银行招聘考试综合知识(习题卷9)

试卷科目：银行招聘考试综合知识银行招聘考试综合知识(习题卷9)PAGE"pagenumber"pagenumber/SECTIONPAGES"numberofpages"numberofpages银行招聘考试综合知识第1部分：单项选择题，共177题，每题只有一个正确答案,多选或少选均不得分。[单选题]1.已知某商品的需求函数和供给函数分别为：QD=15-2P，QS=3+7P，该商品的均衡价格是（）。A)4/3B)4/7C)2/5D)5/2[单选题]2.资本充足的银行是指（）。A)资本充足率≥8％的银行：B)核心资本充足率≥4％的银行：C)资本充足率≥8％，且核心资本充足率≥4％的银行；D)资本充足率≥8％，或核心资本充足率≥4％的银行。[单选题]3.在20世纪80年代中后期，由于温州很多企业生产假冒伪劣产品，导致了在全国市场上抵制?温州货?现象。这表明（）。A)使用价值是价值的物质承担者B)生产商品的个别劳动时间少于社会必要劳动时间C)生产商品的个别劳动时间多于社会必要劳动时间D)价值是使用价值的前提和基础[单选题]4.Whatthisistellingusisthatweneedtofirstestablishamiddleclassthatisabletoholdthegovernment________.A)accountB)accountedC)accountingD)accountable[单选题]5.1011BH是（）。A)表示一个二进制数B)表示一个十六进制数C)表示一个十进制数D)一个错误的表示[单选题]6.JustbecauseI?m（）tohim,mybossthinkshecanordermearoundwithoutshowingmeanyrespect.A)redundantB)versatileC)trivialD)subordinate[单选题]7.()是货币市场上最敏感的?晴雨表?。A)官方利率B)市场利率C)拆借利率D)再贴现率[单选题]8.OPECholdsmeetingsfrequentlysoastoregulatetheoutputof______oil.A)crudeB)originalC)firstD)primary[单选题]9.向不相隶属机关发文，属于（）。A)上行文B)平行文C)下行文D)上行文或平行文[单选题]10.关于债券投资收益率，下列说法错误的是（）。A)名义收益率没有考虑债券市场价格对投资者收益产生的影响，无法准确衡量债券投资的实际收益B)即期收益率未考虑债券买卖差价所能获得的资本利得收益，不能全面反映债券投资的收益C)持有期收益率比较充分地反映了实际收益率，作为投资决策的参考，具有很强的客观性D)在事前进行决策时，到期收益率也能够作为决策的参考，但仅适用于持有到期的债券[单选题]11.Doyouknowwhere____now?A)helivesB)doesheliveC)helivedD)didhelive[单选题]12.通知存款中，对已办理通知手续而不支取或在通知期限内取消通知的，通知期限内（）。A)计息B)计息与否不定C)不计息D)视情况支取利息[单选题]13.Exce1中，将两个字符串连接起来的运算符是（）。A)$B)+C)＆D)一[单选题]14.资料：Globalbusinesstraveltopped$1.2trillionandisexpectedtoreach$1.6trillionby2020,accordingtonewresearchbytheGlobalBusinessTravelAssociation（GBTA）,anassociationrepresentingtheinterestsofcorporatetravelmanagers.What?smoreChinahasnowsurpassedtheU.S.asthelargestbusinesstravelmarketintheworld,ringingup$291billionlastyear.Atthesametime,allisnotrosyandanumberofmajorissuesarelurkingahead.Aweakeningglobaleconomy,Brexitandthisyear?sU.S.presidentialelectionwillmeangrowthwillnotbeastraightlineupwards.?Theuncertaintycreatedbyfinancialupheavalandpendingchangestotradeandimmigrationruleswillraisemanagementheartburn.Thiswillcausesomepostponement,evenoutrightcancellation,ofbusinesstrips.Itmayalsotriggertravelbudgetconstrictionasmanagementseekstohedgetheuncertainty.?thereportsays.AtthesametimeConcur,acompanythatprovidessupportservicesfortravelmanagers,releasedthatthesharingeconomyisgainingtractionwithbusinesstravelers,basedonitsanalysisof40millionuserswhospendover$70billionannually.Concurdataindicates56percentgrowthforAirbnbtypeservicesinusagefromQ12015toQ12016.Onaverage,businesstravelersstayfivenightswhenhomesharingversusthreenightsinahotel.?Managingtravelandexpenseisbecomingincreasinglycomplex