《金融英语》期末试卷.doc

2011 -2012 学年度第一学期金融英语期末考试A卷专业 年级 学号 姓名 题号一二三四五六 七总得分阅卷人分值10%10%10%20%20%10%20%100%得分.Match the words in the left column with the proper chinese equivalents in the right column. （10 points,1 point for each ） ( ) 1 financial assets A 通货膨胀( ) 2 executive B 托收行( ) 3 barter C 金融资产( ) 4 installment D 有利可图的( ) 5 profitable E 机密的( ) 6 recipient F 分期付款( ) 7 order G 指定的人( ) 8 inflation H 行政人员( ) 9 confidental I 物物交换( ) 10 remitting bank J 收信人II.Give the full name to the following words.（2分/题， 5题共10分）1 ECU _2 IMF _ 3 SDRs _4 D/A _5 CPA _. Decide whether each of the following statements is true(T) or false(F). （10分） ( ) 1. Business transactions should not be confused with personal transactions. Similarly, the transactions of different entities should not be accounted for together.( ) 2. A usance credit means a credit which stipulates the immediate payment on presentation of documents.( ) 3. In documentary credit, the issuing bank is usually a bank located in the beneficiarys country.( ) 4. An advising bank or notifying bank is the bank that advises the applicant that a letter of credit (L/C) has been issued, confirmed, or amended.( ) 5. Acceptance must be made at the back of the bill and signed by the drawee.( ) 6. In cheque transactions, the drawer and the payer are the same person.( ) 7. Both a crossed cheque and a open cheque can be cashed over the counter.( ) 8. Education loan is, just one tpye of amortization loans.( ) 9. Short-term loans are often used to satisfy fixed asset investment whereas medium and long-term loans are often used to finance working capital needs.( ) 10. By barter, it means that people use goods to trade for other goods made by other people. Choose the best answer.(2分/题，10题共20分)( ) 1. The first modern international monetary system was the _?A gold standard B Bretton Woods SystemC Jemaica System D European Monetary System( ) 2. Used to settle official transactions at the IMF, _ are sometimes called paper gold.A dollars B ECUsC SDRs D all currencies( ) 3. The _fees are one-time charges negotiated in advance and imposed when the loan agreement is signed.A management B front-endC commitment D participation ( ) 4. The person paying the money is _ of a cheque.A the drawee B the endorserC the payee D the endorsee ( ) 5. The documents will not be delivered to the buyer until _.A the buyer has cleared goods B the goods have arrivedC the bill is paid or accepted D both A and B( ) 6. If it is not stated as D/P or D/A, the documents can be released_.A against acceptance pour aval B against acceptance C against payment D in either way ( ) 7. Under_, no draft is drawn. It is also used as a means of avoiding the stamp duty payable on drafts.A the acceptance credit B the derferred payment credit C the payment credit D the negotiated credit ( ) 8. _is the bank to which the pricipal has entrusting the collection.A The remitting bank B The collecting bankC The presenting bank D Both A and B ( ) 9. Which principle has the assumption that the business will continue in operation?A The cost principle B The going-concern conceptC The matching principle D Both A and B ( ) 10. _ is the most important part of a bank letter.A Subject B BodyC Complimentary close D Signature. Translate the following sentences. (20分)1. The usual way the drawee accepts a draft is by writing or stamping the word “ACCEPTED” on the face of the draft, plus the drawees authorized signature and the date accepted.2. Banks wiil act in good faith and exercise reasonable care and must verify that the documents received appear to ba as listed in the collection order.3. Nonprofit organizations such as churches, most hospitals, government agencies, and colleges use accounting information in much the same way that profit oriented businesses do.4. 用货币作为交换媒介是货币的主要职能之一。5. 有时在借款人的要求下，由贷款人给与还款的宽限期。1._2._3._4._5._. Reading comprehension. You are required to Choose the best response from A to D in the box according to passage. Then mark the corresponding letter on the Answer Sheet. （2分/题， 5题共10分）As prices and building costs keep rising, the “do-it-yourself” (DIY) trend (趋势) in the U.S. continues to grow.