银行考试常用英语词汇R-Z

1、银行考试常用英语词汇 R-Z1. ransom 赎金2. rate of deposit turnover 存款周转率3. rate of depreciation 折旧率4. ratio of cash reserves to deposits 存款支付准备率5. ratio of cash reserves to deposits 存款支付准备率6. ratio of cash reserves to deposits 存款支付准备率7. ratio of doubtful loans to total loans 坏帐比率8. ratio of profit to capital 收益同

2、资本的比率9. rationing of exchange 外汇配售10. real estate 不动产11. real estate and personal property tax 不动产和动产税 12. real estate brokerage services 不动产经纪业务 13. real estate investment trust 不动产投资信托公司 14. real estate loans 不动产贷款15. real estate mortgage 不动产抵押16. real estate mortgage bonds 不动产抵押债券 17. real estate

3、 tax 不动产税18. reciprocal reinsurance 互惠互保19. red balance 赤字差额20. red balance 赤字差额21. red balance 赤字差额22. rediscount bank 再贴现银行23. rediscount policy 再贴现政策24. reexchange 回汇、退汇25. registration fee 注册费26. related documents 有关单据27. remit vt. 传寄,汇寄,送 28. remittance bank 汇款银行30. remittance charges 汇费31. rem

4、ittance n. 汇款32. remitter n. 汇款人33. remitting bank 汇出银行34. remitting bank 汇出行,汇款行 35. remitting bank (= entrusting bank 托收行36. repressed inflation 抑制性通货膨胀 37. requesting bank 委托开证银行 38. required reserve ratio 法定准备率 39. reserve account 准备金帐户 40. reserve deposit 准备存款41. reserve financing 累积融资42. reser

5、ve margin 准备金比率 43. reserve ratio 法定存款准备金比率 44. reserve requirements 法定存款准备金 45. reserving bank 储备银行46. resistance 阻挡区47. resource tax 资源税48. restrictive lending policy 贷款紧缩政策 49. restrictive monetary policy 紧缩通货膨胀 50. retail transaction 零售交易51. retaliatory tariff 报复性关税 52. revenue account 收入帐户53. r

6、eversal 反转54. revise the repay and condition 已定的细则 55. rigged market 受操纵的市场 56. right of pledge 质权57. risk (or risk-bearing capital 承担风险的资本59. risk analysis 风险分析60. risk analysis 风险分析61. risk assets 冒风险的资产 62. risk assets 风险资产63. risk decision 风险性决策 64. risk fund 风险基金65. risk guaranty 风险担保66. risk h

7、edge 风险保值67. risk hedging instruments 风险保值工具 68. risk losses 风险损失69. risk management 风险管理70. risk minimization 风险减至最小限度 71. risk money (出纳员短款补贴 72. risk premium 风险补贴,风险溢价 73. risk prevention 风险防范74. risk project 风险项目75. risk protection 风险保护76. risk ratio 风险率77. risk transfer 风险转移78. risk transformat

8、ion 风险转移79. risk/venture capital 风险资本80. risk-adjusted discount rate 风险调整折现率 81. risk-covering insurance 风险保险82. risk-return characteristics 风险与收益特性 83. risks contribution 风险分摊84. risk-taking company 风险企业85. risky cost 风险成本86. risky investment 风险投资88. risky reserve 风险储备89. risky revenue 风险收入90. run

9、on a bank 银行挤兑91. safe deposit facilities 保险箱业务92. safety deposit boxes 保管箱93. sale and leaseback agreement 出售资产与回租安排 94. sale of property 出售物业95. sales tax 销售税96. sales taxes 销售税97. salt tax 盐税98. saving account (S.A. 储蓄帐户99. savings accounts 储蓄存款帐户100. savings and loan association 储蓄与放款合作协会 101. s

10、avings and loan share accounts 储蓄贷款协会的股金券 102. savings bank 储蓄银行103. savings deposit 储蓄存款104. scientific research unit bonus tax 科研单位奖金税 105. screen (stocks 选股106. securities brokerage services 证券经纪业务107. securities underwriting services 证券承销业务108. security bond 保付单109. security for an obligation 债权

11、担保110. seek a market 寻求入市机会 111. self-liquidated loans 自偿性商业贷款 112. self-owned capital ratio 自有资本比率113. sell forward 远期卖出114. seller's risks 卖方风险115. selling bank 卖方银行116. selling risk 销售风险117. settlement 交割118. settlement price 结算价格119. shifting risk 转嫁风险,转移风险 120. shipping tonnage duty 船舶吨税121

12、. short arbitrage 空头套利122. short position 空头123. short purchase 买空,空头补进 124. short rate 短期汇率125. short seller 卖空者126. shortage of financial resources 财源短缺127. short-lived securities 短期有效证券 128. short-term deposits 短期存款129. short-term funds 短期资金130. shunting (美套利、套汇 131. side-work bank 兼业银行132. simpl

