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学院9.bowcsarcgeningmoreundmoreexpensive,peoplewant(obuyoneoftheirown.
2024-2025学年第二学期期末考试A.AsB.WhenC.OnoeD.Though
(23级商务英语》试卷BlO.GrannyAlwayskeephercellphoneswiwbcdoff_________she'sexpeai里&call.
考试时间:90分钟A.MinceB.unlessC.onceD.When
考试要求:仔细读过,将答案填写在答题卡对应的题号下.11.Thepeofevsorinsistedthathisgluiionmorepr^ciicalnndthatweit
intopracticem5oonpossible.
A.wax;putB.mustputC.shouldbe:putD.tbouldbe;put
I.Chdee(2015=30分)
12.I____to%cndPeteragifttocangralulatchimonhi%manugc.butI:ouldn*tnwiagc
1
11.1W______diedofooWIAMwiMcr.H.
嗯
1急A.hindredsoldpeopleB.hundredoldpeople
1A.hadhopedB.havehopedC.hopeD.anihoping
1CKindredsoldpcop旧D.hundredoldpeople*
1大13.QuanHungchanHIRsharedbowshe____herwin.She%aid.",!wan!U>calalotof
12.ThcrcRMillucopyofthebookin(helibniry.Willyouj»nandbnm*____?
1谭(kliciuukluod(ucii^hl!"
1
-No.,dratherbuyinthebookstore.A.i%going(ccxrlebraieB.hadcvlebraied
1坦
1A.H.oneB.one.oneC.one.ilD.it.h
01C.*VHildc«kbra(eD.cvlebrnes
芹口
1A.Thcrean:diyxinFebmarygninMwh.
114.hmy(cacherwhosuggested(lu(IioworkoutwlutnuyorIwould
1
胃A.littlcB.fewerC.afewD.many
iliketoCIKMWC.
耕
4.Coukyougivemejdvicconwhaltodo?
iA.is:hadstifledB.was;start
i
IA.anyB.fewerC.MMIKD.many
iC.»:sunD.was:hadMarled
i5.一Musi1ckantherc»omnow.Mr.While?
iS15B>the(incthefamouspianistturnsihiny.he_______(heptanofornorcthaniwcm>
i
一No.you
iyam
iifc
iA.stiDuklnlB.iieedn*1C.wuuklnYD.can'l
।A,willhavekoiplayingB.willplay
i
6.一1(akeUKPEleM.MrZlung?
IC・hartbeenpayingD.Pin"
i
i—Yes.youmiwi.X:Close《产2a=20分)
i
IA.CanB.WdlC.SbouldD.MusiIlwAnexlniardinarilyhuxylimeofyear.IfeltMimeItohead
i7,—Wty______weclosethatchctii»calfkiory?Mraijihthomeafterulonjmeeting.SoIbeddediothe________2_______nearbyforgme
I
纪侪疗性的)
i—Becausei(hascausedlo<sofpollution.Weinxdbeliefenvironment.ihcrapeuiichiking.AsIfetchedthetopandadmiredtheview,ryunclearmind
*i
i3_______.Reenergized.IknewthatIcouldwithihithatwaned
iA.mustBeanC.mayD.would
iformeuponrayS.WhenIarrivedbackinliieofficethtnextday.Iwas
&Sonxpressurewgoodfbrxxxiitcanhelpyoucryharder.
fullofenerey.andGnishedmywork6.
A.unl^B.UI<IK»V|:IIC.bclbtcD.Itwa<almtM20year%agothatIleumccibow7itixfirinctoCJTVCout
电口口&莫的)M5it
(imeiotothewild.IhadfinishedmyPli.D..&MMIand20.A.netgB.aloneC.confidentD.bnivc
cunscrvulioninHonduras,butIuun'lsurewhal9IuanlcdIohave.So.1
三:ReadingComprehension(2*20=40分)
decidedtoactnnadreamIhadbeennursingfbrafewyean.10mynwm
ParageOne
showedmeamagazineankleibouinnunwhohadUnn即ndAmerica.IPrr«tm(vnkinn«m»ciiirc<nnlongeru'iwt.TheyuvrerstahlUhwlinimoreynuihful
figuredthMicould__________12________cyclingwithresearchfbrabookonAmericanperiodwithrelitivclyfewolderpeoplewhowereoftenpoc*andill.andgener31yxpentonly
agriculQJicwhileIworkedoulmynextcareerstep.a*IKHIliuwinrelirciiMmLInlichcuunlne,(ixluy.olderpeopleareutkn*vlk>(randingcnxl
bc*kh.Mdarcspendingaround20inrwirmcnLTbcrcfbcethereistheixxdfor
SoIdidil.Duringthecycling13.Ifound(lieclearnessIneededlo
reform.
