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全国银行招聘考试重点试题精编

注意事项:

1.全卷采用机器阅卷,请考生注意书写规范:考试时间为120分钟。

:2.在作答前,考生请将自己的学校、姓名、班级、准考证号涂写在试卷和答

题卡规定位置。

3.部分必须使用2B铅笠填涂;非选择题部分必须使用黑色签字笆书写,字体

工整,笔迹清楚。

4.请按照题号在答题卡上与题目对应的答题区域内规范作答,超出答题区域

j书写的答案无效:在草稿纸、试卷上答题无效。

密

!(参考答案和详细解析均在试卷末尾)

一、选择题

1、高尔基说:"智慧是珠宝,如果用谦虚谨慎镶边,就会更加绚烂夺目。”这表明()o

A.良好的科学文化修养有利卜促进思想道德修养

B.良好的思想道德修养有利于促进科学文化修养

C.只要提高思想道德修养,就一定能提高科学文化修养

D.思想道德修养的提高与科学文化修养无关

2、下列说法错误的是()。

A.高性能结构材料属于新材料领域

B.航空空间技术属于高新技术领域

C.太阳能是可再生能源

D.电能是一次能源

3、中国人民银行发布的2019年第三季度中国货币政策执行报告称,当前,中国仍实施常态

••1货币政策。央行通过创新和完善宏观调控,运用多种货币政策工具,保持流动性合理充裕;

凶能加大货币政策逆周期调节力度,通过改善货币政策传导机制,落实金融对实体经济的支持。

0芨关于货币政策逆周期调节的表述不正确的是()。

IA.经济趋热,货币政策相应紧缩

':B.经济趋冷,货币政策枉应扩张

1C.经济趋冷,加大货币投放力度

1D.经济趋热,定向降低准备金率

14、一•般而言,金融资产的流动性与风险性、收益性之间的关系存在()o

:A.正相关

:B.负相关

:C.不相关

D.不确定关系

恬

5、资料:Doyouwanttoseetheworld?ThenplantovisittheSilverPoseidonCruisesCareerFair

onTuesday,November15from9a.m.to4p.m.orWednesday.November16from5p.mto9

p.m.Wearelookingforfoodservice,entertainers,andmaintenancesstafftoworkaboardour

manyvessels.FreetravelisjustthebeginningwhenyouworkforSilverPoseidonCruises.

Weofferpaidtraining,greatbenefits,andopportunitiestoadvance.Applicantsshouldhaveat

leastthreeyearsofrelatedworkexperienceaswellasgoodcommunicationskillsandbeableto

worknightsandholidays.SelectedapplicantswillbecalledbackforasecondinterviewbySunday,

November20.

Foradvanceregistration,pleasevisitourWebsiteatbySunday.

November13.

Formoreinformation,

Pleasecall1-800-555-7962

Or

e-mailElenaRuizat

eruiz@

Howareinterestedpeopleinstructedtoregister?

A.Dysendingane-mail

B.BygoingtotheWebsite

C.BycallingMs.Ruiz

D.Byvisitingthecorporateoffice

6、研究发现,与非复阳患者相比,复阳患者在住院期间表现出更少的症状,更持久的CT

成像缓解和更早的RNA转阴,但血浆抗体水平表现与非亚阳患者相似。重新入院后,这些

复阳患者没有表现出明显的临床症状或疾病进展,CT影像正常以及炎症性细胞因子水平也

正常。

这段文字主要说明的是(

A.与非复阳患者相比,复阳患者拥有不同的症状表征

B.住院期间和重新入院治疗期间,复阳患者的表现前后有所不同

C.复阳患者比非复阳患者更难治疗

D.在某些症状上,复阳患者比非复阳患者的表现要轻得多

7、资料:Peoplediffergrectlyintheirreadinesstotrynewproducts.Ineachproductarea,there

are^consumptionpioneersz/andearlyadopters.Otherindividualsadoptnewproductsmuchlater.

Afteraslowstart,anincreasingnumberofpeopleadoptthenewproduct.

Thefive-adoptergroupshavedifferentvalues.Innovatorsareventuresome-theytrynewideasat

risk.Earlyadoptersareguidedbyrespect-theyareopinionleadersintheircommunitiesand

adoptnewideasearlybutcarefully.Theearlymajorityaredeliberate-althoughtheyrarelyare

leaders,theyadoptnewideasbeforetheaverageperson.Thelatemajorityskeptical-theyadopt

aninnovationonlyafteramajorityofpeoplehavetriedit.Finally,laggardsaretradition

bound-theyaresuspiciousofchangesandadopttheinnovationonlywhenithasbecome

somethingofatraditionitself.

