金融实训技能——国际结算基本技能(一)

1、金融实训技能国际业务部分国际结算基本实训技能（一）（2013年9月16日9月20日完成）实验一：申请开立信用证一、操作指导当进出口双方在贸易合同中确立以信用证方式结算后，进口方即可按贸易合同规定向当地银行申请开立信用证 ，填写开证申请书。这样，进口商即成为开证申请人，开证申请书是银行开具信用证的依据。银行按照开证申请书开立信用证后，在法律上就与进口商构成了开立信用证的权利与义务的关系，两者之间的契约就是开证申请书。（一）申请开立信用证手续申请开立信用证的具体手续有三点：1.递交有关合同的副本及附件：进口商在向银行申请开证时，要向银行递交进口合同的副本以及所需附件，如进口许可证、进口配额证、某些

2、部门审批文件等。2.填写开证申请书：进口商根据银行规定的统一开证申请书格式，填写一式三份，一份留业务部门；一份留财务部门；一份交银行。填写开证申请书，必须按合同条款的具体规定，写明信用证的各项要求，内容要明确、完整，无词意不清的记载。3.缴纳保证金：按照国际贸易的习惯做法，进口商向银行开立信用证，应向银行缴付一定比例的保证金，其金额一般为信用证金额的百分之几到百分之几十，一般根据进口商的资信情况而定。在我国的进口业务中，开证行根据不同企业和交易情况，要求开证申请人缴付一定比例的人民币保证金，然后银行才开证。在填写进口开证申请书时必须注意：1.申请开立信用证前，一定要落实进口批准手续及外汇来源。

3、2.开证时间的掌握应在卖方收到信用证后能在合同规定的装运期内出运为原则。3.开证要求“证同一致”，必须以对外签订的正本合同为依据。不能用“参阅XX号合同”为依据，也不能将有关合同附件附在信用证后，因信用证是一个独立的文件，不依附于任何贸易合同。4.如为远期，要明确汇票期限，价格条款必须与相应的单据要求、费用负担及表示方法相吻合。5.由于银行是凭单付款，不管货物质量如何，也不受合同约束，所以为使货物质量符合规定，可在开证时规定要求对方提供商检证书，明确货物的规格品质，指定商检机构。6.信用证内容明白无误，明确规定各种单据的出单人，规定各单据表述的内容。7.合同规定的条款应转化在相应的信用证条件里

4、，因为信用证结算方式下，只要单据表面与信用证条款相符合，开证行就必须按规定付款。如信用证申请书中含有某些条件而未列明应提交与之相应的单据，银行将认为未列此条件，而不予理采。8.国外通知行由开证行指定。如果进出口商在订立合同时，坚持指定通知行，可供开证行在选择通知行时参考。9.在信用证中规定是否允许分批装运、转运、不接受第三者装运单据等条款。10.我方国有商业银行开出的信用证一般不接受要求其他银行保兑的条款。（二）信用证开证申请书各项目介绍（见表52）（1）开证行：可以由开证行预先印制，也可以由申请人在填写申请书时填写。（2）申请日：填写申请人填写开证申请书的日期。(3)信开信用证：以航空挂号邮

5、寄给通知行和卖方，时间较长。(4)简电开信用证：函开并先以简单电文告知通知行或受益人所开信用证的主要内容。(5)电开信用证：信用证以电信方式发至通知行，通常是通过SWIFT系统发送。(6)是否可转让：根据UCP600第38条所订立的规则确定。(7)信用证编号：由开证行填写。(8)失效日期和地点：信用证的失效地点通常是受益人所居住的国家或城市。自由议付信用证下，则可能是任何议付行所在地。(9)申请人：填写申请人的全称和地址。(10)受益人：通常是国际贸易合同的卖方，也可能是经有关各方同意的第三方。填写其全称和地址。(11)通知行：除非合同有明确规定，此栏由开证行填写。(12)信用证金额：分别以大

