合同范本之英文保险合同

英文保险合同【篇一：保险英文词汇】保险英文词汇中国人民保险公司peoples’insurancecompanyofchina中国人民财产保险股份有限公司piccpropertyandcasualtylimited未决赔款准备金outstandinglossreserve；outstandingclaimsreserve保险公司为尚未结案的赔案提取的准备金，包括已发生已报案未决赔款准备金、已发生未报案未决赔款准备金和理赔费用准备金。已发生已报案未决赔款准备金incurredandreportedclaimsreserve保险公司为保险事故已经发生并已向保险公司提出索赔，但尚未结案的赔案所提取的准备金。已发生未报案未决赔款准备金incurredbutnotreported（ibnr）claimsreserve保险公司为保险事故已经发生，但尚未提出索赔的赔案所提取的准备金。已发生未充分报告准备金incurredbutnotenoughreported（ibner）claimsreserve保险公司为已经立案但尚未结案的赔案在未来可能的赔付而提取的准备金。已发生未立案未决赔款准备金incurredbutnotrecordedclaimsreserve保险公司为已经发生保险事故但是尚未提出索赔或者已经提出索赔但是尚未立案的赔案而提取的准备金。理赔费用准备金claimexpensereserve保险公司为尚未完全结案的赔案未来可能发生的理赔费用而提取的准备金。间接理赔费用准备金unallocatedlossexpensereserve；indirectclaimexpensereserve保险公司为尚未完全结案的赔案未来可能发生的，并且无法直接确认到每个赔案的理赔费用而提取的准备金。直接理赔费用准备金allocatedlossexpensereserve；directclaimexpensereserve保险公司为尚未完全结案的赔案未来可能发生的，并且可以直接确认到每个赔案的理赔费用而提取的准备金。准备金责任准备金reserve保险公司为保证如约履行未来的赔偿或给付责任，从保费收入或盈余中提取的与其所承担的保险责任相对应的资金准备。法定责任准备金statutoryreserve保险公司依法确定的用以计算责任准备金的利率。通用会计准则准备金generallyacceptedaccountingprincipals（gaap）reserve在保险公司持续经营的前提下，为了在公正、一致的基础上反映经营状况、体现盈利水平，而采用合理而谨慎的假设计算的准备金。保费不足准备金premiumdeficiencyreserve（非寿险）未到期责任准备金和预期的投资收益不足以抵补预期的损失和相关费用时计提的准备金。未到期责任准备金unearnedpremiumreserve在准备金评估日为尚未终止的保险责任而提取的准备金，包括保险公司为保险期限在一年以内（含一年）的保险合同项下尚未到期的保险责任而提取的准备金，以及为保险期限在一年以上（不含一年）的保险合同项下尚未到期的保险责任而提取的长期责任准备金。精算方法actuarialmethod运用数学、统计、法律和会计等知识进行风险评估或财务安排的方法。精算师actuary受过数学、统计、法律和会计等训练并具有专业资格证书的，对保险经营等领域未来可能发生的偶然事件预估其负债，并运用精算方法进行风险管理和财务安排的专业人员。精算假设actuarialassumption对未来事故发生率、投资收益率、费用率和保单失效率等要素所设定的假设条件的总称。大数法则大数定律lawoflargenumbers概率论中用来阐述大量随机现象结果趋于稳定的定律。修匀graduation利用初始估计，结合先验观点修正初始估计值的精算方法。演示利率illustrationinterestrate用于演示人身保险新型产品对应资产的未来年投资收益的假设利率。费率厘定rating在开发保险产品的过程中确定产品价格的过程。纯保费法purepremiummethod以已发生损失和危险单位数据为基础，计算每一危险单位费率水平的方法。损失率法lossratiomethod总保费/毛保费/营业保费grosspremium投保人支付的、由纯保费和附加费用组成的保险费。已赚保费earnedpremium在评估期内保险公司承保的保险责任已经结束部分对应的保费。未满期保费/未赚保费unearnedpremium在评估期内保险公司承保的保险责任尚未结束部分对应的保费。唛头shippingmark【篇二：英文合同英-文保险合同】masterleaseagreementnumber12809thismasterleaseagreementisdatedandeffectiveasof_________,_________,_________(m,d,y),(theeffectivedate),byandbetweenaaainc.,a_________corporation,locatedat_________(togetherwithanysuccessorsorassigns,thelessor),andthelesseeindicatedbelow(thelessee).lesseefulllegalnametradenamebbbmailingaddresscitystatezip__________________city__________________typeoflegalentitystateoforganizationdateofestablishmentcorporation__________________1.lease.lessorherebyleasestolesseeandlesseeherebyleasesfromlessorallofthetangiblepersonalpropertylistedoneachequipmentscheduleexecutedfromtimetotimepursuanttothisagreement(each,anequipmentschedule).eachequipmentscheduleshallbesubstantiallyintheformannexedheretoasannexa,shallincorporatebyreferencethereinallofthetermsandconditionsofthisagreementandshallincludesuchothertermsandconditionsuponwhichthepartieshaveagreed(eachequipmentschedule,togetherwiththisagreementasitrelatestosuchschedule,isreferredtohereinasalease).withrespecttoeachlease,capitalizedtermsnotdefinedinthisagreementshallhavethemeaningsstatedintheapplicableequipmentschedule.2.netlease.eachleaseisanetlease,andlesseeshallpayallcostsandexpensesofeverycharacter,whetherforeseenorunforeseen,ordinaryorextraordinary,inconnectionwiththeuse,possession