银行业研思录26：资本和风险分类新规过渡期结束压力测算

正文目录一、引言 4二、相监规复盘 41、《险类规非信资纳五分计量围 42、《本规规银行良产备提求 8三、各银达压何？ 9四、风提示 16图表目录图1：情形一下，上市银行合计超额拨备占归母净资产比重VS核充率安全垫..........................................................................................................................14图2：情形二下，上市银行非信贷超额拨备占归母净资产比重VS核充率安全垫..........................................................................................................................14图3：形下上行合超拨占母资产重VS新PB 15图4：形下上行非贷额备归净资重VS新PB 15表1：级类关定 5表2：业行融三阶分要求 5表3：市行款段与级类应况（2024A） 6表4：市行融三阶分（元） 7表5：重下失相关求 8表6：市行款拨备况（2025/9/30，元） 10表7：上市银行金融投资超额拨备情况（2025/9/30，三阶段和拨备数据为2025/6/30，亿） 11表8：情形一下过渡期结束后，上市银行达标压力测算（非信贷数据为截至2025/6/30，其为至2025/9/30） 12表9：情形二下过渡期结束后，上市银行达标压力测算（非信贷数据为截至2025/6/30，其为至2025/9/30） 13一、引言 2023220231/2025123156A、H二、相关监管规定复盘 1、《风险分类新规》将非信贷资产纳入五级分类计量范围20232衍生品交易形成的相关资产不包括在本办法之内。五级分类概念的首次提出是在1998年人民银行出台《贷款风险分类指导原则》，2007年原银监会发布的《贷款风险分类指引》进一步明确了五级分类监管要求，但均是仅针对贷款，直到2023年发布的《风险分类新规》才正式将非信贷资产也纳入五级分类的计量范围。90（见表3《风险分类新规》过渡期将于本年末结束。2023712023年71202512月31《商业银行金融资产风险分类办法》中五级分类认定正常类债务人能够履行合同，没有客观证据表明本金、利息或收益不能按时足额偿付。关注类《商业银行金融资产风险分类办法》中五级分类认定正常类债务人能够履行合同，没有客观证据表明本金、利息或收益不能按时足额偿付。关注类虽然存在一些可能对履行合同产生不利影响的益。（7）；次级类债务人无法足额偿付本金、利息或收益，或金融资产已经发生信用减值。90天；;9020%。可疑类债务人已经无法足额偿付本金、利息或收益，金融资产已发生显著信用减值。270天；50%损失类在采取所有可能的措施后，只能收回极少部分金融资产，或损失全部金融资产。360天；90%国家金融监管总局具体要求备注第一阶段具体要求备注第一阶段12第二阶段30商业银行对公业务信用风险敞口，通常情况下应能够做到在信用主体信用状况恶化但尚未逾期之前将其划分至第二阶段。第三阶段逾期超过90天的信用风险敞口，应划分至第三阶段，除非有充分合理的信息证明信用主体并未违约。商业银行预期信用损失法实施管理办法》，财政部会计准则委员会银行代称阶段一/正常阶段二/银行代称阶段一/正常阶段二/关注阶段三/不良关注率逾期率不良率逾期90天以上/不良贷款国有行196.4%125.8%100.0%1.9%1.5%1.3%81.0%国有行295.6%161.9%100.0%1.8%1.3%1.3%72.0%国有行397.4%107.7%100.0%1.4%1.2%1.3%64.0%国有行496.3%161.6%100.0%1.4%1.3%1.2%69.2%国有行597.8%104.3%100.1%1.2%1.2%0.9%86.1%国有行695.2%218.4%100.0%1.6%1.4%1.3%78.8%股份行194.6%248.3%100.0%1.4%1.4%0.9%78.4%股份行296.5%129.7%112.2%1.7%1.5%1.1%86.1%股份行394.1%201.6%125.0%2.2%1.9%1.3%83.7%股份行497.1%111.7%106.9%1.7%1.5%1.2%78.9%股份行594.9%146.6%132.8%2.7%2.2%1.5%109.1%股份行695.1%207.6%119.0%1.8%1.9%1.3%89.8%股份行71.8%1.6%1.1%66.5%股份行895.1%134.7%113.6%2.5%1.7%1.6%77.4%股份行995.0%136.5%111.8%2.5%2.1%1.4%94.5%城商行197.0%109.8%100.6%1.5%1.5%1.3%77.7%城商行294.9%372.7%100.0%1.2%1.1%0.8%77.4%城商行393.8%233.9%151.7%2.0%1.6%1.2%96.2%城商行496.3%308.4%100.5%1.0%0.9%0.8%79.7%城商行597.0%202.6%101.6%1.1%1.3%0.8%94.8%城商行691.5%842.4%100.1%0.5%0.6%0.8%66.8%城商行798.5%222.3%100.0%0.4%0.8%0.7%83.4%城商行894.7%130.0%147.3%3.3%2.2%1.2%95.2%城商行995.1%165.4%126.7%2.0%1.6%1.2%87.7%城商行1093.5%171.1%113.2%3.1%2.8%1.7%98.5%城商行1191.8%159.8%293.9%2.0%5.2%1.8%149.1%城商行1298.2%165.7%100.0%0.5%1.2%1.1%82.2%城商行1396.9%309.7%101.8%0.8%1.0%0.8%86.4%城商行1498.1%100.3%100.1%1.0%1.0%1.1%71.2%城商行1596.6%43.0%100.7%5.2%