13、e interest 单利133. single exchange rate 单一汇率134. sinking fund 偿债基金135. slack of finance 银根松缓136. slaughtering tax 屠宰税137. sliding peg (汇率滑动钉住 138. small business finance 中小企业融资 139. small leases 小型租赁140. small-order automatic system 小额定单执行系统 141. social security payments 支付社会保障金 142. socialized medic

14、al insurance 社会医疗保险 143. soft currency 软币144. solicitor's fee 律师费145. source of finance 融资渠道146. special bank 特殊银行147. special consumption tax (special consumer tax特别消费税 148. special deposit 特种存款149. special finance 特别融资150. special fuel oil tax 烧油特别税151. special regulation tax 专项调节税152. special

15、ized foreign exchange bank 外汇专业银行153. specific insurance 特殊保险154. speculating risks 投机风险155. speculation 投机156. speculation in stock 股票投机157. speculation on foreign exchange 外汇投机158. spot and forward prices 即期与远期价格 159. spot exchange 现汇160. spot exchange rate 单方面外汇买卖 161. spot exchange transactions

16、即期外汇业务162. spot rate of exchange 即期外汇汇率163. spread 差额,利差,利润幅度 164. spread between domestic and overseas int 国内外利润差额 165. square position 差额轧平(未抵冲的外汇买卖余额的轧平状况 166. stagflation 滞胀167. stamp duty 印花税168. stamp tax 印花税169. state-owned enterprise bonus tax 国营企业奖金税 170. state-owned enterprise income tax 国

17、营企业所得税 171. state-owned enterprise regulation tax 国营企业调节税 172. state-owned enterprise wages regulation 国营企业工资调节税 173. status inquiry 信用状况调查175. stock index futures 股票指数期货 176. stock index futures contract 股票指数期货合约 177. stock indexes 股票指数178. stock wrap 股市行情179. stockpile financing 储存融资180. stop-gap

18、fund 临时通融资金 181. strike price 协定价格182. subaccount 公帐户183. sublease 转租,分租184. subrogated right 代位求偿185. subscription 认股书186. subsidy account 补助金帐户187. sum-of-the-years' digits method of depre年数总和折旧法 188. sundry account 杂项帐户189. surrender of exchange 移存外汇190. surtax 附加税191. swap position 调期汇率头寸 19

19、2. swap rate 掉期率193. swing 变动(幅度 ,摆动,涨落 194. symmetry 对称195. syndicate leases 银团租赁196. synthetic financial futures position 综合金融期货头寸 197. synthetic options 合成期权198. T/T (= Telegraphic Transfer 电汇199. tariff 关税200. tax anticipation note (bill,bond 预付税金票据,先期缴税债 券201. tax avoidance 避免203. tax code 税法20

20、4. tax collection 税收制度205. tax concession 赋税优惠206. tax credit leases 减税租赁207. tax evasion 逃税208. tax grades 征税级距209. tax holiday 免税期210. tax on transport 运输税211. tax relief 税收减免212. tax statutes 税收法213. taxable 可征税的,应纳税的 214. taxing power 税收能力,课税能力 215. technology risk 技术风险216. telegraphic transfer

21、(T/T 电汇217. telephone transfers 电话转帐218. tell quel exchange rate 调整汇率219. teller's window (= teller' station 出纳窗口220. temporary bridging finance 临时融资221. tender bond 投标保证金222. tender n. 货币,投、招标,提供,偿付 223. terms of loan 放款条件224. the additional insured 附加被保险人225. the capacity of a tax 税收负担226.

22、 the Construction Bank of China 中国建设银行227. the Gilts 金边债券228. the International Trust and Investment C中国国际信托投资公 司229. the open interest 未结清权益230. the People's Bank of China 中国人民银行 231. the rate structure of the tax 税率结构232. thrift encouragement 储蓄鼓励233. tight market 旺市234. time lag 时滞235. time o

23、rder 限时订单236. time-deposit accounts 定期存款帐户 237. to be hedging 进行套做保值 238. to defuse (attempted monopoly positions 冲破(形成的市 场垄断状况239. total foreign exchange 外汇收支总额 240. total FX portfolio 外汇投资总额 241. total loss 全损242. total loss of part 部分全损243. total loss only 全损赔偿险244. trade claim 商业索赔245. trade ris

24、k 交易风险246. trading pit 交易场247. transaction exposure 交易风险248. transactions costs 交易费用249. transfer n. 转让,划拨,转帐 250. transfer to reserve account 转到准备金帐户 251. transferable money 可转帐货币252. translation exposure 转换风险253. transmitting bank 转证银行254. transnational leases 跨国租赁255. traveller's letter of credit 旅行信用证256. trust bank 信托银行257. trust fund 信托基金258. trust leases 信托租赁 259. trust services 信托业务 260. trustee bank 受托银行 261.