2022年监理工程师考试题库模考300题带答案解析(国家)

《银行招聘》职业考试题库

一,单选题(共200题，每题1分，选项中，只有一个符合题意)

1、小明手里有2枚5分钱硬币，7枚2分钱硬币和5枚1分钱硬币，如想组合成1角1分钱，共有（）种组合方式。

A.11

B.7

C.8

D.10【答案】BCS2D3B4Z2E1Y5Q7K6Z1R7L7S2R7P3V9HQ4L3Q7N6Q2U7Z4D8B7D9X9V6J8X5P6ZJ5K10B3N8E8A6K5Q10S9T4L4N10A6R7T22、债券是流通的有价证券，其票面信息中通常不包含（）。

A.债券的面额

B.债券的市场价格

C.利率

D.偿还日期【答案】BCB2I5C8A6G5B10M4K6M5U1P9Y7W2V5Y2HH3B6P8Z2S4V9E8T3M5K4J1Q9F8S10B9ZJ8X10P10Y6M1R6N5G1V4D8A4X1X10N9B53、Beforestartingtowriteeffectanalysisessay,oneshould_____betweencauseandeffect.

A.disguise

B.distinguish

C.diminish

D.derive【答案】BCB10D8G8T8A4L6I1M2M2E6J1M5T4G10R5HI7Q5A7C9T9T3Q10B10A4J4U9L2J3T6O3ZN3J6L4X9S6A10A6N9I6H1U10Z7S1O9J44、BecausehispartnerhadtogotoSydney.Mr.Zazuetahadtofinishworkontheadvertingcampaignon____.

A.hisown

B.himself

C.alone

D.solo【答案】ACX5O7E1W3V6M10T7M2T10L8T10P5Y7S9C8HL9K9W9E6K5F5K5E9W4O10F10Z2S7X8T1ZQ6K2Y6V8T3I4G10U4D3C3I6F8X9U2E45、下列各种情况，不需要进行全面财产清查的是（）。

A.更换仓库保管人员时

B.单位主要负责人调离工作时

C.企业股份改造时

D.企业改变隶属关系时【答案】ACK5R6I1I7S10P2N9V9P3X4T1A9L8W2D4HO4R6U3S9X6X10X1L5V9B7K1B10G2L7L6ZM9R8M6V10X1V4T8G6Y1D4O4T1Z10M5R76、对英镑和美元而言，如果英镑的汇率上升，意味着美元的汇率将（）。

A.上升

B.下降

C.不变

D.两者之间没有关系【答案】BCI3A9U1B3D4S8V9K6T9P4O2S2L4J4U4HS10Y6D5H6Q3W3N1S1I6W7E10F2C5V4X2ZM4K7U6R6B6N4J2T3W6V2H5Z1E3B2J97、下列各项中，符合会计要素收入定义的是（）。

A.出售材料收入

B.出售无形资产净收益

C.出售固定资产净收益

D.向购货方收取的增值税销项税额【答案】ACT2W1C10R5U7J7L3J9C2H8R1U6M1S9I7HC4Y10Z7L2W8F10K5Q8K4J9O4D1L3O2T2ZM10Z8R4R7B3L3N7P6A10E9B10B7C10R4I48、首次成功克隆哺乳动物(多利)的国家是（）。

A.英国

B.美国

C.法国

D.德国【答案】ACZ4E9E9D5D5C4H8H7C3U2T7I7E4E4O1HY7T6G4F8Z4B3Q8A10Y8T1X6I7S6A5L4ZM4O1L5D10O6H2S9Z9R9W3C10T8F7D7J29、资料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC’sHistoryWall,astrikingartinstallationatthebank’sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank’sarchivesandarrangedinchronologicalorder.

A.ActivitiesdidbyHSBCarebetterthanthoseofCoca-cola

B.Newdesignsinspiredbyoldproductsarenotgood

C.Youngcompaniesdobetterthanoldcompaniesinusinghistory

D.Consumersoftentrustold-agedcompaniesmore【答案】DCD5S5M10D1V5K8F2J6E1U10C8Z9H8N1H3HB6T5L2W9J8K9L10O6H4E4K7J7M5D9W6ZQ10Y2K7L4P2B7O4R1P3H6G7S1T4P4U110、Hewantsto______and______everything.

A.coverup;paintup

B.coverup;paintover

C.coverover;paintover

D.coverover;paintup【答案】BCN4U3D7E7N1N7Y4A1C10Q2H4D7T8V2C7HR2U7M7O9Z6N10U8I1Y4V3O3L3O1R8F4ZF9U8N5E4K10R4C6J5S10X2W5A10N9N6X811、资料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.

A.Unbiased

B.Slightlycritical

C.Fullysupportive

D.Paradoxical【答案】BCQ2Z7I5P2V10N1V4P3F3N5F1W3B4D1Z8HN3V1S1R6J8B10Q10T8D8N10J2G5S3S9C1ZG6Z2A7M1Z1X2V8R7I8W1U9B5A7R5B312、资料：What，ifanything，dowegainbyclingingtoourantioxidantsupplements？

A.Itisgoodformusclecramps

B.Itisgoodformaculardegeneration

C.Itgoeswellwithtrauma

D.Itmakeshumanbodystronger【答案】DCI5G8M4P7L8I10Z2O8N8O2L2Z2A8W6Z3HH2O1F9N4T1X1W3E8T3H3S8U8C9U1Z6ZL9N4D1Z2H9S3J8G6G10M3M4I10W1U5L813、资料：Nomatterhowcarefullyyoupickthemembersonyourteam,youmaystillendupwithanegativeemployee.Theseworkersdon’tnecessarilyfallintothecategoryof“toxic,”butthey’rejustkindofadragwiththeircynical,pessimisticworldview.Ifyou‘redealingwithanegativeemployee,hereare3stepstotake.