,betweenintegrationwithmobiletechnology,nuancesintravelerpreferences,andnewtravelsupplierstrategies,?notesRobbNielsen,vicepresidentofglobalproduceexperienceatConcur.?Thisdemandsafullyconnectedtravelandexpenseecosystempairedwithactionableinsights,givingtravelmanagersthevisibilityandcontroltheyneedtodrivecostsavings.?Apressreleasedadded,?Thevastmajorityofbusinesstravelersalsowanttoreceivepersonalizedtraveloptions.However,eventhoughbusinesstravelerswantpersonalizedoptions,theyarehesitanttosharetoomuchpersonalinformationtoobtainthem.Theyarecommonlywillingtosharedetailssuchastheirfrequentflyerorhotelloyaltynumber,preferredairlineandhotelbrandsandaircraftseatpreferences,butfewerthanhalfwouldsharetheirtravelhistory,preferredleisureactivitieswhiletraveling,theirbusinesscalendarwithbookedappointmentsandtheirsocialmediaaccountnames.?Whichfactordoesn?tcometotravelagent?smindwhenhandlingbusinesstrips?A)Traveldestinations?financialconditions.B)Travelsuppliers?strategies.C)Travelers?Preference.D)MobileTech.[单选题]15.资料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.Ifyoutakecareofasickpersontoearnmoney,youareproducingforthemarket.Ifyourfatherisasteelworkeroratruckdriveroradoctororagrocer,heisproducinggoodsorserviceforthemarket.Whenyouspendyourincome,youarebuyingthingsfromthemarket.Youmayspendmoneyinstores,supermarkets,gasstationsandrestaurants.Stillyouarebuyingfromthemarket.Whenthelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.Themarketmaybesomethingabstract.Butforeachpersonorbusinessthatismakingandsellingsomething,itisveryconcrete.Ifnobodybuysyourtomatoes,itwon?tbelongbeforeyougetthemessage.Themarketistellingyousomething.Itistellingyouthatyouareusingenergiesandresourcesindoingsomethingthemarketdoesn?twantyoutodo.Inwhatwayisthemarketveryrealforeachpersonorbusinessmanwhoismakingandsellingsomething?A)IttellsyouwhattoproduceB)IttellsyouhowtogrowtomatoesC)ItprovidesyouwitheverythingyouneedD)Ithelpsyousavemoney[单选题]16.Itis______howsoontheinvestigatorswillarriveatthesite.A)unclearB)undoubtedC)unrealD)unaware[单选题]17.根据《银行业监督管理法》规定，下列属于中国银监会监管职责的是（）。A)监督管理银行间同业拆借市场B)制定银行业金融机构的审慎经营规则C)负责金融业统计调査、分析和预测D)实施外汇管理[单选题]18.发现三大运动规律的科学家是（）。A)亚里士多德B)阿基米德C)牛顿D)爱因斯坦[单选题]19.资料：Themarketisaconcept.Ifyouaregrowingtomatoesinyourbackyardforsaleyouareproducingforthemarket.Youmightsellsometoyourneighborandsometothelocalmanagerofthesupermarket.Butineithercase,youareproducingforthemarket.Youreffortsarebeingdirectedbythemarket.Ifpeoplestopbuyingtomatoes,youwillstopproducingthem.Ifyoutakecareofasickpersontoearnmoney,youareproducingforthemarket.Ifyourfatherisasteelworkeroratruckdriveroradoctororagrocer,heisproducinggoodsorserviceforthemarket.Whenyouspendyourincome,youarebuyingthingsfromthemarket.Youmayspendmoneyinstores,supermarkets,gasstationsandrestaurants.Stillyouarebuyingfromthemarket.Whenthelocalgrocerhiresyoutodrivethedeliverytruck,heisbuyingyourlaborinthelabormarket.Themarketmaybesomethingabstract.Butforeachpersonorbusinessthatismakingandsellingsomething,itisveryconcrete.Ifnobodybuysyourtomatoes,itwon?tbelongbeforeyougetthemessage.Themarketistellingyousomething.Itistellingyouthatyouareusingenergiesandresourcesindoingsomethingthemarketdoesn?twantyoutodo.Whichofthefollowingwouldbethebesttitleforthepassage?A)SellingandBuyingB)WhatIstheMarket?C)EverythingYouDoIsProducingfortheMarketD)WhattheMarketCanDoforYou?[单选题]20.Thisnominationwilltaketwomonths,afterwhichthecommissionwillmakeits____tothepresident.A)recommendationB)accommodationC)motivationD)promotion[单选题]21.Onlywhenhumanitybegantogetitsfoodinamore（）waywastheretimeforotherthings,likesportsgamesandentertainmentactivities.A)predictiveB)provocativeC)protectiveD)productive[单选题]22.向级别与本机关相同的有关主管部门请求批复某事项应使用（）。A)请示B)报告C)通报D)函[单选题]23.当事人约定由第三人向债权人履行债务的，若第三人不履行债务，则（）。A)第三人应当向债权人承担违约责任B)债务人应向债权人承担违约责任C)债务人和第三人应当承担连带责任D)债务人和第三人应当按过错大小向债权人承担违约责任[单选题]24.两个相关变量呈反方向变化，则其相关系数r（）。A)小于0B)大于0C)等于0D)等于1[单选题]25.下列关于中国的中央银行的说法错误的是（）。A)在1984年前，中国人民银行同时承担着中央银行、金融机构监管及办理工商信贷和储蓄业务的职能B)中央银行管理外汇储备的唯一目标是使外汇储备增值C)中国人民银行作为国家的中央银行，从事有关的国际金融活动D)中央银行持有、管理和经营国家外汇储备、黄金储备[单选题]26.自然失业率（）。A)恒为零B)是历史上最低限度水平的失业率C)恒定不变D)是经济处于潜在产出水平时的失业率[单选题]27.资料：Upto80percentoftheworld?smiddleclasseswillliveindevelopingcountriesby2030thankstosurprisingrecentgainsinpovertyreduction,accordingtoaUnitedNationsreportpublishedonThursday.?Neverinhistoryhavethelivingconditionsandprospectsofsomanypeoplechangedsodramaticallyandsofast.?concludestheUN?slatestDevelopmentReport.?Theworldiswitnessinganepochal?globalrebalancing?.?Underpinningtheimprovementsinthehumandevelopmentindex（HDI）wasrapidgrowthincountriessuchasChina,IndiaandBrazil,withChinaandIndiahavingdoubledpercapitaeconomicoutputinlessthan20years.ButthestudystressedthatgrowthandimprovementsinHDIspreadfarbeyondthefourBriccountriesofBrazil,Russia,IndiaandChina,andincludedatleast40countriesthathadaccompaniedgreatereconomicdynamismwitheffectivepoverty-reductionpolicies.Afghanistan,SierraLeone,Ethiopia,RwandaandAngolawereamong14countriesthathaverecordedgainsinHDIofmorethan2percentayearsince2000.Partlyasaresult,thereportfoundthatworldwideextremeincomepovertyhasplungedfrom43percentin1990tojust22percentin2008,includingmorethan500mbeingliftedoutofpovertyinChinaalone.Thereportstatedthatsuchgainshadalreadyhelpedtheworldachievethemainpovertyeradicationgoaloftheso-calledMillenniumDevelopmentGoals,whichcalledfortheshareofpeoplelivingonlessthan$1.25adaytobecutbyhalffrom1990to2015.Underpinningthispovertyreductionwasdevelopingcountries?increasingshareofglobaltrade,whichgrewfrom25percentto47percentbetween1980and2010.?Thesouthasawholeisdrivingglobaleconomicgrowthandsocietalchangeforthefirsttimeincenturies,?saysthereport.Thereportfoundthattradeamongdevelopingcountrieswasthebiggestfactorinthatexpansion,increasingfromlessthan10percentoftotalglobaltradetomorethan30percent.?Tradebetweencountriesinthesouthwillovertakethatbetweendevelopednations,?thereportsaid.?Morethan500mbeingliftedoutofpovertyinChinaalone?illustrates______.A)theeconomicdevelopmentofChinaisimportantB)theroleofsomedevelopingcountriesissignificantforpovertyreductionC)14countriesaredevelopingfasterthanChinaD)itiscrucialtomakeacleargoalfirst[单选题]28.中国近代史上第一次明确提出彻底反帝、反封建的民主革命纲领是在（）。A)中共?一大?B)中共?二大?C)中共?七大?D)中共十?一大?[单选题]29.在基础货币中，中央银行控制力最强的是（）。A)流通中的通货B)银行存款准备金C)银行库存现金D)公众手持的现金[单选题]30.某物流企业向中国农业银行借入资金100万元，年利率为4％，由于银行要求将贷款额度的20％作为补偿性余额，则该物流企业的实际借款利率为（）。A)5％B)4％C)6％D)7％[单选题]31.现有按年收益率10%，每年付息一次的100元债券，期限5年。根据上述材料，回答下列问题：若现有一张面额为100元的贴现国债，期限1年，收益率为5%，到期一次归还，则该张国债的交易价格为（）元。A)98.24B)97.09C)105D)95.24[单选题]32.按照收入法计算国内生产总值，其公式是（）。A)国内生产总值=工资+利润+间接税和企业转移支付+折IH+统计误差B)国内生产总值=工资+利息+租金+利润+折旧+统计误差C)国内生产总值=工资+利息+租金+利润+间接税和企业转移支付+统计误差D)国内生产总值：工资+利息+租金+利润+间接税和企业转移支付+折IH+统计误差[单选题]33.Theunpleasantmemoryofthedespairingshriekoftheprincessatthetrial（）inmymindfordays．A)prolongedB)insistedC)restedD)lingered[单选题]34.董某有一处房屋，当他得知有一座工厂将要在附近建设，且工厂的噪声很大，董某于是将房屋卖给想得到一处环境安静的房屋的刘某，董某的行为违背了民法的（）原则。A)自愿B)等价有偿C)权利不得滥用D)诚实信用[单选题]35.第1代电子计算机使用的电子元件是（）。A)晶体管B)电子管C)中、小规模集成电路D)大规模和超大规模集成电路[单选题]36.下列处理属于无损压缩的是（）。A)将BMP文件压缩为文件B)用WinZip软件压缩文件C)将电影制作成VCDD)将电影制作成DVD[单选题]37.资料：October20,2013Mr.EngTan10010GeorgeAve.NewYorkDearMr.Chen,Asthepresident,IamproudtoannouncethatthisFridaymarksthe50thanniversaryoflongandsuccessfulcompany.This,ofcourse,callsforanightofcelebration.Andforthisreason,wehavereservedtheGrandHallattheGardenHotelthisFridayat6p.m.foranightoffinedininganddancing.Onthisspecialevening,thefoodwillbesuperb.I?vehadachancetodineatthehotelseveraltimesinthepastinotherfunctions,anditwasthefoodthatconvincedmetoholdoureventhere.Iamquitecertainthatallofourstaffwillsharemyfeeling.Anyhow,IamlookingforwardtothisFridaywhenallofourstaffcanletlooseandhavesomefun.Therefore,thisisalettertoofficiallyinviteyouandyourspouseorsignificantothertojoinusonthismemorableevening.Pleaseletusknowifyoucan?tattend.YoursSincerely,JeffConnellyWhichofthefollowingwillbepartoftheevent?A)ProductReleaseB)DancingC)PresentationsD)Discussions[单选题]38.