新视野大学英语三级模拟试题及答案

新视野大学英语三级模拟试题及答案新视野大学英语三级模拟试题及答案新视野大学英语三级模拟试题及答案资料仅供参考文件编号：2022年4月新视野大学英语三级模拟试题及答案版本号：A修改号：1页次：1.0审核：批准:发布日期：新视野大学英语三级模拟试题及答案PartIReadingComprehension(SkimmingandScanning)Directions:Inthissection,youwillhave15minutestogooverthepassagequickly.Forquestions1–7,markY(forYES)ifthestatementagreeswiththeinformationgiveninthepassage;N(forNO)ifthestatementcontradictstheinformationgiveninthepassage;NG(forNOTGIVEN)iftheinformationisnotgiveninthepassage.Forquestions8–10,completethesentenceswiththeinformationgiveninthepassage.YouthofToday—Nosavings,nopension,hugedebts—Leavingschooloruniversitymeansfinancialindependence—butdoesitalsomeandebtSomeexpertssaytheyoungshouldtakesomecare.Itislife,butnotasweknowit.Asthisyear’sschoolleaversandgraduatesinBritainmoveontofurthereducationorwork,tastingfinancialindependenceforthefirsttime,theyshowsignsofbeingentirelydifferenttopreviousgenerationsintheirattitudestomoney,accordingtoinformationcollectedbyCash.Usedtodebtbutmoreaffluentthanpreviousgenerations,thecurrentcropof16-to24-year-oldsisacomplexsectorofsociety.Butiftheycanhandletheirdebts,thesemillionyoungadultshavethepotentialtobecomequitesophisticatedonmoneymatters.Cashlookedforthefinancialhallmarksofthisgroup.Theyaregoingtobebigspendersandwillbetargetedheavilybyretailers.“Themarketforproductsandservicesaimedatthisgrouphascontinuedtothrive,”concludesresearchorganizationMintelinitsrecentreportforretailers“SellingtoandProfitingfromtheUnder25s”.Thisis“partlybecausetheperiodduringwhichpeopleareyoung,freeandsingle,unencumbered（不受妨碍的）byparentsand/orchildrenhasexpandedtothelatetwentiesandearlythirties,”itsays.While13percentofthepopulationregularlypaystheirutility（公共设施）,creditcardandotherbillslate,thisproportionrisestoaremarkable64percentfor18-to24-year-olds,accordingtoresearchconductedamong1,000adultsby.Intheory,thissuggeststhatmorethan4millionofthemareheadingforsuchpoorcreditratingsthattheywillfinditdifficulttoborrowinthefuture.Butlendersmaybecomemoreflexibleintheirlendingtermsratherthanloseoutonthishugesectoroftheconsumermarket.Nearlyoneinthree(28percent)ofpeopleunder35“donotconsidertheirfuturefinancialposition”,accordingtoresearchfromAccentureHRServices.Althoughhalfof18-to25-year-oldswanttoowntheirhomesomeday,theyseealmostinsurmountablehurdles,accordingtoMintel:“Forthosewhohadnotyetboughttheirownproperty,theprospectoftryingtodososeemeddaunting—ifnotimpossible—financially.”OrcoulditbethattheirfutureprosperitywilldependonwhethertheyinheritpropertyfromtheirparentsTheyregardasnecessitiesmanyitemswhichwereseenasluxuriesbytheirparentsatthesameage.Morethannineoutof10havetheirownmobilephone.“Somelookedontheirphoneasakindofsecurityblanket,feelinglostwithoutit,”saysMintel.Acarisseenas“vital”by64percentof18-to25-year-olds,anddesignerclothesarewornby44percentofmenand35percentofwomeninthisagegroup,addsMintel.Computerequipmentisahighpriorityformanytwenty-year-olds.Audio-visualequipmentisparticularlyvaluedbyyoungmen.Creditcardownershipisincreasing.Nearlytwothirdsofyoungadultshaveacard.Morethanhalf(58percent)oftheunder-25sdonotpayofftheircreditcardbillinfulleachmonth,accordingtoMintel—including16percentwhoowemorethan￡500.Withcreditcardownershippredictedtoincreasenearly20percentby2009,theyoungeragegroupcouldbeincreasinglytargeted,astheyaremoreaccustomedtoborrowingthanoldergroups.Debtiscommonplaceinthisagegroup.Barclayspredictsthatgraduatedebtwillaverage￡17,500in2006,risingtonearly￡34,000by2010.Athirdofthisgroupbelievetheyare“tooyoung”tostartthinkingaboutapension,accordingtoAccenture.