A.Helpsolvetheworkplacedisputesforthenegativeemployee

B.Putthenegativeemployeeinasuitableworkingposition

C.Havethenegativeemployee’scolleaguestoavoidargumentswithhim/her

D.Supportthenegativeemployeetogothroughchallengsesoutsidetheoffice【答案】CCG7A2W9S5C3F9U3O7J1Q1R10H10T7N4N2HR6X6H4P8J10F6B3P10A2O8V10S8X8N10C6ZE2S2A10P4O9O2A9D1X1N10C1Q1C6R5G414、资料：Faces,likefingerprints,areunique.Didyoueverwonderhowitpossibleforustorecognizepeople?Evenaskilledwriterprobablycouldnotdescribeallthefeaturesthatmakeonefacedifferentfromanother.Yetaveryyoungchildorevenananimal,suchasapingeoncanlearmtorecognizefaces.Wealltakethisabilityforgranted.

A.hiswayofspeakingandbehaving

B.hiswayofactingandthinking

C.hislearmingandbehavior

D.hisphysicalappearanceandhispersonality【答案】DCT6I10Y9U1R8I9T9P10C7W8Y2T5Z6Z2H9HU7E2A10N4M4D8J7B2Z2D1U5B6Z9G7X2ZK5U6O9X9A4C2Q3C8V6B1W6B7I3Y5G1015、Thesuspicionthattheservantisdishonesthasproved（）true.

A.alltoo

B.tooall

C.muchtoo

D.toomuch【答案】ACR9D7C5U9J4Y8X3V10E9S6E2X2F7Z7R10HO7I7G1V9K8E3N5B2Z10R3H9R7O2T6Y2ZW10D2I3B9B1W10W10V7C1F6F4H9E10B2T416、Globalwarmingiscausingmorethan300,000deathsandabout$125billionineconomiclosseseachyear,accordingtoareportbytheGlobalHumanitarianForum,anorganizationledbyAnnan,theformerUnitedNationssecretarygeneral.

A.Itsstatisticslookembarrassing

B.Itisinvalidintermsofmethodology

C.Itdeservesourclosestattention

D.Itsconclusionispurposelyexaggerated【答案】BCL5F1E4F1Z10U9L2P7A10B8F2E1Q3L6M3HS3A7I5S9C1J5C5J4Z4P8P9F4G10T7X6ZX1X3A7X7N2S3A2P9G9S10W8H7A5V7N517、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0.2元，市场利率为2.5%。

A.20

B.40

C.60

D.80【答案】BCC3V2A6A4R5X1F5B2C3C9E7E3U3H10A4HL5M10J10A4S2M8C8Q1Z9K5X1C6B3Z4P3ZQ6K8Z8T2M10N2L8V3S1L7T9M1M4C6N318、资料：Asastartupfounder,mydailytasksincludeeverythingfromlong-termstrategicplanningtoapprovingteamoutingsandcompanycultureinitiatives.Dayafterday,thingsinevitablycomeupthatneedtogethandledASAP.Butl'vealsolearnedthatifyoudon'thaveastrategyformakingtimeforthosebiggerambitionsandyourtrulyloftygoals,they'llsimplynevergetdone.Andthatmeansyouwon'tmaketheprogressthat'sreallygoingtomoveyourbusinessforward.

A.Howtomanageyourtimewell

B.Howtoovercomedifferentchallengesintheoffice

C.Howtowincompetitionsandgetpromotions

D.Howtopreventdistractionsandfocusonbigissues【答案】ACF6L1B2Y2A3H7W4L4K3Z4G3C2L4L7N1HB7H5U4R6H8A7K2B4Y3O10Q8H5E1D5W1ZX10H5Y8P9W5R3D10H10L1I4B6W2K9Y2F719、Sincethe1960s,therehavebeenseveralpoliciesdesignedto______thischallenge,includinginstitutionstailoredforsmallholderagriculture.

A.do

B.deliver

C.cope

D.address【答案】DCV8U9E8F10N6N5P6H7R10P7J1G4X10C6J9HY3J5G9S5L10G10R1R7A10M9F9I4L9J3P6ZH4S7O3I6Q8J3H10K6A10F9G6T5X2M5A220、资料：NewYorkandLondonmayruletheroost,butotherfinancialhubsinAmericaandEuropehavemanagedtocarveoutusefulspecialistnichesforthemselves.Chicago,forinstance,hasconsolidateditspositionastheworld’sderivativescenter,andHouston,thelargestcityinTexas,ishometoAmerica’sbiggestenergyfirmsandhasspawnedanactiveclusterofenergytradersandhedgefunds.

A.lowtaxation

B.broaddomesticmarket

C.famefordiscretion

D.stablepoliticalenvironment【答案】BCW10R6B3A6Q4M6W2I9K10F4V1X2K6M4G4HW9V2E7M5G9W5L7M5D1O5D5Z3A2C4H5ZM3W3G6U6J4J8D3S9Y7H3W2A6Q8C6I1021、反映商业银行一定时期内经营和投资等活动现金变化的报表是（）。

A.现金流量表

B.资产负债表

C.损益表

D.财务状况变动表【答案】ACQ9D8A6K4B8M2Q8V1U9T4L1H7S1L10C3HS2D3D1A10C8D1R1A10H4N7W10N5S6V9H8ZJ4F9W7W4I10Y9L2A7W10K9U3B3C8V3C622、期末根据账簿记录．计算并记录出各账户的本甥发生额和期末余额．在会计上叫（）。

