国际结算实验答案

实验素材 通知行收到下列各类信用证后，根据所给问题对其进行审核和处理。 内容 问题 当事人 运输情况 货物情况 单据要求 效期金额 寄单 可撤销 信用证 Issuing bank: ABC BANK Beneficiary : Alice Exporting Co. Ltd International Commercial Building Jakarta, Indonesia Partial shipments are Transshipments are allowed Shipment from Indonesia to England not later than 10 October,2002 Materials semiconductors type- 10 in wooden cases. 1. Commercial invoice in 2. Full set of clean“On board”ocean Bills of Lading made out to order and endorsed blank, marked“Freight Prepaid” and notify 3. Insurance policy in duplicate covering all risks plus 10% invoice value Expiry date and place: 30 October, 2002 in Indonesia not exceeding USD64,000.00(sixty four thousand U.S. dollars only) Documents have to be presented within 20 days after the date of issuance of the Bill of Lading or other shipping documents. 开证行撤销信用证是 否需征得受益人或 通知行同意？ No 2002 年 10月 25 日议付行议付受益 人交来证下全套合 格单据， 10 月 26日， 开证行向议付行发出 撤证通知，该撤证通 知是否生效？开证行 是否可免除责任？ 不能生效，不能免除 责任 不可撤销 即期付款信用证 Issuing bank:Eximbank, Beneficiary Advising Bank Development Bank Applicant Dearmei Trading CoMalaysia Beneficiary Kam Dor Bo Trading Co., Partial shipments are prohibited. Transshipments are prohibited Shipment from Singapore to Malaysia CIF Malaysia Shipment must be effected not later than 30 ESP 20 kit ESP 10 kit ESP In crates 1. 1.Commercial invoice in triplicate. 2. 2.Insurance policy in duplicate covering all risks plus 10% of invoice value. 3. 3.Full set of clean “On Board” ocean Bills of Lading made out to our Expiry Date 14 September， 2002 not exceeding total of USD1,000,000(one million United States Dollars only) All documents must be presented in 15 days after shipment but within the validity of the credit. 若受益人提交已装船 提单的签发日为 2002 年 8 月 27日，受益人 于 2002年 9月 14 日 交单。开证行能否接受 该套单据 ? 不会接受该套单据，因 提单日为 8 月 27 号， 单据必需再提单日后的 15 天提交，也就是 9月 11 号之前提交。 Ltd August , 2002 10 kit order notify buyers and marked “Freight Prepaid”. 4. 4.Certificate of Origin in duplicate. 5. 5.Certificate of Inspection in duplicate 承兑 信用证 Applicant: Helm AG, Hamburg, Germany Beneficiary: China National Chemicals Imp. & Exp. Corp. Issuing bank : DEUTSCHE BANK HAMBURG Transshipment not allowed; Partial shipment not allowed Container shipment: Prescribed shipment from P.R.Chinese main port to Rotterdam not later than 15 Nov.,2002 for 60MT=3FCL 60MT=3FCL of citric acid anhydrous bp 80 1. Signed commercial invoice in 4-fold 2. Full set of 3/3 original plus 2/2 copies of clean “on board” ocean/marine Bills of Lading, originals signed, issued to order and blank endorsed, notify: Helm AG, Hamburg markedFreight Prepaid 3. Certificate of Origin, Form“A”showing P.R. of China as origin, one original and one copy, legalized by a Commodity Inspection Bureau of the P.R. of China and in accordance with rules agreed with EEC-authorities 4. 30 November， 2000 in P.R. of China USD59,700.00 DOCUMENTS are to be presented within 15 days after Bill of Lading date 汇票承兑后至最终付款过程一般应如何处理？ 由开证行或者其指定银 行承兑汇票，审核汇票 与单据相符之后，将汇 票返还给受益人或受益 人的委托银行 。汇票到 期之前，受益人可以贴 现也可以持有到到期再 要求付款。 Packing/Weight list 2-fold, stating: kind, number, content, net weight, gross weight and measurements of each and total packages 5. Certified copy of telegrtelex advice to applicants latest 2 days after shipment, showing quantity, product, total net and gross weight, date of B/L, vessels name, B/L No., loading port, destination port, ets. And No.912/00700 6. Certificate of Analysis, 2-fold, issued by the beneficiary 延期付款 信用证 APPLICANT:PREMIER BEARING AND EQUIPMENT LTD. HONG KONG BENEFICIARY: CHINA NATIONAL AUTOMOTIVE INDUSTRY PARTIAL SHIPMENT: ALLOWED TRANSSHIPMENT: NOT ALLOWED FROM: GUANGZHOU， CHINA P.O. 757/92/10 NO. 1-UP 1.SIGNED COMMERCIAL INVOICE IN THREE ORIGINAL. 