3.9%1.8%91.5%城商行1689.8%443.6%170.2%1.7%2.8%1.6%99.2%城商行1796.4%79.2%173.9%2.7%1.4%0.8%82.0%农商行196.6%150.6%102.3%1.5%1.4%1.2%84.9%农商行291.9%316.6%104.0%1.8%1.4%1.0%90.8%农商行391.3%144.1%100.2%5.0%2.9%1.8%79.5%农商行497.5%116.4%126.9%1.6%1.6%0.8%75.7%农商行596.9%117.3%99.5%1.6%1.5%1.2%83.1%农商行698.8%100.2%100.1%0.5%0.9%0.8%83.4%农商行792.6%490.9%122.1%1.3%1.6%0.9%85.2%农商行897.9%99.7%99.8%1.3%1.2%0.9%74.7%农商行998.2%100.2%100.2%1.1%1.1%0.9%85.5%农商行1097.2%117.7%102.9%1.6%1.9%1.0%77.2%国有行96.47%146.62%100.01%1.56%1.34%1.23%75.17%股份行95.31%164.58%115.17%2.02%1.77%1.25%84.93%城商行95.31%238.82%128.38%1.78%1.82%1.14%89.35%农商行95.88%175.37%105.79%1.72%1.55%1.04%82.00%上市银行95.62%195.37%116.14%1.79%1.68%1.15%84.63%2025/6/302024/12/312023/12/31银行代称2025/6/302024/12/312023/12/31银行代称阶段一阶段二阶段三阶段一阶段二阶段三阶段一阶段二阶段三国有行1145,3967635.7130,81711035.4109,76513734.1国有行2110,34512110.999,52612132.189,22210144.8国有行3139,274916.8133,4521214.1106,7091313.3国有行476,2377285.571,17426739.6国有行543,96315168.549,77922171.144,94160175.6国有行637,78810329.036,37710716.134,4296316.9股份行132,42219253.630,10120264.226,28119277.9股份行225,096154448.325,063148471.723,478285381.6股份行319,528266553.220,419277688.618,041282851.6股份行420,706115439.419,390102457.119,45664485.2股份行519,39464331.119,85759360.519,12251360.2股份行617,51361237.917,93632260.2股份行79,59549122.79,25780125.7股份行812,02627188.611,94231211.812,575135241.4股份行97,38432508.57,78263526.47,166138536.1城商行113,92249328.414,12156348.810,19821270.8城商行213,0779254.110,2919354.27,96713955.8城商行310,5642143.110,6632159.49,3898162.9城商行410,0741140.68,801590.0城商行58,7436431.65,9542631.95,1001000.0城商行68,73604.67,70604.66,81800.0城商行72,93210.02,62210.02,69000.0城商行83,3931741.33,7891341.33,003120.0城商行93,282129.82,775158.52,483220.0城商行102,0962846.61,9374349.62,138740.0城商行111,6659154.61,5539142.31,304370.0城商行122,0587044.31,8923345.11,67340.0城商行131,91410.51,78210.11,64000.0城商行142,807816.42,538917.32,10540.0城商行151,28100.01,16500.000.0城商行161,4583135.11,5002836.21,445130.0城商行171,14500.01,00400.096500.0农商行15,435425.45,4141225.44,859120.0农商行24,99920.04,72122.04,34620.0农商行31,27700.01,23400.81,22000.0农商行496700.083500.073900.0农商行549807.751407.748710.0农商行670800.067700.065620.0农商行749800.053900.056900.0农商行854700.053800.051300.0农商行939400.045000.042900.0农商行1066005.464207.056800.0；注：空白值指该银行在对应报告期未披露金融投资三阶段数据2、《资本新规》规定了银行不良资产拨备计提要求20231（，根据《资本新规》及补充说明规定，2（年为非信贷不良资产余额50%对应的损失准备，第二年为75%，第三年起为100%，且超过最低要求但未达到非信贷不良资产余额100%的部分不可计入超额损失准备，超过非信贷不良资产余额100%的部分才能计入超额损失准备。最低要求是指不良资产余额100%对应的损失。入二级资本，但是实际计提的损失准备超过预期损失的，低于不良资产余额的1.5倍的超额损失准备计入二级资本的数量不得超过信用风险加权资产的0.6%；高于不良资产余额的1.5倍的超额损失准备可全部计入二级资本。权重法下损失准备相关要求（一）对计入资本净额的损失准备设置2年的过渡期。权重法下损失准备相关要求（一）对计入资本净额的损失准备设置2年的过渡期。