6、写和小写注明金额，两者应该一致。(13)是否允许分批装运：选中的项目在括号里标注×。(14)是否允许转运：选中的项目在括号里标注×。(15)付款方式：通常需指定以下内容：信用证指定银行名称，指即期付款行，或延期付款行，或承兑行，或指定议付行的名称，如果是自由议付则填写“ANY BANK”。信用证付款类型。选中的项在括号里标注×，可选项包括即期付款、延期付款、承兑、议付。汇票条款：是否需要开具汇票以及所开具汇票的金额、付款期限和受票人名称。(16)起运地：是指发货人将货物交给承运人或其代理人的地方。(17)最迟装运期：此处如果空白则以信用证的到期日为准。(18)目的

7、地：是指货物运抵并交付给收货人的地方。(19)贸易术语：在选中的术语前标注×。(20)所需单据：在需要受益人提交的单据前标注×，并填写文句中的空格，对提交的单据进行详细指示。签名的商业发票_份（由申请人自行决定份数），上书信用证号和合同号_。运输单据，如果是海运就填第一段，如果是空运、铁路运输等方式就填第二段。第一段为：全套（即三份）清洁已装船海运提单，作成空白指示抬头（即发货人的指定人为收货人），空白背书，注明运费预付或运费到付（根据贸易术语选其一），并且通知_（此处是对通知人栏的填写要求）第二段为：空运单/货物收据/铁路运单由_签发，注明运费预付或运费到付，收货人为_。

8、保险单，保险凭证_份以_%的发票金额投保一切险和战争险，空白背书，赔付地点在_，用汇票上的币种进行赔付。装箱单/重量单_份，注明数量、每件毛重和净重。数量/重量检验证明_份，由_签发。质量检验证明_份，由_签发。原产地证书_份，由_签发。受益人证明，证明在装船后_小时内，受益人把装船通知寄交开证申请人，内容包括信用证号码、船名、装船日期、货物名称、数量、重量、价值。其他单据要求：这里填写合同要求的其他单据要求。（21）货物描述：描述货物各方面的特征，包括名称、规格、质量、数量、技术标准等。（22）附加指示：如果信用证内容中需要以下条款，则在前面的括号内标注×，并填写文句中的空格。所有

9、银行费用，除了开证行费用，都由受益人承担。要在签发运输单据后的_天内交单，并且要在信用证有效期限之内。不接受第三方托运人，不接受简式提单（无提单背面条款）。金额和数量可以有_%的溢短装。全套单据要分_次寄送。其他指示：填写未列明的其他指示。（23）保证文句。包括两项内容：一是请求开证行以申请人的名称，根据该申请书的各项规定开出不可撤销的信用证，一切费用由申请人负担；二是在其适用范围之内信用证将遵循UCP600的规定。（24）申请人名称及签字。二、业务背景2010年8月15日，温州环球贸易有限公司进口部业务员陈艾与美国LPG国际公司签订了一份进口57万美元男式休闲牛仔短裤的合同。由于双方是经第三

10、方介绍，首次进行合作，而且交易金额也比较大，所以采用信用证方式进行货款结算。下面是双方签订的合同：SALES CONTRACTNO.CT20100822 DATE:AUGUST 15, 2010THE BUYER: UNIVERSAL TRADING CO., LTDADDRESS: RM 1201-1216 GAOLIAN BUILDING CHEZHAN ROAD, WENZHOU, CHINATEL:86-577-86739000 FAX:86-577-86739001 THE SELLER: LPG INTERNATION CORPORATIONADDRESS: 333 BARRON

11、BLVD. , INGLESIDE , ILLINOIS ( UNITED STATES )NAME OF COMMODITY: MENS DENIM UTILITY SHORTSPECIFICATIONS: COLOR: MEDDEST SANDBLASFABRIC CONTENT: 100% COTTONPACKAGE: 10 DOZEN IN A CARTONQUANTITY:2000 CARTONPRICE TERM: FOB NEW YORKUSD 285/ CARTONTOTAL AMOUNT: USD570,000.00COUNTRY OF ORIGIN AND MANUFACT

