《CDCS考试全攻略》参考资料

CDCS培训班天津,秦丽娜中国工商银行2005年1月,CDCS考试全攻略,1,CDCS考试概况考试形式考试范围复习计划巧安排应试技巧,主要内容,CDCS培训班天津,2,CDCS培训班天津,1、什么是CDCSCertifiedDocumentaryCreditSpecialist（CDCS）是一个证明跟单信用证人员理论能力以及实际业务操作能力的专业认证考试，它是在业内专家磋商基础上发展起来的，并保证此认证能够真实地对参考人员的业务能力进行考察。它由国际商会（ICC）授权，英国注册银行家协会（CIB）和国际金融服务协会（IFSA)合作共同推出。其签发的证书代表了跟单信用证人员的业务水平，受全世界承认。,CDCS考试概况CDCS简介,3,CDCS培训班天津,2、为什么要参加CDCS考试CDCS考试可以扩大从业人员的实际业务知识，是专业人员在此领域继续发展不可或缺的一部分。由于CDCS得认证为世界所承认，因此它代表了跟单信用证方面的国际水准，能够通过此考试的人拥有“跟单信用证专家资格证书”。,CDCS考试概况,CDCS考试概况CDCS简介,4,CDCS培训班天津,3、考生资格实际上，此考试对有意参考的人员没有特殊要求，但是考试中心要求参考人员必须具有至少三年在信用证领域工作的经验。考试人员要想正式得到此认证，必须提交一封由一名高级人员证明的该考生在信用证领域有一定从业经验的推荐信。但由于中国是ICC成员国，因此不受此限制，参考人员无论工作年限、是否具有专业背景，都可以参加考试。,CDCS考试概况,CDCS考试概况CDCS简介,5,CDCS培训班天津,4、备战考试参加考试的考生应使用CIB和IFSA的统一考试资料。考卷中的所有试题以此考试资料为依据。当考生正式注册成功后，会收到这些资料。CDCS考试时间为3小时，全英文考卷，共分为两个部分，第一部分为85道选择题，以CDCS考试大纲内容为基础，第二部分包括35道选择题，以案例分析为主，目的在于检测考生工作中的信息积累、对信用证的理解和判定等方面的技巧。,CDCS考试概况,CDCS考试概况CDCS简介,6,CDCS培训班天津,5、考试时间，报名程序CDCS考试每年4月中旬举行一次，ICCCHINA秘书局负责中国大陆地区考生报名。6、专家资格的延续CDCS专家资格有效期为三年，如果希望延续，有两个途径：一是重新参加考试；二是积累学分（ProfessionalDevelopmentUnits,PDUs），三年内积满24分，一年内最多不超过16分。,CDCS考试概况,CDCS考试概况CDCS简介,7,CDCS培训班天津,在2001年4月以前，中国大陆地区还没有进行过CDCS考试，距离中国大陆地区最近的考点设在香港。最近几年，国际商会中国国家委员会（ICCCHINA)有关学术机构和其他单位一直在中国开设UCP500的课程和培训，但还没有这方面的资质认证。值得庆幸的是，经过ICCCHINA秘书局的努力，终于和英国金融服务协会（IFS）达成协议，在2001年4月12日，首次在北京举行了CDCS考试，并于2002年经考试地点扩大到上海和广州三个城市，今年又增加了大连、长沙、成都三个城市。以后中国考区的CDCS考试将由ICCCHINA和IFS联合举办。,CDCS考试概况,CDCS考试概况CDCS在中国,8,CDCS培训班天津,自2001年中国大陆正式引入CDCS考试开始，总行国际部一直非常重视，并且一直鼓励和支持全行从事国际结算的广大员工参加考试。到目前为止，全行通过该考试的人员超过240人。同时，为了加强对CDCS考试的管理和对已通过CDCS考试人员的使用，总行在2004年特制定了关于对CDCS考试相关问题的指导意见。考试报名考试费用及资格延展获得CDCS资格认证人员的使用,CDCS考试概况,CDCS考试概况CDCS在工行,9,CDCS培训班天津,考试形式,考试时间：三个小时答题形式：涂题卡题目类型：选择题，两个部分，第一部分85题；第二部分35题考试通过要求：两部分分别通过,10,CDCS培训班天津,考试形式题目类型,第一部分：Multiple-choicequestions只有一个正确答案，三个等级：Knowledgequestionsarerecallquestions.Applicationquestionsapplyknowledge.Analysis,alsocalledhigherlevelthinking,questionsrequirebothknowledgeandapplicationskills.,11,CDCS培训班天津,KnowledgeI,Recall/Knowledge:recognizespecificinformationandfactsthatdonotvarybysituation.Therewillbe55knowledgeorrecallquestionsontheexam.Ex.1:WhichofthefollowingpercentagesrepresentstheminimuminsuredvalueofgoodsontheinsurancedocumentunlessotherwisestatedintheDocumentaryCreditwheretheCIF/CIPvaluecanbedetermined?100%.105%.110%.115%.,12,Explanation:Article34InsuranceDocumentsf.ii.UnlessotherwisestipulatedintheCredit,theminimumamountforwhichtheinsurancedocumentmustindicatetheinsurancecovertohavebeeneffectedistheCIForCIPvalueofthegoods,asthecaseaybe,plus10%,butonlywhentheCIForCIPvaluecanbedeterminedfromthedocumentsontheirface.,CDCS培训班天津,13,CDCS培训班天津,KnowledgeII,Ex.2:PriortoadvisingaDocumentaryCredittothebeneficiary,theAdvisingBankisresponsiblefor:Effectingpaymentagainstconformingdocuments.CheckingtheapparentauthenticityoftheDocumentaryCredit.NotifyingtheIssuingBankthattheDocumentaryCreditisbeingadvised.Checkingthatthereimbursementmethodiseffective.,14,Explanation:Article7AdvisingBanksLiabilitya.ACreditmaybeadvisedtoaBeneficiarythroughanotherbank(the“AdvisingBank”)withoutengagementonthepartoftheAdvisingBank,butthatbank,ifitelectstoadvisetheCredit,shalltakereasonablecaretochecktheapparentauthenticityoftheCreditwhichitadvises.IfthebankelectsnottoadvisetheCredit,itmustsoinformtheIssuingBankwithoutdelay.,CDCS培训班天津,15,CDCS培训班天津,ApplicationI,Application:requirecomprehension,interpretation,ormanipulationofconceptsordata.Therewillbeatotalof65applicationquestionsontheexam(Part1and2).Ex.3:Deliveryofgoodshasbeenmadetothebuyeron08October.Therelevantdocumentswerepresentedinorder,includingaCMRdated15dayspriortodelivery.TheDocumentaryCredittermsstatethatpaymentistobeeffected30daysaftershipment.Onwhichdatewillpaymentbemade?(ThereareNObankingholidaysandSaturdaysandSundaysareNOTbankingdays.)Friday22October.Monday25October.Friday05November.Monday08November.,16,Explanation:CMR（p.205）:TransportdocumentscoveringthedispatchofgoodsbyrailorbyroadareRailandRoadConsignmentNotes.RoadwaybillsarealsocalledTruckWaybillsorCMRNotes(ConventionMerchandisesRoutiers).DateofShipment（UCP500article28）ii.Thedateofissuancewillbedeemedtobethedateofshipmentunlessthetransportdocumentcontainsareceptionstamp,inwhichcasethedateofthereceptionstampwillbedeemedtobethedateofshipment.,CDCS培训班天津,17,CDCS培训班天津,ApplicationII,Ex.4:WhenanAdvisingBankhasacceptedaTime/UsanceDraftunderanAdvisedDocumentaryCredit,theyareresponsibleforeffectingpaymentatmaturitywhen:theyhavereceivedfundsfromtheIssuingBank.theyhavereceivedfundsfromtheReimbursingBank.thedraftisverifiedbytheApplicant.thedraftispresentedbytheBeneficiary.,18,Explanation:ByAcceptance（p.83）:ThetermsandconditionsofaCreditissuedonacceptancetermsarethat:paymentisnotimmediatedraftsarerequiredtobepresentedpaymentisonthematuritydatesofthedraft.,CDCS培训班天津,19,CDCS培训班天津,Analysis,Analysis:requiretheintegrationorsynthesisofavarietyofconceptsand/orelementstosolveaspecificproblemsituation.Questionstesttheabilitytogatherinformation,evaluatedataandmakedecisions.Analysisquestionsoftenrequirevaluejudgmentsconcerningtheeffectiveness,appropriatenessorbestcourseofactioninagivensituation.Therewillbe5analysisquestionsontheexam.,20,Acompletequestionfollowedbyfouroptions;thereisonlyonecorrectanswertodirectorclosedquestions.Ex.5:WhatistheapplicableIncotermforanAirwayBillmarket“FreightPrepaid”?FCA.CFRCPTDAF,C.CPT,CDCS培训班天津,21,Explanation:FCA:FreeCarrier(namedplace)CFR:CostandFreight(namedportofdestination)CPT:CarriagePaidTo(namedplaceofdestination)DAF:DeliveryatFrontier(namedplace),CDCS培训班天津,22,Anincompletesentencewithfouroptions;thereisonlyonecorrectanswertoincompletesentencequestions.Ex.6:DocumentsunderaDocumentaryCredit,includingtheCMRconsignedtotheorderoftheIssuingBank,havebeendelayedintransitbetweentheConfirmingBankandtheIssuingBank.TheApplicantrequiresthegoodsurgentlyandthereforerequestsfromtheIssuingBanka:DeliveryOrder.LetterofIndemnity.PerformanceGuarantee.ShippingCompanyGuarantee.,A.DeliveryOrder.,CDCS培训班天津,23,Explanation:AirwayReleasesandDeliveryOrders(p.460):anddeliveryordersdealwiththedeliveryofgoodsdispatchedbymodesotherthanseaandairandarethemodegenerallyseenisinrespectofgoodsdispatchedbyroad.,CDCS培训班天津,24,Isusedwhenthereismorethanonecorrectanswertoaquestion,butONLYoneofthecorrectanswersisofferedintheoptions.Ex.7:WhichofthefollowingIncotermsappliesonlytowhereashiprepresentsthepointofdeliveryfortransportationbyseaorinlandwaterway?FCA.FASCPTDAF,B.FAS,FAS,FOB,CFRCIF,DES,DEQ,CDCS培训班天津,25,Theremaybemorethanonecorrectanswer.Theresponsewillincludeoptions.Ex.8:AMarineBillofLadingactsas:1.anacknowledgementofreceiptofthegoodsbythecarrier.2.evidenceofacontractofcarriage.3.adocumentoftitleforthegoods.4.evidenceofthecontractbetweenthesellerandtheforwardingagent.1and3only.2and4only.1,2and3only.2,3and4only.,C.1,2and3only.,CDCS培训班天津,26,Threeofthefouroptionsarecorrectandonlyoneoptionisincorrect.ThereisonlyoneanswerforEXCEPTquestions.Ex.9:InaccordancewithUCPallthefollowingstatementsrelatingtocommercialinvoicesunderanon-transferableDocumentaryCreditarecorrectEXCEPTthecommercialinvoicesmust:bemanuallysignedbytheBeneficiary.bemadeoutinthenameoftheApplicant.appeartohavebeenissuedbythenamedBeneficiary.indicatethedescriptionofgoodscorrespondingwiththeDocumentaryCredit.,A.bemanuallysignedbytheBeneficiary.,CDCS培训班天津,27,Thequestionrequiresevaluationandtheselectionoftheappropriateoption.Ex.10:WhichpartyhastheMOSTresponsibilitytoexaminethetermsandconditionsofaDocumentaryCreditagainstthesalesagreement?Applicant.Beneficiary.IssuingBank.ConfirmingBank.,B.Beneficiary.,CDCS培训班天津,28,Thereisoneanswertoeachquestioninsituationalsets.Theremaybemorethanonequestionforeachinformationset.,CDCS培训班天津,多为分析性问题，一般情况下，一组情境下只有一个问题。,29,CDCS培训班天津,考试形式题目类型,第二部分：In-basket/Simulationexercises五个分析性问题（Analysisquestions）。四套单据，每套单据五个问题。两道审单题，各五个不符点。,30,1、DocumentaryCreditGroups(1)TypesandUsesofDocumentaryCredits(2)PartiestotheCredit:Roles,ResponsibilitiesandRisks(3)TypesofPayment2、CharacteristicsofDocumentaryCredits(1)PrimaryCharacteristics(2)SpecialtyCharacteristics3、Operations(1)Processes(2)RelatedProducts/Terms4、FinancialandCommercialDocuments5、Rules,CDCS培训班天津,考试范围考试内容概览,31,MultipleChoiceQuestions,CDCS培训班天津,32,应试指南章节一览Documentarycredits-anoverviewThesalesagreementDocumentarycredits-types,usesandcharacteristicsPartiestodocumentarycredittransactions-rolesandresponsibilitiesIssuanceandamendmentTransportationdocumentsOtherdocumentsPresentation,examinationandsettlement/rejectionBank-to-bankreimbursementsunderdocumentarycreditsRelatedproductsRiskissues,CDCS培训班天津,考试范围读透CDCS应试指南,33,应试指南第二版与第一版不同之处（一）ISBPInternationalStandardBankingPracticefortheExaminationofDocumentsunderDocumentaryCreditsPreliminaryconsiderationsthatrelatetotheapplicationandissuanceofcredits(15)GeneralprinciplesthatarenotspecifictoanyonearticleofUCP500oranyonedocument