Whatcanbeimpliedfromtheinnovators?

A.Theyrelymoreontheirownvaluesandjudgmento

B.Theyarereluctanttotakerisks。

C.TheyaremorereceptivetofamiliarthingSo

D.Theyaremorebrandloyal0

8、文档中有绘制的图形时,必须在()方式下才能被显示出来。

A.页面视图

B.大纲视图

C.普通视图

D.全屏幕视图

9、远期汇率的期限一般为()个月。

A.1〜6

B.3〜9

C.6〜9

D.6〜12

10、Itwasabout100yearsagothisbeautifulclockwasmade

A.Neither

B.since

C.then

D.when

11、Passage7

Inarareunanimousruling,theUSSupremeCourthasoverturnedthecorruptionconvictionofa

formerVirginiagovernor,RobertMcDonnell.Butitdidsowhileholdingitsnoseattheethicsofhis

conduct,whichincludedacceptinggiftssuchasaRolexwatchandaFerrariAutomobilefroma

companyseekingaccesstogovernment.

Thehighcourt'sdecisionsaidthejudgeinMr.McDonnelKstrailfailedtotellajurythatitmust

lookonlyathis/zofficialacts/ortheformergovernor'sdecisionson“specific"and"unsettled“issues

relatedtohisduties.

Merelyhelpingagift-givergainaccesstootherofficials,unlessdonewithclearintenttopressure

thoseofficialsjsnotcorruption,thejusticesfound.

Thecourtdidsuggestthatacceptingfavorsinreturnforopeningdoors

isz/distastefur*andnasty.wButunderanti-briberylaws,proofmustbemadeofconcrete

benefits,suchasapprovalofacontractorregulation.Simplyarrangingameeting,makingaphone

call,orhostinganeventisnotan/zofficialact.”

Thecourt'srulingislegallysoundindefiningakindoffavoritismthatisnotcriminal.Elected

leadersmustbeallowedtohelpsupportersdealwithbureaucraticproblemswithoutfearof

prosecutionofbribery/Thebasiccompactunderlyingrepresentativegovernment/wroteChief

JusticeJohnRobertsforthecourt/assumesthatpublicofficialswillhearfromtheirconstituents

andactontheirconcerns//

Buttherulingreinforcesthsneedforcitizensandtheirelectedrepresentatives,notthecourts,to

ensureequalityofaccesstogovernment.Officialsmustnotbeallowedtoplayfavoritesin

providinginformationorinarrangingmeetingssimplybecauseanindividualorgroupprovidesa

campaigndonationorapersonalgift.Thistypeofintegrityrequireswill-enforcedlawsin

governmenttransparency,suchasrecordsofofficialmeetings/ulesonlobbying,andinformation

abouteachelectedleader'ssourceofwealth.

Favoritisminofficialaccesscanfanpublicperceptionsofcorruption.Butitisnotaways

corruption.Ratherofficialsmustavoiddoublestandards,ordifferenttypesofaccessforaverage

peopleandthewealthy.lfconnectionscanbebought,abasicpremiseofdemocraticsociety-that

allareequalintreatmentbygovernment-isundermined.Goodgovernmentrestsonan

understandingoftheinherentworthofeachindividual.

Thecourt/srulingisastepforwardinthestruggleagainstbothcorruptionandofficialfavoritism.

Whydoesthecourt'srulingreinforcestheneedforcitizens?

A.Noparticularreasons

B.Forabetterreputation

C.Forthesocialequality

D.Asthelawsaid

12、一个历史事件可由若干事件构成,这一事件又可以由若干小事件构成,由此可以排除一

系列事件的等级或层次。下列选项符合上述说法的是()。

A.经济全球化西欧一体化一欧元启用

B.《王位继承法》《权利法案》一光荣革命

C.原苏联的现代化道路一新经济政策一社会主义工业化

D.中途岛战役伏尔加格勒战役阿拉曼战役

13、下列属于消费信用的是()o

A.赊账

B.银团投资

C.直接投资

D.出口信贷

14、股票指数期货的结算采用()。

A现金

B.某种股票

C.股价指数

D.一揽子股票

15、Butatthesametime,77percentofmomsanddadsthattheWebiscrucialto

learning,andanoverwhelming91percentadmitthatithelpstheirkidsexplorethingsthey're

passionateabout.