12、URERS: UNITED STATES OF AMERICA, VICTORY FACTORYPARTIAL SHIPMENT AND TRANSSHIPMENT ARE PROHIBITTEDSHIPPING MARK: ST NO.1UPTIME OF SHIPMENT: BEFORE SEPTEMBER 25,2010PORT OF SHIPMENT: NEW YORKPORT OF DESTINATION: WENZHOU, CHINAINSURANCE: TO BE COVERED BY BUYER.PAYMENT: BY IRREVOCABLE FREELY NEGOTIABLE

13、 L/C AGAINST SIGHT DRAFTS FOR 100PCT OF INVOICE VALUE OPENED WITHIN 10 DAYS OF THE SIGNING OF THIS CONTRACT AND THE DOCUMENTS DETAILED HEREUNDER.DOCUMETNS:1.SIGNED COMMERCIAL INVOICES IN TRIPLICATE2.PACKING LIST IN TRIPLICATE3.FULL SET OF CLEAN ON BOARD BILL OF LADINGS MADE OUT TO ORDER AND BLANK EN

14、DORSED NOTIFYING THE APPLICANT WITH FULL NAME AND ADDRESS MARKED FREIGHT COLLECT.4.CERTIFICATE OF ORIGIN IN DUPLICATE5.BENEFICIARYS CERTIFIED COPY OF FAX TO THE APPLICANT WITHIN 1 DAY AFTER SHIPMENT ADVISING GOODS NAME OF VESSEL, INVOICE VALUE,DATE OF SHIPMENT, QUANTITY AND WEIGHT.OTHER TERMS AND CO

15、NDITIONS:1.L/C TO BE ISSUED BY TELETRANSMISSION.2.THE BUYER SHALL BEAR ALL BANKING CHARGES INCURRED INSIDE THE ISSUING BANK.3.ALL DOCUMENTS MUST BE MAILED IN ONE LOT TO THE ISSUING BANK BY COURIER SERVICE.4.PRESENTATION PERIOD:WITHIN 10 DAYS AFTER THE DATE OF SHIPMENT.THE SELLER THE BUYERLPG INTERNA

16、TION CORPORATION UNIVERSAL TRADING CO., LTDTOM WHITE 陈艾依据外贸合同， 2010年8月19日陈艾填写信用证开证申请书向中国银行温州分行申请开立以美国LPG国际公司为受益人的信用证。因为环球公司并非首次在中行温州分行开立信用证，而且其信誉良好，开立信用证无须提交营业执照等初次申请的必要文件，也无须缴纳押金，只须要提供贸易合同，填写信用证开证申请书即可以开证。陈艾拿到开证申请书后，准备填写。她要做的工作有：任务1.读懂CT20100822号外贸合同。任务2.根据CT20100822号外贸合同填制信用证开证申请书（表52）。表52 信用证开证申请

17、书IRREVOCABLE DOCUMENTARY CREDIT APPLICATION(1)TO: (2)Date: (3)oIssue by airmail (4)oWith brief advice by teletransmission(7)Credit No.(5)oIssue by express delivery(6)oIssue by teletransmission (which shall be the operative instrument)(8)Date and place of expiry (9)Applicant(10)Beneficiary

18、(Full name and address)(11)Advising Bank(12)Amount(15)Credit available with(13)Partial shipments(14)Transhipmentoallowed onot allowedoallowed onot allowedBy(16)Loading on board/dispatch/taking in charge at/fromosight payment oacceptance onegotiationodeferred payment at(17)not later than against the

19、documents detailed herein(18)For transportation to: oand beneficiary's draft(s) for % of invoice valueoFOB oCFR oCIFat sightoor other terms (19)drawn on (20)Documents required: (marked with X)1. ( ) Signed commercial invoice in copies indicating L/C No. and Contract No. 2. ( ) Full set of clean

