2022年银监会历年英语面试真题及参考答案

1、银监会英语面试题目个人：Self-introduction(向考官推销自己)Good afternoon. Its a great honor for me to be here. Now let me introduce myself briefly. My name is XXX,. Im XX years old, born in XXX. Im currently a student in XXX University, majored in XXX. Ill get my master degree of economics in this summer.Firstly, Im a

2、good learner at school. Through six years study, Ive got a solid grasp of financial theories and economic knowledge. I want to put i learned in shool into practice. Secondly, Im a good problem solver. I have participated several important research projects, such as the research on the strategic indu

3、stries, which won the second prize in the paper contest.Last but least, Im a good team player. I have been XXX of Student Union, organized several college activities such asXXX. When served at the Red Cross Society , I have participated in youth volunteer activities for many times. And Im honored as

4、 the Excellent Volunteer ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.TO sum up, Im a cheerful, diligent and responsible girl. Being a regulator in CBRC is my long cherished dream. I hope you can give me

5、the chance. Thank you for listening. whatre your hobbies?What extracurricular activities do you take at school?（你旳业余生活）I have a lot of hobbies. I like reading, climbing mountains, playing badminton and photograph. I like to play badminton best. My reasons are as follows:Firstly, it helps me enhance

6、my physical health. Though running and playing ,I can have more excises.Secondly, it cultivate my team spirit and teach me how to cooperate with my partner and compete with my opponent. Last but not least, it gives me a lot of fun. It can strengthen the friendship with my friends. I enjoy myself ver

7、y much in this game. Whenever i feel down, i will play badminton with my friends. It will cheer me up.I have took a lot of extracurricular activities in school. I have participated I have been the XXX of Student Union, organized several college activities such as XXX. When served at the Red Cross So

8、ciety , I have participated in youth volunteer activities for many times, such as peer education, donation blood without payment. And Im honored as the Excellent Volunteer ,which is my pride.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks sy

9、stematically.Tell me the hardest time of study in your lifeThe hardest time of study in my life happened in the first semester when i enter into XXX University. I have to learn a lot of difficult and abstract subjects. At the same time, I have to participate the research work organized by my tutor.

10、The research work was complicated to me and I didnt known how to handle it. With the proper time management and the help of my classmates and tutor, I quickly went into the role and finish my task successfully.Firstly, i try to learn the time management and make proper arrangement for my study time

11、and research time.Secondly, i try to learn from my classmates and tutor. With their help, i have mastered the basic research skills and how to carry out the research work.Thirdly, i try to strengthen my communication skill and learn how to cooperate with my classmates. It cultivate my team spirit wh

12、ich is very beneficial to my future.At the end of the semester, i have got very good records in my study. And one of my research work have won me the second prize in the paper test.which subject do u like best , why?The subject i like best is called Financial Topics, which is taught by XXX. My reaso

13、ns are as follow:Firstly, the subject is very useful. It uses financial theories to analyze the economic phenomena happen in our real life. Secondly, the teacher is very humorous. He uses a lot of jokes and metaphors which makes the class very interesting.Thirdly, this subject gives us the opportuni

14、ty to show our opinions. We are divided into several groups to discuss the topics and show our results in the class. To sum up, this subject is both useful and interesting and provides the platform to show our opinion in this financial topics. whats your strength and weakness? My strength lies in my

15、 ability to handle the difficulties. No matter what happens, I will not lose confidence and give up. I will use my own strength and the help from my family and my friends to over the difficulties. I believe the difficulties are the good opportunity to learn and i will grasp it to improve myself.My b

16、iggest weakness is lack of experience. So as a student just graduate from school, i will try to learn from my colleagues and leaders, I will spare no efforts to improve my working abilities and expertise knowledge of banking regulation.大学期间都学到了什么东西？为何你觉得你适应这个岗位？Through six years study, Ive got a sol

17、id grasp of financial theories and economic knowledge.This expertise knowledge will facilitate my future work. On the one hand, I will put what i learned in school into practice. It helps me understand my work deeply and learn the new knowledge from practice.On the other hand, the economic theories

18、always teach me to keep the cost and profit, the risk in mind. It teaches me how to analyze problems logically and rationally. I think this is of special importance to bank regulators.I think my knowledge base, my ability ,my character suit me in this job. Being a regulator in CBRC is my long cheris

19、hed dream. I hope you can give me the chance and i will not let you down.从你旳爱好、专业上谈谈你旳职业规划Through six years learning, I have got a solid grasp of financial theories and economic knowledge . I will get my master degree of economics in this summer. I want to put what I learned in school into practice.