,storage,maintenanceandrepairoftheequipment.lesseeisunconditionallyobligatedtopayperiodicrentandallotheramountsdueundereachleaseregardlessofanydefectinordamagetotheequipment,lossofpossessionoruseoftheequipmentordestructionoftheequipmentfromanycausewhatsoever.lesseesobligationsundereachleaseshallcontinueuntilspecificallyterminatedasprovidedtherein.lesseeisnotentitledtoanyabatement,reduction,recoupment,defense,orset-offagainstperiodicrentorotheramountsduetolessorundereachlease,whetherarisingoutofsuchlease(includinganybreach,defaultormisrepresentationoflessor)oroutoflessorsstrictliabilityornegligence,orotherwise.3.term.thetermofthisagreementshallcommenceontheeffectivedateandshallcontinueineffectthereafteraslongasanyleaseremainsineffect.thetermofeachleaseshallcommenceontheleasecommencementdateassetforthinadeliveryandacceptancecertificatesignedbythelesseeinsubstantiallytheformannexedheretoasannexb(theleasecommencementdate)andshallcontinuethereafterfortheleasetermsetforthintheapplicableequipmentschedule(theleaseterm).unlesslesseeshallhavegivenduenoticeoftheexerciseofoneoftheoptionsavailabletolesseeundersection13hereoforshallhavegivenlessorwrittennoticeofnoenewalatleast30dayspriortotheexpirationofanyleaseterm,suchleasetermshallautomaticallyrenewforsuccessivemonthlyperiodsuntilterminatedbylesseeorlessoruponatleast30dayspriorwrittennotice.4.rent.lesseeagreestopayperiodicrentintheamountspecifiedineachequipmentschedule(theperiodicrent).theinitialperiodicrentpaymentforeachleaseshallbedueonthedatetheequipmentisacceptedbylesseeandsubsequentperiodicrentpaymentsshallbedueasspecifiedontheapplicableequipmentschedule.allperiodicrentandotheramountspayableundereachlease(collectivelyreferredtohereinasrent)shallbepaidtolessorattheaddressspecifiedontheapplicableequipmentscheduleoratsuchotheraddressaslessormayspecifythereafterinwriting.ifanyperiodicrentorotherrentpaymentisnotpaidwithin10daysofitsduedate,lesseeagreestopayasadditionalrentalatechargeequalto5%ofsuchunpaidrentpaymentplus11/2%permonthofanyamountdueandunpaidformorethan30days,or,ifless,themaximumamountpermittedunderapplicablelaw.periodicrentpayableduringanyautomaticrenewalperioddescribedinsection3hereofshallbeequaltothehighestperiodicrentpayableduringtheinitialleaseterm.lesseeherebyagreesthattheamountoftheperiodicrentpaymentsandpurchaseoptionpriceundereachleaseshallbeadjustedtoreflectanychangeinthecosttolessorsetforthintheapplicableequipmentscheduleasaresultofequipmentchangeordersorreturns,invoicingerrorsorothersimilarevents.intheeventofanysuchadjustment,lessorwillfurnishtolesseeawrittennoticestatingthefinalcosttolessor,periodicrentandpurchaseoptionprice.5.disclaimerofwarranties.lesseeacknowledgesandagreesthat:(a)eachitemofequipmentisofatype,design,qualityandmanufactureselectedbylessee,acceptabletolesseeandsuitableforlesseespurposes;(b)lessorisnotthemanufacturerorsupplieroftheequipmentortherepresentativeofeither;(c)lessorisnotrequiredtoenforceanymanufacturerswarrantiesonbehalfofitselforlessee;(d)lessorhasnotinspectedandisnotobligatedtoinspecttheequipment;(e)lessorleasestheequipmenttolesseeasiswithoutwarrantyorrepresentationeitherexpressorimplied,andthelessorexpresslydisclaimsanywarranty,expressorimplied,asto(i)thetitle,condition,fitnessforuseforaparticularpurpose,design,compliancewithspecifications,operation,ormerchantabilitythereof,(ii)theabsenceoflatentorotherdefects,whetherornotdiscernable,(iii)theabsenceofinfringementofanypatent,trademarkorcopyrightor(iv)anyothermatterwhatsoever,itbeingagreedthatallsuchrisks,asbetweenthelessorandthelessee,aretobebornebythelessee.6.use,operationandreturnofequipment.