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学院9.bowcsarcgeningmoreundmoreexpensive,peoplewant(obuyoneoftheirown.

2024-2025学年第二学期期末考试A.AsB.WhenC.OnoeD.Though

(23级商务英语》试卷BlO.GrannyAlwayskeephercellphoneswiwbcdoff_________she'sexpeai里&call.

考试时间:90分钟A.MinceB.unlessC.onceD.When

考试要求:仔细读过,将答案填写在答题卡对应的题号下.11.Thepeofevsorinsistedthathisgluiionmorepr^ciicalnndthatweit

intopracticem5oonpossible.

A.wax;putB.mustputC.shouldbe:putD.tbouldbe;put

I.Chdee(2015=30分)

12.I____to%cndPeteragifttocangralulatchimonhi%manugc.butI:ouldn*tnwiagc

1

11.1W______diedofooWIAMwiMcr.H.

1急A.hindredsoldpeopleB.hundredoldpeople

1A.hadhopedB.havehopedC.hopeD.anihoping

1CKindredsoldpcop旧D.hundredoldpeople*

1大13.QuanHungchanHIRsharedbowshe____herwin.She%aid.",!wan!U>calalotof

12.ThcrcRMillucopyofthebookin(helibniry.Willyouj»nandbnm*____?

1谭(kliciuukluod(ucii^hl!"

1

-No.,dratherbuyinthebookstore.A.i%going(ccxrlebraieB.hadcvlebraied

1坦

1A.H.oneB.one.oneC.one.ilD.it.h

01C.*VHildc«kbra(eD.cvlebrnes

芹口

1A.Thcrean:diyxinFebmarygninMwh.

114.hmy(cacherwhosuggested(lu(IioworkoutwlutnuyorIwould

1

胃A.littlcB.fewerC.afewD.many

iliketoCIKMWC.

4.Coukyougivemejdvicconwhaltodo?

iA.is:hadstifledB.was;start

i

IA.anyB.fewerC.MMIKD.many

iC.»:sunD.was:hadMarled

i5.一Musi1ckantherc»omnow.Mr.While?

iS15B>the(incthefamouspianistturnsihiny.he_______(heptanofornorcthaniwcm>

i

一No.you

iyam

iifc

iA.stiDuklnlB.iieedn*1C.wuuklnYD.can'l

।A,willhavekoiplayingB.willplay

i

6.一1(akeUKPEleM.MrZlung?

IC・hartbeenpayingD.Pin"

i

i—Yes.youmiwi.X:Close《产2a=20分)

i

IA.CanB.WdlC.SbouldD.MusiIlwAnexlniardinarilyhuxylimeofyear.IfeltMimeItohead

i7,—Wty______weclosethatchctii»calfkiory?Mraijihthomeafterulonjmeeting.SoIbeddediothe________2_______nearbyforgme

I

纪侪疗性的)

i—Becausei(hascausedlo<sofpollution.Weinxdbeliefenvironment.ihcrapeuiichiking.AsIfetchedthetopandadmiredtheview,ryunclearmind

*i

i3_______.Reenergized.IknewthatIcouldwithihithatwaned

iA.mustBeanC.mayD.would

iformeuponrayS.WhenIarrivedbackinliieofficethtnextday.Iwas

&Sonxpressurewgoodfbrxxxiitcanhelpyoucryharder.

fullofenerey.andGnishedmywork6.

A.unl^B.UI<IK»V|:IIC.bclbtcD.Itwa<almtM20year%agothatIleumccibow7itixfirinctoCJTVCout

电口口&莫的)M5it

(imeiotothewild.IhadfinishedmyPli.D..&MMIand20.A.netgB.aloneC.confidentD.bnivc

cunscrvulioninHonduras,butIuun'lsurewhal9IuanlcdIohave.So.1

三:ReadingComprehension(2*20=40分)

decidedtoactnnadreamIhadbeennursingfbrafewyean.10mynwm

ParageOne

showedmeamagazineankleibouinnunwhohadUnn即ndAmerica.IPrr«tm(vnkinn«m»ciiirc<nnlongeru'iwt.TheyuvrerstahlUhwlinimoreynuihful

figuredthMicould__________12________cyclingwithresearchfbrabookonAmericanperiodwithrelitivclyfewolderpeoplewhowereoftenpoc*andill.andgener31yxpentonly

agriculQJicwhileIworkedoulmynextcareerstep.a*IKHIliuwinrelirciiMmLInlichcuunlne,(ixluy.olderpeopleareutkn*vlk>(randingcnxl

bc*kh.Mdarcspendingaround20inrwirmcnLTbcrcfbcethereistheixxdfor

SoIdidil.Duringthecycling13.Ifound(lieclearnessIneededlo

reform.