14mynextcareermove.TalkingwithfarmersImetalongIheway.1learikxlthat
ThwMirveyhaxpcv%cnCcdtheargument%formon:pivatefundingandfbrfairer
theirbiggest15wascellingtheirnnxiucc1dxridocltahrvodenmvpensions.Sucictian^cswillcreateinocivesfbriiklividualstoukcctiar^eofllteirown
16fromhindmarwpementioimnrovinpf*rnwi'mcc。tomarfccls.Myrctin;mcMneedsrarfberthimleavingthewsk(othesuit.This,inturnwillnukethe
17________imcrcsiledioworkineforuiw<wovcmnK«ialor]2anizai»)<iand1d»dcvcncuallvprovisionofpiblicpervinmmoreaftbniablc.
18abookon.AnKficanaerKuhurc.Evenso.theantewillcunlinueloplayaleudin^ruleinpen30nxAlaminimum.
go^rnmciMsIMIMofferusafdynet.probublyin(heformofudefinedxncfictlnanccd
The12________islofindyoursourceofin>piruiionanlinakegooduseofil.
thmughuxniiin.forpenpkwhoforwxncreasonhnvcnoibeenabletoprovidefor
Forme.1alway%geeruiuri)htnenc(ff蚱Ifrombeing___________________intheciuuloorx.
themschvxamiwhowouldolberwwebemiserableinoldage.Mexebrindh*.thereixaUM:
1.A.p«?MUfCB.dangerC.shanwD.cntbanussinciKforthestale•>otteraslimnKd-downpay-uAyoufopensionsystem,alixxi^h的faras
2.A.(brxlB.parkC.ho%p«mlD.nxHinUinpossiblethis4iou!dbeorganizedalongdcfincd-conihbuik)mlinesSuchprovisionwidens
ther^ngeofassetslaincludehumancapitalbecausetheeffectivereturnoxnc%fmmtotal
3.A.calmedB.wiiixicrcdC.dcvekipaiD.aippeMcd
wa^en.undullmasafeinlownrlurn.
4.A.nwiingB.changeC.weekD.limeGovcrnm:n<4alsoluvetocreateasuitableframeworkforctl«iivcffivatcpensions.
,.A.reMyB.reiurnC.rvUxailonD.rexxerry(fj改的)lunetvbeli^lrtly5K■liulkd,amiIMAmulivt^
havetobeolTcrcdlacncourugewilunlarypen'iiMi5avin^.Wherethestalepro、i心a
6.A.<uxcixfullyB.equallyC.anxkxwlyD.comuntly
generous*1afd>net.pfivaie-peitoionsavingiiuyhavetobemademit/Mitory(强制的).
7.A.siiangcBimpocuntC.difAoihD.inicrcMing
otherwisemanypeoplewillnotbother.
8.A.annnuin^B.choosingC.studyingD.suppotlingSnmuchforthedevelopedcountries,butwhatofthemoreyouthfulpopulationsofthe
9.A.loirB.bookC.careerD.nujarresto!the*xwtd?In!9*>4.theWuddBankcainedownheavilyintavurufnxicvfundingin
privateaoxiuns.hihoughithestatesroleshouldbetopw、ideabnullishfi攸pillarwith(he
10.A.vnlcssB.ifC.thoughD.since
limitedUiskofpn>vidingpnxcclionngainslold-ngcpoverty,And«ocommanda
11.A.onB.cyckdC.drivenD.flownprivately-funded%ec<xxJpillartopevvidethebulkofpen5ianN.
