跟单信用证法律实务课件

1、 跟单信用证法律实务厦门大学法学院肖伟2007 年 5 月粕碎蔼螟蛛仕竿哩淹赃梧丧桌蹄梗敲平失丁痕锚镣碟忱剿胯胞隔陷限筷所跟单信用证法律实务跟单信用证法律实务7/29/20221Yuqiang Copyright Reserved主要内容UCP600与UCP500的比较分析UCP600实施中的法律实务最高法院司法解释评析最高法院司法解释法律实务芳喻忻责富掇拱预耗侩娠矩酬河岗逛佬获脖柠旁棋险受玩俊栗悸战眩衬蓉跟单信用证法律实务跟单信用证法律实务7/29/20222Yuqiang Copyright ReservedUCP600产生的背景及过程信用证统一惯例修订进程的“十年之痒” 1933年国际商

2、会第82号出版物1952年国际商会第151号出版物1962年国际商会第222号出版物1973年国际商会第290号出版物1983年国际商会第400号出版物1993年国际商会第500号出版物（仍在实施中）2006年国际商会第600号出版物（计划于2007年7月实施）菜哄鹰砖胰龚慧嫌递贤傅夹各早较野整肆槛袜谓洱实簿募运钱绢垫柠捣吐跟单信用证法律实务跟单信用证法律实务7/29/20223Yuqiang Copyright ReservedUCP600产生的背景及过程UCP600修订的背景自UCP500生效以来，银行实务中围绕500产生的争议层出不穷*。为此，ICC于2002年初成立UCP修订工作小组，

3、提出修订UCP500的动议。国际商会有关UCP500的系列出版物Position Paper No.1,2,3,4 （修改/议付/非单据化条件/运输单据）Publication No.515/535/565/596URR525/ISP98/ISBP/Eucp *国际商会银行技术委员会遗憾而且关切地注意到，在UCP500实施以后，一些银行错误地解释和应用UCP500的一些条文。由于未能正确地运用这些条文，其结果严重防碍了按照UCP500开立的跟单信用证的使用。（Charles del BushChairman, ICC Commission on Banking Technique and Pr

4、actice. Adopted from Foreword of Position Paper 1,2,3,4） 屁犊账钩蝇眺怖引屹攻乔顷邱刚狸叛齐林叉骏测铺浪戊佑从邹萎哪通哼汐跟单信用证法律实务跟单信用证法律实务7/29/20224Yuqiang Copyright ReservedUCP600产生的背景及过程在2002年4月的ICC银行委员会会议上，各国代表对何时、如何修订UCP500未达成一致意见（我国赞成立即开始修订），但一致同意先对产生最多争议的七个条款进行评议。因为ICC提出的专家意见中超过58集中在UCP500这七个条款上。拼净曰宅钩尊椰井称黍刷尿被侧谆掀邮拥惩再三检舔慌柏醉左琳

5、诵黑父带跟单信用证法律实务跟单信用证法律实务7/29/20225Yuqiang Copyright ReservedUCP600产生的背景及过程在2002年10月ICC银行委员会会议上，银行委员会技术顾问GARY COLLYER提供了一份评议七条条款的报告：第九条 开证行与保兑行的责任（共二十六次）第十三条 审核单据的标准（共四十三次）第十四条 不符点单据与通知（共六十次）第二十一条 对单据出单人或单据内容未作规定（共二十九次）第二十三条 海运提单（共四十七次）第三十七条 商业发票（共二十六次）第四十八条 可转让信用证（共三十一次） 整许获苦哼仆泌矮饭星群紫茶伎音迸诉帐屈榆怔薯制像要完瑚粪缀斡

6、纽心跟单信用证法律实务跟单信用证法律实务7/29/20226Yuqiang Copyright ReservedUCP600产生的背景及过程多份研究报告显示，高比例、高频率发生的信用证拒付现象日益危机信用证在国际结算中的地位。IN THE EVENT THAT THE DOCUMENTS PRESENTED WITH DISCREPANCY, A DISCREPANT FEE OF USD60.00 OR EQUIVALENT WILL BEN DEDUCTED FROM THE PROCEEDS.雷灼巩槽莽衡啼动纵是践傈翱抛辜柯夷垃域遏琶诀叔饮姜扔卿商罚栗韧砍跟单信用证法律实务跟单信用证法律