14mynextcareermove.TalkingwithfarmersImetalongIheway.1learikxlthat

ThwMirveyhaxpcv%cnCcdtheargument%formon:pivatefundingandfbrfairer

theirbiggest15wascellingtheirnnxiucc1dxridocltahrvodenmvpensions.Sucictian^cswillcreateinocivesfbriiklividualstoukcctiar^eofllteirown

16fromhindmarwpementioimnrovinpf*rnwi'mcc。tomarfccls.Myrctin;mcMneedsrarfberthimleavingthewsk(othesuit.This,inturnwillnukethe

17________imcrcsiledioworkineforuiw<wovcmnK«ialor]2anizai»)<iand1d»dcvcncuallvprovisionofpiblicpervinmmoreaftbniablc.

18abookon.AnKficanaerKuhurc.Evenso.theantewillcunlinueloplayaleudin^ruleinpen30nxAlaminimum.

go^rnmciMsIMIMofferusafdynet.probublyin(heformofudefinedxncfictlnanccd

The12________islofindyoursourceofin>piruiionanlinakegooduseofil.

thmughuxniiin.forpenpkwhoforwxncreasonhnvcnoibeenabletoprovidefor

Forme.1alway%geeruiuri)htnenc(ff蚱Ifrombeing___________________intheciuuloorx.

themschvxamiwhowouldolberwwebemiserableinoldage.Mexebrindh*.thereixaUM:

1.A.p«?MUfCB.dangerC.shanwD.cntbanussinciKforthestale•>otteraslimnKd-downpay-uAyoufopensionsystem,alixxi^h的faras

2.A.(brxlB.parkC.ho%p«mlD.nxHinUinpossiblethis4iou!dbeorganizedalongdcfincd-conihbuik)mlinesSuchprovisionwidens

ther^ngeofassetslaincludehumancapitalbecausetheeffectivereturnoxnc%fmmtotal

3.A.calmedB.wiiixicrcdC.dcvekipaiD.aippeMcd

wa^en.undullmasafeinlownrlurn.

4.A.nwiingB.changeC.weekD.limeGovcrnm:n<4alsoluvetocreateasuitableframeworkforctl«iivcffivatcpensions.

,.A.reMyB.reiurnC.rvUxailonD.rexxerry(fj改的)lunetvbeli^lrtly5K■liulkd,amiIMAmulivt^

havetobeolTcrcdlacncourugewilunlarypen'iiMi5avin^.Wherethestalepro、i心a

6.A.<uxcixfullyB.equallyC.anxkxwlyD.comuntly

generous*1afd>net.pfivaie-peitoionsavingiiuyhavetobemademit/Mitory(强制的).

7.A.siiangcBimpocuntC.difAoihD.inicrcMing

otherwisemanypeoplewillnotbother.

8.A.annnuin^B.choosingC.studyingD.suppotlingSnmuchforthedevelopedcountries,butwhatofthemoreyouthfulpopulationsofthe

9.A.loirB.bookC.careerD.nujarresto!the*xwtd?In!9*>4.theWuddBankcainedownheavilyintavurufnxicvfundingin

privateaoxiuns.hihoughithestatesroleshouldbetopw、ideabnullishfi攸pillarwith(he

10.A.vnlcssB.ifC.thoughD.since

limitedUiskofpn>vidingpnxcclionngainslold-ngcpoverty,And«ocommanda

11.A.onB.cyckdC.drivenD.flownprivately-funded%ec<xxJpillartopevvidethebulkofpen5ianN.

12.A.81nbiiwB.cxxiipxreC.replaceD.poiclise

13.A.competitionB.hiaocyC.perfbmiiiiKeD.trip1.Moreprivac?fundingandfairerpensions______.