在资本运动中直接创造剩余价值的资本是（）。A)流动资本B)货币资本C)商品资本D)生产资本[单选题]39.现有按年收益率10%，每年付息一次的100元债券，期限5年。根据上述材料，回答下列问题：当市场利率为9%时，债券应当（）发行。A)贴现B)溢价C)等价D)私募[单选题]40.Whichofthefollowingisorwasanexampleofrepresentativefull-bodiedmoney？（）。A)DebtmoneyB)ATSaccountC)GoldcertificateD)Demanddeposit[单选题]41.与时俱进的实质是（）。A)解放思想B)实事求是C)解放思想、实事求是D)创新[单选题]42.Fuelscarcitiesandpriceincreases（）automobiledesignerstoscaledownthelargestmodelsandtodevelopcompletelynewlinesofsmallcarsandtrucks.A)persuadedB)promptedC)imposedD)enlightened[单选题]43.资料：Thepersonalcomputerwasarevolutionininformationtechnologythatspawneda$50billionhardwarebusiness,withanother$30billioninsoftwareandperipherals（eg.mouse,keyboard,printer,etc.）by1991.Duringitsshort15years,theindustryevolvedthroughthreesuccessiveperiods.Duringitsfirst5to6years,itwascharacterizedbyexplosivegrowthandmultiple,smallcompetitorsvyingforapieceofthemarket.From1981to1985,theindustrybecameabattleforstandardsandretailshelfspace.Thethirderawasoneofincreasingfragmentation.From1986through1991-1992,newmanufacturersfromaroundtheworldgrabbedfromtheindustryleadersasnewchannelsofdistributionemergedandproductinnovationaswellasrevenuegrowthslowed.Duringtheearlyyearsoftheindustry,venturecapitalintheU.S.encouragedtheentryofnewfirmsthatofferedproductsineveryconceivableshapeandsize.By1980,newentrantsfloodedthemarket,promptingdistinctstandardsanduniquetechnicalfeatures.Almosteveryfirmhadadifferentconfigurationofhardwareandsoftware.ThefirstPChadrelativelylittlespeedormemory.However,eventheseearlycomputersallowedmanagerstoperformtasksthatwereverytimeconsuming.Whatwasimpossibleduringtheearlyyearsoftheindustry?A)Sharingapplicationsbetweenmachines.B)Programmingonthecomputer.C)Writingcontractsonthecomputer.D)Buyingkeyboardsandprinters.[单选题]44.凯恩斯主义认为人们的货币需求不稳定，因而货币政策应是（）。A)当机立断B)相机行事C)单一规则D)适度从紧[单选题]45.2012年10月5日，中国银行新加坡分行获得（）。A)特准全面银行牌照B)最佳银行荣誉称号C)社会管理综合治理工作先进集体D)文明规范服务贡献奖[单选题]46.外源性动机强的员工看重的是（）。A)工作的挑战性B)工作带来的社会地位C)工作带来的成就感D)对组织的贡献[单选题]47.下列各项不是列夫?托尔斯泰的作品的是（）。A)《战争与和平》B)《复活》C)《安娜?卡列尼娜》D)《包法利夫人》[单选题]48.ThefirstIC?sweremade____theearly1960?s.A)inB)fromC)forD)of[单选题]49.?凡事预则立，不预则废。?这一古训的哲学方法论意义是指（）。A)正确认识事物的因果联系是自觉活动的决定性条件B)正确认识事物的因果联系同?神学目的?论划清界限C)正确认识事物的因果联系同唯心主义划清界限D)正确认识事物的因果联系可以提高实践活动的预见性[单选题]50.Theearliesttelephonesrequiredadifferentpairofwiresforeachphone___youwishedtoconnect.A)thatB)whichC)whereD)towhich[单选题]51.在Word的编辑状态，设置了一个由多个行和列组成的空表格，将插入点定在某个单元格内，用鼠标单击表格命令菜单中的选定行命令，再用鼠标单击表格命令菜单中的选定列命令，则表格中被选择的部分是（)。A)插入点所在的行B)插入点所在的列C)一个单元格D)整个表格[单选题]52.对银行存款进行清查时，应将（）与银行编制的对账单进行逐笔核对。