20、 Besides Im interested in banking regulation. Just as the saying goes Interest in the best teacher. I will enjoy myself in being a regulator.Being a regulator in CBRC is my career planning. It can give full play to my knowledge base, my abilities and my interests. Thats why i want to work in CBRC an

21、d be a regulator.目前就业你最看重薪资吗Payment is one of the factors to consider in job-hunting, but it is not the most important one.Im looking for a job being meaningful and important which can incorporate my knowledge, my skills and my interest. Being a regulator in CBRC is the best choice for me . First of

22、 all, CBRC is specialized in banking supervision and regulation. It has great influence on the stability of banking institutions and the sound development of our financial system. I want to contribute my strength in this great undertaking.Secondly, through six years learning, I have got a good grasp

23、 of financial theories and economic knowledge . The work in CBRC can put what I learned in school into practice.Last but not least, Im interested in banking regulation. Just as the saying goes Interest in the best teacher. I will enjoy myself in being a regulator.Thats why i want to work in CBRC and

24、 be a roduce one of your favorite bookMy favorite book is Gone with the wind. It describes a stroy about a lady called Scarlett during the American civil war .My reasons are as follow:Firstly, this book reflects a perpetural truth that war always brings deeply pain to humain beings no m

25、atter when and where.Secondly, it tells me what is real romantic love. Love is a kind of useage. The one you feel that you love may not really be. Most significantly, the heroine Scarlett teaches me a precious living truth that no matter what will happen in my life, I cannot and shouldnt give up my

26、mind. Everyones life is like a long road, and on the road there are many obstacles. Nobody can predict what will happen next minute, so what can we do is to stick to our belives and try our best to reach our goals. Scarlett suffers a lot, but she succeeds in the end for her adament spirit. “Tomorrow

27、 is another day”, so we should see every new start in our life.I love this book very much. It really teaches me a lot. I wish myself a bright future. Tomorrow is another day!10、目前旳OFFER状况，为何没去I will soon graduate from XXX University. In the eve of graduation, I have been actively looking for work. I

28、 have participated the written tests, the interviews of XXX companies. And luckily, i have been admitted by the XXX, telecommunications companies, Sina Corporation. There are not my best choices. My reasons are as follow:Being a regulator in CBRC is my long cherished dream. CBRC is authorized by the

29、 state council to regulate banking industries. It has great influence on the sound development and stability of the financial system. The financial crisis in , fully stand out the importance of supervision. I want to contribute my own strength in this great undertaking. I learned six years of econom

30、ics and financial theory knowledge. I want to put what I learned in school into practice. CBRC can give full play to my professional knowledge, personal interest, I very much hope to the CBRC work.11、你旳毕业论文旳选题是什么？为何选这个？The topic of my graduate thesis is about XXX. The goal of the thesis is to resear

31、chXXX.I choose this topic for several reasons.FirstlySecondlyThirdly综合类：怎样看待竞争与合作？Competition and cooperation are common phenomena in our society. Some people believe that competition and cooperation are in opposite to each other. But I dont think so. We find in many places competition goes hand in

32、hand with cooperation. Lets take football game for example.During the game, one team is competing with the other team, but each member of the team must cooperate with his teammates. Otherwise, they will lose the game no matter how skillful individual player might be. It is clear that competition has

33、 much to do with cooperation. On the one hand, competition stimulates peoples interest in work and helps society go forward. On the other hand, cooperation is essential and necessary because most work in our society is fulfilled with other people.From cooperation we get mutual help and understanding

34、. With cooperation the world is progressing at peace and in harmony.To sum up, competition and cooperation are both essential to success and should be emphasized at the same time.IQ和EQ哪个更重要,追问有IQ没EQ和有EQ没IQ两者谁更轻易成功？IQ is short for Intelligence Quotient .EQ is short for Emotional Quotient Both IQ and

35、EQ are essential to success. If we have to compare these two factors, i will say EQ is more important. My reasons are as follow:First, while IQ defines how smart we are, EQ defines how well we use what smarts we have. Just as one psychologist say IQ gets you hired, EQ gets you promoted. without a hi

36、gh level of EQ, may be we cant put what we learned in school to practice.Second, EQ helps us judge situations and deal with interpersonal relations. We live in a society and we needs to cooperate with each other. Without a high level of EQ, may be we cant work efficiently and live in harmony.Just as

37、 the saying goesSuccess equals 20% IQ ,80% EQ I come up to the conclusion EQ is more important than IQ. If we want to success, we need to improve both IQ and EQ.3、How do you think about team spirit and do you think you are a team worker? Team spirit is very important. It is an ability that people ca

38、n understand each other and cooperate with each other to complete tasks successfully. We need for team spirit for several reasons.First of all, team spirit offers us a platform where we can operate our collective talent to work out the best. Taking the Shanghai world expo for example, I think the su

39、ccess of the event first goes to the superb team spirit of the organizers and hundreds of young volunteers. So many people work hard and cooperate well for the single aim; an exceptional world Expo. A lot of student volunteers in Shanghai are committed and work tirelessly during the hot summer. What