A.recognize

B.announce

C.distinguish

D.assert

16、Itwouldbeexploringstudents'epistemicbeliefsregardingcourse-relatedinformation

locatedontheInternet.

A.worthwhile

B.worth

C.while

0.worthy

17、社会生产方式包括的两个方面是()。

A.经济基础和上层建筑

B.生产力和生产关系

C.人的因素和物的因素

D.劳动者和生产资料

18、4月10日,中国银行在境外成功发行38亿美元等值第五期()主题债券。此次发

行包括美元、欧元、澳元,人民币和港币5个币种,共计8个债券品种,发行主体包括中国

银行香港分行、澳门分行,悉尼分行、卢森堡分行、法兰克福分行。债券将在香港联合交易

所挂牌上市,部分品种还将在中欧国际交易所、法兰克福证券交易所和卢森堡证券交易所上

市。

A.亚欧大陆

B.全球一体化

C.中欧友好

D.一带一路

19、依照我国法律规定,下列财产为按份共有的是()。

A.夫妻共有财产

B.家庭共有财产

C.甲、乙分别出资3万元和4万元共同购买的财产

D.共同继承的财产

20、被告人张某,公交车司机。因受单位领导批评,为发泄不满,驾车驶入闹市区冲向密集

人群,当场撞死8人,撞伤13人。李某的行为构成()<,

A.交通肇事罪

B.以危险方法危害公共安全罪

C.故意杀人罪

D.重大责任事故罪

21、—CouldyoutellmewhattimethetrainleavesHefeiforBeijing?-Imafraidyouneedto

ontheinternet.

A.lookforit

B.lookatit

C.lookitover

D.lookitup

22、如果金银的法定比价为1:20,而市场比价为1:15,按照格雷欣法则,那么这时充斥

市场的将是()。

A.银币

B.金币

C.银行券

D.金银混合币

23、在公告的总体结构中,可以缺少的一部分是()<>

A.标题

B.正文

C.主送单位

D.成文时间

24、资黎I•:Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntothe

Chinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslow

simultaneously.

Anotherdifferentapproachtodoingbusinessisthatinabu/ingdecisionWesternerstendtolook

forclearalternatives,whileEasternersmayexaminewaystocombinebothoption.Forexample,

aChinesepanelmayfeelthatasupplierwhoclaimsofbestqualitywithalowpricemayeither

raisethepriceduringthecontractorfailtoimplementthecontract.Theywillthereforeoften

prefertochooseasupplierwhosepriceisneitherthecheapestnorthemostexpensive.In

addition,aChinesepanelmayavoidawardingeachsuppliermorethanonecontract,inorderto

minimisedependenceonasinglesupplier.SuchanapproachmaymakeaWesternerthinkthata

Chinesenegotiatorisbeingillogical,evasiveordevious,whenhebelievesheisbeingquite

straightforward.

What'smore,bothChineseandforeigncompanieswilloftenattributetheirbusinesssuccessto

havinggoodguanxi.TheobjectiveofdevelopingcloserelationshipsistobuildwhattheChinese

callguanxi(pronouncedgwanshee).whichareessentiallysocialorbusinessconnectionsbased

onmutualinterestandbenefit.Inacentralisedandbureaucraticstate,relianceonpersonal

contactsisoftenseenastheonlywaytogetthingsdone.AndinaplacelikeChinawherethe

legalsystemisstillrelativelyweak,theneedtorelyonguanxiremainsstrong.

BothChinaandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggood

guanxi.Buttheobligationsofguanxiareveryreal.Inthewrongplace,ataninappropriatetime,

withunsuitablepeople,theobligationscanbecomeatrapitishardtoescape.

Whatcanbeinferredfromparagraph2?

A.Westemersmayestablishlongtermcooperationwithonesupplier

B.Chinesepaneltendstolookforclearalternatives

C.Chinesenegotiatorisillcgical

0.WesternersarestraightforwardinChinesebusinessmen'seyes

25、甲午战争以后,外国轮船沿长江最远可以到达()。

A.南京

B.九江

C.汉口

D.重庆

26、2月6日,我国自主研发建造的全球首座十万吨级淡水半潜式生产储油平台()能

源站,抵达海南陵水海域,

A.“天海一号〃

B.”深海一号〃

C.“深鲸一号〃

D.“白鲨一号〃

27、JustbecauseI'm()tohim,mybossthinkshecanordermearoundwithoutshowingmeany

respect.