A.对账

B.结账

C.调账

D.查账【答案】BCF10L2A8T5O3S4S4N3B2A8G1B5O1A2E3HU3P8E4V9L5H1V4M7E4E9U7V8E8E6V1ZF10A8H7Y5I3Y3W4O2Y6F7Y5A8Y5B9I323、资料：EarlyExperiences

A.Youshouldseparatenewandmaturecustomersintestingyourproducts

B.Approximatecustomersareequallyvaluableasrealusers

C.Salespeoplehavealotofcustomercontact,sotheyhavethesamemotivationsascustomers

D.Usabilitytestaimstopleasethecustomers【答案】DCA9C10H8P5Y1U8M4H8O3Q9U4W8S9R3B10HA1Y8I2D10B8Z8M6X2Z2N2K2X2K7Y3L5ZZ4J7E9O3T4U9X2L4N5C7S9N7F2W5C924、资料：HappywoodspritesknowsthewaytoFenghuangcity.

A.Itiscreamed

B.Itissteamed

C.Itisgrilled

D.Itisroasted【答案】CCH5B3L5Z3I4Q7X3E7T10W2B7F10C4T5A1HT9I7K3R6T4H7M6P8U10H5U3S10C5E2R3ZE4B7R6T3D6P4W8K6Z5L6R2R2F7R6V625、在偿还赊销款项时货币执行的职能是（）。

A.价值尺度

B.流通手段

C.贮藏手段

D.支付手段【答案】DCH1X1H2X6W7Z5G4F2V6E7Z7M10O2Z6T5HZ7T6X5A5G9M8Q3S7V3L3S3D6J3B7S1ZW3W3G4G9E10W6I10G9W5D4B3W1P10A7V126、1938年，德国人（）在用中子轰击铀核时，首次发现了原子核的裂变现象，并放出薪的中子。

A.哈恩

B.查德威克

C.卢瑟福

D.麦克斯韦【答案】ACW5K7W2D10P4Y10N9F10K4G6H5J2P9H9W7HR10Y2J9J8H10L3W9Z9K7D8D7K1A1H3H1ZM3B2R9A4T7T2Z10E10D7U2E5R4G5D3O1027、“应解汇款”属于()类账户。

A.所有者权益

B.损益

C.资产

D.负债【答案】DCD7B6G7M8W5W7X4T6M8E2T6V10M9W5A7HN4O3N6B7A2B6K7W4T5B1N2V5A8K8H6ZR10K1N3S9J9F10L1S2J9N5P6K2S10Y2O828、Therefore,individualsmayattendhighereducationtoavoidor______theirrequiredmilitaryservice.

A.cancel

B.postpone

C.refuse

D.display【答案】BCK4Z7I8O1J4R7Y8F5S2F7U7S2H10T4W7HC4B10P7S5D4M4F7O1X5Q3P8T6W5E3Y7ZO1N5S8W4O8S5D10T10M7K8I2Z6S6U7X529、某企业库存现金5万元，银行存款75万元，应收账款40万元，存货80万元，流动负债200万元。该企业的速动比率是（）。

A.0.4

B.0.6

C.0.8

D.1【答案】ACT2N3F4Q7Y2J10O10B10S3F10X10Y7D4S3C3HU3U3S6J1M9Z1V8Z6D9L2Q6W6P2Q2P7ZJ9W5V6S3P1L3O5S2G6W8P9J1L8K6O530、—Guess,howmuchdoesitcost?

A.from

B.between

C.among

D.with【答案】BCF4Q8I6C8W9X8K4R10A4E8N5B4G9P3B5HE8F7Q8S4V5L3Y4M1A7I8F1K9G6T9O2ZI2U10Y4Z5A5G1T3L2D1L9O6G3Q7M6B331、孔子思想的核心是（）。

A.仁

B.义

C.孝

D.信【答案】ACY7M7R6I4Y10U2L3N4N1X8W3M1L1X4N8HJ8S7Y3M6J2U4T10G5K5H3K10F9N9X1J3ZM6L8Y2Y3L2U3W6Z8R3I6W10K6M5A10C1032、资料：（一）

A.lawcourtshavedecidednottousefashionablewords

B.itiswidelyacceptedbyalltheinsured

C.itenablesordinarypeopletounderstanditeasily

D.themeaningofsuchwordinghasbeenagreedupon【答案】DCQ6L3H3K5J2W3W9R9I6Q1P7W3Z5D5E1HI3A6G10C4B6F6H8W6R2I6Y4S1I4V6M8ZA8S4Q5X8Y8Y8L1F10J7X4H10K2L2W8L433、资料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda“close.”Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.

A.Howtosuccessfullypersuadeothers

B.Howbusinesspeopledefinepersuasion

C.Persuasionasanart

D.Logic,persistenceandenthusiasm【答案】ACD3M3J4A4Y9F9J2Z3R4S5E3H3X1Y9X10HN10I6I4T5X3S6Y2O5R2E8F10T2D5N6G8ZZ7L1Y9K8I3G2R3X7L4Q5A3V10T5N10W634、Indeed,somenewlydowngradedjournalistsare______arguingthattheyarecapableofseparatingprofessionalandpersonalmatters.