(a)lesseeagreesatitsownexpenseto:(i)maintaintheequipmentingoodappearanceandcondition,reasonablewearandtearexcepted;and(ii)usetheequipmentinthemannerforwhichitwasintendedandincompliancewithallapplicablelawsandmanufacturerrequirementsandrecommendations.(b)lesseeagreesnottoattachtotheequipmentanyaccessory,equipment,ordevicenotleasedfromlessorunlessitiseasilyremovablewithoutdamagingtheequipment.lesseeagreestopayallcostsforparts,alterations,andadditionstotheequipment(includingthoserequiredbylaw),allofwhichimmediatelyshallbecomethepropertyoflessor.lessorandlesseeintendthattheequipmentshallremainpersonalpropertytolessor.(c)providedthatnodefault,asdefinedherein,hasoccurredandiscontinuing,lesseeisauthorizedonbehalfoflessortoenforceinitsownname(andatitsownexpense)anywarranty,indemnity,orrightstodamagesrelatingtotheequipmentwhichlessorhasagainstthesupplierofsuchequipment.(d)notlaterthantheexpirationdateofeachleaseterm,lesseeagrees,atitsownexpenseandrisk,to:(i)effectanyrepairsnecessarytoplacetheapplicableequipmentinthesameconditionaswhenreceivedbylessee,reasonablewearandtearexcepted;(ii)causesuchequipmenttobedisassembledandcratedinaworkmanlikemannerinaccordancewiththemanufacturersrecommendations(ifany);and(iii)deliversuchequipment,freightprepaid,toacarrierselectedbylessorforshipmenttoalocationinthecontinentalu.s.selectedbylessor.reasonablewearandteardoesnotinclude(i)burns,tearsinmaterialorlargescratches,gouges,dents,discolorationsorstains,(ii)damagetodrawers,runners,orlockssuchthattheyarenotingoodworkingorderor(iii)thelossofallkeysforanylocks.(e)iflesseeshall,foranyreasonwhatsoever,failtoreturnanyequipmentatthetimerequiredbytheapplicablelease,theobligationsoflesseeasprovidedinsuchleaseshallcontinueineffectwithrespecttosuchequipmentuntilsuchequipmentisreturnedtothelessor,andtheamountofeachperiodicrentpaymentshallbeequaltothehighestperiodicrentpaymentduringtheleasetermofsuchlease.however,thissection6(e)shallnotbeconstruedaspermittinglesseetofailtomeetitsobligationtoreturntheequipmentinaccordancewiththerequirementsoftheapplicableleaseorconstitutewaiverofanydefault.7.lossordamage.lesseeshallbeartheriskofanydisappearanceof,damagetoorlossofanyitemofequipmentfromanycausewhatsoever(acasualtyoccurrence).lesseeshallpromptlynotifylessorinwritingofanycasualtyoccurrence.uponacasualtyoccurrence:(a)iftheaffectedequipmentisrepairable,lesseeshall,atlesseesexpense,promptlyrestoretheequipmenttogoodrepair,conditionandworkingorderinaccordancewiththemanufacturersrecommendationsandtothereasonablesatisfactionoflessor;or(b)iftheaffectedequipmentisanactualorconstructivetotallossorotherwiseisnotrepairable,lesseeshallpaytolessoronorbeforethenextperiodicrentpaymentdate(suchpaymentdate,thecasualtypaymentdate)anamountequaltothesumof(i)allamountsdueandunpaidundertheapplicableleaseasofthecasualtypaymentdate(includingallperiodicrentpaymentsinrespectofsuchequipment,whichshallbeproratedtothecasualtypaymentdate,andanyindemnityobligations),plus(ii)thepresentvalueofallfutureperiodicrentpaymentsforsuchequipment,discountedonanannualbasisatadiscountrateequaltotheaskyieldtomaturityoftheu.s.treasurybillissuematuringin180days(ortheissuematuringclosestthereto),aspublishedinthewallstreetjournalfortheimmediatelyprecedingrentpaymentdate(orthenextprecedingbusinessdayifsuchdateisnotabusinessday),whichlesseeagreesisacommerciallyreasonablerate(thediscountrate)fromthescheduledpaymentdatestothecasualtypaymentdate,plus(iii)thepresentvalueofthegreaterof(x)theanticipatedresidualvalueoftheaffectedequipmentattheendoftherelevantleaseterm,asdeterminedbythelessorforpurposesofcalculatingtherelevantperiodicrentandpurchaseoptionpriceor(y)thethenexpectedfairmarketvalueoftheaffectedequipmentattheendoftherelevantleaseterm,ineachcasediscountedonanannualbasisatthediscountratefromtheexpirationoftheleasetermtothecasualtypaymentdate;provided,thatifthepurchaseoptionpriceisafixedamount,thevaluecalculatedpursuanttotheforegoingclause(iii)shallnotexceedthepresentvalueofsuchfixedpurchaseoptionprice,discountedonanannualbasisatthediscountratefromtheexpirationdateoftherelevantleasetermtothecasualtypaymentdate.iflesseeisrequiredtorepairtheaffectedequipmentpursuanttoclause(a)oftheforegoingsentence,theinsuranceproceedsactuallyreceivedbylessor,ifany,pursuanttosection8hereofshallbeappliedfirsttopayanyamountsthendueunderthisagreementoranyleaseandthenshallbepaidtolesseeuponproofsatisfactorytolessorthatsuchrepairhasbeencompletedasrequiredherein.intheeventlesseeisobligatedtopaytolessortheamountssetforthinclause(b)oftheforegoingsentence,lesseeshallbeentitledtoacreditagainstsuchamountsequaltotheamountofinsuranceproceedsactuallyreceivedbylessor,ifany,pursuanttosection8hereofonaccountofsuchequipmentanduponpaymentinfullofallamountssetforthinsuchclause(b),lessorshallassigntolesseeandlesseesinsurers,astheirinterestsmayappear,alloflessorsinterestinsuchequipmentonanasis,whereisbasis,withoutrepresentationorwarranty,expressorimplied,andtheleaseinrespectofsuchequipmentshallterminate.8.insurance.lesseeagrees,atitsownexpense,tokeeptheequipmentinsuredwithcompaniesacceptabletolessorandtomaintainprimarycoverageconsistingof(a)actualcashvalueallriskinsuranceontheequipment,naminglessorandlesseeassolelosspayees,astheirinterestsmayappear,and(b)combinedlimitpublicliabilityandpropertydamageinsuranceofnotlessthan$,_________peroccurrence【篇三：保险专业英语常用词汇】保险英语，保险词汇共享：4保险英语词汇翻译险种及险别acceptancepolicy英文翻译：核保政策险种accountingperiod英文翻译：结算期healthinsurance疾病保险，健康保险aggregatelimit英文翻译：累积限额sicknessinsurance疾病保险aggregatedloss英文翻译：累积损失insuranceduringaperiodofillness疾病保险antiselection英文翻译：逆选择译：新型风险转移balance所欠款项barrages堰坝captivepools自保组合catastropherisk巨灾风险ceidingcompany分出公司cessionlimit分保限额claim-prone容易出险claimsassistance理赔协助cleancut结清方式coinsurance共保cover承保cover责任额depositpremium预付保费destroyed毁坏earthcaves土坏房屋epaeventlimit事件限额exgratiapayments通融赔款excessloss超额赔款exclusion除外责任exposedareas风险承受区域facultativereinsurance临时分保faultzone断层区finiterisk有限制的风险flashfloods骤发洪水floodingofrivers洪水泛滥framestructure框架结构fullcoverage全额承保fullliability全部责任gnpi总净保费收入hailstorm雹暴heavydamage严重破坏insuranceformedicalcare医疗保险lifeinsurance人寿保险endowmentinsurance养老保险insuranceonlastsurvivor长寿保险socialinsurance社会保险personalpropertyinsurance个人财产保险insuranceofcontents家庭财产保险险别freefromparticularaverage（f.p.a.）