12.A.81nbiiwB.cxxiipxreC.replaceD.poiclise
13.A.competitionB.hiaocyC.perfbmiiiiKeD.trip1.Moreprivac?fundingandfairerpensions______.
A.canurgepeopletnQVCnxreprivatepcmkxw
14.A.hsisionB.puldounC.figure<xitD.Icamfrom
B.maybelinancedthroughlai
15.A.ihallengcB.pev^rewC.adventureD.sacrificeC.canIcsswitheburdenofthestate
16.A.ctpcricnccB.fbciwC.di%cu»ic)nD.tcan:hD.canprovidemorepublicpensions
2.TocreateipevperframeworkfeircHcctix^privatepcn^Kint.Ihegoxernmenttbould
17.A.8cpB.ponicularC.personalD.new
18.A.buyB.borrowC.publtsliD.notice
A.incrcu^c(heifKoinc(oUKoumgevNunurypensionsaving
19.A.naMmB.pcvbkrnC.resultD.keyB.cncour邓volunliirypcnu<xiuving
电口口&莫的)M5it
C.niikegooduseofiiciminiMrativeCOMKlcj*KljrtionshouldbercgiinfodonlyawayMillionontheroadlowingacomplete
D.folcuitimamlpeopleU>sawphvalcpcnxiuivtCTUuiiirutiundAmericanssuitablebankinglegidaliuo.
3.AccordingtotheWorMBank,wecanlearnilui.
A.ixmileshouldp<x»vidc(hen&jariiyofpensions6.Thencstriclivcbunkinghiw、ofthe1930'sarcMillonthebookbecause.
B.litfKtato»ii(>u!dprox'idom(M»pnMtfctit*noldagapo*wtyA.<hohuntr&ilurot.ofth«>10^4/xwuruGUbyrvKtrkrliva—・.
C.tieruleiln((lienLtfepla)smpei*《>n»tismallB.Ixinkin^h&in(Mdungeddunngthep»lWyears
D.pvatcfundingshouldprovidetheinnjontyofpensionsC.legislatebdicvctmnkinjproblemssimilartoihascofihcDcpressKMistillexisttoday
4.Whiiiumwcinferfmmthepaggc?D.thebuntingwacmistoorcMricfivc.hutix>ahenutiveshavebeenxuggested
A.The«UilesluiuklpevvidepruCccIkmfurallIbcoldpeupk.7.Accanlin^l«>theaulhur.thechangeluanationwidebankingsplcnishouldbe
B.TheMalehasiocreateasuitableframewo<ktoicstricitheprivatepens沁ns.A.posiponrduntildieoomcqucnceicanbeevaluated
C.Thestateshmildpro<«iihascwhoenn'tNipponthcmwhxs.BgHglMMhairegionnlbonkshaveuchnncctocompetewithlargerbmks
D.FhesUtewillplayuMX:《XKhryn>Jcinpensian%duetomoreprivatepensions.C.immcdiucbecausewrcan'taffordanymombankfailure%
5.Kcaiibeiidenvdtruinthepu»sa$etheaulborisptobably.D.iiwcht»iertouvervoiiMrkgislaii\^tear
A.«nofficialcogagedinrefbmiationofpensionMmciurcs8.1(canbeinOmedfromthepassagethat.
R.isociologistdevotinghimselftocheresearchofMxialpensionuructurvsA.rmnyrcurielinnsinbunkingopenitinnhavebeencancelled
C.mecocMxiiiamas4eringpensionUructun:%indevektpedcuunlrriB.themlifgofremovingtherexlriclMmcaninake(hebanksplantheirfuUrefreely
D.ipoliticianinterestedinolder|>cx»plcC.themlirgofrcnxAinjtherestrictioncan'cbeapplicabletoallbanks
D.theoWrcstnciionswillbehelpfulloseiupApowerfuldomesticbase
9.Whutixtheluthar'sattitudecouarikthecuncntbankinglaw%?
TMSupremeCourtsrecentdccRionallowingrcgintnalinccrunubnnk^ha,doneawuyA.Toleraitfanddisapproved.
with<x»enrstriclkx)inAmerkra-xbankingoperalxm.dthixighmany以hersslillremain.BConccncdanddissatisfied.