A.redundant

B.versatile

C.trivial

□.subordinate

28、与其他金融机构相比,商业银行最明显的特征是()。

A.以盈利为目的

B.提供金瞰服务

C.吸收活期存款,创造信用货币

D.执行国家金融政策

29、Theofficewillbecloseditisbeingdecorated.

A.throughout

B.for

C.while

0.during

30>DNS服务是指(

A.动态域名解析

B.动态分配IP地址

C.互联网接入服务

D.网络安全架构

31、根据物的分类,下列物与物的关系中属于主物与从物关系的是()。

A.冰箱与雪柜

B.矿泉水与蒸镭水

C.衣柜与门框

D.汽车与备用轮胎

32、十进制数250转换成二进制整数是()。

A.01101010

B.01101000

C.11111010

D.01100110

33、Passage5

Desertification,drought,anddespair-thatiswhatglobalwarminghasinstoreformuchof

Africa.Orsowehear.

Emergingevidenceispaintingaverydifferentscenario,oneinwhichrisingtemperaturescould

benefitmillionsofAfricansinthedriestpartsofthecontinent.Scientistsarenowseeingsignals

thattheSaharadesertandsurroundingregionsaregreeningduetoincreasingrainfall.If

sustained,theserainscouldrevitalizedrought-ravagedregions,reclaimingthemforfarming

communities.Thisdesert-shrinkingtrendissupportedbyclimatemodels,whichpredictareturn

toconditionsthatturnedtheSaharaintoalushplainsome12,000yearsago.

ThegreenshootsofrecoveryareshowinguponsatelliteimagesofregionsincludingtheSahel,a

semi-desertzoneborderingtheSaharatothesouththatstretchessome2,400miles.

Imagestakenbetween1982and2002revealedextensivere-greeningthroughoutthe

Sahel,accordingtoanewstudyinthejournalBiogeosciences.Thestudysuggestshugeincreases

invegetationinareasincludingcentralChadandwesternSudan.Thetransitionmaybeoccurring

becausehotterairhasmorecapacitytoholdmoisture,whichinturncreatesmorerain,said

MartinClaussenoftheMaxPlanckInstituteforMeteorologyinHamburg,Germany/The

water-holdingcapacityoftheairisthemaindrivingforce/Claussensaid.

Whilesatelliteimagescan'tdistinguishtemporaryplantslikegrassesthatcomeandgowiththe

rains,groundsurveyssuggestrecentvegetationchangeisfimlyrooted.IntheeasternSaharaarea

ofsouthwesternEgyptandnorthernSudan,newtreesareflourishing,accordingtoStefan

Kropelin,aclimatescientistattheUniversityofCologne'sAfricaResearchUnitinGermany.

“Before,therewasnotasinglescorpion,notasinglebladeofgrass/saidKropelin,whohasstudied

theregionfortwodecades.^Nowyouhavepeoplegrazingtheircamelsinareaswhichmaynot

havebeenusedforhundredsoreventhousandsofyears.Youseebirds,ostriches,ccming

back,evensortsofamphibianscomingback/hesaid/Thetrendhascontinuedformorethan20

years.ltisindisputable/

Anexplosioninplantgrowthhasbeenpredictedbysomeclimatemodels.Forinstancejn2005a

teamledbyReindertHaarsmaoftheRoyalNetherlandsMeteorologicalinstituteinDeBill,the

NetherlandsjorecastsignificantlymorefuturerainfallintheSaheLThestudyinGeoph/sical

ResearchLetterspredictedthatrainfallintheJulytoSeptemberwetseasonwouldrisebyupto

twomillimetersaday,by2080.

Satellitedatashows/zthatindeedduringthelastdecade,theSahelisbecominggreener/Hasrsma

said.Evenso,climatescientistsdonotagreeonhowfutureclimatechangewillaffectthe

Sahel—somestudiessimulateadecreaseinrainfall/Thisissueisstillratheruncertain,“Haersma

said.

MaxPlanck'sClaussensaidNorthAfricaistheareaofgreatestdisagreementamongclimate

changemodelers.Forecastinghowglobalwarmingwillaffecttheregioniscomplicatedbyitsvast

sizeandtheunpredictableinfluenceofhigh-altitudewinds:hatdispersemonsoonrains,Claussen

added/Halfthemodelsfollowawettertrend,andhalfadriertrend."