2.COMPLETE SET CLEAN RAILWAY CARGO RECEIPT PLUS ONE NON-NEGOTIABLE COPY ISSUED FOR USD 23,200.00 (UNITED STATES DOLLARS TWENTY THREE THOUSAND TWO HUNDRED ONLY) ALL DOCUMENTS MUST BE PRESENTED THRU YOUR BANKER WITHIN 15 DAYS AFTER THE DATE OF ISSUANCE OF THE TRANSPORT 若信用证由通知行保兑，当受益人交单给保兑行要求付款时，保兑行提出应由开证行先付款，只有在开证行无力付款时，保兑行才承担付款责任。是否正确？ 不正确，保兑行承担 与开证行同样责任 受益人交单时，开证行能否接受注明货物数量为 41,500PCS，货物总价为 USD24,070.00的商业发票 ? 不能，货物总价不能 IMP. AND EXP. CORP. GUANGZHOU, CHINA Issuing bank : THE BANK OF EAST ASIA LTD.， HONG KONG Advising bank : THE BANK OF EAST ASIA LTD., GUANGZHOU PORT OF DISCHARGE: ROTTERDAM NOT LATER THAN: 31 OCT.， 2000 OR ENDORSED TO THE ORDER OF THE BANK OF EAST ASIA, LTD., NOTIFY APPLICANT AND MARKED FREIGHT PREPAID AND THIS CREDIT NUMBER. 3.INSURANCE POLICY OR CERTIFICATE IN DUPLICATE BLANK ENDORSED FOR 110 PCT OF INVOICE VALUE WITH CLAIMS PAYABLE AT DESTINATION IN THE SAME CURRENCY OF THIS CREDIT WITH LOCAL CLAIMS AGENTS NAME AND ADDRESS AT DESTINATION COVERING INSTITUTE CARGO CLAUSE(A), INSTITUTE CARGO CLAUSE(WAR) AND MARINE TRANSPORTATION ALL RISKS, INCLUDING WAREHOUSE TO WAREHOUSE RISKS AND VALID UNTIL 15 NOV.， 2000 IN HONG KONG DOCUMENT(S) BUT WITHIN THE VALIDITY OF THE CREDIT. 超过信用证总价，包装 物单位为 PCS，数量 不能浮动 F.R.E.C., SHORTAGE, TPND OF AN ENTIRE PACKAGE, BUNDLE, BAG OF PIECE. 3.PACKING LIST IN TRIPLICATE INDICATING PALLET NO. OR CASE NO., QTY OF EACH PACKAGE, QTY OF EACH PALLET OR QTY OF EACH CASE AND NET WEIGHT AND MEASUREMENT OF EACH PACKAGE. 4.BENEFICIARYS DECLARATION DECLARE THE BRAND NAME AND PACKING 5.BENEFICIARYS CERTIFIED COPY OF TELEX/FAX ADVICE DESPATCHED TO APPLICANT WITHIN THREE DAYS AFTER SHIPMENT ADVISING NAME OF TERMINAL, 6.CERTIFICATE OF ORIGIN FORM A IN ONE ORIGINAL AND ONE COPY SHOWING GOODS CONSIGNED 议付 信用证 Advising Bank： Commercial Bank Golden Commercial Building Applicant：Baodeli Communication Equipment Industry Co. Ltd. Beneficiary： Celebrity International Trading Co. Ltd Issuing bank:Commercial Development Bank Partial shipment: Not allowed Transshipment: Not allowed Latest shipment is until: 24 May, 2000 From : Hong Kong to Colombo SQE-TYPE 10 1.Commercial invoice in duplicate 2.Packing list in duplicate 3.Certificate of Origin in triplicate 4.Full set clean“On board”ocean Bills of Lading made out to our order notify buyer and marked“Freight Prepaid” Expiry Date: 8 June, 2000 at the counter of: advising bank Amount USD100,000.00 (One hundred thousand U.S. Dollars) Documents must be presented for negotiation within 15 days after B/L date in any event within the validity of the credit. 若信用证中注明 “negotiation under this credit is restricted to the advising bank”，受益人交单时应特别注意什么？ 属于限制 性议付信用证 受益人只能交单给通知 行议付。 受益人能否向任何银行 交单议付？ 可以，按照信用证文义“ is available with any bank by negotiation” 议付行可否为汇票付 款人？ 不可以，只能为开证行。 如果是即期付款信用证 或者是承兑信用证，则 付款人可以是开证行，也 可以是指定银行。 循环 信用证 Applicant：JOANS BOUTIQUE DISTRIBUTION CORP Beneficiary： SUSI TRADING LTD Advising Bank MITSUBISHI BANK LTD Issuing bank: STANDARD Partial shipments: allowed Transshipment: allowed from:TOKYO for transportation to: HONG KONG LATEST 9 SEPTEMBER,2002 250 sets JAPANESE CHILDREN GARMENTS J40,000.00 per set FOB TOKYO 1.Signed Commercial Invoice in three copies certifying that the goods are in accordance with purchase order number 7086. 