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1、The introduction of bank Industrial And Commercial Bank Of China(工商银行)Formally established on January 1, 1984, the industrial and commercial bank of China, after 21 years development, total assets, total capital, core capital, operating profit etc many index is the domestic industry in Chinas financ

2、ial market first, has the incomparable advantage. Big Four banks deposit interest rateAgricultural Bank of China(农业银行) It was founded in 1951, and has its headquarters in Dongcheng District, Beijing.2 It has branches throughout mainland China, Hong Kong, London, Tokyo, New York, Frankfurt, Sydney, S

3、eoul, and Singapore.Bank of China(中国银行) It was founded in 1912 by the Republican government to replace the Imperial Bank of China. It is the oldest bank in mainland China still in existence. From its establishment until 1942, it issued banknotes on behalf of the Government along with the Big Four ba

4、nks of the period: the Farmers Bank of China, Bank of Communications and Central Bank of the Republic of China. Its headquarters are in Xicheng District, Beijing.2016最新存款利率存款项目存款项目 年利率（年利率（%）活期存款活期存款0.35三个月定期存款三个月定期存款1.10六个月定期存款六个月定期存款1.30一年定期存款一年定期存款1.50二年定期存款二年定期存款2.10三年定期存款三年定期存款2.752016最新商业贷款利率贷

5、款项目贷款项目 年利率年利率(%) 年利率（年利率（%）六个月以内（含6个月）贷款4.35六个月至一年（含1年）贷款4.35一年至三年（含3年）贷款4.75三年至五年（含5年）贷款4.75五年以上贷款4.902016最新公积金贷款利率公积金项目公积金项目 年利率年利率(%) 年利率年利率(%) 六个月以内（含六个月以内（含6个月个月)贷款贷款2.75六个月至一年（含六个月至一年（含1年）贷款年）贷款2.75一年至三年（含一年至三年（含3年）贷款年）贷款2.75三年至五年（含三年至五年（含5年）贷款年）贷款2.75五年以上贷款五年以上贷款3.25China Construction Bank(中

6、国建行) It was founded on 1 October 1954 under the name of Peoples Construction Bank of China and later changed to China Construction Bank on 26 March 1996. Its headquarters is in Xicheng District, Beijing. Yuebao, which offers consumers a way to invest their idle cash in money market funds with higher

7、 returns than typical bank deposits, has become widely popular with the public, although some financial experts have warned of possible risks. Since it was launched in June 2013, Yuebao has attracted 81 million customers, with aggregate deposits estimated at 500 billion yuan ($81 billion). Yue Bao,

8、which literally means leftover treasure, The number of investors that have piled into Alibabas electronic wallet fund is a function of poor confidence in Chinas stock markets as well as surging interest in online money market funds. The growth of online financial products, such as Yuebao is being cl

9、osely watched by the banking industry and the Internet sector. Some praise it as an innovation. Others condemn it as a threat to traditional banks. Although it said that online financial products are an innovation that promotes interest rate liberalization利率自由化, the China Securities Regulatory Commission中国证券监督管理委员会 has also said it noticed illegal promotion非法促销 and advertising activities by fund management companies. The