A.canurgepeopletnQVCnxreprivatepcmkxw

14.A.hsisionB.puldounC.figure<xitD.Icamfrom

B.maybelinancedthroughlai

15.A.ihallengcB.pev^rewC.adventureD.sacrificeC.canIcsswitheburdenofthestate

16.A.ctpcricnccB.fbciwC.di%cu»ic)nD.tcan:hD.canprovidemorepublicpensions

2.TocreateipevperframeworkfeircHcctix^privatepcn^Kint.Ihegoxernmenttbould

17.A.8cpB.ponicularC.personalD.new

18.A.buyB.borrowC.publtsliD.notice

A.incrcu^c(heifKoinc(oUKoumgevNunurypensionsaving

19.A.naMmB.pcvbkrnC.resultD.keyB.cncour邓volunliirypcnu<xiuving

电口口&莫的)M5it

C.niikegooduseofiiciminiMrativeCOMKlcj*KljrtionshouldbercgiinfodonlyawayMillionontheroadlowingacomplete

D.folcuitimamlpeopleU>sawphvalcpcnxiuivtCTUuiiirutiundAmericanssuitablebankinglegidaliuo.

3.AccordingtotheWorMBank,wecanlearnilui.

A.ixmileshouldp<x»vidc(hen&jariiyofpensions6.Thencstriclivcbunkinghiw、ofthe1930'sarcMillonthebookbecause.

B.litfKtato»ii(>u!dprox'idom(M»pnMtfctit*noldagapo*wtyA.<hohuntr&ilurot.ofth«>10^4/xwuruGUbyrvKtrkrliva—・.

C.tieruleiln((lienLtfepla)smpei*《>n»tismallB.Ixinkin^h&in(Mdungeddunngthep»lWyears

D.pvatcfundingshouldprovidetheinnjontyofpensionsC.legislatebdicvctmnkinjproblemssimilartoihascofihcDcpressKMistillexisttoday

4.Whiiiumwcinferfmmthepaggc?D.thebuntingwacmistoorcMricfivc.hutix>ahenutiveshavebeenxuggested

A.The«UilesluiuklpevvidepruCccIkmfurallIbcoldpeupk.7.Accanlin^l«>theaulhur.thechangeluanationwidebankingsplcnishouldbe

B.TheMalehasiocreateasuitableframewo<ktoicstricitheprivatepens沁ns.A.posiponrduntildieoomcqucnceicanbeevaluated

C.Thestateshmildpro<«iihascwhoenn'tNipponthcmwhxs.BgHglMMhairegionnlbonkshaveuchnncctocompetewithlargerbmks

D.FhesUtewillplayuMX:《XKhryn>Jcinpensian%duetomoreprivatepensions.C.immcdiucbecausewrcan'taffordanymombankfailure%

5.Kcaiibeiidenvdtruinthepu»sa$etheaulborisptobably.D.iiwcht»iertouvervoiiMrkgislaii\^tear

A.«nofficialcogagedinrefbmiationofpensionMmciurcs8.1(canbeinOmedfromthepassagethat.

R.isociologistdevotinghimselftocheresearchofMxialpensionuructurvsA.rmnyrcurielinnsinbunkingopenitinnhavebeencancelled

C.mecocMxiiiamas4eringpensionUructun:%indevektpedcuunlrriB.themlifgofremovingtherexlriclMmcaninake(hebanksplantheirfuUrefreely

D.ipoliticianinterestedinolder|>cx»plcC.themlirgofrcnxAinjtherestrictioncan'cbeapplicabletoallbanks

D.theoWrcstnciionswillbehelpfulloseiupApowerfuldomesticbase

9.Whutixtheluthar'sattitudecouarikthecuncntbankinglaw%?

TMSupremeCourtsrecentdccRionallowingrcgintnalinccrunubnnk^ha,doneawuyA.Toleraitfanddisapproved.

with<x»enrstriclkx)inAmerkra-xbankingoperalxm.dthixighmany以hersslillremain.BConccncdanddissatisfied.