20、on board Bills of Lading made out to order and blank endorsed, marked "freight to collect / prepaid showing freight amount" notifying .( ) Airway bills/cargo receipt/copy of railway bills issued by showing “freight to collect/ prepaid indicating freight amount" and consigned to_.3. (

21、) Insurance Policy/Certificate in copies for % of the invoice value showing claims payable in incurrency of the draft, blank endorsed, covering All Risks, War Risks and .4. ( ) Packing List/Weight Memo in copies indicating quantity, gross and net weights of each package.5. ( ) Certificate of Quantit

22、y/Weight in copies issued by _.6. ( ) Certificate of Quality in copies issued by manufacturer/ public recognized surveyor_.7. ( ) Certificate of Origin in copies .8. ( ) Beneficiary's certified copy of fax / telex dispatched to the applicant within days after shipment advising L/C No., name of v

23、essel, date of shipment, name, quantity, weight and value of goods.Other documents, if any(21)Description of goods:(22)Additional instructions:1. ( ) All banking charges outside the opening bank are for beneficiary's account.2. ( ) Documents must be presented within days after date of issuance o

24、f the transport documents but within the validityof this credit.3. ( ) Third party as shipper is not acceptable, Short Form/Blank back B/L is not acceptable.4. ( ) Both quantity and credit amount _ % more or less are allowed.5. ( ) All documents must be sent to issuing bank by courier/speed post in

25、.( ) Other terms, if any(23)We request you to issue on our behalf and for our account your irrevocable credit in accordance with the above instruction(marked × where appropriate).This credit will be subject to the uniform customs and practice for documentary credit(2007 revision, Publication No

26、.600 of the International Chamber of Commerce, Paris, France), insofar as thy are applicable.(24)STAMP OF APPLICANT:三、操作示范（一）Step1：根据任务1 的要求，读懂CT20100822号外贸合同条款陈艾拿出编号为CT20100822的外贸合同，先熟悉外贸合同各条款内容。合中除买卖双方及合同签订的基本信息外，主要有关于商品本身的信息，运输、保险、支付的信息及卖方应该提供的单据要求等。其中提到的支付方式是：“BY IRREVOCABLE FREELY NEGOTIABLE L/

27、C AGAINST SIGHT DRAFTS FOR 100PCT OF INVOICE VALUE OPENED WITHIN 10 DAYS OF THE SIGNING OF THIS CONTRACT.”。表示这笔业务的付款方式是即期议付信用证，而且陈艾应该在合同签订后开出。因此陈艾接下来要做的就是根据合同的要求，填写开证申请书。（二）Step2：根据任务2的要求，读懂信用证开证申请书各个项目并填制在这笔业务中，陈艾所在的环球贸易有限公司作为进口商在信用证业务中是申请人，卖方LPG国际公司是信用证的受益人，接受信用证申请的中国银行温州分行就是开证行，因为卖方对通知行没有特别要求，所以通

28、知行由开证行指定。以下结合操作指导中有关信用证开证书的填制介绍按表52中的编号顺序逐项填制： （1）开证行：已由中国银行温州分行印制BANK OF CHINA WENZHOU BRANCH，不用填写。（2）因为合同支付条款中要求买方要在合同签订后10天内开出信用证，因此，陈艾于8月19日向中行温州分行申请开立信用证，此处填写AUGUST 19,2010。（3）(6)由于需要开立有效力的信用证，且要保证信用证按合同约定的时间到达受益人，所以不选“信开”、“简电开”和“快递”，而是选择“电开”，所以在“电开”前的方框标注×。（7）信用证的编号无须申请人填写，由开证行产生。（8）信用证的有