过渡期内，商业银行应分别计算贷款损失准备和非信贷资产损失准备。（二）对于贷款损失准备，最低要求为不良贷款余额100%对应的损失准备。实际计提低于最低要求的部分为损失准备缺口，超过最低要求的部分为超额损失准备。缺口部分以负数表示，超额部分以正数表示。（三）对应的损失准备，第二年为75%，第三年起为100%。超过最低要求但未达到非信贷不良资产余额100%100%的部分才能计入超额损失准备。（四低于不良资产余额的1.50.6%；高于不良资产余额的1.5（五）过渡期结束后，商业银行损失准备最低要求是指不良资产余额100%对应的损失准备。金融监管总局对损失准备最低要求另有规定的从其规定。（六）20246金融监督管理总局三、各家银行达标压力如何？ 2025年9见表620256（（见表7，为保证口径统一，本报告以金融投资三阶段当作非信贷资产不良20251275%静态推家A股和H8产生拨备缺口，3家银行缺口进一步扩大（后续银行达标压力如何展望？或需要分为两种情景：（四、（五）条，则预计影响不大。其中提到“过渡期结束后，商业银行损失准备最低要求是指不良资产余额%对应的损失准备商业银行应将贷款损失准（。（三三50%100%，56A、H21不良资产拨备缺口，这将会对这些银行的四季度业绩形成拖累，但只要合并口径（。贷款超额拨备银行代称拨备覆盖率不良贷款余额监管要求拨备实际拨备贷款超额拨备银行代称拨备覆盖率不良贷款余额监管要求拨备实际拨备(拨备覆盖率*不良贷款额)超额拨备超额拨备/归母净利润(TTM)超额拨备/归母净资产国有行1217.21%4048404887934745129.38%11.38%国有行2235.05%3655365585904936146.39%13.58%国有行3295.08%34143414100746660230.80%21.02%国有行4196.60%2887288756752789116.32%9.01%国有行5240.21%91091021861276146.30%10.97%国有行6209.97%1146114624051260132.76%9.84%股份行1405.93%67467427372063138.46%16.28%股份行2227.81%6466461471825106.77%9.26%股份行3192.48%7297291403674137.98%8.10%股份行4204.16%669669136769799.41%8.47%股份行5143.00%65965994228393.30%4.12%股份行6168.92%50750785735086.73%5.80%股份行7229.60%359359824465107.88%8.98%股份行8149.33%38538557419069.88%5.15%股份行9159.56%257257409153109.57%7.55%城商行1195.79%306306599293111.59%7.60%城商行2322.62%207207668461134.83%13.76%城商行3254.92%170170433263109.47%10.12%城商行4375.92%130130489359124.22%14.19%城商行5313.22%117117367250116.13%11.79%城商行6513.64%7878399321169.08%19.71%城商行7433.08%5757249191143.73%18.79%城商行8311.88%7272223152185.13%18.78%城商行9248.11%595914687156.77%13.83%城商行10239.59%565613579154.34%11.57%城商行11186.17%727213362322.82%11.06%城商行12269.97%414111170146.19%15.22%城商行13420.59%313112998182.61%16.56%城商行14351.43%4242147105190.43%19.93%城商行15194.02%48489345238.06%11.17%城商行16218.66%464610155205.16%13.84%城商行17304.39%19195738147.48%11.87%农商行1364.82%8787318231193.88%16.77%农商行2340.10%7575254180145.18%14.26%农商行3250.44%464611670235.45%14.83%农商行4462.95%20209071168.84%23.25%农商行5184.81%26264822149.31%10.79%农商行6427.8772%17.79%农商行7355.0534%17.31%农商行8355.85%12124432156.78%17.00%农商行9371.91%11114231139.42%15.93%农商行10345.0443%16.67%仅H股1161.05%14414423188255.80%仅H股2169.75%14214224199588.34%10.05%仅H股3171.29%818114058147.54%8.33%仅H股4154.85%868613347476.49%10.35%仅H股5371.9115%30.79%仅H股6157.00%139139217791467.41%9.87%仅H股7136.79%43435916272.50%仅H股8215.00%37377942238.98%仅H股9289.94%108108313205125.96%12.06%仅H股10209.95%113113236124810.42%19.69%仅H股11331.87%6262204143299.88%27.11%仅H股12159.70%173173276103188.27%9.12%仅H股13159.04%3232511987.22%5.83%仅H股14190.56%747414167179.85%11.16%表7：上市银行金融投资超额拨备情况（2025/9/30，三阶段和拨备数据为2025/6/30，亿元）金融投资超额拨备 过渡期结束后金融投资超额拨备态计算银行代称金融投资

