银行业务英语词汇

银行业务英语词汇会计账目用语会计报表statementofaccount往来帐目accountcurrent现在往来帐||存款额currentaccout销货帐accountsales共同计算帐项jointaccount未决帐项outstandingaccount贷方帐项creditaccount||creditoraccount借方帐项debitaccount||debtoraccount应付帐||应付未付帐accountpayable应收帐||应收未收帐accountreceivable新交易||新帐newaccount未决帐||老帐oldaccount现金帐cashaccount流水帐runningaccount呆帐badaccount会计项目titleofaccount借贷细帐||交验帐accountrendered继续记帐tokeepaccount与...有交易tohaveanaccountwith清算||清理债务tomakeupanaccount清洁帐目||与...停止交易tocloseone'saccountwith结帐tocloseanaccount结清差额tobalancetheaccountwith检查帐目toexamineanaccount转入A的帐户tochargetheamounttoA'saccount以计帐方式付款topayonaccount代理某人||为某人onone'saccount||onaccountofone为自己计算||独立帐目onone'sownaccount支票用语支票薄chequebook支票陈票人chequedrawer持票人chequeholder不记名支票chequetobearer||bearercheque记名支票||认人支票chequetoorder到期支票antedatedcheque未到期支票postdatedcheque保付支票certifiedcheque未获兑现支票，退票returnedcheque空白支票blankcheque失效支票，过期支票stalecheque普通支票opencheque支票换现金||兑现tocashacheque清理票款toclearacheque保证兑现tocertifyacheque支票退票todishonouracheque拒付支票torefuseacheque拒付支票tostoppaymentofacheque提示要求付款topresentforpayment支付指定人payabletoorder已过期||无效outofdate||stale请给出票人R/D||refertodrawer存款不足N/S||N.S.F.||notsufficientfunds||I/F||insufficientfunds文字与数字不一致wordsandfiguresdiffer更改处应加盖印章alterationsrequireinitials交换时间已过effectsnotcleared停止付款paymentstopped支票毁损chequemutilated汇款用语汇款||寄钱toremit||tosendmoney寄票供取款||支票支付tosendachequeforpayment寄款人aremitter收款人aremittee汇票汇单用语国外汇票foreignBill国内汇票inlandBill跟单汇票documentarybill空头汇票accommodationbill原始汇票originalbill改写||换新票据renewedbill电汇telegraphictransfer(T.T)担保书trustreceipt||letterofindemnity承兑||认付acceptance单张承兑generalacceptance有条件承兑qualifiedacceptance附条件认付conditionalacceptance部分认付partialacceptance拒付||退票dishonour由于存款不足而退票dihonourbynon-payment提交presentation期满||到期maturity托收collection外汇行情exchangequotation现汇汇率spotrate长期汇率longrate私人汇票折扣率rateonaprivatebill远期汇票兑换率forwardrate付款汇率pencerate当日汇率||成交价currencyrate套汇||套价||公断交易率arbitrage收到汇款toreceiveremittance填写收据tomakeoutareceipt付款用语付款方法modeofpayment现金付款paymentbycash||cashpayment||paymentbyreadycash以支票支付paymentbycheque以汇票支付paymentbybill以物品支付paymentinkind付清||支付全部货款paymentinfull||fullpayment定期付款paymentonterm年分期付款annualpaymenttodishonoracheque拒付

tosuspendpayment止付

cheque,check支票

chequebook支票本

ordercheque记名支票

bearercheque不记名支票

crossedcheque横线支票

blankcheque空白支票

rubbercheque空头支票

chequestub,counterfoil票根

cashcheque现金支票

traveler'scheque旅行支票

chequefortransfer转帐支票

outstandingcheque未付支票

canceledcheque已付支票

forgedcheque伪支票

Bandar'snote庄票，银票

banker银行家

president行长

savingsbank储蓄银行

ChaseBank大通银行

NationalCityBankofNewYork花旗银行

HongkongShanghaiBankingCorporation汇丰银行

CharteredBankofIndia,AustraliaandChina麦加利银行

BanquedeI'IndoChine东方汇理银行

centralbank,nationalbank,banker'sbank中央银行

bankofissue,bankofcirculation发行币银行

commercialbank商业银行，储蓄信贷银行

memberbank,creditbank储蓄信贷银行

discountbank贴现银行

exchangebank汇兑银行

requestingbank委托开证银行

issuingbank,openingbank开证银行

advisingbank,notifyingbank通知银行

negotiationbank议付银行

confirmingbank保兑银行

payingbank付款银行

associatebankerofcollection代收银行

consignedbankerofcollection委托银行

clearingbank清算银行

localbank本地银行

domesticbank国内银行

overseasbank国外银行

unincorporatedbank钱庄

branchbank银行分行

trusteesavingsbank信托储蓄银行

trustcompany信托公司

financialtrust金融信托公司

unittrust信托投资公司

trustinstitution银行的信托部

creditdepartment银行的信用部

commercialcreditcompany(discountcompany)商业信贷公司（贴现公司）

neighborhoodsavingsbank,bankofdeposit街道储蓄所

creditunion合作银行

creditbureau商业兴信所

self-servicebank无人银行

landbank土地银行

constructionbank建设银行

industrialandcommercialbank工商银行

bankofcommunications交通银行

mutualsavingsbank互助储蓄银行

postofficesavingsbank邮局储蓄银行

mortgagebank,buildingsociety抵押银行

industrialbank实业银行

homeloanbank家宅贷款银行

reservebank准备银行

charteredbank特许银行

correspondingbank往来银行

merchantbank,acceptingbank承兑银行

investmentbank投资银行

importandexportbank(EXIMBANK)进出口银行

jointventurebank合资银行

moneyshop,nativebank钱庄

creditcooperatives信用社

clearinghouse票据交换所

publicaccounting公共会计

businessaccounting商业会计

costaccounting成本会计

depreciationaccounting折旧会计

computerizedaccounting电脑化会计

generalledger总帐

subsidiaryledger分户帐

cashbook现金出纳帐

cashaccount现金帐

journal,day-book日记帐，流水帐

baddebts坏帐

investment投资

surplus结余

idlecapital游资

economiccycle经济周期

economicboom经济繁荣

economicrecession经济衰退

economicdepression经济萧条

economiccrisis经济危机

economicrecovery经济复苏

inflation通货膨胀

deflation通货收缩

devaluation货币贬值

revaluation货币增值

internationalbalanceofpayment国际收支

favourablebalance顺差

adversebalance逆差

hardcurrency硬通货

softcurrency软通货

internationalmonetarysystem国际货币制度

thepurchasingpowerofmoney货币购买力

moneyincirculation货币流通量

noteissue纸币发行量

nationalbudget国家预算

nationalgrossproduct国民生产总值

publicbond公债

stock,share股票

debenture债券

treasurybill国库券

debtchain债务链

directexchange直接（对角）套汇

indirectexchange间接（三角）套汇

crossrate,arbitragerate套汇汇率

foreigncurrency(exchange)reserve外汇储备

foreignexchangefluctuation外汇波动

foreignexchangecrisis外汇危机

discount贴现

discountrate,bankrate贴现率

goldreserve黄金储备

money(financial)market金融市场

stockexchange股票交易所

broker经纪人

commission佣金

bookkeeping簿记

bookkeeper簿记员

anapplicationform申请单

bankstatement对帐单

letterofcredit信用证