29、效期及到期地点：根据合同，受益人要在9月25日前装运，以最迟装运日为准，为了使受益人有充裕的制单时间，可以加上15天，信用证有效期为10月10日。议付信用证到期地点一般在受益人所在国。因此填写OCT.10,2010, IN USA。（9）申请人：合同的买方名称和地址。应填写UNIVERSAL TRADING CO., LTD RM 1201-1216 GAOLIAN BUILDING CHEZHAN ROAD, WENZHOU, CHINA TEL:86-577-86739000 FAX:86-577-86739001。（10）受益人：合同的卖方名称和地址。应填写LPG INTERNATION

30、 CORPORATION 333 BARRON BLVD. , INGLESIDE , ILLINOIS ( UNITED STATES )。（11）通知行：此处由开证行指定，因此空白。（12）信用证金额应该填写USD570000.00和SAY:U.S. DOLLARS FIVE HUNDRED SEVENTY THOUSAND ONLY.（13）（14）根据合同条款“PARTIAL SHIPMENT AND TRANSSHIPMENT ARE PROHIBITTED”的规定，应该选择不允许分批也不允许转船。因引，两项都应在not allowed前标注×。（15）付款方式：由于合同的

31、支付条款明确规定采用自由议付信用证，因此，在信用证证指定银行名称后填写any bank；信用证付款类型中选中议付，在其后的方框中标注×；由于合同规定使用即期汇票100%支付发票金额，因此，在汇票条款前标注×，汇票金额处填写100，付款期限为at sight，在空白处打上*即可，受票人直接填写开证行。（16）起运地：根据合同条款“PORT OF SHIPMENT: NEW YORK”，此处应该填写NEW YORK。（17）最迟装运期：根据合同条款“TIME OF SHIPMENT: BEFORE SEPTEMBER 25,2010”，此处应该填写SEPTEMBER 25,20

32、10。（18）目的地：根据合同条款“PORT OF DESTINATION: WENZHOU, CHINA”，此处应该填写WENZHOU, CHINA。（19）贸易术语：合同有明确规定，应该选择FOB。（20）所需单据：申请人可以根据合同规定或实际情况填写。由于本合同对提供单据有明确规定，因此填写如下：签名的商业发票。根据合同要求，标注×选中，并填写3。提单。根据合同的提单条款，标注×选中，并在运费到付项打×选中，在通知人空白处填写THE APPLICANT WITH FULL NAME AND ADDRESS。保险单。因为合同是FOB贸易术语达成，由买方投保，受

33、益人无须提供保险单或保险凭证，不选。装箱单。标注×选中，并把weight memo勾掉，结合具体情况，可以空白处填写3。合同未要求提供，不选。一般原产地证。按合同规定标注×选中，并在空白处填写2。受益人证明。根据合同要求标注×选中，并在空白处填写1。合同没有其他单据要求，因此，其他单据不用填。（21）货物描述：根据合同规定，应该填MENS DENIM UTILITY SHORT COLOR: MEDDEST SANDBLAS FABRIC CONTENT: 100% COTTON QUANTITY:2000 CARTON PRICE TERM: FOB NOW Y

34、OURK COUNTRY OF ORIGIN AND MANUFACTURERS: UNITED STATES OF AMERICA, VICTORY FACTORY（22）根据合同，附加指示中开证申请人应选的指示有：所有银行费用，除了开证行费用，都由受益人承担。要在签发运输单据后的15天内交单，并且要在信用证有效期限之内。全套单据要1次寄送。（23）保证文句已由银行印就。（24）申请人名称及签字：由陈艾写上进口商名称并签字。填写完的信用证开证申请书如表53所示。表53IRREVOCABLE DOCUMENTARY CREDIT APPLICATION（1）TO: BANK OF CHINA

35、WENZHOU BRANCH（2）Date: AUGUST 19,2010（3）oIssue by airmail （4） oWith brief advice by teletransmission（7）Credit No.（5）oIssue by express delivery（6）ýIssue by teletransmission (which shall be the operative instrument)（8）Date and place of expiryOCT. 10,2010, IN USA（9）Applicant（10）Beneficiary (Full n