最低计

监管要

实际拨

超额拨

超额拨备/归母

超额拨备/

最低计提

超额拨备 超额拨备/归

超额拨备/三阶段提比例三阶段提比例求拨备备备净利润(TTM)归母净资产比例净利润(TTM)归母净资产国有行13675%27471444.612.12%1.07%100%435.7 1.05%国有行211175%83269185.95.51%0.51%100%158.2 0.44%国有行31775%13337324.211.24%1.02%100%320.0 1.01%国有行475%118100%国有行516875%12621993.110.67%0.80%100%国有行62975%225836.53.85%0.29%100%股份行125475%190434243.516.35%1.92%100%股份行244875%33642386.811.23%0.97%100%股份行355375%415300-114.9-23.53%-1.38%100%股份行443975%330292-38.1-5.43%-0.46%100%股份行533175%248130-118.0-38.86%-1.72%100%股份行675%155100%股份行775%100%股份行818975%141106-35.3-12.99%-0.96%100%股份行950975%381250-131.1-93.97%-6.48%100%城商行132875%24627326.810.19%0.69%100%城商行25475%416625.87.56%0.77%100%城商行314375%10714739.816.56%1.53%100%城商行475%19100%城商行53275%244420.59.54%0.97%100%12.6 5.88% 0.60%城商行6575%3130126.766.67%7.77%100%125.5 66.08% 7.70%城商行7075%01515.011.24%1.47%100%15.0 11.24% 1.47%城商行84175%314716.520.12%2.04%100%6.2 7.53% 0.76%城商行91075%72012.722.74%2.01%100%10.2 18.35% 1.62%城商行104775%355823.145.31%3.40%100%11.5 22.49% 1.69%城商行1115575%11635-81.4-425.86%-14.60%100%-120.0 -628.12% -21.53%城商行124475%336228.759.85%6.23%100%17.7 36.80% 3.83%城商行13075%01110.920.30%1.84%100%10.8 20.07% 1.82%城商行141675%122310.919.71%2.06%100%6.8 12.29% 1.29%城商行15075%000.31.48%0.07%100%0.3 1.48% 0.07%城商行163575%26336.6 24.81% 1.67%100%-2.2 -8.16% -0.55%城商行17075%044.216.34%1.31%100%4.2 16.34% 1.31%农商行12575%193515.813.27%1.15%100%9.4 7.93% 0.69%农商行2075%054.93.93%0.39%100%4.9 3.93% 0.39%农商行3075%054.715.88%1.00%100%4.7 15.88% 1.00%农商行4075%077.116.96%2.34%100%7.1 16.96% 2.34% 农商行5875%65-1.2-7.83%-0.57%100%-3.1 -20.83% -1.51%农商行6075%077.331.37%2.99%100%7.3 31.37% 2.99%农商行7075%055.527.87%2.69%100%5.5 27.87% 2.69%农商行8075%000.31.32%0.14%100%0.3 1.32% 0.14%农商行9075%011.46.19%0.71%100%1.4 6.19% 0.71%农商行10575%450.73.35%0.35%100%-0.7 -3.40% -0.35%仅H股127375%20521813.1 38.11% 100%-55.3 仅H股27175%5344-8.8-52.15%-0.89%100%-26.5 -2.69% 仅H股375%42100%仅H股46375%4742-5.0-50.04%-1.09%100%-20.7 -209.00% -4.54%仅H股5975%781.610.98%1.22%100%-0.7 -4.43% -0.49%仅H股612875%9672-24.5-454.73%-3.06%100%-56.5 -7.06% 仅H股78775%6540-24.7-421.85%100%-46.4 仅H股82475%18191.05.46%100%-4.9 仅H股97475%5510246.228.44%2.72%100%27.8 17.09% 1.64%仅H股1020475%1531-152.3-997.77%-24.24%100%-203.3 -1332.02% -32.36%仅H股111875%133825.052.53%4.75%100%20.5 43.14% 3.90%仅H股1237575%28199-182.3-332.75%-16.11%100%-276.1 -504.03% -24.40%仅H股132775%20254.922.63%1.51%100%-1.8 -8.24% -0.55%仅H股14175%01312.834.42%2.14%100%12.6 33.98% 2.11%51.05.85%0.44%29.33.09%0.23%180.112.09%1.42%-25.3-3.27%-0.28%-253.3-51.84%-3.04%-147.9-21.09%-1.80%-200.7-66.14%-2.92%-82.4-30.36%-2.24%-258.2-185.10%-12.76%-55.3-21.05%-1.43%12.33.60%0.37%4.01.68%0.16%；注：空白值指该银行在2025年半年报未披露金融投资三阶段数据表8：情形一下过渡期结束后，上市银行达标压力测算（非信贷数据为截至2025/6/30，其余为截至2025/9/30）情形一：过渡期结束后合并影响银行代称