2.Full set of clean on board marine Bill of Lading made out to shipperorder blank endorsed Amount:J10,000,000.00 (JAPANESE YEN TEN MILLION ONLY) PER CALENDER MONTH COMMERCING APRIL 19.2002 Date and place of Documents to be presented within 21 days after the date of issuance of the transport document(s) but within the validity of the credit. 信用证循环的时间、 使用的期数、每期 金额、总金额有何 规定？ 本循环信用证总共使用 六次，每次使用在每月 19 号，每期金额固定， 不能累积，总金额不能 超过 60000000.00 JPY 若受益人在第一次交单时只收取J9,500,000.00，那么在第二次交单时，汇票金额能否为 J10,500,000. CHARTERED BANK LTD. HONG KONG marked“Freight Collect”notify applicant with 3.Certificate of Origin in three copies. 4.Inspection Certificate issued by applicant prior to shipment in one original. 5.Packing List in three copies. expiry: 30 September,2002 in the country of beneficiary 00？ 不可以，属于非累积 循环信用证 可转让 信用证 Issuing bank : FIRST NATIONAL BANK OF BOSTON, MONTEVIDEO, URUGUAY Transferring bank (advising bank): BANK OF EAST ASIA HONG KONG APPLICANT: GERADO NOCETTI MONTEVIDEO The first BENEFICIARY: KENNY INTERNATIONAL CO. LTD. HONG KONG The second BENEFICIAThe original Documentary Credit:PARTIAL SHIP MENT: ALLOWED TRANSSHIPMENT: ALLOWED TRANSPORT FROM: ASIAN PORT TRANSPORT TO: MONTEVIDEO URUGUAY LATEST: 2003.10.12 TRANSFERAS PER S/C NO. 89765 CONTAINERS CIF MONTEVIDEO 25,000KGS USD2.4/KG TOTAL:USD 60,000 1.INVOICE IN 4 COPIES EVIDENCING FOB INSURANCE/FREIGHT VALUES SEPARATELY 2.INSURANCE POLICY OR CERTIFICATE IN DUPLICATE COVERING 110% OF INVOICE AMOUNT, COVERING ALL RISKS 3.FULL SET OF CLEAN “ON BOARD” OCEAN BILLS OF LADING MADE OUT TO ORDER, NOTIFY: GERADO NOCETTI MARKED “FREIGHT PAID” the original Documentary Credit:2003.11.02 THE COUNTER OF BEA HONG KONG CURR. AMOUNT: USD 60,000.00 TRANSFERRED CREDIT : 2003.10.22 AT THE COUNTER OF BEA HONG KONG the original Documentary Credit:PERIOD PRESENT: 21 DAYS AFTER SHIPMENT TRANSFERRED CREDIT DOCUMENTS ARE TO BE PRESENTED THROUGH YR BANKER AND ARE SUBJECT TO FINAL ACCEPTANCE BY THE CREDIT ISSUING BANK OR CONFIRMING BANK. 第一受益人将向转让行 替换什么单据？ drafts, invoices, and any other documents required as specified above 转让信用证中，通知行 将信用证分别转让给 A 、 B 两个厂商，这种做 法有效吗？若信用证转 让给 A 厂商后，再由 A 厂商转让给 B 厂商， 这种做法有效吗？ 有 效、无效 若信用证转让给 A 厂 商， A 厂商再转回给原 证受益人，这种做法有 效吗？转让信用证中出 现内容修改时，若 A 厂 商拒绝接受信用证修改 条款，是否会影响 B 厂 商对修改内容的接受？ RY: FIRECRACKERS & FIREWORKS IMP. & EXP. CORP.235 XX ROAD, GUANGZHOU CHINA REIMB BANK: THE FIRST NATIONAL BANK OF BOSTON, MASSACHUSETTS， USA RED CREDIT: Latest shipment date: 2003.10.01 -PACKING LIST IN 1 COPY 4.CONTAINERS MUST BE SHIPPED HOUSE TO HOUSE, THE CARRIAGE FROM PORT TO WAREHOUSE IS FOR APPLICANTS ACCOUNT AND LC CONFIRMATION FEE FOR APPLICANTS ACCOUNT 5.THIRD PARTY SHIPPER IS ACCEPTABLE -DRAFT MUST SHOW NUMBER OF LC & NAME OF ISSUING BANK USD56,400.00 (Fifty-six thousand four hundred US dollars) 有效、不会 转让后的信用证与原 证比较，哪些内容可 以改变？ 总金额、单价、保费比 例、最迟装运期、信用 证有效期 一、可撤销信用证 ABC BANK Trade Plaza London, England Date: 20 August,2002 To: Alice Exporting Co. Ltd International Commercial Building Jakarta, Indonesia REVOCABLE LETTER OF CREDIT NO. HG675-349 You are hereby authorized to draw on Lones International Trading Co. Ltd., London England for the amounts not exceeding USD64,000.00(sixty four thousand U.S. dollars only) available by your draft(s) at sight drawn in duplicate accompanied by the following documents: 1. Commercial invoice in duplicate 2. Full set of clean“On board”ocean Bills of Lading made out to order and endorsed blank, marked“Freight Prepaid” and notify acountee 3. Insurance policy in duplicate covering all risks plus 10% invoice Expiry date and place: 30 October, 2002 in Indonesia Shipment from Indonesia to England not later than 10 October,2002. Partial shipments are allowed Covering shipment of: Materials semiconductors type- 10 in wooden cases. Special instructions: 1. This credit may be cancelled by the Issuing Bank at any moment without prior notice to you, it is for your guidance only in prepairing drafts and documents. 