“Thereisaseachangeinbehaviorgoingonhere,”saysMervynKohlerofHelptheAged.“Forrecentgraduateswhoaresaddledwithdebtandstrugglingtobuyahome,thelastthingtheywouldcareaboutispensionplanning.Theyhavealsoheardthemessagethattheywillhavetoworkuntiltheydrop,sotheywonderwhytheyshouldbotherwithapension.Butwhentheyretire,theywillexpectthestatetobailthemout.”Thereisevidencetobackuptheirinstincts.Morethan73percentofthecurrentcropofforty–year–oldsareoncoursetobeonPensionCreditandothermeans—testedbenefitswhentheyretire,accordingtotheInstituteofFiscalStudies.Unlesschangesaremadetothesystem,thisproportionwillincrease.Despitethesedisturbingfindings,thereislightattheendofthetunnelfortheyoung.HelenBowman,welfareofficeratDeMontfortUniversity’sStudentFinanceAdviceCentre,believesthatmany18-year-oldsgetintofinancialdifficultyoutofignorancebutthat“theytendtobevery,verygood”atdealingwithproblemswhentheyfaceuptoreality.Partoftheproblemisthatmanyhavereceivedlittlefinancialeducationfromtheirparents.Someyoungadultsdonotevenknowhowtoshopforfoodandmanydonotrealizethatconveniencefoodfromcornershopswillbemoreexpensivethanfruitandvegetablesandotherbasicingredientsboughtinmarketsorbylookingforbargains,valuerangesanddiscountsinsupermarkets.Thegenerosityofparentscanalsobackfire.“Theredoescomeapointwhereparentshavetostophelping,”saysBowman.Creditcardcompanieshavemadedebtfartooaccessible,shebelieves.Itcouldbethatlendingismorestrictlyregulatedbytheauthoritiesinfuture.TheLiberalDemocratsareincreasinglyconcernedattheeasyavailabilityofcreditandthisissuecouldwellmoveupthepoliticalagenda.Thelocationofcashmachinesinpubsdoesnothelp,especiallyforagenerationthatdrinksheavily.BudgetingishardforstudentswhohavetopaymobilephoneandmanyotherbillsmonthlybutwhoseincomeintheformofStudentLoanscomesinatthestartofterm.Buttherearemanycasesofstudentsgettingintodebtandthenfindingawayoutofthemess,usuallybygettingajob.Alongtheway,theylearnhowtobudgetandhowtoavoidtemptationby,forinstance,leavingtheirplasticathome.Parentsmaynotevenbeaware,inmanyofthesecases,thattheirchildrenhavegotintodebtandthenscrapedtheirwayout.Andpeoplelikethese,wholearntthehardway,haveanunderstandingofmoneywhichisprobablydeeperthanthatofpeoplewhohaveneverhaddifficulties.1.AccordingtotheCashstudy,theyoungadultsinBritaintodayformacomplexsectorofsocietybecausetheyleadamoreaffluentlifebyoverdrawingtheircreditcard.2.Thereare13percentofyoungadultswhoregularlypaytheirbillslate.3.Overninetypercentof18-to25-year-oldshavegottheirownmobilephones.4.Itispredictedthattherewillbemorecreditcardusersamongyoungpeoplethanamongolderpeople.5.Theaveragegraduatedebtwillbegreatlyincreasedinthecomingfiveyears.6.Mostyoungpeopledidn’treceiveenoughfinancialeducationfromtheirparents.7.Thepassagesuggeststhatparentsshouldalwayshelptheirchildreninpayingtheirdebt.8.Comparedwithpreciousgenerations,thecurrentgraduateshaveverydifferentattitudesto____________________.9.Atthetimewhentheirparentswereyoung,alotofmodernnecessaryequipmentownedbyyoungpeoplenowwasregardedas____________________.10.Thelastthingmostyoungpeoplethinktheyarestilltooyoungtobotheraboutis____________________.PartIIListeningComprehensionSectionAConversationsDirections:Inthissection,youwillhear8shortconversationsand2longconversations.Attheendofeachconversation,oneormorequestionswillbeaskedaboutwhatwassaid.Boththeconversationandthequestionswillbespokenonlyonce.Aftereachquestiontherewillbeapause.Duringthepause,youmustreadthefourchoicesmarkedA),B),C)andD),anddecidewhichisthebestanswer.11.A)Shewon’tdofavorsforothers.B)She’llreturnthebookonherwaytowork.C)Shecan’treturnthebookfortheman.D)Sheworksattheschoollibrary.12.A)Toputhiscallthroughtothedirector.B)Toarrangeanappointmentforhimtoseethedirector.C)Totellthedirectorabouttheworkheisdoing.D)Togoandseeifthedirectorcanmeethimrightnow.13.A)Shewantstofurtherherstudyrightaway.B)Shewantstoquithergraduatecourse.C)Shehasn’tdecidedifshe’llstudyforhermaster’sdegree.D)She’llfindajobrightaftergraduation.14.A)He’lldrivethewomantoschool.B)He’llridehisbicycletoschool,too.C)He’lljoinherinherexerciseclass.D)He’llteachthewomanhowtorideabicycle.15.A)They’recolleagues.B)They’refriends.C)They’reclassmates.D)They’retwins.16.A)Waterherflowerswhileshe’saway.B)Buyhersomeflowersandtakecareofthem.C)Cleanherhousewhilesheisonbusiness.D)Waterherflowersinhissparetime.17.A)Hedoesn’thaveanyquestionsforher.B)Hewon’tbeabletotakeatrip.C)Hecanstudyduringthespringbreak.D)Hehasn’tdecidedifhecantakeatrip.18.A)Hisfathertoldhimtogotomedicalschool.B)Hisfatherstudiedmedicinewhenyoung.C)Hisfathertaughtinamedicalschool.D)Hisdecisionsurprisedhisfather.Questions19to22arebasedontheconversationyouhavejustheard.19.A)Becauseshedoesn’twanttogiveuphermajor.B)Becauseshedoesn’tlovehimanymore.C)Becauseshedoesn’twanttoquitherjob.D)Becauseshedoesn’twanttohavekids.20.A)Togotocollege.B)Tostayathome.C)Tobearachild.D)Toworkatacompany.21.A)She’sgoingfishingwithherfather.B)She’sgoingfishingwithTom.C)She’sgoingtohaveadate.D)She’sgoingtohaveapicnic.22.A)Tohaveaparty.B)Tohaveapicnic.C)Tohavedinnertogether.D)Tomeetsomefriends.Questions23to25arebasedontheconversationyouhavejustheard.23.A)“Howmuchdoyouknow”B)“Whatcanyourboyfrienddo”C)“Whogetsthecorrectanswer”D)“Whichsportsstardoyouknowbest”24.A)Toseehowmuchyoureallytakecareofothers.B)Toseehowmuchyoureallyloveyourfamily.C)Toseehowmuchyoureallyunderstandyourboyfriendoryourhusband.D)Toseehowmuchyoureallyknowaboutafriendorafamilymember.25.A)Ifhecansing.B)Ifhecanfixacar.C)Ifhelikessports.D)Ifhecaniceskate.SectionBShortPassagesDirections:Inthissection,youwillhear3shortpassages.Attheendofeachpassage,youwillhearsomequestions.Boththepassageandthequestionswillbespokenonlyonce.Afteryouhearaquestion,youmustchoosethebestanswerfromthefourchoicesmarkedA),B),C)andD).PassageOneQuestions26to28arebasedonthepassageyouhavejustheard.26.A)In1978.B)In1987.C)In1996.D)In2000.27.A)EnglishandSpanish.B)EnglishandItalian