合计超额拨备

合计超额拨备/归母净利润(TTM)

影响核心一级资本

贡献二级资本-超过150%部分

贡献二级资本-150%以内

贡献二级资本

对核充率影响（不考虑税费和分红）

核心一级资本安全垫国有行1 5180.8国有行2 5093.9国有行3 6980.1国有行4国有行5 1327.0国有行6 1289.0股份行1 2242.9股份行2 799.9股份行3 420.8股份行4 549.3股份行5 82.467股份行8 107.3股份行9 -105.4城商行1 237.9城商行2 473.3城商行3 267.3城商行4城商行5 262.6城商行6 446.7城商行7 206.3城商行8 157.9城商行9 97.5城商行10 90.3城商行11 -58.3城商行12 87.9城商行13 108.8城商行14 111.6城商行15 45.5城商行16 52.5城商行17 42.6农商行1 240.1农商行2 184.5农商行3 74.7农商行4 77.9农商行5 19.0农商行6 50.6农商行7 40.7农商行8 32.0农商行9 31.9农商行10 31.5仅H股1 32.5仅H股2 72.5仅H股3仅H股4 26.5仅H股5 40.3仅H股6 22.4仅H股7 -30.4仅H股8 37.5仅H股9 232.6仅H股10 -79.6仅H股11 163.3仅H股12 -173.0仅H股13 17.0仅H股14 79.4

141.26% 12.43% 0.0151.08% 14.02% 0.0241.89% 22.03% 0.0152.14% 11.40% 0.0135.84% 10.07% 0.0150.55% 17.70% 0.0103.50% 8.98% 0.086.14% 5.06% 0.078.32% 6.67% 0.027.16% 1.20% 0.039.52% 2.91% 0.0-75.53% -5.21% -105.490.54% 6.17% 0.0138.43% 14.13% 0.0111.15% 10.27% 0.0122.01% 12.39% 0.0235.16% 27.42% 0.0154.97% 20.26% 0.0192.65% 19.54% 0.0175.12% 15.45% 0.0176.83% 13.25% 0.0-305.30% -10.46% -58.3182.98% 19.06% 0.0202.69% 18.39% 0.0202.71% 21.22% 0.0239.54% 11.24% 0.0197.00% 13.29% 0.0163.82% 13.18% 0.0201.81% 17.45% 0.0149.11% 14.65% 0.0251.34% 15.83% 0.0185.80% 25.59% 0.0128.49% 9.29% 0.0218.09% 20.78% 0.0207.21% 20.00% 0.0158.11% 17.15% 0.0145.61% 16.63% 0.0157.03% 16.32% 0.094.64% 0.0430.84% 7.36% 0.0267.50% 5.81% 0.0273.72% 30.30% 0.0417.25% 2.81% 0.0-518.42% -30.4211.27% 0.0143.05% 13.70% 0.0-521.60% -12.67% -79.6343.02% 31.01% 0.0-315.76% -15.29% -173.078.98% 5.28% 0.0213.84% 13.27% 0.0