A.indignant

B.objective

C.empirical

D.ingenious【答案】ACH4T2F10F5Q6D3I1U5Z5W2M3N7I10B6V7HP5V9L7B5W6L4T4R4F8A1V7S3J5X6Y8ZP5R6I9H4Q9L9X1T1J4H9R2E8I1E4C435、Passage3

A.theythinkitacademicallymisleading

B.theyhavealotoffuntoexpectincollege

C.itfeelsstrangetododifferentlyfromothers

D.itseemsworthlesstotakeoff-campuscourses【答案】CCR4J7W5D4W3J9F2G3A6S3Y9S5V8T3H8HF6K8E9Z10I9O2A2M7A8U10I4K2A4U6T4ZS3J3Z1Q3V10A2P9C6H9V1O5V1K4R4O1036、从（）起北美自由贸易区开始运转。

A.1998年5月1日

B.1989年1月1日

C.1992年12月7日

D.1994年1月1日【答案】DCP6S9S8X9H9L7O1S3Y8Z2B6W5E9F10G7HO4M8A8F7J6E10O4G5I2I10N3E9U3S4G1ZE7J3A9F9U2I1J3O9M3C9F8G6Q9D3M937、Theleaveshavebeensweptintohuge______.

A.heaps

B.pyramids

C.layers

D.loads【答案】ACS4I9Y9Y8I3A5M8O8Z1A10C2U6P5C4C6HN7N5L8L8F10R5R10R10T4G7Q7C1R9L3Z7ZE8X1T6H9O8R3L7N5Q2L9S5D9D2D9Y538、ChineseInternetuserstendtousemoreproperandskillfulsearchmeansforlocatingkeywordsandhandlingsearchenginesthantheirJapanese______.

A.counterparts

B.friends

C.pioneers

D.classmates【答案】ACU9T8W4M1J8R8Y8P1N5V2Y4R9M2M8X10HS10Z7F4Z7B3T7B10Q1I8N3N8H5T9K7L8ZY9P1P6L5H10Z3Q6G7H6R10W9F10D10U1C239、对其他货币资金主要审查其真实性和合法性，在方法上一般采用主要实证法，具体运用时主要采用()。

A.询问法

B.核对法

C.核对法和盘点法

D.抽查法和盘点法【答案】CCT3G10K4R8X6N5Q9W10W5C3H9L4K1I10I3HS2T10O10Z3J7R2X5F7V8H8Y4Q9S2C10L3ZZ1I4K1F1P2P3U10P4L7Q8L1B2M7H4Z240、中国古代哲学家荀子说：“心不在焉，则A黑在前而目不见，雷鼓在侧而耳不闻。”这句话表明人的意识具有（）。

A.客观性

B.能动性

C.对象性

D.任意性【答案】ACG3H6C3G7Z10R3M7P3E6F1Z10I10P4F5G4HH1X3C6L4U6G2B6T3U2P4M8B9W7O5J1ZC7V6S9K7G5B3L9S6E3J3A9Z9P5E4G641、Thedifferences____thedifficultyofunderstandingwhatishappeningtotheeconomyatpresent.

A.suggest

B.understate

C.criticize

D.underline【答案】DCN9O9N7C4H8C4C6T2Z6Q8V2A2O3G1E2HX2F2E5M4E5P1Z6I1A8J8A10B4P7D8Q3ZX7H1Z1T9Q9D2A3E1U10T7O4A5L2C3R442、资料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslistingfortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionsonfishingandothermaritimetrades.Environmentalgroupswho’dbeenpushinganendangeredlistingsaidtheproposalwasa“turningpoint”theyhopewillleadtogreaterturtleprotections.

A.Contaminationofseawater

B.Theinadequatefoodsupply

C.Theirlowerreproductiveability

D.Unregulatedcommercialfishing【答案】DCT2X6F10P8Y3L9A6W3C1C3Q10C4C10D7V8HZ8A2F4H3K1J1V7G5U2B3P1F5C5M9X8ZA10P1F4R4I10C6D3E7F6G1P2D1W1U2L1043、下列操作中，不能完全清除文件型计算机病毒的是（）。

A.删除感染计算机病毒的文件

B.将感染计算机病毒的文件更名

C.格式化感染计算机病毒的磁盘

D.用杀毒软件进行清除【答案】BCG4Q6Y10D7D5Q8G1W3T9W8N7V5J4F2P5HI10O8I2V5I5G3X1Z6R7O7K3B5O10S9R5ZZ4N3K7Z2A10T10G4Q3R7H3G9N9I5L7L144、20世纪20年代后期，美国遭受了严重的经济危机。为了恢复美国经济，罗斯福总统颁布了被其称为“美国国会历来颁布的最重要和影响最深远的立法”，推动了经济的复苏。这项立法是（）。

A.《国家工业复兴法令》

B.《社会保障法案》

C.《农业调整法》

D.《紧急银行法令》【答案】ACD9A10M9Q2K9N7M3P8L6T10P6G6F9B7N1HA1V5J2Y4T8X6J8Y5P3M1M8D9H1N4Y7ZL3W4B8H5S1E6I3K3A9V5K1Q8C10X3M945、资料：Whenaconsumerfindsthatanitemsheorheboughtisfaultyorinsomeotherwaydoesnotliveuptothemanufacturer'sclaims，thefirststepistopresentthewarranty，oranyotherrecordswhichmighthelp.atthestoreofpurchase.Inmostcases，thisactionwillproduceresults.However，ifitdoesnot，therearevariousmeanstheconsumermayusetogainsatisfactionAsimpleandcommonmethodusedbymanyconsumersistocomplaindirectlytothestoremanager.Ingeneral，the“higherup”hisorhercomplaint，thefasterheorshecanexpectittobesettled.Insuchacase，itisusuallysettledintheconsumer'sfavor，assumingheorshehasajustclaim.

A.Toillustratethatitwillbebetterifthecustomerstatesthespecificproblem

B.Toshowthatthestereoisreallynotworking

C.Tocomplainaboutthestereo

D.Tostressthatsomethingiswrongwiththeleftspeakerandthesound【答案】ACY5S6M9N8C1M8N1D7F9I7Q4H9Z4U5O5HW9P1J1F4X7Q8C9C1H6E3N5O2N5Y2V7ZM3R7P6O2L9N7Z8G2P3M5X7X1G5T2H846、按贷款风险分类法，借款人无需足额偿还贷款本息，即使执行担保，也肯定要造成较大损失的贷款应归为（）。

A.正常

B.关注

C.次级

D.可疑【答案】DCY8V5W2Z5J5K6R4R8C6V6T5Z10G8P5W3HY8P8T4B6C5T9R8V3W5V7O1G3Z1T10Z5ZP5A4C6G7N3L8A6H9I1A10U5N6I7C8D647、JustbecauseI’m（）tohim,mybossthinkshecanordermearoundwithoutshowingmeanyrespect.

A.redundant

B.versatile

C.trivial

D.subordinate【答案】DCX10R1X7X6E4X8Z9W4O10A1Z9S9Q9S7U10HU10H1L9X3O5B10D1Z6Z9Y3Y6P9U5I4Q6ZQ6U6Z4U1A10D9Z6H5Y10J2M8H6Y10W8H848、下列行业中最接近于完全竞争模式的是（）。

A.飞机制造业

B.烟草业

C.日用小商品制造业

D.汽车制造业【答案】CCN10O8X1D9C4G3G8P1W5T5A7B2T7L7U5HD5L6J4J4C3F10H3I5U10A10H3U4T5K4D10ZG10T8N9H10Q6B2Y2O9F10F4Y7P4E7F7Q449、Passage1

A.toberich

B.tohaveherownparents

C.tohavealotoffriends

D.happiness【答案】DCI4M1I2W7T3E3A6T7N3Z6R5F5E6Z5W1HM2V3N5G2I10Q5J9O5J5O5Z7N5V2M8U1ZR9H9D8A9M9R5S8C10I1H2J10X3Q5U7R750、CFCswerebannedwhenworldleaderssigned_____calledtheMontrealProtocolin1987.

A.acontact

B.contact

C.agreement

D.anagreement【答案】DCX7Q9A6L8X2Y4T10P10W8R9Y4S4S5R8N5HL3W4L10E10H10A5P6W6Z9K1W7S8I5T1A7ZQ4R3U6L7B10R7D5Q6J7U3M4U1T4N5R351、Itwasthetraining（）Samhadatschool（）madehimanexcellentrunner.

A.what;what

B.that;that

C.what;that

D.that;which【答案】BCY1T6U4N7L5N3K6Q9P7O2L10C1L3V9U9HS8O8T5H7A8A3O9S10T2H5I7V4J4N8Q7ZK7E8H6V1A5X4J8R8K1D6Y4C8F2L8P852、下列选项中，不属于会计核算的基本前提(假设)的是()。

A.会计分期

B.会计主体

C.复式记账

D.持续经营【答案】CCU1L2K2I5Q10J5F6R9K8J7A5X2K3B4S8HD3V4V1A2V1D5T6J6R6E5F7Q4Z3X6L8ZO6O4Q1R2L5C7L10B9U3W2K6K6I10P3X853、Chinesetableclothis____foritsfinequality,exquisiteworkmanshipandcompellingstyle.

A.distinctive

B.nominated

C.notable

D.deviated【答案】CCW7R5A4H7S1D2F2S4I5X4M2L8T8Y10L3HP2T3Q4Y4A8N10Y9K3B2C4S9L8U4V6V8ZM10V7Z3Q8T9I8F8H3A8X2E5V1W9X9T654、在我国，证券业和银行业、信托业、保险业实行（）。

A.分业经营、分业管理

B.集中经营、统一管理

C.分业经营、统一管理

D.集中经营、分业管理【答案】ACO2F8B2E2A4I7F8M9D10S3B8J9K5H10A6HP8C8V8K8P6R6A5D8Q10I5S4X7D5P3H8ZB8W7Q8J4O4Y4R8W9Y6O6C2R5Y7Y3U655、2019年5月30日，作为牵头簿记管理人和联席主承销商，中国银行协助（）政府发行20亿元熊猫债券，期限3年，获得约63.3亿元认购，票面利率4.09%。其中，境内投资人占比51.5%，境外投资人占比48.5%。本期债券是（）政府首次发行以人民币计价的国债，也是首个欧元区国家进入中国大陆市场发行“熊猫债”。

A.西班牙

B.意大利

C.德国

D.葡萄牙【答案】DCR6Z5G9H6M9M9E8Y6E6B7J5O10R8M8C8HQ2E4X4Y5P1S1G3K8I4T7M2A5H6A3O9ZZ9N7Z10L5J1R3X2F4P4W1K5N8W3L2D356、Passage5

A.Tomakeatransitiontoanewtopic

B.Toworkasahooktothefollowingparagraphs

C.Toprovideacontrasttotheprecedingparagraphs

D.Tooffersupportingevidencetotheprecedingparagraph【答案】DCI1J2X2N1A7I1E3E5G10K2Q3H6F3D3H8HU9Q4D5V5Y5X8R9I1L1D9A6K10F1X5A10ZG1V8P7A8L2V8Z6A2C7N3S9S8H3F7R957、2020年3月24日外交部发言人耿爽表示，近日中国驻英国、法国、意大利、沙特等国的使馆向中国留学生发放了装有防疫物品和防疫指南的（）指导他们科学防疫，帮助他们加强防护，传递来自党和政府的关心和问候，来自祖国人民的呵护和叮咛。

A.爱心包

B.防疫包

C.宣传包

D.健康包【答案】DCQ3E7H7C9Z2B5S8S9E9D9G10H9Z4F5V5HZ6Q6R5Q3Z6P7W6Q4U1V2W7T6A2O6M1ZL10Q9M2X8R4Y4W8X1N4H3Q1V10X8C3J858、Littlehelpseemsto_____thedisaster-hitareasincetheexplosiontookplace3hoursago.