AlthoughtheiuhngdoesIKH邛pl》toverylargemcmeynicrhnks.i(isainovcinaC.UndcrxlandablcAndintiiflcrcni.

libcndkingdirection(ha(couldintheendpushCongressintoframingasensibk\cf,a\andD.5upp«xtveaixladminible.

rvguhturysy^teniOutallowsbank%toplantheirfuturebeyondthene:tcourt5C.10.ThemainiJcaoftheixissa^c«ihai.

Th:rv^lncliveluwxihalthecuurUarciiMerprvtingarcmainlyah^acy《ifilh物)o!IhcA.despitemimybankfnilunes.themiiurcofbunkinghasIKHreallychnngxJsomuch

bankfalurcsofthe1930's.Thecurrenthighrateofbankfailure—bighefthanatanyunx?B.thecurrentbankinglawmu^tbeusefultotocliy'%tunkt

since(kGTCMDepression—h»<nudeIc^islacocsafrakiloremove(herertriaions.WhileC.centertankscurrenll)haveloomuchpoweraseuniparedwiththervgunalbanks

theirlegislativetimidity(BH怯)ixunderxlandable.itixakomistaken.OnercauinsomanyD.hankshovebeenfbevedtoukeneedieranddangerousrisksdgiothercMnctkMW

Aincrieinbankiategettingintotrouble«prcciMHyihaitheMieM(<lionsnukei(hardfor

(hemwbuildudomcMicbusclargeundMrongenough(osupporttkiractivitiesintoda/sPa^agfThw

celccnrrmunicatin£rnurxi-(hc-ckx:k.amurxl-thc-uxiridfinancialmarket*.Itkeasirr<(>ncg<xiatcinitial•kryrequirementbecauseonceyouareinude.the

Inlyingk»eM^ipetruaiihewrvslrkrliom.bafilctarehikingeiwnixxo.andwhaisbuuldur$unizulHxialcuivtlminls(的来)influencew芈匕tnervaset.Oneihing.huw匕、5.isccruin:

beunixocssary.risks.Fbfinstance,wouldalargehankbebuyingsmill.failed龄bonksyoufchancesofgeningtheraiseyoufedyoudewrvearcleisifyoudon'taleastaskforit.

MinfliiicdpricesiffederallawnndgigrcuulmionspcmiittalihnttinnktoexplaininstaidMenlend10(benxwr.Andthey$cinxxr.andthiskkktruewilhotherrc<ourcc?i.no<juM

throughtheacquixilionofGnanciallyhealthybank%intheregion?OlcocirM:not.Thewlutkmpayincreaxei.ConsiderBech'%skwy:

clear.AnwriconIxinkAwillbesounJer小heniheyaivrxxgeographicallyItmiied.IdidIKHgetAMII*^niedwhenIdidnoiasktbrit.WeIKKIcutwcle(小隔间)oftievs

ThehouseofRqircwouwivc'sbunkingcommitwchasshownparofthe»ayfbruardbyamiwindowoTkes,IsalinthecubicleswithseveralnulccolleaguesOnetyone(hex,were

rvcomnicndin5commim•%cn%iblc.tbcnifhlimited,lcgi«UtkmfivnHw-ycartninxitiontomovedintowndiwofficer,whileIrcnuincciinthecubkle%.svcralmale*whowerehired

nalKxmKlebanking.Thhwouldgivervgiunalbunkslimetogrouplugetberluformaftermeal%ovvnllooffkes.Oneinparticularluldmebewa41ur.1tinlinefuranullkeand

countcrA'ci&histo(hebij*inoncy-omicrtanks.Withoutthisbf:aihinjispaceikbigihuti<hadbccajwtofhisncumuiiiomfor(hejob.IguessiMthoughtmeCOIMCM(0stayin

moncy-ocntcrb^nksmij»htsoonextendacwsthecounirytocfcvdop.Buinnysuch〔hecubklc*MiceIdidni«voicemyopinioneitherway.

电口口&莫的)

Itvcrnldbeniceifweallreceivedautamnlk:payincrease%equaltnourmcrikbut,nice"theerne%ontcfcvuion.Mkhadkimnginan\binhUli3ylekverypovxihlc.Theinvemian%

iin\acwtlilyallribulcdluinostur^anizaliuns.IIyoufeelyixickser'easignilkantraiseinofincxkrn(eclnolo^y*e

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