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Lesson 13 Money disposable income=income(i) conspicuous consumption=buying expensive things to show people how rich someone is(ii) levy a tax on=officially require payment of a tax be economical=money-saving=not cost a lot of money(i) be cost-effective=be economical in terms of the services received for the money spent(ii) be penny-wise and pound-foolish=be extremely careful about small amounts of money but not careful enough about larger amount a source of income=sth. from which a persons income comes(i) scrimp and save to do sth.=spend very little money because you want to save it to buy sth. expensive(ii) belong to sb.=be owned by sb. make ends meet=only have enough money to pay the bills=have enough money to pay ones basic expenses(i) be broke=be completely without money(ii) abject poverty=extreme poverty the cost of living=the average cost for the basic necessities of life, such as food, shelter and clothing(i) standard for living=the type of life that a person or society has(ii) receipt=a document that you get from someone showing that you have given them money cost sb. a fortune=be too expensive=cost sb. a lot of money(i) The bill foris exorbitant=being very expensive(ii) Prohibitively high prices=prices that are so high they prevent people from buying them(i) be free of charge=cost nothing(ii) make a fortune=earn a very large amount of money the haves and the have-nots=the rich and the poorl accumulate wealth=collect a large amount of money over a long period of time a status symbol=a possession that is considered the symbol of someones money or power(i) luxury goods=goods for which demand increase more than proportionally as income rises(ii) commodity=sth. that can be bought and sold be acquisitive=always trying to get thingsl vanity=being too interested in someones own abilities or appearance tighten ones belt=spend less because sb. has less money=spend less than you did beforel do sth. on a shoe string=do sth. using very little money cannot afford sth.=do not have enough money to be able to pay for sth.l be beyond sb.s means=be too expensive for sb. be dirt-cheap=be very cheapl a bargain=a lower-than-usual pricel be undervalued=be considered to be worth less than sth. really is. go on a shopping spree=spend a lot of money on a single shooping tripl window-shopping=the activity of looking at things in shop windows but not buying anything keep track of sth.=know where sth. is=keep a record ofl lose track of sth.=fail track of sth.l fall short of ones expectations=is disappointing to someone Onlywont balk at this price.=Only rich people can afford it.=Onlywill not hesitate to pay for sth.l A prohibitive price=a price that is too high for the average people covet sth.=wish to own something that belongs to another person=want sth. that somebody else hasl envy sb.=want very much to do sth. that sb. else does financial support=money lent to=financial helpl financial aid=money that an organization or a government gives to a country or an areal financial issue=financial subject that people discuss keep up with the Joneses=compare ones own possessions with others=try to be as rich as your neighborsl peer pressure=the influence other people of your age have on the way you behaveLesson 14 Music musical instruments=objects such as pianos or guitars that are played to produce musical soundl be musically-inclined=have a natural talent for music cannot carry a tune =cannot sing musical notes correctlyl be tone-deaf=be unable to sing a tune correctly because you cannot hear the difference between the musical notes open-air-concert=a concert that takes place outside a hall in the open air(i) symphony orchestra=a large orchestra that plays classical music(ii) blaring music=loud and unpleasant music be suffused with=The music is full of=(of music) be filled withl be steeped in=be completely surrounded by. acoustic music=music that is not made louder with electronic equipmentl airplay=the number of times a piece of music is played on the radio pop chart= a list of the best-seller songs within a particular period(i) best-selling album / bestseller=an album that is extremely popular(ii) be just another flash in the pan=be sth. good th

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