Accordingtothefirstparagraph,globalwarmingissupposedtohavethefollowingimpactson

AfricaEXCEPT().

A.waterdeficiency

B.distress

C.desertification

D.moregrassesandlakes

34、资格I•:Acknowledgingthatso-calledcloudcomputingwillblurthedistinctionsbetween

computersandnetworks,abouttwodozenbiginformationtechnologycompaniesplanto

announceanewstandards-settinggroupforcomputernetworking.Thegroup,tobecalledthe

OpenNetworkingFoundation,hopestohelpstandardizeasetoftechnologiespioneeredat

StanfordandtheUniversityofCalifornia,Berkeley,andmeanttomakesmallandlargenetworks

programmableinmuchthesamewaythatindividualcomputersare.

Thechanges,ifwidelyadopted,wouldhaveimplicationsforglobaltelecommunicationsnetworks

andlargecorporatedatacenters,butalsoforsmallhouseholdnetworks.Thebenefits,

proponentssay,wouldbemoreflexibleandsecurenetworksthatarelesslikelytosufferfrom

congestion.Someday,theysay,networksmightevenbelessexpensivetobuildandoperate.The

newapproachcouldallowforsettingupon-demand"expresslanes"forvoiceanddatatraffic

thatistime-sensitive.Oritmightletbigtelecommunicationscompanies,likeVerizonorAT&T;use

softwaretocombineseveralfiberopticbackbonestemporarilyforparticularlyheavyinformation

loadsandthenhavethemautomaticallyseparatewhenadatarushhourisover.Forhouseholds,

thenewcapabilitiesmightletInternetserviceprovidersofferremoteserviceslikehomesecurity

orenergycontrol.

Thefoundation'sorganizersalsosaythenewtechnologieswillofferwaystoimprovecomouter

securityandcouldpossiblyenhanceindividualprivacywithinthee-commerceandsocial

networkingmarkets.Thosemarketsarethefastest-growingusesforcomputingandnetwork

resources.Whilethenewcapabilitiescouldbecrucialtonetworkengineers,forbusinessusers

andconsumersthechangesmightbenomorenoticeablethanadvancesinplumbing,heating

andair-conditioning.Everythingmightworkbetterbutmostuserswouldprobablynotknow-or

care-whyorhow.

ThemembersoftheOpenNetworkingFoundationwillincludeBroadcom,Brocade,Ciena,Cisco,

Citrix,Dell,DeutscheTelekom,Ericsson,Facebook,ForcelO,Google,Hewlett-Packard,

Juniper,Marvell,Microsoft,NEC,Netgear,NTT,RiverbedTechnology,Verizon,VMWareandYahoo.

"Thisanswersaquestionthattheentireindustryhashad,andthatishowdoyouprovideowners

andoperatorsoflargenetworkswiththeflexibilityofcontrolthattheywantinastandardized

fashion,"saidNickMcKeown,aprofessorofelectricalengineeringandcomputerscienceat

Stanford,wherehisandcolleagues'workformspartofthetechnicalunderpinnings,called

OpenFlow.

TheeffortisadeparturefromthetraditionalwaytheInternetworks.Asdesignedbymilitaryand

academicexpertsinthe1960s,theInternethasbeenbasedoninterconnectedcomputersthat

sendandreceivepacketscfdata,payinglittleheedtothecontentandmakingfewdistinctions

amongthevarioustypesofsendersandreceiversofinformation.Theintelligenceintheoriginal

Internetwasmeanttoresidelargelyattheendpointsofthenetwork-thecomputers-whilethe

specializedroutingcomputerswererelativelydumbpostofficesofvarioussize,mainlyconfined

toreadingaddressesandtransferringpacketsofdatatoadjacentsystems.Butthesedays,when

cloudcomputingmeansalotoftheinformationisstoredandprocessedoncomputersoutonthe

network,thereisgrowingneedformoreintelligentcontrosystemstoorchestratethebehavior

ofthousandsofroutingmachines.Itwillmakeitpossible,forexample,formanagersoflarge

networkstoprogramtheirnetworktoprioritizecertaintypesofdata,perhapstoensurequality

ofserviceortoaddsecuritytocertainportionsofanetwork.Thedesignersarguethatbecause

OpenFlowshouldopenuphardwareandsoftwaresystemsthatcontroltheflowofInternetdata

packets,systemsthathavebeenclosedandproprietary,itwillcauseanewroundofinnovation

focusedprincipallyuponthevastcomputingsystemsknownascloudcomputers.