36、ame and address)UNIVERSAL TRADING CO., LTDRM 1201-1216 GAOLIAN BUILDING CHEZHAN ROAD, WENZHOU, CHINATEL:86-577-86739000 FAX:86-577-86739001 LPG INTERNATION CORPORATION333 BARRON BLVD. , INGLESIDE , ILLINOIS ( UNITED STATES )（11）Advising Bank（12）AmountUSD570,000.00SAY U.S.DOLLARS FIVE HUNDRED AND SEV

37、ENTY THOUSAND ONLY （15）Credit available with（13）Partial shipments（14）TranshipmentANY BANKoallowed ýnot allowedoallowed ýnot allowedBy（16）Loading on board/dispatch/taking in charge at/fromosight payment oacceptance ýnegotiationNEW YORKodeferred payment at（17）not later thanJULY 15, 2009

38、against the documents detailed herein（18）For transportation to: WENZHOU, CHINAýand beneficiary's draft(s) for 100 % of invoice valueýFOB oCFR oCIFat * sightoor other terms（19）drawn on THE OPENING BANK（20）Documents required: (marked with X)1. ( X ) Signed commercial invoice in3 copies i

39、ndicating L/C No. and Contract No.2. ( X ) Full set of clean on board Bills of Lading made out to order and blank endorsed, marked "freight X to collect / prepaid showing freight amount" notifying THE APPLICANT WITH FULL NAME AND ADDRESS. () Airway bills/cargo receipt/copy of railway bills

40、 issued by showing “freight to collect/ prepaid indicating freight amount" and consigned to_.3. () Insurance Policy/Certificate in copies for % of the invoice value showing claims payable in incurrency of the draft, blank endorsed, covering All Risks, War Risks and .4. ( X ) Packing List/Weight

41、 Memo in3 copies indicating quantity, gross and net weights of each package.5. () Certificate of Quantity/Weight in copies issued by _.6. () Certificate of Quality in copies issued by manufacturer/ public recognized surveyor_.7. ( X ) Certificate of Origin in2 copies .8. ( X ) Beneficiary's cert

42、ified copy of fax / telex dispatched to the applicant within 1 days after shipment advising L/C No., name of vessel, date of shipment, name, quantity, weight and value of goods.Other documents, if any（21）Description of goods:MENS DENIM UTILITY SHORT COLOR: MEDDEST SANDBLAS FABRIC CONTENT: 100% COTTO

43、NQUANTITY:2000 CARTON PRICE TERM: FOB NOW YOURKCOUNTRY OF ORIGIN AND MANUFACTURERS: UNITED STATES OF AMERICA, VICTORY FACTORY（22）Additional instructions:1. ( X ) All banking charges outside the opening bank are for beneficiary's account.2. ( X ) Documents must be presented within 15 days after d

44、ate of issuance of the transport documents but within the validityof this credit.3. () Third party as shipper is not acceptable, Short Form/Blank back B/L is not acceptable.4. () Both quantity and credit amount _ % more or less are allowed.5. ( X ) All documents must be sent to issuing bank by couri

45、er/speed post in one lot. () Other terms, if any(23)We request you to issue on our behalf and for our account your irrevocable credit in accordance with the above instruction(marked × where appropriate).This credit will be subject to the uniform customs and practice for documentary credit(2007

46、revision, Publication No.600 of the International Chamber of Commerce, Paris, France), insofar as thy are applicable.(24)STAMP OF APPLICANT:UNIVERSAL TRADING CO., LTD陈艾中国银行温州分行国际结算部的工作人员接受陈艾的开证申请后，按照SWFIT报文MT701格式制作信用证（内容见表54）并要求中国银行美国伊利诺伊分行通知信用证。表54 MT700 ISSUE OF A DOCUMENTARY CREDITSENDER BANK OF

