旅游的时候你最好带张银行卡，这样就不用带那么多现金在身上，也可以从任何一家银行取到钱。5 ATM：automated teller machine 自动取款机例句：I can just take a card when I go shopping sin

15、ce all the shopping malls are equipped with ATMs nowadays. 现在的所有的商场都装了自动取款机，所以我去购物的时候带张卡就足够了。6 Union Pay银联，另外还有两家国际信用卡组织是Visa维萨和Master card万事达。他们都是国际信用卡组织，本身并不发卡，由其会员金融机构发行各种支付工具，包括信用卡、借记卡、公司卡、商务卡及采购卡。例句：The Bank of New Zealand has signed a contract with China Union Pay stipulating that customers ca

16、n use their Union Pay cards in ATMs in New Zealand.新西兰银行已与中国银联签订协议，银联用户可以在新西兰自动取款机办理业务。存钱取钱已经成为我们生活中不可缺少的一部分：看看服务窗口前的永不缩短的长队你就知道银行对人们的生活有多大的影响了。这次我们就来看看关于银行、关于帐户的实用口语。首先我们来看看“开户”。What kind of account would you like to have?你想开哪种帐户?Would you like to open a current account?你想开一个活期存款帐户吗?A deposit or cu

17、rrent account?定期还是活期?Please tell me how you would like to deposit your money.请告诉我你想存何种户头?Theres a service charge for the checking account but no charge for the savings.支票户头要收服务费，现金户头不收服务费。You can open a savings account at any time with an initial deposit of one RMB.你可随时以一块钱的起存额开立储蓄帐户。Here is your pa

18、ssbook. Please bring it back when you deposit or withdraw money any time you like. Please inform us immediately if you lose it.这是你的存折，存取款时请带来。保管好存折，遗失请告诉我们。I would like to open a current account.我想开一个活期存款帐户。I need a checking account so that I can pay my bills.我需开个支票帐户，这样就能付帐。Wed like to know how to open a checking-savings account.我们想知道如何开一个支票储蓄帐户。I have a checking account here.我在这里有一个支票存款帐户。I think Id