A.offer

B.havebeenoffered

C.beoffered

D.haveoffered【答案】BCC4P8Z3G4N1Z2E4C5J1U4Q8Q10Z2D7Q10HO9Z5Z8M4J10O2Q8M10H8Y4H9S3K9K10B1ZI2F10S8Y8A7D4H6Q9Z5T8S10U10X8W6W859、Thecleanerhasjustleft,leavinganaerosol’sdelightfularomafloatingintheair.You______deeply,enjoyingthesweetfragrance.

A.exert

B.inhale

C.exhale

D.inert【答案】BCF6K10C9W3F6F7N4E9K6F5E10X10S5A7V6HP2N3L6S5H9H2O5F2S4K2C5N6S3J7Q5ZQ7K1P2J7N7G8S5B4T3X8U7Z6J10N10E1060、.下面各组宏观经济发展目标所对应的衡量指标错误的是（）。

A.经济增长—国民生产总值

B.充分就业—失业率

C.物价稳定—通货膨胀

D.国际收支平衡—国际收支【答案】ACZ10W7X2P8O4L9I7I1V8X10E6H7Q7Q6S6HK10A8P3H5W1A2O6F5M1U3M8C9T8N3Z2ZV1K8L10A10S9F6U7E4M5N6Z9E3L1F5H661、Howarewetodevelopnewtechnologyifwecan’tstudycurrenttechnologytofigureouthowto______it?

A.improve

B.rest

C.cause

D.conceal【答案】ACD1J5K7Y2V1B9I4P9H4K5J8Z4M7V7Z2HU4Y7I3M1O8Q10S1M3Q10T5Z2V8L4O10W4ZA1E4K5O9K8V2T9J2W6Q4V8M4S2E5K1062、经常项目账户的顺差意味着(）。

A.出口大于进口

B.出口小于进口

C.出口等于进口

D.出口的增加大于进口增加【答案】ACR5W9B6S7M4Q4W2U1J8O8I2T8C4S4Y5HY10U6A8J9N10T7B1L7U8I5Z5I10O4F6A8ZK6J3Q9E6E3P2Q1L6A7R10G9U3P1E4C863、Passage7

A.Patientsseldomreceiveduecaretowardstheendoftheday

B.Prescriptionofantibioticscanbeharmfultopatients'health

C.cisionfatiguemaypreventpeoplemakingwisedecisions

D.Medicaldoctorsareespeciallysusceptibletodecisionfatigue【答案】CCL4L5B1U10F5V9X7Z2S8S2T1M8O3P10N2HB10Q10T4O2R1P10R5J3L9J10S2T7B10I9G2ZI10G4T5N7O4U9H4G1V4C7N3M7P10P4S864、Mr.Gonzalesrwhohasbeena（）memberofthecountryclubforover25year,hasrecentlybeenappointedpresident.

A.first

B.valued

C.strong

D.durable【答案】BCB3H6H10S9F2S7F8B8D3V8V5V7U2W10A10HH5L5D9H1S4Y7S8W9O3U1J7O6Y9Q8L6ZO10E5W5R8A1P4G6L3A1A4S2A4Z2O4S565、有一个数是123，它与十六进制数53相等，那么该数值是（）。

A.八进制数

B.十进制数

C.五进制

D.二进制数【答案】ACG10T9A5I8Y2O8T8O4G3D9N2E9U1O1N3HX2X4Y5P2H3I4I2D3V5X10R4M7E2U2L6ZO2J6P3Q7N10D8Q10G5Z9L7E2I2F7G2R166、默认情况下，Exce12003工作簿由（）个工作表组成。

A.1

B.4

C.5

D.3【答案】DCA10T9S2P2Z8Z10B2W7V2N9D3A5V2Z10N10HT9K7U9F3F9B3Z8C8X6V9Y3C5P4L3E2ZH1L7D1Z3C5F10T4A4C3L5P3X5O8U9X1067、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。

A.中国人民银行；可上浮

B.中国人民银行；不上浮

C.教育部；可上浮

D.教育部；不上浮【答案】BCQ4G5Z1F5C10W9J6P2X6U8I9X5X2G8D1HM7O2N9S2A4V2K8L4Z9B8A2E1T3K7P8ZI10X8Y7M4C3C8E9C3O5C8O4D10J4D10Q668、Mostofusentirelyvaluehumanlife，____________somepeoplethinkofanimalsasbeingequallyimportant.

A.and

B.or

C.but

D.unless【答案】CCP9S9O7B7D1Z1T6L1Y6J4K8O8Z3X3W4HG5C3Q10G1P5I9K9H8N9V8G1C6O5Z3N3ZO2W3K5Q8K6J1N8G2Q10X4E2L1P7J6W469、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar,rentanapartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarketgame",investing（投资）thehypothetical（虚拟的）earningsfromtheirhypotheticaljobsinthemarketinthedisastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegottoknowhowitfelttolosemoney."

A.waystoteachstudentstoearnmoney

B.howDianeRaylearnstovaluemoney

C.thepushtoteachpersonalfinanceinschool

D.howstudentschooseaproperfinancialclass【答案】CCZ10Z5O9G5H2L9H10G1E7X1Z10T1D10F6Q4HI8Y2S4F5J10H9W6R8V4K3I8N1Q6F3F9ZH8Z9D9F5T5Q8S9O2I2J10E4G1R7K1Q170、假设某公司的权益乘数为2.02，其总资产报酬率为7.39%，销售净利率为4.53%，则其所有者权益报酬率应为（）。

A.14.93%

B.9.15%

C.15.25%

D.10.34%【答案】ACT6R6D9F10Y4O3T7F10O2Y1Q10R1V8O7O2HW6W5G1L6K4M4C5B5I8I8K4J5W3I2F5ZO1L10Q6H10S3W9B4G7H6M10D1L9F4H5S771、拉动国内生产总值GDP增长的“三驾马车”不包括（）。

A.投资

B.消费

C.税收

D.净出口【答案】CCM2H4A10Y10J6Z10L7F6Z2M2E6B6F4U4Q1HE1G5F6C4L1X4C3Z8W8I2I3O10Z6W1S9ZU6A10E9T5B7G6E9C7E7I7C9P4S9M3A172、资料：HowdidTencenttakeWeChatsofaraheadofitsrivals?Theanswerliespartlyinthepeculiaritiesofthelocalmarket.UnlikemostWesterners,manyChinesepossessedmultiplemobiledevices,andtheyquicklytooktoanappthatofferedthenaneasywaytointegratethemallintoasingledigitalidentity.InAmericamessagingappshadapotentcompetitorintheformofbasicmobile-phoneplans,whichbundiedinSMSmessaging.ButtextmessageswerecostlyinChina,soconsumerseagerlyadoptedfreemessagingapp.Ande-mailnevertookoffonthemainlandthewayithasaroundtheworld,mainlybecausetheinternetcamelate;thatleftanopeningformessagingapps.

A.teamofPCinsidersinventedweixinforTencent

B.teamofoutsidersacquiredbyTencentinventedWeixin

C.TencentaskedtheQQinsidersteamtocreateaproduct

D.TencentcopiedapioneeringIsraelimessagingservice【答案】BCL9K2A10F8U3P3F3Q5B5R9M9T1D4R5Y9HS7N7V7C9N10H10T9C7Z6U2T10L2G9J10N10ZK7I3M8Y3Q7R7H3H4T9Z9C6H4V7M7D373、Anepigramisusuallydefined___abrightorwittythoughtthatisbrieflyandingeniouslyexpressed.

A.as

B.asbe

C.asbeen

D.tobeing【答案】ACC6M1H6H7Y1G1X5D10V5N10G4K6H5V6B1HC9E5U5P1V10G10F3L4P1P5E10W5J9P2Y2ZD4C4F10E1Y4G2K6P3P7B7U5X5B4J10K374、银行同业拆借以(）拆借为主。

A.6个月

B.4个月

C.隔月头寸

D.隔夜头寸【答案】DCG2B5T3W10P3E9D3Y7F8A9X2H1U7Q9Y8HT8W10L9W7M4S2Z7O3T3R9I4B4J5C2F3ZA10Z10R9L3C7I7V2K1A6Q5A5K1Y8W2F575、资料：Thesocietalmarketingconceptquestionswhetherthepuremarketingconceptoverlookspossibleconflictsbetweenconsumersshort-runwantsandconsumerlong-runwelfare.Isafirmthatsatisfiestheimmediateneedsandwantsoftargetmarketsalwaysdoingwhat’sbestforconsumersinthelongrun？Thesocietalmarketingconceptholdsthatmarketingstrategyshoulddelivervaluetocustomersinawaythatmaintainsorimprovesboththeconsumersandsociety’swell-being.

A.generatescarbondioxideemissionsthatcontributetoglobalwarming

B.produceshealthyproductswiththe“green”packages

C.ishighlysuccessfulbecauseitrunagainstthesocietylong-runinterests

D.takeswaterfrompristinelakesandsnow-cappedmountains【答案】ACL7N10Q1J3J9F4O10N7M5L3H7A3M6T6I1HX4L6H2V10M9W2B8R6Q8L1J4S4Q6H8O3ZD3F9J8X2D4X8R4X9T4Q1I1Q5S9N2S976、银河系也是（）所在的恒星星系，是一个普通的旋涡星系。

A.星星和月亮

B.地球和太阳

C.地球和月亮

D.星星、月亮、卫星和彗星【答案】BCH4E7C4V7L3C6M7Y10Q4D8Y10V4I8V3Z4HH3N1L8M6C3P3T10L8X3V10I10W5J4F6M9ZA2Q2B5C5G10X6N1O4B7E4S8G7X8P3Z177、下列哪一职位，不属于国务院的组成人员？（）

A.国务院副总理

B.国务委员

C.国务院副秘书长

D.审计长【答案】CCF3R10H4I1H3Y5G1U1J5H7M1B3T4S3Q6HM6J5H9M2J9J7F8E1D5O4T8U2M1U9A6ZK5O6X2C2E3S6W5E3N9H6M5P6E9B2J478、资料：TaikongCitywasfoundedbythedormunsabout50AD.ItsnameisderivedfromaCethicworldwhichmeansthepieceoftheboldone.AftertheyinvadedBlitonin43ADtheDormonsbuiltabridgeacrosstheThemasRiver.Theylaterdecideditwasanexcellentplacetobuiltaport.Thewaterwasdeepenoughforoceangoingshipsbutitwasfarenoughinlandtobesafefromotherraiders.Around50ADDormonsmerchantsbuiltatownbythebridge.SoTaikongCitywasborn.

A.established

B.improved

C.exceed

D.promoted【答案】ACM8T7K10T3Z3T3H8Y5V7L1N1R3L8P2V3HJ1X5S10A8N1X9U2V1G8V6S3W8M9X9M9ZW7G4V7U7B8L5M9Y4B7N1C8M6L6D5H679、资料：SingaporeAirlinesplanstointroduceinflightmobilephoneandinternetaccessinMaythisyear,beginningwithitsflagshipAirbusA380fleet.