.C)SpanishandPortuguese.D)SpanishandJapanese.28.A)About30miles.B)Almost2000miles.C)Atleast7000miles.D)About9000miles.PassageTwoQuestions29to31arebasedonthepassageyouhavejustheard.29.A)Theyaresymbolsofshowinglove.B)Theymeaneternalfriendship.C)Theyaremeantforroomdecoration.D)Theyrepresentahappylife.30.A)Becauseitiswellknownasasymbol.B)BecauseCharlesIIofSwedenintroducedittoEurope.C)Becauseitisaspecialtermin“thelanguageofflowers”.D)BecauseitisthefavoriteflowerofVenus,goddessoflove.31.A)Lacehandkerchiefswereusedforpassingmessageoflove.B)Lacehandkerchiefswouldencouragemantoexpresshislove.C)Lacehandkerchiefswereusedbywomanasanintroductiontoman.D)Lacehandkerchiefswereusedasasymbolofbeautyandpassion.PassageThreeQuestions32to35arebasedonthepassageyouhavejustheard.32.A)Itstopicanddetail.B)Itsbrevityandfreestyle.C)Itsoccasionandlength.D)Itsdurationandfocus.33.A)Whentheyareinameeting.B)Whentheyarriveattheoffice.C)Whentheyareontheelevator.D)Whentheyarerepairingequipment.34.A)Tostoptheconversationabruptly.B)Tosaythatyoudon’tlikethetopic.C)Tostatethatit’snottherightplacetotalk.D)Tomakesomeexcusestoleavepolitely.35.A)Suggestanothertimeforthetalk.B)Tellhimyouarenotinterested.C)Stoptotalkwiththepersonforawhile.D)Askthepersontoleaveimmediately.SectionCCompoundDictationDirections:Inthissection,youwillhearapassagethreetimes.Whenthepassageisreadforthefirsttime,youshouldlistencarefullyforitsgeneralidea.Whenthepassageisreadforthesecondtime,youarerequiredtofillintheblanksnumberedfrom36to43withtheexactwordsyouhavejustheard.Forblanksnumberedfrom44to46youarerequiredtofillinthemissinginformation.Fortheseblanks,youcaneitherusetheexactwordsyouhavejustheardorwritedownthemainpointsinyourownwords.Finally,whenthepassageisreadforthethirdtime,youshouldcheckwhatyouhavewritten.Toomuchsuncancauseskincancer.ToomuchvitaminDcanalsomakeyousick.Yetastudy(36)________thatsunlightandvitaminDmayhelpsomepeoplewithlungcancerlivelonger.VitaminDhelpsbuildstrongteethand(37)________.FoodssuchasoilyfishandeggyolksarehighinvitaminD.Butnotmanyfoods(38)________are.SoextravitaminDisoften(39)________tomilkproducts.Somepeoplegetmorewithvitaminproducts.Anotherwayisfromthesun.VitaminDisknownasthe“sunshinevitamin”.Thebody(40)________itthroughtheskinfromtheultra-violetradiationofthesun.ResearchersfromHarvardUniversity(41)________astudyoffourhundredfifty-sixpeople.Thesemenandwomenhadbeen(42)________forlungcancer.Thecancershadbeenfoundearly.Doctorsoperatedto(43)________them.Itwasfoundthatthose(44)____________________________________________________________________________________.Otherswhowereoperatedoninwinterhadlowlevels.(45)__________________________________________________________________________________________________________.Seventy-twopercentwerestillaliveafterfiveyears.(46)______________________________________________________________.PartIIIReadingComprehension(ReadinginDepth)SectionADirections:Inthissection,thereisapassagewithtenblanks.Youarerequiredtoselectonewordforeachblankfromalistofchoicesgiveninawordbankfollowingthepassage.Readthepassagethroughcarefullybeforemakingyourchoices.Eachchoiceintheblankisidentifiedbyaletter.Pleasemarkthecorrespondingletterforeachitem.Youmaynotuseanyofthewordsintheblankmorethanonce.Questions47to56arebasedonthefollowingpassage.