借款协议英文.doc

loan agreementparty a (borrower):party b (lender): partyis one shareholder of party b, regarding the issue that party a lend a loan to party b, after parties friendly negotiation , agreed as follows: the amount of the loan_ party a lends to party b. capital that lending from the 3rd party (name:id no.: ) that designated by party a would beregarded as party as lent capital to party b. term of the loan_ _ _ _ _ _ the term shall start from mm/dd/yyyy and end to mm/dd/yyyy. lending rate %/30 the lending rate should be which would be calculated as actual number of lending days (one month account for 30 days). method of repayment1. / 3party b shall one-time pay off the principal and interest of the loan when the loan period expires. taking effect, modification and termination of the agreement1. this agreement would take effect after party b transfer the amount of the capital set forth in article 1 thereof to party as designated bank account; the information of the bank account would as follows:name of the beneficiary(bank account number)name of the bank(address of the bank)2. 3. within one month after expiration of the lending term, if party a agrees to renew the loan after party bs application, the lending term could be automatically extended for one year and remained the original lending rate.4. this agreement would be terminated after partyrepay the total amount of principle and interest to party a. miscellaneous1. any issue that not covered in this agreement could be settled in the additional agreement after parties negotiation; the additional agreement has same legal effect as this agreement.2. / 33. 4. this agreement is in duplicate, each party hold one copy, and each copy has the same legal effect.party a (borrower):signature/chopparty b (lender):signature/chop5. / 3_ _ _ _ _ _ 20%50% _ _ _ _ _ _ _ _ _ _ _contract number: _borrower: _address: _lender: _address: _in accordance with provisions of contract law of the peoples republic of china and bank of china, after reviewing the status and the request of the borrower, the lender agrees to grant the borrower a line of credit on . the borrower, lender and guarantor, through friendly negotiation, have executed this contract as follows:article 1 currency, amount and term of the loan:1. the currency under this loan is reiminbi.2. the line of the loan is yuan.3. the period of this loan is 12 months from the date of effectiveness of this contract.article 2 the purpose of the loan:1. the purpose of this loan is used for working capital turnover.2. without written approval of the lender, the borrower could not use the loan out of the scope of the purpose.article 3 interest rate and calculation of interest:1. interest rate: the interest rate shall be * during the loan term, if the countrys related authority adjusted the interest rate or the manner of calculation of interest, the interest of this_loan contract(lender) (id number.)(address) (tel)(borrower) (representative)(title)(address) (tel)the borrower operates two discrete businesses:1. 1. manufacture and sale of the spray-stone and super-stone products (the stone business);2. 3. manufacture and sale of wicker products (the wicker business). the borrower intends to cease operating the wicker business.for its production and operation, the borrower intends to borrow money from the lender. for the mutual benefits, both parties agree to conclude this contract. article 1 amount280,000 ()us$280,000280,000the lender agrees to advance the loan us$to the borrower prior to the signing of this contract. the borrower hereby confirms that it has received the loan us$ article 2 scope for usethe loan hereof is only for borrowers stone business and shall not be appropriated for other use. article 3 interest and term1. 1. the lender agrees that no interest will be payable on the loan for the term of the loan while the borrower is not in default of repayment.2. 2. the borrower agrees to repay the loan to the lender in accordance with the following repayment schedule:3. 4. all repayments shall be made at the time and place and in the manner reasonably required by the lender. article 4 management fee1. 1.4%2. management fee calculated for the period 1 january - 31 march due of the same year.management fee calculated for the period 1 april - 30 june due of the same year. management fee calculated for the period 1 july - 30 september due on of the same year.management fee calculated for the period 1 october - 31 december due on of the same year.3. 4. 4. in case the borrower repays the loan us$of this agreement then the obligation to pay the management fee will cease at the end of the 2 year period. article 5 floating charge1. 1. the borrower agrees to charge to the lender all equipments, raw materials, finished and unfinished goods owned now and in the future by the borrower.2. 3. the value of the charged properties stipulated in the < charged properties list > shall neither be deemed as the price of sale nor as any limit on the chargees right, while the lender exercises its right.4. 5. subject to any the laws and regulations, any information and certifications in respect of