7、实务7/29/20227Yuqiang Copyright ReservedUCP600产生的背景及过程From Introduction of UCP500：单据不符是信用证支付方式下一种极为普遍的现象，从1993年修订的跟单信用证统一惯例的前言可以看出：“一些调查表明，大约5跟单信用证下的单据因与信用证不符或表面不符而被拒付，这降低了跟单信用证的效力，对参与有关产品交易的各方产生财务影响，增加了成本，减少了进口商、出口商和银行的利润。有关跟单信用证的诉讼案激增也引起了人们极大的关注。” 琐芽迹滑砰淫莆蓟抡宫署萎往震赂沪装圭右删邢邦厌俞汰隶构鸟夺悄成驶跟单信用证法律实务跟单信用证法律实务7/

8、29/20228Yuqiang Copyright ReservedUCP600产生的背景及过程From Introduction of UCP600：When work on the revision started, a number of global surveys indicated that, because of discrepancies, approximately 70% of documents presented under letters of credit were being rejected on first presentation. This obvious

9、ly had, and continues to have, a negative effect on the letter of credit being seen as a means of payment and, if unchecked, could have serious implications for maintaining or increasing its market share as a recognized means of settlement in international trade.结论：信用证正日益成为拒付的工具。 畏来胖腔键懈撂锦祁淄搽接形常瓢瓢陨湘腮

10、踪己绦姿疼干卧开蝶贼坤迷童跟单信用证法律实务跟单信用证法律实务7/29/20229Yuqiang Copyright ReservedUCP600产生的背景及过程UCP600修订的过程2003年5月，ICC正式授权ICC银行委员会启动UCP500修订工作修订工作的三层组织架构：The drafting Group （起草小组）The Consulting Group （咨询小组）ICC national committees （国家委员会）庙峙涸岿憎急养鸡惫道卸秀誓谴展古彦剑托帘臀悼至岸垦筋伎鹿案汪直宗跟单信用证法律实务跟单信用证法律实务7/29/202210Yuqiang Copyright

11、 ReservedUCP600产生的背景及过程The drafting Group小组成员共10位成员，其中8位来自欧洲，其余两位分别来自美国和新加坡小组主席：Gary Collyer-ABN AMRO Bank N.V., London, EnglandThe Consulting Group小组成员小组由来自26个国家的40余位专业人士组成小组成员来自银行、运输及物流、保险等不同行业索姜腔接漾抢聪尉韭猩郧承骇巴斡钢梦嗓昨瑟讽卓同堆蒙刨局秃佯蜒厚谓跟单信用证法律实务跟单信用证法律实务7/29/202211Yuqiang Copyright ReservedUCP600产生的背景及过程UCP6

12、00修订的过程FIRST STEP-REVISION PROCESS：全面回顾UCP500实施以来ICC发布的各类出版物、意见书及决定，吸收其中的合理条款。关于正本单据关于开证申请人与受益人详细地址关于预装船提单装运日期的确认廷眼忆际啼公伶萎孕拙摆各蚊府超牙贬清挥赎穿榆稼雪斥如疑划续椅陌举跟单信用证法律实务跟单信用证法律实务7/29/202212Yuqiang Copyright ReservedUCP600产生的背景及过程SECOND STEP-GENERAL OBJECTIVE：全面反映近年来国际银行业、运输业和保险业出现的变化，并体现一定的前瞻性；五个银行工作日删除了运输行单据条款明确了

13、保险单据可以由代理人（proxies）出具遇叉担夷汛个妥黔默才抹沦克樟时葫突稳奴咋卸赃概蓝藉峙待踌撂结骋锑跟单信用证法律实务跟单信用证法律实务7/29/202213Yuqiang Copyright ReservedUCP600产生的背景及过程全面检讨UCP500中的条款结构和文字措辞。从A组到G组分类的模块式组合到流水式条款通俗易懂、简约化的措辞 Nominated bank means the bank authorized in the credit to honour or negotiate or, in the case of a freely available credit,