“Home,sweethome”isaphrasethatexpressesanessentialattitudeintheUnitedStates.Whetherthe____47____oflifeinthefamilyhouseinsweetornotsosweet,thecherished(珍爱的)idealofhomehasgreatimportanceformanypeople.Thisidealisa____48____partoftheAmericandream.Thisdream,dramatizedinthehistoryofnineteenth-centuryEuropesettlersoftheAmericanWest,wastofindapieceofland,buildahouseforone’sfamily,andstartafarm.Thesesmall____49____wereportraitsofindependence:theentirefamily—mother,father,children,evengrandparents—livinginasmallhouseandworkingtogethertosupporteachother.Everyoneunderstoodthe____50____importanceoffamilycooperationandhardwork.AlthoughmostpeopleintheUnitedStatesnolongerliveonfarms,theidealofhome____51____isjuststronginthetwentiethcenturyasitwasinthenineteenth.When.soldierscamehomeafterWorldWarII,forexample,theydreamedofbuyinghousesand____52____families.Sotherewasatremendousboominhomebuilding.Thenewhouses,typicallyinthesuburbs,wereoftensmallandnearly____53____,buttheysatisfiedadeepneed.Manysawthesingle-familyhouseasthebasisoftheirwayoflife.

Asmorewomenenteredthelaborforce,thefamilyspentevenlesstimetogether.Butthepictureischanging:peoplecannowtelecommute,orworkathome,whilebeing____54____totheofficebymeansoftheircomputer.Moreandmorepeoplecannowstayathome.Sotheold____55____couldchangefrom“Home,sweethome”to“Home,sweetoffice”,butthe____56____onthecherishedhomewillmostlikelystaythesame.A)householdsI)identicalB)complexJ)ownershipC)realityK)realD)emphasisL)lifeanddeathE)startingM)vitalF)aspectN)expressionG)cooperationO)linkedH)connectingSectionBDirections:Thereare3readingpassagesinthissection.Eachpassageisfollowedbysomequestionsorunfinishedstatements.ForeachofthemtherearefourchoicesmarkedA),B),C),andD).Youshoulddecideonthebestchoice.PassageOneQuestions57to61arebasedonthefollowingpassage.Perhapsthemostimportantdefiningcharacteristicofahumanbeingisculture.Thetermcultureasusedhereisnotlimitedtooperas,paintings,andotherartisticendeavors.Theseareseenbyanthropologists(人类学家)asexamplesofculture:cultureitselfisthecustomarymannerinwhichhumangroupslearntoorganizetheirbehaviorandthoughtinrelationtotheirenvironment.Definedinthismanner,culturehasthreeprincipalaspects:behavioral,perceptualandmaterial.Thebehavioralcomponentreferstohowpeopleact,especiallyhowtheyinteractwitheachother.Inchildrearing(养育),forexample,parentsandchildrentendtointeractinarelativelypatternedfashion.Thenthereisthemannerofperception,thewayspeopleperceivetheworld.Forexample,parentshavealimitedrangeofideasabouthowtheyshouldact,andwhatsignificanceparenthoodcarriesintheschemeofthings.Finally,thereisthematerialcomponentofculture—thephysicalobjectsthatweproduce.Mostofwhatgoesintomakingupcultureisaresultoflearning—modifyingbehaviorinresponsetoexperiencewithinanenvironment.Learningispracticallyuniversalamongorganisms.Butnootherorganismhasagreatercapacityforlearningthanahuman,ordependsasmuchonlearnedbehaviorforitssurvival.Whilethesurvivalofmostotherorganismsistosomeextentsafeguardedbyinstincts,humansrelyheavilyonculturefortheirsurvival.Peoplemustlearnhowtoliveinaparticularsocialandphysicalsetting,biologyplayingbutaminimal(最小限度的)role.Theideasandmodesofbehaviorthatconstituteculturearetransmittedlargelybyacomplexsystemofsymbolsthatincludeslanguage.Humanshaveevolvedanextremelycomplexsystemofcommunicationthatisuniquetoourspecies.Withoutitthecreationofhumancultureasweknowitwouldbeimpossible.57.Whatisthedefinitionofculturebyanthropologists?A)Operas,paintingsandmayotherartisticactivitiesasawhole.B)Customarymannersofbehaviorandthoughtrelatedtotheenvironment.C)Behavioral,perceptualandmaterialcomponentsinteractingwitheachother.D)Thedifferentwayspeopleperceivethephysicalworld.58.Accordingtothepassage,thebehaviorofmakingtoolsforproducingmaterialobjectsshouldfallwithinthecategoryof_________componentofculture.A)behavioralB)perceptualC)materialD)artistic59.Learningismostessentialfor_________.A)alltheorganismstosurviveB)alltheorganismstoacquirelearnedbehaviorC)humanbeingstorespondtoexperiencewithinanenvironmentD)humanbeingstosurviveandliveinasociety60.What’stheelementtohumanculture?A)Communicationinlanguage.B)BiologicaladaptationtotheenvironmentC)SafeguardingbyinstinctsD)Learningtosurvive61.WhichofthefollowingstatementsisTrue?A)Thecapacityforlearningcanonlybeobservedinhumanbeings.B)Biologyplaysanimportantroleinhumans’livinginasocialandphysicalsetting.C)Humanbehaviorandthoughtdonothaveanythingtodowithculture.D)Iftherewerenolanguagecommunication,humanscouldn’thavecreatedthepresentculture.PassageTwoQuestions62to66arebasedonthefollowingpassage.ThebestkeptsecretinSanDiegoiswaitingtoofferyouadelightfulgetaway—withoutleavingtown.Lessthanthreeyearsago,theParisiHotelwasjustanofficebuildingabovetheshopsonthecornerofProspectStreet.Now,thatvaluablespaceisanintimateluxuryhotel—withseveralroomsoverlookingtheocean.You’llbeamazedwhenyouenterfromthecornerandascendthecurvingstaircasetothesecond-floorlobby.Itwilltakeyouintoadifferentworld.WhatwillyoufindwhenyouenterthelargecontemporarylobbyisahandsomeandpeacefulspacethatwasdesignedwithahintofTuscanyinitsmodernMediterranean(地中海式的)style.Thelobbyhasalargefireplacewithcomfortablesofasinwarmneutralcolorssurroundingit.You’llfeelrelaxedjustsittingthere—withitsskylightoverheadlettinginthemorningsun.Alltheroomsaremorelikesuites(套房),withlargecomfortablebeds,beautifulbathsandstylishcustom-designedfurnishingsandartthroughout.TheParisiHotelistheperfectplaceforseniorsbecauseit’squietandrestful—withonly20rooms.Youwon’tfindmanyhotelslikethisinthecenterofatouristtown.Theshopsareallaroundyou.Likewiseforsomeofthecity’sbestrestaurants,youwillneverhavetotakeyourcaroutofthegarageduringyourstay.And,bytheway,theundergroundparkinglotattheParisiHotelisfreeforhotelguests.Onceyoustayatthislittlegem(珍品),you’llwanttoreturnagainandagain.Iknowwedo.It’saperfectplaceforseniors.Ratesforstandardsuitesbeginat$275.Youcancallthehotelforreservationat(858)454-1513.TheParisiHotelislocatedat1111ProspectSt.rightacrossfromLaValencia.62.TheParisiHotelisdescribedas_________.A)aluxuryhotelwithcomfortablefacilitiesB)alargehotelfamousforitsroomsfacingtheoceanC)agoodplaceforescapingawayfromthenoisycityD)atouristattractionfullofamazingcorners63.Whenyouenterthelobby,youwillfindthat________.A)itisdecoratedwithMediterraneanfurnitureB)thewallsarepaintedinwarmneutralbrightcolorsC)thereisalargefireplaceburningallthetimeD)sunlightcomesthroughthewindowintheslopingroof64.WhyistheParisiHotelsuitableforoldpeople?A)Becausealltheroomsarelikesuites.B)Becauseithasfashionablefurnishings.C)Becauseitisinthecenterofthetown.D)Becauseitispeacefultostaythere.65.WhatspecialbenefitcanpeoplegetwhilestayingintheParisiHotel?A)Theydon’tneedtodrivetoeatoutinarestaurant.B)Theycanenjoyfreeparking.C)Theycanbuythingscheaperinnearbyshops.D)Theycanmakeareservationbyphone.66.WhichofthefollowingstatementsisTrue?A)TheParisiHotelisasmallrestfulhotel.B)Mostguestsstayingthehotelareoldpeople.C)TheParisiHotelisinasecretplaceinSanDiego.D)Youmustmakeareservationbeforeenteringthehotel.PassageThreeQuestions67to71arebasedonthefollowingpassage.Bombaywasn’ttheidealplacetogetsick—notwhenmydoctor,familyandfriendswerehalfaworldaway.Iwasalone,quiteillandhadtodelaymyflighthome.Luckily,whenbookingmyticketmonthsbefore,Ihadboughttravelinsurance.Somyillnessdidn’tcostmeacent.It’sactuallyprettysimple.Alotofunforeseenthingscanhappentoyouwhenyou’retraveling.Makesureyou’repreparedforallofthem.Agoodhealthinsurancepolicywillgetyoupropermedicalattentionanywhereintheworldoutsideyourhomeprovince—attheinsurancecompany’sexpense.Thecompanywillsendyouhomeifitisconsideredmedicallynecessaryand,ifyou’resickenough,itwillsendanursetoaccompanyyou.Ifyouendupinahospitalandadoctorrecommendsthatafamilymembercometoyourbedside,theinsurancecompanywillpayforit.Youmayevengetpocketmoneytomakeyourhospitalstaymorecomfortable.WhenIwassickinBombay,Icalledtheinsurancecompanycollect.Itpaidforadoctor(whocametomyhotelroom),allmymedication,anextranightinthehotelandallmymeals.Pictureit:thedaybeforeyourbigtriptoVancouver,youwakeupwithappendicitis(阑尾炎).Youhavenochoice—youhavetocancelyourtrip.Yourticket,likemost,isnon-refundableandyoucan’tmakeanychanges.You’reabouttoloseallthemoneyyouputoutfortheticket—unlessyouboughtcancellationinsurancebeforehand.Mosttravelplansincludesomeformofnon-refundableelement:yourdeposit,yourflights,yourcruise,yourstayattheall-inclusiveresort.Thatnon-refundableportioniswhatyou’llloseifyouhavetocancelyourtripintheeventthatyougetsickandyoudon’thavecancellationinsurance.67.WhathappenedtotheauthorwhenhewasinBombay?A)Hefellillandcouldn’tgohomeasscheduled.B)Hedidn’tbuytravelinsurance.C)Hespentalotofmoneyoncuringhisillness.D)Hecouldn’tgetintouchwithhisfamilyandfriends.68.Withahealthinsurancepolicy,ifyougetsicktravelingawayfromhome,_________.A)youmaygetpocketmoneyfromthelocalhospitalyouareinB)yourfamilymembersmaygotoseeyouattheinsurancecompany’sexpenseC)youmaychoosetostayinthebestlocalhospitalD)youmaygetanursefromtheinsurancecompanytotakecareofyou69.WhichitemwaspaidbytheinsurancecompanywhentheauthorwasillinBombay?A)HistriptoBombay.B)Allhishotelrates.C)Allhismealsathishotel.D)Histravelinsurancepolicy.70.Withcancellationinsurance,youcan_________.A)haveachoicewheretogoandwheretostayB)getyourmoneybackwhencancelingyourtravelticketC)enjoyareducedrateoftravelexp