(644)Practicesthatareclearlylinkedtoanamedtypeofdocument:Drafts(4558)Invoices(5972)Transportdocuments(73182)Insurancedocuments(183195)Certificatesoforigin(196200),CDCS培训班天津,考试范围读透CDCS应试指南,34,应试指南第二版与第一版不同之处（二）eUCPTheSupplementtotheUniformCustomsandPracticeforDocumentaryCreditsforElectronicPresentationseUCP是UCP500的补充，与UCP500一同适用；eUCP应用灵活，适用与部分纸质、部分电子交单和全部电子交单的情况；eUCP是动态的，目前是1.0版本；eUCP的结构比照UCP500并按电子交单的流程进行规定；eUCP的条款可以分成四个部分：在UCP500中有的、也适用于eUCP信用证的条款（如UCP500中2到10）；对UCP500是一种补充而无冲突、且不影响UCP500适用的条款（如eUCP中e3(a)）；与UCP500不同，但仅适用于电子单据的条款（如eUCP中的11和12）；对UCP500中对应有所改变的条款（如eUCP的2(a)、5(c)和(e)、7(a)和(b)、8）。信用证，凡遵守eUCP的，将自动遵守UCP500而无需明示；如果信用证遵守eUCP，当与UCP500冲突时，以eUCP为准。推荐阅读“GuidetounderstandingtheelectronicsupplementtotheUCP500”ICC639。,CDCS培训班天津,考试范围读透CDCS应试指南,35,应试指南第二版与第一版不同之处（三）ISP98InternationalStandbyPractices部分条款全部条款ISP98与UCP500的比较,CDCS培训班天津,考试范围读透CDCS应试指南,36,ISP98与UCP500比较,CDCS培训班天津,37,涉及到的国际惯例UCP500UniformCustomsandPracticeforDocumentaryCreditsISP98InternationalStandbyPracticesURR525UniformRulesforBank-to-bankReimbursementUnderDocumentaryCreditsUCP500subarticle20(b)DecisiononOriginalDocuments(p.373)ICCPositionPapers14PositionNo.1Amendments（p.193）PositionNo.2Negotiation（p.84）PositionNo.3Non-documentaryconditions（p.180）PositionNo.4Transportationdocumentsarticles(23-30)(p.292)ISBPInternationalStandardBankingPracticefortheExaminationofDocumentsunderDocumentaryCreditseUCPSupplementUCP500forElectronicPresentationsIncoterms2000,CDCS培训班天津,考试范围读透CDCS应试指南,38,制定合理的复习计划，熟悉应试指南内容（480页）Documentarycredits-anoverview（8页）Thesalesagreement（28页）Documentarycredits-types,usesandcharacteristics（98页）Partiestodocumentarycredittransactions-rolesandresponsibilities（38页）Issuanceandamendment（24页）Transportationdocuments（102页）Otherdocuments（46页）Presentation,examinationandsettlement/rejection（82页）Bank-to-bankreimbursementsunderdocumentarycredits（28页）Relatedproducts（14页）Riskissues（12页）,CDCS培训班天津,复习计划巧安排,39,重点复习UCP500Chapter3Documentarycredits-types,usesandcharacteristicsChapter6TransportationdocumentsChapter9Bank-to-bankreimbursementsunderdocumentarycredits,CDCS培训班天津,复习计划巧安排,40,Chapter3Documentarycredits-types,usesandcharacteristicsTypesofCreditsCommercialDocumentaryCreditsStandbyLettersofCreditTypesofpaymentAvailabilityandsettlementmethodsAssignmentofCreditproceedsCharacteristicsRevocableIrrevocableIrrevocableconfirmedTransferableBacktoback(counter)CleanAdvancepayment(redclause)RevolvingandinstallmentEvergreenEstablishedunderaidagreementsInoperative,CDCS培训班天津,复习计划巧安排,41,Chapter6TransportDocumentsCharacteristicsofTransportDocumentsMarine/OceanbillofladingNon-negotiableseawaybillCharterpartybillofladingMultimodaltransportdocumentAirtransportdocumentRoad,railorinlandwaterwaytransportdocumentsCourierandpostreceiptsCommoncharacteristicsLifecycleoftransportdocumentsForwardersvs.carriersIntroductiontotheProcessingofTransportDocumentsunderDocumentaryCreditsandUCP500Marine/OceanbillofladingNon-negotiableseawaybillCharterpartybillofladingMultimodaltransportdocumentAirtransportdocumentRoad,railorinlandwaterwaytransportdocumentsCourierandpostreceipts,CDCS培训班天津,复习计划巧安排,42,Chapter9Bank-to-bankreimbursementsunderdocumentarycreditsUCPandBank-to-bankReimbursementsunderDocumentaryCreditsIntroductionICCworkingpartyforICCUniformRulesforbank-to-bankreimbursementsunderDocumentaryCreditsICCUniformRulesforBank-to-bankReimbursementsunderDocumentaryCreditsIntroductionStudyofarticles,includingtypes,parties,issuance,documentsandpresentationDisciplinespromptedbySWIFTStepbystepguideProblems,CDCS培训班天津,复习计划巧安排,43,比较复习例如：INCOTERMS2000TransportDocuments,CDCS培训班天津,复习计划巧安排,44,45,46,47,CDCS培训班天津,TransportDocuments,以Article23Marine/OceanBillofLading为例：aport-to-portshipmentunlessotherwisestipulatedintheCredithowevernamedonitsfacesignedorotherwiseauthenticatedloadingonboarddateofshipmentintendedvesselplaceofreceiptortakinginchargedifferentfullsetallofthetermsandconditionsofcarriagecharterparties-sailonlytranshipment,48,CDCS培训班天津,应试技巧,时间,顺序,涂卡,铅笔,做题,49,Ex.11:Deliveryofgoodshasbeenmadetothebuyeron08October.Therelevantdocumentswerepresentedinorder,includingaCMRdated15dayspriortodelivery.TheDocumentaryCredittermsstatethatpaymentistobeeffected30daysaftershipment.Onwhichdatewillpaymentbemade?(ThereareNObankingholidaysandSaturdaysandSundaysareNOTbankingdays.)Saturday23October.Monday25October.Saturday06November.Monday08November.,CDCS培训班天津,50,Ex.12:InaccordancewithUCP,whatisthemaximumnumberofbankingdays(inclusiveofpresentationdate)thataConfirmingBankisallowedtorefusethedocuments?One.Three.Seven.Eight.,CDCS培训班天津,51,Explanation:Article13StandardforExaminationofDocumentsb.TheIssuingBank,theConfirmingBank,ifany,oraNominatedBankactingontheirbehalf,shalleachhaveareasonabletime,nottoexceedsevenbankingdaysfollowingthedayofreceiptofthedocuments,toexaminethedocumentsanddeterminewhethertotakeuporrefusethedocumentsandtoinformthepartyfromwhichitreceivedthedocumentsaccordingly.,CDCS培训班天津,52,Ex.13:WhichDocumentaryCreditenablesaBeneficiarytoobtainpre-shipmentfinancingwithoutimpactinghisfacility?Transferable.RedClause.Irrevocable,payableatsight.ConfirmedIrrevocable,payableatmaturity.,CDCS培训班天津,53,Explanation:AdvancePaymentCredits（p.126）:AtthesellersrequestthebuyermayagreetomakeapartofthepurchasepriceavailabletothesellerasapreshipmentadvanceandfurtheragreethatsuchadvanceshouldbemadefromwithintheCreditissued.Historically,thisclauseappearedinboldredtypeinordertodrawattentiontothespecialadvance,andforthisreasonsuchCreditsweretermedRedClauseCredits.,CDCS培训班天津,54,Ex.14:AMarineBillofLadingactsas:1.anacknowledgementofreceiptofthegoodsbythecarrier.2.evidenceofacontractofcarriage.3.adocumentoftitleforthegoods.4.evidenceofthecontractbetweenthesellerandtheforwardingagent.1and3only.2and4only.1,2and3only.2,3and4only.,CDCS培训班天津,55,Ex.15:ADocumentaryCreditcallsforpresentationofanInsuranceCertificate.Whichofthefollowing