全国职称英语等级考试试题(财经类)二

全国职称英语等级考试试题(财经类)二第三部分阅读理解(80分)

Passage1

Onephaseofthebusinesscycleistheexpansionphase.Thisphaseisatwo-foldone,sperity.Dductionarecreated.Morebusinessesarecreatedandolderonesexpanded.Improvementsofvariouskindsaremade.Thereisaneverincreasingoptimism(乐观主义)aboutthefutureofeconomicgrowth.Muchcapitalisinvestedinmachineryor"heavy"industry.Morelaborisemployed.Morerawmaterialsarerequired.Asonepartoftheeconomydevelops,otherpartsareaffected.Forexample,agreatexpansioninautomobilesresultsinanexpansionofthesteel,glass,andindustries.Roadsarerequired.Thusthecementandmachineryindustriesarestimulated.Dsperityforworkersandsuppliers(供应商)ofrawmaterials,includingfarmers.Thisincreasespurchasingpowerandthevolumeofgoodsboughtandsold.Tsperityisdiffused(扩散)amongthevariousportionsofthepopulation.Tsperityperiodmaycontinuetoriseandrisewithoutanapparentend.Heswhenthisphasereachesapeakandstopspiraling(盘旋地移动)upwards.Thisistheendoftheexpansionphase.

21.Wemayassumethatinthenextparagraphthewriterwilldiscuss_______.

○A.uniondemands

○B.thestatusofthefarmer

○C.thehighercostofliving

○D.therecessionperiod

22.Thetitlebelowthatbestexpressestheideaofthispassageis________.

○A.TheBusinessCycle

○B.TheRecoveryStage

○C.AttainingProsperity

○D.ThePeriodofGoodTimes

23.Prosperityinoneindustry_________.

○A.reflectsitselfinmanyotherindustries

○B.willspiralupwards

○C.willaffectthesteelindustry

○D.willendabruptly

24.Wbablybeagoodindicatorofaholdbackdeliveries.Yet,insteadofjoy,thereiswide-spreaduneasinessandconfusion.Whydofoodpriceskeeponrisingwhenthereseemstobesomuchmorefoodabout?Istheabundanceonlytemporary,etostay?Dducingmorefoodathome?Nooneknowswhattoexpect.

32.Rea

Therecentgrowthofexportsurplusesontheworldfoodmarkethascertainlybeenunexpectedlygreat,partlybecauseastrangesequenceoftwosuccessfulgrainharvestsinNorthAmericaisnowbeingfollowedbyathird.MostofBritain’soverseassuppliersofmeat,too,ductionhasalsorisen.

33.EofFoodSituation

Buttheeffectofallthisonthefoodsituationinthiscountryhasbeenmadeworsebyasimultaneousriseinfoodprices,ernmentsupportforfood.Theshopsareoverstocked(存货过多)withfoodoutonlybecausethereismorefoodavailable,butalsobecausepeople,frightenedbyhighprices,arebuyinglessofit.

34.FaofWorldPrices

Moreover,eatatimewhenworldprieshavebeguntofallwiththeresultthatimportedfood,withtheexceptionofgrain,isoftencheaperthanthehome-producedvariety.Andnowgrainprices,too,arefalling.Consumersarebeginningtoaskwhytheyshouldnotbeenabledtobenefitformthistrend.

35.TheResofFarmersFear

Thesignificanceofthesedevelopmentsisnotlostonfarmers.Theoldergenerationhaveseenitallhappenbefore.Despitethepresentpriceandmarketguarantees,farmersfeartheyareabouttobesqueezedbetweencheapfoodimportsandashrinkinghomemarket.Pductionisrunningat51percentabovepre-warlevels,ernmenthascalledforanexpansionto60percentby1956;butrepeatedMinisterial(内阁的)grammeisnotworkingverywell.

第五部分阅读理解(120分)

Passage1

TherearestrikingdifferencesbetweenfinancialmarketsontheContinentofEuropeontheonehand,andinBritainontheother.InBritain,themarketisreallytheCityofLondon.Itisafreemarket:anditcontrolsmostoftheflowofsavingstoinvestment.OntheContinent,ernmentinstitutionsdominatethemoneymarkets.InFranceandItaly,forexample,governmentbureaucrats(官僚)directtheflowoffundstosuittheireconomicplans.InGermanytheflowisdirectedbytheall-powerfulbanks.InBerplay(相互作用)ofmarketforcesandfarfewerregulations,rulesand"redtape".AFrenchbankersummeditupthisway:"OntheContinentyoucan’tdoanythingunlessyou’vebeenoldyoucan;inEnglandontheotherhandyoucandoeverythingaslongasyouhaven’tbeentoldnotto."