14、any bank. (UCP Draft June)Nominated bank means the bank with which the credit is available or any bank in the case of a credit available with any bank. (UCP Final Version)驱闽姻潦肿列潦侩受括忙穆靶腋幼老瑰镊累裙售汲退舞硼惩邦挂毛用背颇跟单信用证法律实务跟单信用证法律实务7/29/202214Yuqiang Copyright ReservedUCP600产生的背景及过程THIRD STEP-CO-OPERATION：建立稳定

15、的三级合作机制This revision of the UCP represents the culmination of over three years of extensive analysis, review, debate and compromise amongst the various members of the Drafting Group, the members of the Banking Commission and the respective ICC national committees. From Gary Collyer栈妒斜乔贰萍冯俊便谤阁宴氟吱胃纸哦往

16、耕蜡翟斧离绒擦善蔫楼寥跪秆渗跟单信用证法律实务跟单信用证法律实务7/29/202215Yuqiang Copyright ReservedUCP600与UCP500的比较分析Advising bankApplicantBanking dayBeneficiaryComplying presentationConfirmationConfirming bankCreditHonourIssuing bankNegotiationNominated bankPresentationPresenter第一次系统地对有关信用证的14个概念进行了定义郧咒循笋眠烩肇挎组紊惩眷阻穷剪怯觅杀王乞定顷信鸭网光妆

17、匀帛挞企刨跟单信用证法律实务跟单信用证法律实务7/29/202216Yuqiang Copyright ReservedUCP600与UCP500的比较分析Article 2 Definitions For the purpose of these rules: Advising bank means the bank that advises the credit at the request of the issuing bank. Applicant means the party on whose request the credit is issued. 惫矽菜熄捡羞叔角骄叭戎翔吾秒

18、逃折曰舶编勤浦侈朱夸筹捧亩纪漫纺筑捐跟单信用证法律实务跟单信用证法律实务7/29/202217Yuqiang Copyright ReservedUCP600与UCP500的比较分析Banking day means a day on which a bank is regularly open at the place at which an act subject to these rules is to be performed. Beneficiary means the party in whose favour a credit is issued.圆闻拾巨膛窑庐宣缄腆哎脆仲踏玫手

19、咐烷饼谗麦番净捉返膊煌悟波力吕断跟单信用证法律实务跟单信用证法律实务7/29/202218Yuqiang Copyright ReservedUCP600与UCP500的比较分析Complying presentation means a presentation that is in accordance with the terms and conditions of the credit, the applicable provisions of these rules and international standard banking practice. Confirmation m

20、eans a definite undertaking of the confirming bank, in addition to that of the issuing bank, to honour or negotiate a complying presentation. 徒挟坤跃剃拉引监饶鸦低绘球他啤颅锑骏埋辕肩滦槽癌舞篓皿竟报朴晋毋跟单信用证法律实务跟单信用证法律实务7/29/202219Yuqiang Copyright ReservedUCP600与UCP500的比较分析Confirming bank means the bank that adds its confirma

21、tion to a credit upon the issuing banks authorization or request.Credit means any arrangement, however named or described, that is irrevocable and thereby constitutes a definite undertaking of the issuing bank to honour a complying presentation. 蓟啦呛哥骡啄伴塌亿鸽颇绅浆澳慌辛卒烽割梦陪入愈汗口隋望儿芍姨猴篓跟单信用证法律实务跟单信用证法律实务7/29

22、/202220Yuqiang Copyright ReservedUCP600与UCP500的比较分析Honour means: a.to pay at sight if the credit is available by sight payment. b.to incur a deferred payment undertaking and pay at maturity if the credit is available by deferred payment. c.to accept a bill of exchange (“draft”) drawn by the benefici

23、ary and pay at maturity if the credit is available by acceptance. 榆栏泅停翠吼务漳诣纵泰牵歉弟郑广乖怨啤宋肄龋叹冯任俏议娟蹦士汐波跟单信用证法律实务跟单信用证法律实务7/29/202221Yuqiang Copyright ReservedUCP600与UCP500的比较分析Honour means: a.to pay at sight if the credit is available by sight payment. b.to incur a deferred payment undertaking and pay at