WhichofthefollowingisNOTtrueaboutOp

A.ItdeviatesfromthetraditionalInternet

B.ltismeanttohelpwiththestoringandprocessingofinformationoncomputers

C.ltisaninitiativeofNickMcKeownandhiscolleagues

D.ltwilltriggernewinnovationsinthefieldofcloudcomputing

35、资料:RahulChadha,co-chiefinvestmentofficerforHongKong-basedMiraeAssetGlobal

Investments,hasafewchartsheisparticularlyfondofwhenitcomestotellingastoryabout

investinginChina.

OneshowsincomegrowthinChina.Basedonthecurrentrateofexpansion,heexpectsthe

world'ssecond-biggesteconomywillachievehighincomestatus——definedasincomeofalmost

$12,500percapita——ineightyears.Thesecondshowsaratioofhouseholddebttogross

domesticproductforanumberofcountries.ForthriftymainlandChinahouseholds,theratiois

28percent.ThatcomparestoIndiaatoneendofthescaleat15percentandtheUKattheother

with90percent.

So,basedontheirincomeandpotentialtoborrow,theChinesehavespendingpowerandthe

potentialtoincreaseit.ThegrowingmuscleofChineseconsumersisnot,ofcourse,anew

investmentthemewhenitcomestoAsia.Butatatimewhenwagegrowthismutedinother

largeeconomies,suchastheUSandtheEurozone,thesituationinChinaissurprisingly

overlookedratherthancelebrated.DisposableincomeperhouseholdinChinarose7.3percent

inrealtermsinthefirsthalfofthisyear.Thatsurpassesthe6.9percentpaceatwhichthe

economyexpandedintheperiod.Moreover;thenumberofjobscreatedinurbanareascamein

at8.55minthefirstsevenmonthsof2017,accordingtodatafromJPMorgan,nottoofarfrom

theyear-endtargetof11m.Insharpcontrast,IndiaisgeneratingroughlyImjobsayearatatime

whenitneedstofashion10timesmoretoabsorbtheyouthstreaminginfromthecountrysidein

searchofabetterliving.

It'snotjustthelevelofincomethatisimprovinginChina.Itsdistributionistoo.Thegovernment

isspendingmoreonasocialsafetynet,andprovidesmorebywayofpensionsandmedicines,

includingmedicalcareandeducation/1nawaythisiscatchup/HaibinZhu,chiefChina

economistatJPMorgan,saysoftheincomegrowthinChina./zlnawayitreflectsthefactthatthe

workingagepopulationisceclining.Butforthepast10yearsincomeisgoingupforthemajority

ofpeoplesteadilyandgradually//

It'sanespeciallynotableachievementgiventhatsomeoftheotherforcesatworkintheChines

economyarefarfromhelpful.Theexpansionofthesharingeconomyandevergrowingroleof

technologyacrossmostsectorsisultimatelydeflationary.Automationisincreasinglydisplacing

manufacturingjobs.Atthesametime,sophisticatedcomputersarenoweliminatinglowend

servicejobs.

Asinvestorssurveytheeffectsofincomegrowth,itistheneweconomy,withitsemphasison

servicesandconsumption,andprivatecompaniesinit,thatarethebeneficiariesastheycaterto

theappetitesofagrowingmiddleclass.MrChadha,forexample,isafanofcompaniessuchas

Ctrip,anonlinetravelapp,healthcare,insurerssuchasPingAn,(ratherthanthestateowned

behemoths)andinternetande-commercefirms.Ctripforexamplehas75percentmarketshare

inonlinetravel.

Whichofthefollowingstatementisfalse?

A.TheworkforceinChinanasincreasedinpasttenyears

B.internetfirmsbenefitalotfromtheincomegrowth

C.TheChinesegovernmentisimprovingthesocialwelfareforpeople

D.thepercapitaincomeinChinaisexpectedto$12,500ineightyears

36.Passage4

AMENTORING(导师制)programisgivinglifechangingopportunitiestoBanburyyouth.

YoungInspirationswasfoundedtwoyearsagotoprovidementoringsessionsforstudentsand

unemployedyoungadultsaged11to21.