Therearemanybasicreasonsforthesedifferences.OneisthatContinentalsavers(储蓄者)tendtoprefergold,cashorshort-termassets.Theyinvestonly10%panies.ButinBritain50%ofsavingsgoestothem,andthey,inturn,investdirectlyinequity(证券)market.AportionofsavingsisputinthebanksintheformofliquidassetsthanontheContinent.Comediumorlong-termloansforinvestment.Theequitymarketislargelyby-passed.OntheContinenteconomicplanningtendstobefarmorecentralized(把……集中起来)thaninBritain.InBritainitispossibletoinfluencedecisionsaffectingthecountry’seconomyfromwithintheCity.Itattractsaskilledandhighlyqualifiedworkforce.InFrance,ontheotherhand,bablyfindthecivilservicemoreattractive.

InBritainthemarketormoreaccurately,moneytendstoberegardedasanendinitself.OntheContinentitisregardedasameanstoanend;investmentintheeconomy.ToBritisheyescontinentalsystemswiththepossibleexceptionoftheDutchseembureaucratic(官僚主义的),slowandinefficient.ButthereisoneoutstandingfacttheCityshouldnotoverlook.Britain’sgrowthratesandlevelsinvestmentoverthelasttenyearshavebeenmuchlowerthanontheContinent.Therearemanyreasonsofthis,buttheCitymusttakepartoftheblame.Imercewithfinanceinordertoachievedesiredratesofgrowth,itcanbesaidthatbyconcentratingonthemarketforitsownsaketheCityhastendedtoforgetthatbasicfunction.

36.Whatisthebesttitleforthepassage?

○A.Reasonsbehindthedifference.

○B.BankingandFinance:aBasicDifferenceinAttitudes.

○C.MonetaryPolicyinBritain.

○D.TheEuropeanContinentandBritain.

37.Whatseemstobethemostbasicreasonforthisdifference?

○A.TheBritishtendtoregardmoneyasanend,whereasContinentalEuropeanconsideritameanstoanend.

○B.TheBritishinvestonly10%oftheirsavingsinpensionfunds.

○C.OntheContinentyoucan’tdoanythingunlessyouhavebeentoldyoucan.

○D.IntelligentyoungmenwhowantacareertendtogotocivilserviceintheContinent.

38.Accordingtothepassage,theDutchwayoffinanceandbanking________.

○A.issimilartothatoftheFrench

○B.makesnodifferencewhateversystemitfollows

○C.isperhapsresemblingthatoftheBritish

○D.hasalowefficiency

39.Theword"striking"inLine1means________.

○A.beating

○B.surplus

○C.noticeable

○D.seemingly

40.InwhatwaydoestheContinentalsystemseembetter?

○A.TheContinentmaintainsahighergrowthrateandlevelsofinvestment.

○B.Iportionsofsavingsintheformofliquidassets.

○C.Ielligentyoungmen.

○D.IperlydespitethefactthattheBritishdiscountit.

Passage2

IpertywillbeeffectedbytheSocietyinaccordancewiththeRpaniesastheSocietymaydetermined.TheSpaniesandofthetermsofferedbytheirpolicies,videthecoverwhichandifsopleasecontactimmediatelytheBranchOfficetowhichyousubmittedyourapplicationforloan,panyanditstermsareacceptabletotheSocietycoverwillbearrangedaccordingly.IpanyanditisnotonewithwhichtheSpanies.Ypanyatanytimeduringthelifeofthemortgage.Ifyourmortgageisundertheendowment(损赠)panytobeuseditmaynotbepossibletoacceptyourchoice.

Theinitialsuminsuredwillbethefigureshownundertheheading"AmountofPropertyInsurance"intheDetailsofLoan.ThisfigureistheamountrecommendedbytheSociety’svaluer(估价者),ashisestimateofthereplacementcostofthebuildingatthedateofvaluation,unlesssomeotheramounthasbeenagreedinwritingbetweenyouandtheSociety.Npleteloss.

Ypertybearsnorelationshiptothecostofreplacement.Tpertyisinsuredthereforerepresentnotlessthanthecost,atthetimeofrepairorreplacement,pertycoveredinthesamematerials,form,styleandconditionaswhenitisnew.Itshouldalsoincludeanyarchitects,surveyorsandlegalfeeswhichmaybepayable,plyingwiththerequirementsoftheLocalauthorityandinremovingdebris(碎片),etc.Theterm"property"includesdomesticoutbuilding,garages,walls,landlords’fixtures(固定装置)andfurniture,etc.Butexcludesthevalueoftheland.

Themarketvalueofhouseisthereforelikelytobelessthanthecostofrebuilding,pertyiselderly(年久的).Epertyisrecentlybuilt,theworkinvolvedinreinstatement(复原)willbemoreexpensivethanthebuildingcostwhichcanbeachievedbyabuilderbuildingonanestatebasis.

41.Thepassageappearstobefrom__________.

○A.anadvertisement

○B.rmationbooklet

○C.anewspaperarticle

○D.aformalspeech

42.Thetoneofthispassagecouldbestbedescribedas___________.

○A.academic

○B.formal

○C.light-hearted

○D.subjective

43.Apany________.

○A.panylateron

○B.theBuildingSpanies

○C.theBuildingSocietywillnotacceptresponsibilityforthepolicy

○D.theBuildingSpany

44.