A.thetelecomssystememployedbySingaporeAirlinesonboardeachplaneisthebestofthebreed

B.SingaporeAirlineshasaself-containedtelecomssystemwhichenablesittosethighinternationalroamingrates

C.thecallswillbechargedatinternationalroamingrateswhicharenormallyhigh

D.itwillbeaprivilegetoasmall【答案】BCW7Y4E4N8P7T7C6T5Z8K10M5Q5A5T10F10HB7N7Z8R2N7P9O2V5X4H8Y2H10I8W6G2ZA6E6H10L9E8O4V2R5Q2V3M2A10D3M7T580、Mobilesareconsideredculturaltoolsthatare

A.transferring

B.transforming

C.transplanting

D.transmitting【答案】DCW6I7Z5B4C2G4X9T2V5G8O8D1A10M4L8HI6Z7J5M7A4L10M3V3O4K8H5R8J10I6C7ZR4R7H10U5W6P7K3T6K2W4I9W7U5X2Z881、白令海峡是（）和（）的分界线。

A.非洲欧洲

B.亚洲美洲

C.美洲南极洲

D.非洲南极洲【答案】BCL8K4V1H5L7E3G4Q5J1L2C8O4M9M8S2HE3Z5I5W3D4I7O6T9V4Y10L8G9C3W8K5ZC2T5F4S7M5J1B10H7V6Y2V3G9I5S2O982、关于总需求曲线，以下表述错误的是（）。

A.总需求曲线反映的是产品市场和货币市场同时处于均衡时，价格水平和总需求量的关系

B.扩张性的财政政策使总需求曲线向右移动

C.扩张性的货币政策使总需求曲线向右移动

D.总需求曲线向右上方倾斜【答案】DCD5Z3B4D8K1O1L1A9B4Z6I7E8S3O6D8HC3W1B5U1W6C2J5W2Z6L6A5J10Y2K1K1ZA5C5Q1P9A10W1T4S7J10E2K4T3K6S10R1083、资料：DesktopSupportforPrivateEquityFirminMidtown

A.Customerserviceskills

B.Richexpression

C.Knowledgeofcomputerhardware

D.Knowledgeofnetworkprinterinstallation【答案】BCE6H3C4J1S10I1F4B8V8L1L1R9I9N3M9HE7B7V1F6K10S4K2V9A5C1R9Y6J6N1Y9ZP6Y1M9E7Z3P7B7D4C3N6D8N6K9R1W984、A公司于10月20日向B公司发出一项要约，欲向其购买材料一批，第二天因为发生安全事故公司停产，便想反悔，10月23日发出撤回通知。要约于10月26日到达B公司。27日，B公司正在组织讨论是否应该接受这个要约的时候，撤回通知到达。则（）。

A.要约有效，撤回通知后于要约到达，未被撤回

B.要约有效，要约未被撤销

C.要约无效，要约已被撤回

D.要约生效，要约已被撤销【答案】DCX1M6K10W9B3Z6L6E2W8M8O10N10M9B4A4HQ5E8L7X5T2I8B1L8P6T10M10O3T1Z5U6ZO9T1G5S1K6I5J2L8T2K2C6Z6F9J9E885、中共七届二中全会在党的建设方面作出的突出贡献是（）。

A.清算了“左”和“右”的错误思想，达到了空前的团结和统一

B.确定了毛泽东思想为党的指导思想

C.妥善处理了党内存在的分歧和矛盾

D.全党抵制腐朽思想的侵蚀，继续保持党的优良作风【答案】DCC7J8C3F7T7Q5J6N10Z4B6X1K2F1V3Z10HB7N7D4W10O6G5I5N10I4A3O6D1L2G2U6ZJ3J9D3L9J10H1H1S1P6Q4E7D9E4C9P586、Don’tbotheryourfathertonight-he’sgotalot（）hismind.

A.on

B.to

C.in

D.around【答案】ACF3O8H6K10L4V8U2R6M4Z9O10S7J5S3I4HM4N2M10Q2G4J6J4W2U6E5M6J5O3V3E4ZM1T4U9E3G3A8T2F8U1V10Q6V8E5L8T987、关于债券收益率的说法错误的是（）。

A.易被赎回的债券的名义收益率比较高

B.享受税收优惠的债券的收益率比较低

C.流动性低的债券收益率较高

D.违约风险髙的债券收益率比较低【答案】DCT5U4V9J5P8J9Z4V8D1Z6G8W2K9P1K8HW7I6T3Z4S5Y7W2Z7M10V2W9D4A5N10Q9ZD2X10G8G6X9Y10P9M1A2N4I8I6K8T4R288、2019年7月22日，美国《财富》杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（）位，较上一年度上升两位。

A.34

B.44

C.45

D.30【答案】BCU1T3U7H8O4A10Q5X10R9Z4P3A1D9V3J9HD5J7H2X3K3Y7X10F1R9O6K5M10X4Z4Q6ZK2F10M10X4H1W9T6J7K6M7Y6Z9R2Q5B1089、填入括号处最恰当的词语是（）。

A.连播供品

B.连播贡品

C.联播供品

D.联播贡品【答案】BCQ7V4O3Y5H2Y2A5P1G5E9O2V7M5L5T3HP8C7W2W3I7T2G6Q3N5M4J9V8Y5Y7W3ZX3B5S1F10N1U3G7L7M4B3H5M4Q7N3R490、资料：Thedataabankhasstoredonitsserversismorevaluablethanthegoldinitsvaults.Banksenjoyamonopolyoverdatathathashelpedthemgetawaywithpoorservicesandfendoffcompetitors.InEurope,atleast,thatisallabouttochangewithanewsetofregulations,namedPSD2.

A.ChallengesfacingEuropeanregulators

B.AnewregulationinEuropethatopensbanks