平安险withparticularaverage（w.p.a.）水渍险allrisks一切险riskofbreakage破碎险riskofrust生锈险riskofhookdamage钩损险riskofcontamination(tainting)污染险insuranceagainsttotallossonly(tlo)全损险riskofdeterioration变质险riskofpackingbreakage包装破裂险riskofinherentvice内在缺陷险riskofnormalloss(naturalloss)途耗或自然损耗险riskofspontaneouscombustion自然险riskofcontingentimportduty进口关税险insuranceagainstwarrisk战争险airtransportationcargowarrisk航空运输战争险overlandtransportationinsurancewarrisk陆上运输战争险insuranceagainststrike,riotandcivilcommotion(srcc)罢工，暴动，民变险insuranceagainstextraneousrisks,insuranceagainstadditionalrisks附加险窃提货不着险水雨淋险riskofleakage渗漏险riskofshortageinweight/quantity短量险art(alternativerisktransfer)英文翻majormedicalinsurancepolicy巨额医药费保险commencementandtermination起讫riskofclashing碰损险fullinsurancevalue足额保险价值riskoftheft,pilferageandnondelivery(tpnd)盗geophysicsinstitute地球物理研究所riskoffreshand/ofrainwaterdamage(wetting)淡hollowbrickwall空斗砖结构hourclause小时条款hurricane飓风individuallosses单一损失insurability可保性insuredlosses保险损失intensity烈度layering层次lessexposed损失可能性小liability责任lightdamage轻度破坏lineslips分保条loading附加费lossoccurrence损失发生lossparticipation分担损失losssettlement损失赔付magnitude震级maliciousdamage恶意损害moderatedamage中度破坏multi-storybuilding多层建建筑munichre慕尼黑再netretainedlines净自留额netretainedlosses损失净自赔额noprofitcommission无纯益风险再保险notification告知object标的obligatoryreinsurance固定分保originaldeductibles原始免赔额originalrate原始费率paid-upcapital已付资本peakaccelerator峰值加速度peril危险piccre中保再placement安排pml可能最大损失policyholder保单持有者pool共保组合portfolioentry未满期责任的出帐portfoliooutgo未满期责任的入帐premium保费riskofsweatingand/orheating受潮受热险5保险英语翻译riskofbadodour(changeofflavour)恶味险，变味险riskofmould发霉险ondeckrisk舱面险6保险英语翻译保险业词汇termsusedininsuranceindustryaccident意外事故险actuarialmethod精算法advancelossprofits(alop)预期利润损失险，利损险advanceprofitbroker经纪人businessinterruptioninsurance(bi)营业中断险captive自保公司casualty意外伤害险catastrophe巨灾险分出公司claim索赔claimsettlement理赔combinedratio综合赔付率consequentialloss(cl)7保险英语翻译，保险专业词汇。后果损失contractorsallrisks(car)建筑工程一切险（建工险）cover保障delayincompletion完工延误lossoccurringbasis损失发生基础预期利润non-proportionalreinsurance非比例cedingcompanypriority分保自留额priority自付责任3保险英语词汇表rainstorm雨暴rating费率土建筑reinstatement恢复保额reinsured分出公司reinsurer再保险人retention自留额retentionareas滞洪区returnperiod重现期revokelicense吊销营业执照seaquake海震secondeventcover第二事件承保securitization证券化seismicdemage震害set-off抵销shearwallstructure剪力墙结构single险位超赔spreadloss分散风险stoploss赔付率超赔stormsurges风暴潮水浸性tarrif费率表tg拐点周期tidalwave海啸topographicmap地形图tornado龙卷风totalsuminsured总保额treaty-limits合约限额tubestructure筒体结构underwritingpolicy承保政策windstorm风暴2保险英语词汇翻译hourclause小时条款hurricane飓风电子设备险engineeringinsurance工程保险安装工程一切险（安工险）excessoflosscoverexlprotection超赔保障facultativebusiness临分保ibrnincurredbutnotreportedlosses已发生但未报的损失ibrnreserveibrn储备金indemnityperiod/limit赔期/期限inflatedclaim超额索赔insurancecapacity承保能力8保险英语翻译insuredproperty参保物业kobelloyd劳合社long-tail长尾lossofprofit利损险machinery(breakdown)insurance机器（损坏〕险，机损险mail/sub-contractor主/分承包商maintenance保证期multipleclaim多次（重复）索赔non-life非寿险officerdirectorliabilityproportionalreinsurance比例再保险erectionallrisks(ear)reinforcedconcretebuilding钢筋混凝超额赔偿susceptibility