2. We undertake to honour your draft(s) drawn and negotiatied in conformity with the terms of this credit provided such negotiation has been made prior to receipt by you of notice of cancellation. 3. Documents have to be presented within 20 days after the date of issuance of the Bill of Lading or other shipping documents. 4. Draft(s) drawn must be described with the number and date of this credit. 5. Draft(s) drawn under this credit must be presented for negotiation in Indonesia on or before 30 October,2002. This credit is subject to Uniform Customs and Practice for Documentary Credits( 1993 Revision). ABC BANK Authorized Signature 二、不可撤销即期付款信用证 Eximbank Ltd Malaysia Tel: 927-9756 Golden Horse Building Tex:7653428 Issued Date and Place 25 June, 2002, Malaysia Irrevocable Documentary Credit Credit Number of Issuing Bank of Advising Bank S-01-978 ND8294 Advising Bank Development Bank, International Trading Building Singapore P.O. Box 401015 Applicant Dearmei Trading Co 2nd/F, BBB Building Box 897645 Beneficiary Kam Dor Bo Trading Co., Ltd 7th/F, Forrum Building Singapore Expiry Date 14 September， 2002 In the country of the beneficiary At the request of Dearmei Trading Co sia, we open this Irrevocable Documentary Letter of Credit No. S-01-978 in your favour for an amount not exceeding total of USD1,000,000(one million United States Dollars only) available by sight payment of your drafts drawn at sight on us covering 100% invoice value accompanied by the following documents: 1.Commercial invoice in triplicate. 2.Insurance policy in duplicate covering all risks plus 10% of invoice value. 3.Full set of clean “On Board” ocean Bills of Lading made out to our order notify buyers and marked “Freight Prepaid”. 4.Certificate of Origin in duplicate. 5.Certificate of Inspection in duplicate. Covering shipments of: ESP 20 kit ESP 10 kit ESP 10 kit In crates Shipment from Singapore to Malaysia CIF Malaysia Contract No. ESP 1365 Shipment must be effected not later than 30 August , 2002 Special clause: 1.This credit is available by draft drawn on issuing bank at sight. 2.Partial shipments are prohibited. Transshipments are prohibited. 3.All documents must be presented in 15 days after shipment but within the validity of the credit. 4.The number and date of this credit must appear on draft drawn. 5.The amount of draft must be endorsed on the back hereof and this credit is to be returned to us when exhausted or expired. 6.Draft against this credit must be drawn and negotiated on or before 14 September, 2002. We hereby guarantee that drafts drawn under and in compliance with the terms and conditions of this credit shall be accepted and paid at sight For Eximbank, Ltd. Malaysia Authorized Signature 三、承兑信用证 . We hereby establish Irrevocable Commercial Letter of Credit NoH/IA020608/02 Amount: USD59,700.00 Validity: 30 November， 2000 in P.R. of China Applicant: Helm AG, Hamburg, Germany Beneficiary: China National Chemicals Imp. & Exp. Corp. Available with Issuing Bank by acceptance of your draft drawn on us at 30 days after sight against presentation of the following documents: 1. Signed commercial invoice in 4-fold 2. Full set of 3/3 original plus 2/2 copies of clean “on board” ocean/marine Bills of Lading, originals