A)银行存款总账B)支票簿C)银行存款结算单据D)银行存款日记账[单选题]53.根据2003年12月27日修订后的《中国人民银行法》，下列不属于中国人民银行职能的是（）。A)制定和执行货币政策B)防范和化解金融风险C)批准银行业金融机构的设立D)维护金融稳定[单选题]54.陈皮是药食同源的宝贵原料之一，其最显著的药效是化痰止咳、疏通心脑血管、降血压等。陈皮是以（）的表皮为原料的。A)柚子B)橙子C)橘子D)桃子[单选题]55.李斯特认为对某一幼稚工业的保护时间（）。A)以20年为最高期限B)以30年为最高期限C)以50年为最高期限D)无限[单选题]56.甲乙两人合资购买一辆运输车，其中甲出资l0万，乙出资5万。两年后乙远赴国外做生意，甲决定将运输车卖给丙。那么，下列说法中正确的是（）。A)甲只能转让属于他的部分所有权，可以事先不通知乙B)甲的份额大，无需征求乙的同意，即可将运输车卖给丙C)乙可以委托他人处理自己的权益，将运输车卖给其他人D)同丙相比，乙拥有优先购买运输车的权利[单选题]57.中央银行通过购买有价证券，使得()。A)货币供给增加B)货币供给减少C)货币需求增加D)货币需求减少[单选题]58.Thecarthepolicewerechasingwasa___.A)dentB)decoyC)demonD)dogma[单选题]59.参与者签发银行汇票，应当按照中国人民银行（）的有关规定办理。A)票据法B)票据管理实施方法C)支付结算办法D)支付结算会计核算手续[单选题]60.（）可以为企业筹集自有资金。A)内部积累B)融资租赁C)发行债券D)向银行借款[单选题]61.付款凭证左上角的?贷方科目?可能登记的科目是（）。A)应付账款B)银行存款C)预付账款D)其他应付款[单选题]62.若出现（）现象时，应首先考虑计算机是否感染了病毒。A)不能读取光盘B)程序运行速度明显变慢C)启动时报告硬件问题D)软盘插不进驱动器[单选题]63.MobilesareconsideredculturaltoolsthatareA.______socio-culturalpracticesandstructuresinallspheresoflife.A)transferringB)transformingC)transplantingD)transmitting[单选题]64.我国商业银行法规定设立商业银行的注册资本最低限额是（）。A)100亿元B)50亿元C)10亿元D)1亿元[单选题]65.银行按被投资单位净损益计算调整投资的账面价值和确认投资损益的基础是（）。A)账面价值B)实际价值C)取得被投资单位股权后发生的净损益D)银行发生的净损益[单选题]66.ArtistsattheZadoneGalleryareabletocreatereproductionsoffamouspaintingsthatare____authenticlooking.A)remarkB)remarkablenessC)remarkableD)remarkably[单选题]67.法定存款准备金率越高，存款扩张倍数（）。A)越小B)越大C)不变D)为零[单选题]68.假设价格水平不变，下列（）正确描述了货币政策影响产出的所有步骤。A)货币供给增加使得利率上升，投资增加，从而总支出和产出增加B)货币供给增加使得利率下降，投资减少，从而总支出和产出减少C)货币供给增加使得利率下降，投资增加，从而总支出和产出增加D)货币供给增加使得利率下降，投资增加，从而总支出和产出减少[单选题]69.下列合同中，属于无名合同的是（）。A)在校生小张辅导一名初中生时同其家长签订的服务合同B)王某将一套房子赠与外孙的赠与合同C)周某向朋友李某借钱时签订的借款合同D)冈0毕业的小黄同房东签订的租赁合同[单选题]70.?传统是一种巨大的阻力，是历史的惰性力，但是由于它只是消极的，所以一定要被摧毁?。这种观点是（）。A)历史唯心主义的B)历史唯物主义的C)历史人本主义的D)唯心主义经验论[单选题]71.能将高级语言源程序转换成目标程序的是（）。A)编译程序B)解释程序C)调试程序D)编辑程序[单选题]72.通货膨胀根据成因可分为需求拉上型、成本推动型以及结构型、摩擦型等，其中由于工资上涨引起的通货膨胀是（）。A)需求拉上型B)成本推动型C)结构型D)摩擦型[单选题]73.?搭便车?现象是对下列（）的一种形象的比喻。A)社会福利问题B)市场失灵问题C)公共物品问题D)以上都是[单选题]74.某低档商品的价格下降，在其他情况不变时，()。A)替代效应和收入效应相互加强导致该商品需求量增加B)替代效应和收入效应相互加强导致该商品需求量减少C)替代效应倾向于减少该商品的需求量，而收入效应倾向于增加其需求量D)替代效应倾向于增加该商品的需求量，而收入效应倾向于减少其需求量[单选题]75.ManyEnglishboysgotoboardingschoolattheageofseven.Theyusually（）quicklyandareveryhappy.A)getalongB)carryonC)bringupD)settledown[单选题]76.商业银行的经营是对其开展的各种业务活动的（）。A)组织和控制B)调整与监督C)组织和营销D)计划与组织[单选题]77.在Word打印设置窗口中，下列叙述不正确的是（）。A)默认页面范围为当前页B)默认打印份数为一份C)默认为逐份打印D)可设置打印文档中连续的若干页[单选题]78.承办是指（）。A)对公文的办理提出建议B)做好处置办毕文件的准备工作C)对来文贯彻或办复D)针对来文批未办理意见[单选题]79.?没有哪一次巨大的历史灾难，不是以历史的进步为补偿的。?恩格斯这句话蕴含的哲理是（）。A)矛盾双方相互排斥B)矛盾双方相互渗透C)矛盾双方在一定条件下相互依存D)矛盾双方在一定条件下相互转化．[单选题]80.?沉舟侧畔千帆过，病树前头万木春??芳林新叶催陈叶，流水前波让后波?，这两句诗包含的哲学道理是（）。A)矛盾是事物发展的动力B)事物是本质和现象的统一C)事物的发展是量变和质变的统一D)新事物代替旧事物是事物发展的总趋势[单选题]81.