47、 CHINA,WENZHOU BRANCHRECEIVER BANK OF CHINA, ILLINOIS BRANCH27: Sequence of total: 1/1 40A: Form of documentary CRedit : IRREVOCABLE 20: DC NO.: 10BL0828 31C: Date of issue AUGUST 19, 201031D: Date and place of expiry OCT.10, 2010 IN USA50: Applicant: UNIVERSAL TRADING CO., LTDRM 1201-1216 GAOLIAN B

48、UILDING CHEZHAN ROAD, WENZHOU, CHINA TEL:86-577-86739000 FAX:86-577-8673900159: Beneficiary: LPG INTERNATION CORPORATION333 BARRON BLVD. , INGLESIDE , ILLINOIS ( UNITED STATES )32B: Currency code amount: USD5700039B: MAX CR AMT: NOT EXCEEDING41D: Available with : ANY BANK BY NEGOTIATION42C: Draft at

49、: AT SIGHT42A: Drawee : BANK OF CHINA, WENZHOU BRANCH43P: Partial shipment: NOT ALLOWED 43T: Transshipment: NOT ALLOWED 44A: Loading/Dispatch at/From: NEW YORK USA44B: For transportation to:WENZHOU CHINA44C: Latest date of shipment:SEPTEMBER 25, 201045A: Description goods and/or services: MENS DENIM

50、 UTILITY SHORT COLOR: MEDDEST SANDBLAS FABRIC CONTENT: 100% COTTONQUANTITY:2000 CARTON PRICE TERM: FOB NOW YOURKCOUNTRY OF ORIGIN AND MANUFACTURERS: UNITED STATES OF AMERICA, VICTORY FACTORY46A: Documents required 1. SIGNED COMMERCIAL INVOICE IN 3 COPIES MENTIONING THE L/C NO.2.FULL SET 3/3 ORIGINAL

51、 CLEAN ON BOARD OCEAN /MARINE B/L MADE OUT TO THE ORDER OF SHIPPER ENDORSED IN BLANK, MARKED FREIGHT TO COLLECT AND NOTIFYING APPLICANT WITH ITS FULL NAME AND ADDRESS . 3.CERTICATION OF ORIGIN IN TWO COPPIES.4.PACKING LIST IN 3 COPIES INDICATING QUANTITY, GROSS AND NET WEIGHT OF EACH PACKAGE. 5.BENE

52、FICIARYS CERTIFIED COPY OF FAX/TELEX DISPATCHED TO THE APPLICANT WITHIN 1 DAY AFTER SHIPMENT ADVISING L/C NO., NAME OF VESSEL, DATE OF SHIPMENT, NAME, QUANTITY, WEIGHT AND VALUE OF GOODS.47A: Additional conditions 1.A USD50.00（ OR EQUICVALENT）FEE SHOULD BE DEDUCTED FROM THEREIMBURSEMENT CLAIM FOR EA

53、CH PRESENTATION OF DISCREPANT DOCUMENTS UNDER THIS DOCUMENTARY CREDIT. NOT WITHSTANDING ANY INSTRUCTIONS TO THE CONTRARY, THIS CHARGE SHALL BE FOR THE ACCOUNT OF BENEFICIARY.71B: Detail of Charges: ALL BANKING CHARGES OUTSIDE THE OPENING BANK ARE FOR BENEFICIARYS ACCOUNT. 48: Period for presentation

54、: DOCUMENTS MUST BE PRESENTED WITHIN 15 DAYS AFTER THE DATE OF SHIPMENT BUT WITHIN THE VALIDITY OF THIS CREDIT 49: Confirmation instruction: WITHOUT 72: BK TO BK INFO: DOCUMENTS MUST BE DESPATCHED BY COURIER IN ONE COVER TO BANK OF CHINA,WENZHOU BRANCH.THIS ADVISE CONSTITUTES A DOCUMENTARY CREDIT ISSUED BY THE ABOVE BANK AND SHOULD BE PRE