24、 maturity if the credit is available by deferred payment. c.to accept a bill of exchange (“draft”) drawn by the beneficiary and pay at maturity if the credit is available by acceptance. 促慕族保翰汾薛禁忿篇旋沪彪哇社独呐诛伴宣骋哑盂拧拭禾述斧继撼鼻恳跟单信用证法律实务跟单信用证法律实务7/29/202222Yuqiang Copyright ReservedArticle 19. Bank-to-Bank Re

25、imbursement Arrangementsa. If an Issuing Bank intends that the reimbursement to which a paying, accepting or negotiating bank is entitled, shall be obtained by such bank (the Claiming Bank), claiming on another party ( theReimbursing Bank), it shall provide such Reimbursing Bank in good time with th

26、e proper instructions or authorization to honour such reimbursement claims. (UCP500) 第十九条 银行间的偿付约定a开证行如欲通过另一银行（偿付行）对付款行、承兑行或议付行（均称“索偿行”）履行偿付时，开证行应及时向偿付行发出对此类索偿予以偿付的适当指示或授权。帮刺承掌奄被鄂度哄只勉寿恶脑内赃到睛抹园鲤骚御秩伙湛联本缎欢啄拥跟单信用证法律实务跟单信用证法律实务7/29/202223Yuqiang Copyright Reservedhono(u)r 英汉简明辞典 n.尊敬, 敬意, 荣誉, 光荣vt.尊敬, 给以

27、荣誉现代英汉综合大辞典vt.给.以光荣; 礼遇; 赐给尊敬; 崇拜【商】承兑; 兑现 hono(u)r a check 承兑支票寺雕墨园须逸弛潭营横守弗沪印厢发制恳歇硬贞霓鼓拐夕襟荡譬旦铺铬粳跟单信用证法律实务跟单信用证法律实务7/29/202224Yuqiang Copyright ReservedUCP600与UCP500的比较分析Honour means: a.to pay at sight if the credit is available by sight payment. b.to incur a deferred payment undertaking and pay at m

28、aturity if the credit is available by deferred payment. c.to accept a bill of exchange (“draft”) drawn by the beneficiary and pay at maturity if the credit is available by acceptance. 淬箩派腹鬃错伸及喉硫惜娟涉篱团哮霍昼缚憋屡缨您时冗数号驻结碴笔炮跟单信用证法律实务跟单信用证法律实务7/29/202225Yuqiang Copyright ReservedUCP600与UCP500的比较分析Issuing ban

29、k means the bank that issues a credit at the request of an applicant or on its own behalf. Negotiation means the purchase by the nominated bank of drafts (drawn on a bank other than the nominated bank) and/or documents under a complying presentation, by advancing or agreeing to advance funds to the

30、beneficiary on or before the banking day on which reimbursement is due to the nominated bank. 迷谴蔗旭承笑弥蓟擦跋羚椅翻贡矫嚏怯虐听淫舒缆站继材菏痴涉爽膘螺匿跟单信用证法律实务跟单信用证法律实务7/29/202226Yuqiang Copyright ReservedUCP600与UCP500的比较分析关于议付UCP500 Article 10 （信用证的种类）Negotiation means the giving of value for Draft(s) and/or document(s) b

31、y the bank authorized to negotiate. Mere examination of the documents without giving of value does not constitute a negotiation.效满隘屁猫砚叫篷谚袋垂胜禹仑芝芒糕企衣瘤斜闸旺砍前走庞扔郎驳她凳跟单信用证法律实务跟单信用证法律实务7/29/202227Yuqiang Copyright ReservedUCP600与UCP500的比较分析 UCP500 Article 9 （开证行与保兑行的责任）An irrevocable Credit constitutes a d

32、efinite undertaking of the Issuing Bank, provided that the stipulated documents are presented to the Nominated Bank or to the Issuing Bank and that the terms and conditions of the Credit are complied with: If the Credit provides for negotiation to pay without recourse to drawers and/or bona fide hol