“We needed furniture(家具) for our living room.” Says John Ross, “and we just didnt have enough money to buy it. So we decided to try making a few tables and chairs.” John got married six months ago, and like many young people these days, they are struggling to make a home at a time when the cost of living is very high. The Rosses took a 2-week course for $ 280 at a night school. Now they build all their furniture and make repairs around the house.Jim Hatfield has three boys and his wife died. He has a full-time job at home as well as in a shoe making factory. Last month, he received a car repair bill for $ 420. “I was deeply upset about it. Now I have finished a car repair course, I should be able to fix the car by myself.”John and Jim are not unusual people. Most families in the country are doing everything they can to save money so they can fight the high cost of living. If you want to become a “do-it-yourself”, you can go to DIY classes. And for those who do not have time to take a course, there are books that tell you how you can do things yourself.1. We can learn from the text that many newly married people _. A. find it hard to pay for what they need B. have to learn to make their own furniture. C. take DIY courses run by the government. D. seldom go to a department store to buy things2. John and his wife went to evening classes to learn how to _ A. run a DIY shopB. make or repair things C. save time and money D. improve the quality of life.3. When the writer says Jim has a full-time job at home, he means Jim _ A. makes shoes in his homeB. does extra work at night C. does his own car and home repairs D. keeps house and looks after his children4. Jim Hatfield decided to become a “do-it-yourself” when _ A. his car repairs cost too muchB. the car repair class was not helpful C. he could no possible do two job D. he had to raise the children all by himself5. What would be the best title for the text? A. the Joy of DIY B. You Can Do It Too! C. Welcome to Our DIY Course! D. Ross and Hatfield: Believers in DIY. 根据信用证要求填写下列汇票。(2分/空，共20分)L/CADVISING BANK: BANK OF COMMUNICATIONS SHANGHAI(HEAD OFFICE)OPENING BANK: BANGKOK BANK PUBLIC COMPANY LIMITED，BANGKOKForm of Doc. Credit * 40A IRREVOCABLEDoc. Credit Number * 20 0011LC123756Date of Issue 31C 001103Expiry * 31D Date 010114 Place BENEFICIARIES COUNTRYApplicant * 50 MOUN CO., LTD. NO.443, 249 ROAD BANGKOK THAILANDBeneficiary * 59 / SHANGHAI FOREIGN TRADE CORP . SHANGHAI, CHINAAmount * 32B Code USD Amount 18.000,Available with /by * 41D ANY BANK IN CHINABY NEGOTIATIONDraft at 42C SIGHT IN DUPLICATE INDICATING THIS L/C NUMBERDrawee 43D / /ISSUING BANK Partial Shipments 43P NOT ALLOWEDTransshipment 43T ALLOWEDLoading 44ACHINA MAIN PORT, CHINAFor Transport to 44BBANGKOK, THAILANDLatest Date of Ship. 44C 001220Descript. of Goods. 45A2,000KGS. ISONIAZID BP98AT USD9.00 PER KG. CFR BANGKOKDocuments required 46ADOCUMENTS REQUIRED:+COMMERCIAL INVOICE IN ONE ORIGINAL PLUS 5 COPIES INDICATING F.O.B. VALUE, FREIGHT CHARGES SEPARATELY AND THIS L/C NUMBER, ALL OF WHICH MUST BE MANUALLY SIGNED.+FULL SET OF 3/3 CLEAN ON BOARD OCEAN BILLS OF LADING AND TWO NON-NEGOTIABLE COPIES MADE OUT TO ORDER OF BANGKOK BANK PUBLIC COMPANY LIMITED, BANGKOK. MARKED FREIGHT PREPAID AND NOTIFY APPLICANT AND INDICATING THIS L/C NUMBER.+PACKING LIST IN ONE ORIGINAL PLUS 5 COPIDIES, ALL OF WHICH MUST BE MANUALLY SIGNED.+CERTIFICATE OF ANALYSIS IN ONE ORIGINAL PLUS ONE COPY. 相关资料：发票号码：SHE 02/1845 发票日期：2000年11月26日提单号码：SCOISG7564 提单日期：2000年11月29日船名：JENNY V.03 装运港：上海港货物装箱情况：50KGS/DRUM 总毛重：2,200KGS集装箱：1x40 FCL CFS/CFS 运费 ：USD0.08/KG UXXU4240250 01692551、 写出本信用证的开证人、开证日期、有效期及地点、最迟装运期。 2.根据信用证要求填写下列汇票。汇 票BILL OF EXCHANGE凭Drawn under (1) B! ANGKOK BANK PUBL(1)(IC COMPANY LIMTIED BANGKOK信用证 第 号L/C No. (2)0011LC123756日期 年 月 日Dated 001103按 息 付款Payable with interest / % per annum号码 汇票金额 上海 年 月 日No. SHE 02/1845 Exchange for USD18,000.00 SHANGHAI, DEC.02, 2000见票 日后（本汇票之副本未付）付At * sight of this FIRST o