AlexGoldberg,theprogram'sfounder,saidj^WesetupYoungInspirationsbecausewewantedto

giveyoungpeopleexperienceswhichwillpotentiallybelifechangingandbroadentheir

outlook.Wetrytocreateworkexperienceopportunitiesthatwillreallymakeadifferencetoour

youth.Forexample,we'vesecuredinternshipswithworld-famousfirmssuchasHonda.”

“Atatimeoffundingcutbackswhereschoolsarefindingitmoreandmoredifficulttoofferthis

kindofmentoring,itisextremelyimportantthattheseopportunitiesareavailablebothtohelp

youthwiththeirschoolworkandgradesandtogivethemopportunitieswhichmayhelpshape

theirfutures//KieranHepburn,14,isoneofagroupofBanburyyouthwhohasbenefitedfromthe

programsofar.lnOctobertheBanburySchoolpupilwasaccompaniedbyYoungInspirationsstaff

toPariswherehewasanobserverattheUnitedNationsEducational,ScientificandCultural

Organization's(UNESCO)InternationalYouthForum.

Theeventwasheldforyoungpeoplefromaroundtheworld,toseektheirviewsonhowthe

futureofyouthandeducationshouldlook.Kieranjoinedseveralhundredobserversmostlyin

their20sandwastheonlyUKschoolpupiltoattendtheevent.Kieranthinksthetripwasalife

changingexperience/BeforeweleftIdidn'tquiteknowv/hattomakeofitbutwhenwegot

therewedidn'tstop,itwasamazing/hesaid/Wewenttothreeorfourhoursofdebateseachday

andthendidsomethingculturaleachafternoon//

Themainthemeoftheforumwashowyouthcandrivechangeinpoliticalandpubliclife.ltdealt

withissuessuchasdrugabuse,violenceandunemployment.

Kieransaid:"lthasreallyhelpedmetoimprovemyconfidenceandsocialskillsaswellasmy

schoolgradesandIwasvotedmostimprovedpupilatschoclinAugust/

TheYoungInspirationsmentoringsessionstakeplaceeachFridayinBanbury.Fordetailsvisit

.

AccordingtoAlexGoldberg.itisdifficultforschoolstoofferthementoringdueto().

A.thelackofsupportfromfirms

B.theculturaldifferences

C.theeffectofunemployment

D.theshortageofmoney

37、国际分工产生与发展的基础是()。

A.自然条件

B.人口规模

C.资本的国际化

D.国家的出现

38、保险合同是投保人与保险人约定保险权利义务关系的协议,是一种()。

A.民事合同

B.刑事合同

C.不具有法律关系的民事合同

D.不能转让的合同

39、在总线拓扑的网络中,每次可传输信号的设备数目为()。

A.2个

B.3个

C.1个

D.任意个

40、youreturnaftertherentalcounterclosesfortheevening,placeyourvehicle'skeysin

thenightreturnslot.

A.Becauseof

B.Asaconsequence

C.lntheeventthat

D.Priorto

41、倡导"天下兴亡,匹夫有责〃的诗人是()。

A.王国维

B.龚自珍

C.梁启超

D.顾炎武

42、TheUnitedStateswilldothatwhichisnecessarytomeetitstoitsowncitizens.

A.rules

B.promise

C.principles

D.obligations

43、Passage3

Today,widespreadsocialpressuretoimmediatelygotocollegeinconjunctionwithincreasingly

highexpectationsinafast-movingworldoftencausesstudentstocompletelyoverlookthe

possibilityoftakingagapyear.Afterall,ifeveryoneyouknowisgoingtocollegeinthefall,it

seemssillytostaybackayear;doesn'tit?Andaftergoingtoschoolfor12years,itdoesn'tfeel

naturaltospendayeardoingsomethingthatisn'tacademic.

Butwhilethismaybetrue,it'snotagoodenoughreasontocondemngapyears.Therezsalwaysa

constantfearoffallingbehindeveryoneelseonthesociallyperpetuatedMracetothefinish

line/whetherthatbetowardgraduateschool,medicalschoolorlucrativecareer.Butdespite

commonmisconceptions,agapyeardoesnothinderthesuccessofacademicpursuits—infact,it

probablyenhancesit.

StudiesfromtheUnitedStatesandAustraliashowthatstudentswhotakeagapyearare

generallybetterpreparedforandperformbetterincollegethanthosewhodonot.Ratherthan

pullingstudentsback,agapyearpushesthemaheadbypreparingthemfo

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