33、ders, Draft(s) drawn by the Beneficiary and/or document(s) presented under the Credit定却杉苇送绸掺唆田瞬络护挑日领订嘻饼届戏字拄隶昌叙拜祖徘献蔫顺梭跟单信用证法律实务跟单信用证法律实务7/29/202228Yuqiang Copyright ReservedUCP600与UCP500的比较分析ICC Position Paper No 2 （第二号意见书）The Banking Commission wishes to clarify that for the purposes of UCP 500, the

34、 phrase giving of value in sub-Article 10(b)(ii) may be interpreted as either making immediate payment (e.g. by cash, by cheque, by remittance through a Clearing System or by credit to an account) or undertaking an obligation to make payment (other than giving a deferred payment undertaking or accep

35、ting a draft).航诱巧舌柯俄毕护穷辅带宦霖汐爪杉娇康鞭娥焦交埂噶辑渝寞妨把逮梢丝跟单信用证法律实务跟单信用证法律实务7/29/202229Yuqiang Copyright ReservedUCP600与UCP500的比较分析 ICC Publication No.459：关于追索权议付行在任何情况下均享有追索权，除非该行保兑了信用证（The Commission finally decided to make a distinction between credits available through payment and credit available through n

36、egotiation. As to the former ( available through payment),any recourse by the advising bank vis-vis the beneficiary was to be excluded if it had not expressed a reservation when making its payment. As to the latter credits ( available through negotiation), the advising bank always had a right of rec

37、ourse, unless it had confirmed the credit”.）爹鹤络怎冈统休雾嫉瘩疲查义欢粘哭期资舶泡武妆颤笆喷洼居垣倚湾锣帧跟单信用证法律实务跟单信用证法律实务7/29/202230Yuqiang Copyright ReservedUCP600与UCP500的比较分析 ICC Publication No.596 R259：议付的追索权银行提供议付时所要求的条件，即是否保留追索权，不能由ICC来裁定。那些条件取决于当地法律及议付行与出口商之间的关系。应由受益人来决定是否接受那些条件并在“保留追索”的条件下取得款项。在这些情况下，受益人最好使信用证可自由议付，以使他

38、们能够把单据提交给一家一旦接受单据将始终信守决定的被指定银行。腕勉厂左事宛洽词克向鄂媳郸秆疟胳洽泼畔垢蝶钞览牺苦炔晚讹辰匹椅客跟单信用证法律实务跟单信用证法律实务7/29/202231Yuqiang Copyright Reserved议付定义的演变UCP500：Negotiation means the giving of value for Draft(s) and/or document(s) by the bank authorized to negotiate. Mere examination of the documents without giving of value doe

39、s not constitute a negotiation.UCP600：Negotiation means the purchase by the nominated bank of drafts (drawn on a bank other than the nominated bank) and/or documents under a complying presentation, by advancing or agreeing to advance funds to the beneficiary on or before the banking day on which rei

40、mbursement is due to the nominated bank.崇咐值蔼乎孩又鬃旨衬审沤舜醋酚蓟琵帅堆叫债联怎盼丢补媳殖各社瓷凿跟单信用证法律实务跟单信用证法律实务7/29/202232Yuqiang Copyright ReservedUCP600与UCP500的比较分析Nominated bank means the bank with which the credit is available or any bank in the case of a credit available with any bank. Presentation means either the

41、 delivery of documents under a credit to the issuing bank or nominated bank or the documents so delivered. Presenter means a beneficiary, bank or other party that makes a presentation.穷螺辙巴汲而架鉴拦瓣查箩尝律欢割毙栗描郭缎苛距搁喘腥卓绢诫气纷珐跟单信用证法律实务跟单信用证法律实务7/29/202233Yuqiang Copyright ReservedUCP600与UCP500的比较分析删除了那些表达不确切、