AlthoughtheiuhngdoesIKH邛pl》toverylargemcmeynicrhnks.i(isainovcinaC.UndcrxlandablcAndintiiflcrcni.
libcndkingdirection(ha(couldintheendpushCongressintoframingasensibk\cf,a\andD.5upp«xtveaixladminible.
rvguhturysy^teniOutallowsbank%toplantheirfuturebeyondthene:tcourt5C.10.ThemainiJcaoftheixissa^c«ihai.
Th:rv^lncliveluwxihalthecuurUarciiMerprvtingarcmainlyah^acy《ifilh物)o!IhcA.despitemimybankfnilunes.themiiurcofbunkinghasIKHreallychnngxJsomuch
bankfalurcsofthe1930's.Thecurrenthighrateofbankfailure—bighefthanatanyunx?B.thecurrentbankinglawmu^tbeusefultotocliy'%tunkt
since(kGTCMDepression—h»<nudeIc^islacocsafrakiloremove(herertriaions.WhileC.centertankscurrenll)haveloomuchpoweraseuniparedwiththervgunalbanks
theirlegislativetimidity(BH怯)ixunderxlandable.itixakomistaken.OnercauinsomanyD.hankshovebeenfbevedtoukeneedieranddangerousrisksdgiothercMnctkMW
Aincrieinbankiategettingintotrouble«prcciMHyihaitheMieM(<lionsnukei(hardfor
(hemwbuildudomcMicbusclargeundMrongenough(osupporttkiractivitiesintoda/sPa^agfThw
celccnrrmunicatin£rnurxi-(hc-ckx:k.amurxl-thc-uxiridfinancialmarket*.Itkeasirr<(>ncg<xiatcinitial•kryrequirementbecauseonceyouareinude.the
Inlyingk»eM^ipetruaiihewrvslrkrliom.bafilctarehikingeiwnixxo.andwhaisbuuldur$unizulHxialcuivtlminls(的来)influencew芈匕tnervaset.Oneihing.huw匕、5.isccruin:
beunixocssary.risks.Fbfinstance,wouldalargehankbebuyingsmill.failed龄bonksyoufchancesofgeningtheraiseyoufedyoudewrvearcleisifyoudon'taleastaskforit.
MinfliiicdpricesiffederallawnndgigrcuulmionspcmiittalihnttinnktoexplaininstaidMenlend10(benxwr.Andthey$cinxxr.andthiskkktruewilhotherrc<ourcc?i.no<juM
throughtheacquixilionofGnanciallyhealthybank%intheregion?OlcocirM:not.Thewlutkmpayincreaxei.ConsiderBech'%skwy:
clear.AnwriconIxinkAwillbesounJer小heniheyaivrxxgeographicallyItmiied.IdidIKHgetAMII*^niedwhenIdidnoiasktbrit.WeIKKIcutwcle(小隔间)oftievs
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rvcomnicndin5commim•%cn%iblc.tbcnifhlimited,lcgi«UtkmfivnHw-ycartninxitiontomovedintowndiwofficer,whileIrcnuincciinthecubkle%.svcralmale*whowerehired
nalKxmKlebanking.Thhwouldgivervgiunalbunkslimetogrouplugetberluformaftermeal%ovvnllooffkes.Oneinparticularluldmebewa41ur.1tinlinefuranullkeand
countcrA'ci&histo(hebij*inoncy-omicrtanks.Withoutthisbf:aihinjispaceikbigihuti<hadbccajwtofhisncumuiiiomfor(hejob.IguessiMthoughtmeCOIMCM(0stayin
moncy-ocntcrb^nksmij»htsoonextendacwsthecounirytocfcvdop.Buinnysuch〔hecubklc*MiceIdidni«voicemyopinioneitherway.
电口口&莫的)
Itvcrnldbeniceifweallreceivedautamnlk:payincrease%equaltnourmcrikbut,nice"theerne%ontcfcvuion.Mkhadkimnginan\binhUli3ylekverypovxihlc.Theinvemian%
iin\acwtlilyallribulcdluinostur^anizaliuns.IIyoufeelyixickser'easignilkantraiseinofincxkrn(eclnolo^y*e
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