3138.83211.15264.7787.8701.81778.9252.90.00.00.00.00.00.0342.7110.8188.2405.6177.6101.563.238.80.045.193.282.621.411.933.2183.9147.151.468.22.144.033.825.826.222.20.00.00.028.30.00.07.3141.80.0123.60.00.042.2

1542.91304.01370.0534.3551.0393.6462.9420.8419.382.4107.3-105.4180.1130.6128.674.441.128.737.534.427.8-58.325.415.524.020.920.99.456.237.418.59.810.76.66.96.25.68.532.547.622.87.222.4-30.413.977.9-79.622.4-173.0 17.0 25.0

4681.74515.16634.71322.01252.72172.5715.8420.8419.382.4107.3-105.4180.1473.3239.4262.6446.7206.3139.097.566.5-58.370.5108.8106.642.332.842.6240.1184.569.977.912.850.640.732.031.930.832.547.622.835.522.4-30.421.2219.7-79.6146.0-173.017.067.3

0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-0.50%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-1.13%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%-1.01%0.00%0.00%-1.37%0.00%-1.41%0.00%0.00%

4.57%5.36%2.16%3.58%2.65%2.87%5.68%1.41%0.87%1.59%1.50%1.90%1.77%1.58%0.90%0.69%0.86%2.77%1.46%1.79%2.14%1.27%2.74%1.07%5.32%1.26%1.25%2.29%3.99%0.85%1.19%1.02%5.48%6.99%3.17%3.64%3.32%4.27%3.56%3.26%6.27%5.35%1.43%1.60%1.71%1.28%0.63%2.22%3.11%2.85%2.12%1.01%4.03%0.59%0.52%5.82%；注：空白值指该银行在2025年半年报未披露金融投资三阶段数据情形二：过渡期结束后合并影响银行代称 非信贷超额非信贷超额拨备/归母非信贷超额拨备/情形二：过渡期结束后合并影响银行代称 非信贷超额非信贷超额拨备/归母非信贷超额拨备/影响核心一达标情形二标准对核充率影响（不考虑核心一级资本拨备净利润(TTM)归母净资产级资本需计提拨备税费和分红）安全垫国有行1435.711.88%1.05%0.00.00.00%4.57%国有行2158.24.69%0.44%0.00.00.00%5.36%国有行3320.011.09%1.01%0.00.00.00%2.16%国有行40.00.00%3.58%国有行551.05.85%0.44%0.00.00.00%2.65%国有行629.33.09%0.23%0.00.00.00%2.87%股份行1180.112.09%1.42%0.00.00.00%5.68%股份行2-25.3-3.27%-0.28%-25.325.3-0.03%1.41%股份行3-253.3-51.84%-3.04%-253.3253.3-0.33%0.87%股份行4-147.9-21.09%-1.80%-147.9147.9-0.20%1.59%股份行5-200.7-66.14%-2.92%-200.7200.7-0.33%1.50%股份行60.00.00%1.90%股份行70.00.00%1.77%股份行8-82.4-30.36%-2.24%-82.482.4-0.25%1.58%股份行9-258.2-185.10%-12.76%-258.2258.2-1.23%0.90%城商行1-55.3-21.05%-1.43%-55.355.3-0.18%0.69%城商行212.33.60%0.37%0.00.00.00%0.86%城商行34.01.68%0.16%0.00.00.00%2.77%城商行40.00.00%1.46%城商行512.65.88%0.60%0.00.00.00%1.79%城商行6125.566.08%7.70%0.00.00.00%2.14%城商行715.011.24%1.47%0.00.00.00%1.27%城商行86.27.53%0.76%0.00.00.00%2.74%城商行910.218.35%1.62%0.00.00.00%1.07%城商行1011.522.49%1.69%0.00.00.00%5.32%城商行11-120.0-628.12%-21.53%-120.0120.0-2.33%1.26%城商行1217.736.80%3.83%0.00.00.00%1.25%城商行1310.820.07%1.82%0.00.00.00%2.29%城商行146.812.29%1.29%0.00.00.00%3.99%城商行150.31.48%0.07%0.00.00.00%0.85%城商行16-2.2-8.16%-0.55%-2.22.2-0.06%1.19%城商行174.2 16.34% 1.31%0.00.00.00%1.02%农商行19.47.93%0.69%0.00.00.00%5.48%农商行24.93.93%0.39%0.00.00.00%6.99