42、内容已过时及与国际贸易实务相脱节的条款条款总数由UCP500的49条缩减为39条，且不再分类删除了信用证“可撤销”的概念(Art.6 of UCP500)删除了运输行单据条款(Art.39 of UCP500)删除了运输单据之“不得含有载运船只仅以风帆为动力的批注” (Art.23 of UCP500)删除了运输单据之额外费用的列举条款(Art.33 of UCP500)致禹盖罗唉戎凯记镶集漓砚地漆肪呜技劲锨其水厉天恋炉滴海时牟僳诣裸跟单信用证法律实务跟单信用证法律实务7/29/202234Yuqiang Copyright ReservedUCP600与UCP500的比较分析确立了新的国际结

43、算实务操作标准银行审核单据的时间缩短为5天A nominated bank acting on its nomination, a confirming bank, if any, and the issuing bank shall each have a maximum of five banking days following the day of presentation to determine if a presentation is complying. 护邯谓扰地没亏捉独弗坊技瘸泌贴姻算柔评掳喷洁排县该乱徘泞帖谜小蚀跟单信用证法律实务跟单信用证法律实务7/29/202235Y

44、uqiang Copyright ReservedUCP600与UCP500的比较分析明确了受益人对修改保持沉默不等于接受修改A provision in an amendment to the effect that the amendment shall enter into force unless rejected by the beneficiary within a certain time shall be disregarded.(Art.10) 椭轻患物姚纳辙投栗缆美净焚重氧接钞正些祸芹饰元肠父钓蔷唐方拟急做跟单信用证法律实务跟单信用证法律实务7/29/202236Yuqia

45、ng Copyright ReservedUCP600与UCP500的比较分析增加了实务操作性条款即使单据遗失，开证行也必须付款（35条）Provided that the stipulated documents are presented to the nominated bank or to the issuing bank and that they constitute a complying presentation, the issuing bank must honour (Art.7)An issuing bank is irrevocably bound to honour

46、 as of the time it issues the credit. (Art.7)An issuing bank undertakes to reimburse a nominated bank that has honoured or negotiated a complying presentation and forwarded the documents to the issuing bank. (Art.7)帖届嚏揽刃务唆鲸坯矩问砧烙舷琴侨舍晰位教杨缉乞叹帐肚信负白勘著汀跟单信用证法律实务跟单信用证法律实务7/29/202237Yuqiang Copyright Reserv

47、edAn irrevocable Credit constitutesd a definite undertaking or the issuing Bank, provided that the stipulated documents are presented to the Nominated Bank or to the Issuing Bank and that the terms and conditions of the Credit are complied with(Art.9 of UCP500) 如果发送单证相符单据给开证行的银行是一家被指定银行，而单据在途中遗失，那么开

48、证行有责任付款，前提是单据以信用证规定的方式寄送，即当信用证规定为挂号邮寄时，单据要按那种方式寄送，而不是通过快递公司。以非信用证所要求的方式寄送单据的风险有被指定银行承担，而不是受益人承担。（ICC632/R429） 印阔划富仅馆讶裁痒虐哭鹅针窍堡声魏衍桶挪爸冗啮歌稽浙善蟹掩段其够跟单信用证法律实务跟单信用证法律实务7/29/202238Yuqiang Copyright ReservedIf a nominated bank determines that a presentation is complying and forwards the documents to the issui

49、ng bank or confirming bank, whether or not the nominated bank has honoured or negotiated, an issuing bank or confirming bank must honour or negotiate, or reimburse that nominated bank, even when the documents have been lost in transit between the nominated bank and the issuing bank or confirming ban

50、k, or between the confirming bank and the issuing bank.(Art.35)锐肃共岭抚腕持絮锌告揪诣鸦夸派证琅蹦苏劫稍失锣爸哼甚塑谓左样秀宏跟单信用证法律实务跟单信用证法律实务7/29/202239Yuqiang Copyright ReservedUCP600与UCP500的比较分析拒付电增加了“持单至申请人放弃不付点”的选择the issuing bank is holding the documents until it receives a waiver from the applicant and agrees to accept i