40、 is more, team spirit is quite useful for personal career. When working in a company, most of the time we have to finish or design a huge project with our colleagues. Each person can contribute their wisdom to the completion of the task. We cannot do it so well single-handedly.Finally, team spirit i

41、s the symbol of national power and strength. Another example is the touching power of the team spirit in the Sichuan earthquake. We were moved by the perseverance and persistence of the rescue workers, who were eager to help their compatriots.In conclusion, team spirit is an important ability and sk

42、ill in the 21th century because we are all faced with the globalization and the question of how to live better. Therefore, we must learn to work well in the team and let the team spirit guide us to success.Im a good team player. I have been the Vice Leader of Student Union. With the help of my teamm

43、ates, we have organized several college activities such as Zhang Weiying speech. Without their help and contribution, I cant do it alone.These activities cultivate my team spirit and teach me how to communicate efficiently and accomplish tasks systematically.4、You have took part in some projects, wh

44、at do you think about creativity?How do you think creativity in projectCreativity refers to new thinking, new ideas, new methods. A little change, can make things better, this is Creativity. Creativity is one of the most important things in the world because if each person did not have creativity th

45、en you would see everything the same. Each person has there own type of creativity and that is why there are unique art, movies, clothing, hair styles, etc. Be creative !I think creativity is very important in project. My reasons are as follows:Firstly, creativity find out the problems in the projec

46、t.It prompts us to survey more, think more and practice more.Secondly, creativity find out the better solution for the problem. Though the communication with other team members, creativity will be created from the Brain Storm.Last but not least, creativity makes the project different from others. It

47、 helps the project stands out and make it more meaningful and more useful.As the old saying goescreativity is the soul of the nation. We should stimulate out creativity and let creativity guide us to success.5、地震中最令你震惊和感动旳事The most surprise thing in the earthquake is that Humans could not resist the

48、 forces of natureThe most touched thing is that the Fukushima six heroes who risked their lives to save nuclear power station. Though the Japan earthquake, I learn the that the Earthquakes can create huge waves, huge waves can create nuclear disaster. We must assess the risk of a thing before start

49、it.6、钱重不重要？（怎样看待诸多人都但愿有更多旳钱）As we live in a materialistic society, with no doubt, money is very important. We need money to buy food, clothing, shelter and transportation. Without money, we cant live in this world. But it doesnt mean that money is the most important thing. Money cant buy health, fri

50、endship, happiness and love. There are a lot of things more important than money. We should pursuit money and use money in a proper way more beneficial to the society and world, just like the Bill Gates, he uses money to help more people and through this he becomes more happy.My overall view is：Mone

51、y is very important,without it,we may never be able to live.But we cannot ignore other value things just for money.7、怎样看待校园恋爱Campus love is a very common phenomena among college students nowadays. Some college teachers argue that students should give up love for the sake of learning. They maintain t

52、hat love is time consuming and influences ones learning. Some students, however, hold that a student who falls in love will study harder and will make greater progress. They dont believe that a person in love lags(落后) behind in his studies.Well ,in my opinion, campus love is a double-edged sword. On

53、 the one hand, campus love is pure and beautiful. Love is one of the greatest emotion in the world. On the other hand, it occupies part of learning time. When the couple breaks, it brings suffer and pain. So we should deal with the relationship between love and learning in a ration way. Make proper

54、arrangements for love time and learning time. Let love becomes the impetus for learning and progress. Try to be mature and rational in the love progress.10、市场经济体制下，企业只追求盈利性对吗In the market economy, pursuit profit is one of the main targets for the enterprises. It is no ground to blame. With more prof

55、it, enterprise can grow and develop in a better way. But it is not the only goal. There are many other important goals, such as safety, social responsibility and so on.Especially for the commercial banks, the management principle is liquidity, safety and profit for the enterprises ,we hope they can

56、undertake more social responsibility.In fact this is not contradictory, if one enterprise can undertake the social responsibility, then set up a good image in front of the public, so more and more people will buy this enterprises products. The enterprise will be more profitable. To establish a virtu

57、ous cycle. CBRC：What do you know about CBRC?CBRC is short for The China Banking Regulatory Commission. CBRC is authorized by the to regulate the . The main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , authorize the establishment, changes, terminatio

58、n and business scope of the banking institutions; Secondly, to conduct on-site examination and off-site surveillance of the banking institutions, and take enforcement actions against rule-breaking behaviors; Thirdly, compile and publish statistics and reports of the overall banking industry. Last bu

59、t not least, it is responsible for the routine administration of the supervisory boards of the major State-owned banking institutions.The goal of CBRC is to protect the interests of depositors, maintain the market confidence, enhance the competitiveness of banking institution as well as combat finan

60、cial crimes. What are the rules and functions of CBRCThe main function of CBRC can be concluded as: Firstly, to formulate supervisory rules and regulations , Authorize the establishment, changes, termination and business scope of the banking institutions; Secondly, to conduct on-site examination and