signed, issued to order and blank endorsed, notify: Helm AG, Hamburg markedFreight Prepaid, evidencing shipment from P.R.Chinese main port to Rotterdam not later than 15 Nov.,2002 for 60MT=3FCL -Transshipment not allowed; -Container shipment: Prescribed -B/L to show container No./Nos. and to show always name, place, phone and telex No. of the carrier 3. Certificate of Origin, Form“A”showing P.R. of China as origin, one original and one copy, legalized by a Commodity Inspection Bureau of the P.R. of China and in accordance with rules agreed with EEC-authorities 4. Packing/Weight list 2-fold, stating: kind, number, content, net weight, gross weight and measurements of each and total packages 5. Certified copy of telegrshipment, showing quantity, product, total net and gross weight, date of B/L, vessels name, B/L No., loading port, destination port, ets. And No.912/00700 6. Certificate of Analysis, 2-fold, issued by the beneficiary certifying: Citric Acid Anhydrous BP 80, giving full specifications description of goods: 60MT=3FCL of citric acid anhydrous bp 80 China contract No.: CNC9-B00128 Unit price: USD995 Packed: in 25 kgs net multiply bags (export and seaworthy) Marks: citric acid anhydrous bp 80 25kgs net Rotterdam Special conditions: 1. DOCUMENTS are to be presented within 15 days after Bill of Lading date 2. This credit is subject to ICC publication No. 500 3. All banking commissions and charges outside Germany are for account of beneficiary, also in case of non-utilization 4. Any original documents, excl. any kind of marine Bills of Lading, produced by reprographic systems, computerized systems or carbon copies, only acceptable if they are clearly marked as“original”and signed by the issuer in handwriting 5. Documents including transport documents dated prior to the issuance of this credit are not acceptable 6. Partial shipment not allowed 7. Third party transport documents are not acceptable 8. The amount of each drawing must be endorsed on the reverse side of the original instrument 9. Payment will only be effected after receipt of first and second mail documents 10. Please send the documents to the following address: DEUTSCHE BANK HAMBURG 四、延期付款信用证 TO: THE BANK OF EAST ASIA LTD., GUANGZHOU FM: THE BANK OF EAST ASIA LTD.， HONG KONG 24 SEP 2000 TEST NO. 99489 ISSUED IRREVOCABLE DOCUMENTARY CREDIT 3201N05374 FOR USD 23,200.00 (UNITED STATES DOLLARS TWENTY THREE THOUSAND TWO HUNDRED ONLY) BENEFICIARY: CHINA NATIONAL AUTOMOTIVE INDUSTRY IMP. AND EXP. CORP. GUANGZHOU, CHINA APPLICANT:PREMIER BEARING AND EQUIPMENT LTD. HONG KONG CREDIT AVAILABLE WITH US BY DEFERRED PAYMENT AT 60 DAYS B/L DATE VALID UNTIL 15 NOV.， 2000 IN HONG KONG PARTIAL SHIPMENT: ALLOWED TRANSSHIPMENT: NOT ALLOWED LOADING ON BOARD/DISPATCHING/TAKING IN CHARGE OF FROM: GUANGZHOU， CHINA PORT OF DISCHARGE: ROTTERDAM COUNTRY OF DESTINATION： THE NETHERLANDS NOT LATER THAN: 31 OCT.， 2000 COVERING SHIPMENT OF: SHIPPING MARK: P.O. 757/92/10 NO. 1-UP PRICE TERM: CIF HONG KONG TO BE ACCOMPANIED BY THE FOLLOWING DOCUMENTS: -SIGNED COMMERCIAL INVOICE IN THREE ORIGINAL. -COMPLETE SET CLEAN RAILWAY CARGO RECEIPT PLUS ONE NON-NEGOTIABLE COPY ISSUED OR ENDORSED TO THE ORDER OF THE BANK OF EAST ASIA, LTD., NOTIFY APPLICANT AND MARKED FREIGHT PREPAID AND THIS CREDIT NUMBER. -INSURANCE POLICY OR CERTIFICATE IN DUPLICATE BLANK ENDORSED FOR 110 PCT OF INVOICE VALUE WITH CLAIMS PAYABLE AT DESTINATION IN THE SAME CURRENCY OF THIS CREDIT WITH LOCAL CLAIMS AGENTS NAME AND ADDRESS AT DESTINATION COVERING INSTITUTE CARGO CLAUSE(A)