51、t, or receives further instructions from the presenter prior to agreeing to accept a waiver (Art.16)岳羹慈几砌硒雕冈盐飘敛雀孟瞻颖孽辰返输费戴氧珊弹攫轿矩清帖内茂酒跟单信用证法律实务跟单信用证法律实务7/29/202240Yuqiang Copyright ReservedUCP600与UCP500的比较分析建立了“单据必须满足其功能”的标准If a credit requires presentation of a document other than a transport documen

52、t, insurance document or commercial invoice, without stipulating by whom the document is to be issued or its data content, banks will accept the document as presented if its content appears to fulfil the function of the required document and otherwise complies with sub-article 14 (d). 莉扬漱蝇护毙戒鹊鹃膝癣畔趟免

53、缸丙粕瞄澜媚值防僻俊郊恒揪婆搅炊某遭跟单信用证法律实务跟单信用证法律实务7/29/202241Yuqiang Copyright ReservedUCP600与UCP500的比较分析When documents other than transport documents, insurance documents and commercial invoices are called for, the Credit should stipulate by whom such documents are to be issued and their wording or data content.

54、 If the Credit does not so stipulate, banks will accept such documents as presented, provided that their data content is not inconsistent with any other stipulated document presented. (Art.21 of UCP500)当要求提供运输单据、保险单据和商业发票以外的单据时，信用证中应规定该单据的出票人及其措辞或内容。如信用证对此未作规定，只要所提交单据的内容与提交的其它规定单据不矛盾，银行将接受此类单据。 （第21

55、条）刹享酥哦静棉潜妻兹络蹈店酶录嘎丑导逢塞坊埔困烈踌瞳弄千古病忌炊阿跟单信用证法律实务跟单信用证法律实务7/29/202242Yuqiang Copyright ReservedUCP600与UCP500的比较分析明确开证行可以作为转让行转让自己开立的信用证Transferring bank means a nominated bank that transfers the credit or, in a credit available with any bank, a bank that is specifically authorized by the issuing bank to t

56、ransfer and that transfers the credit. An issuing bank may be a transferring bank.(Art.38)皑睁葛膝磺弛谐辙参仅骄歉耀璃饭诣枷嘉赐舷么历耕骗浪叮瑶锯免鲍冷遥跟单信用证法律实务跟单信用证法律实务7/29/202243Yuqiang Copyright ReservedUCP600与UCP500的比较分析措辞更为简洁、严格、清晰、与时俱进关于简洁If the bill of lading contains the indication “intended vessel”, or similar qualific

57、ation in relation to the vessel, loading on board a named vessel must be evidenced by an on board notation on the bill of lading which, in addition to the date on which the goods have been loaded on board, also includes the name of the vessel on which the goods have been loaded, even if they have be

58、en loaded on the vessel named as the “intended vessel”.(Art.24 of UCP500) 字符数（不计空格）360爬伎铀咆损垃虞宾沤淑仇跃帝吧类抽九吏矢胡灾浸歉巷十偏勃蔗俐犯陋盯跟单信用证法律实务跟单信用证法律实务7/29/202244Yuqiang Copyright ReservedUCP600与UCP500的比较分析If the bill of lading contains the indication “intended vessel” or similar qualification in relation to the n

59、ame of the vessel, an on board notation indicating the date of shipment and the name of the actual vessel is required. (Art.20 of UCP600) 字符数（不计空格）189惹藩顿讯粘括诬俞擎绕址据桥煽繁予羹美愉秩纶拄维婶吩俄懂赡苍砰盅遍跟单信用证法律实务跟单信用证法律实务7/29/202245Yuqiang Copyright ReservedUCP600与UCP500的比较分析关于严格拒付通知的格式及内容：A single notice 关于清晰措辞“and/or”

60、修订为 “or”，单、复数同义Where applicable, words in the singular include the plural and in the plural include the singular. (Art.3)关于与时俱进银行对因遭受恐怖袭击(acts of terrorism)导致银行停业所造成后果的免责删除了信用证“可撤销”的概念：A credit is irrevocable even if there is no indication to that effect. (Art.3)嫁议翟向铣彰禾铀丸递皑颧将涣凡蛮浅仟后蛙位柄富簇失安九投彪粒荷速跟单信用证