汇率贴水是指()。A)远期汇率比即期汇率贵B)远期汇率比即期汇率便宜C)市场汇率比官方汇率贵D)市场汇率比官方汇率便宜[单选题]82.社会主义经济制度的基础是()。A)发达的生产力B)生产资料公有制C)按劳分配原则D)共同富裕[单选题]83.大额可转让定期存单最早产生于美国。美国的《Q条例》规定商业银行对活期存款不能支付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利率上涨，高于《Q条例》规定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存单。购买存单的客户随时可以将存单在市场上变现出售。第一张大额可转让定期存单是1961年由美国花旗银行发行的。这样，客户实际上以短期存款取得了按长期存款利率计算的利息收入。可转让大额存单提高了商业银行的竞争力，而且也提高了存款的稳定程度。对于发行存单的银行来说，存单到期之前,不会发生提前提取存款的问题。可转让大额定期存单的出现是一种积极意义的金融创新。根据上述材料，回答下列问题：花旗银行推出大额可转让定期存单，弥补了基本存款工具（）的弱点。A)收益风险高B)流动性差C)容易造成通货膨胀D)收益率低[单选题]84.社会生产方式包括的两个方面是（）。A)经济基础和上层建筑B)生产力和生产关系C)人的因素和物的因素D)劳动者和生产资料[单选题]85.股票是股份公司发给股东的人股凭证，购买股票后，股东成为（）。A)公司的债主B)企业的法人C)公司的所有者D)企业的经营者[单选题]86.资料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.AllcompaniesneedsomekindofHRsupportTheBureauofLaborStatistics（BLS）expectsjobsinHRtogrowfasterthanaverageforalloccupationsthrough2012.Opportunitieswillincreaseasaresultofagrowingeconomyaswellasaneedtoreplaceworkerstransferringtootheroccupationsorretiring.BLSexpectsparticularlystrongdemandfortraininganddevelopmentandemployment，recruitment，andplacementspecialists，withmanagement，consulting，andemploymentservicesfirmsofferingthegreatestnumberofopportunities，thankstoatrendtowardoutsourcingpersonnelfunctions.YoucangettheinsideedgeforacareerinHRbystrengtheningyourunderstandingofbusinessstrategyandplanningandbyspecializinginaspecificindustry.Agreatwaytogetstartedinthefieldiswithpractice，lookforaninternshiporanHRassistantjobifyou'reinschoolorjustout.ManyHRprofessionalsworktheirwayup.Asyoudevelopanunderstandingofthevariouscareertracksandmasterthebasicskillswithinthefunction，you'llbeinagreatpositiontoriseuptheladder.Accordingtothepassage，HRisrequiredtocarryoutallthefollowingjobsEXCEPT?A)Ensureasoundworkingenvironmentforemployees.B)RepresentmanagementinnegotiationandpolicyimplementationC)HelpachievebusinessgoalsandprofitboostD)Hirepromisingnewemployeesforthesakeofthecompany.[单选题]87.资料：Somecompaniesaremorecreativeintheiruseofhistorythanothers.HSBC?sHistoryWall,astrikingartinstallationatthebank?sLondonheadquarters,ismadeupof3,743imagesdrawnfromthebank?sarchivesandarrangedinchronologicalorder.EventhisisdwarfedbyCocaCola,theAmericanclassics.InMay,CocaColaopenedanewcorporatemuseuminAtlanta,whichisexpectedtopullinmorethan1millionvisitorsannually,AttractionsincludethefirstCokecanstogointospace,afunctioningbottinglineandatastinglounge.Thebenefitsofknowingyourcorporatehistorycanbeverypractical.Companiesoftenusetheirhistoryasinspirationfornewproducts.Disneyconstantlyminesitsarchivesofoldfilms.Carmakershaveoverhauledolddesignsforthemodernera:Volkswagen?sNewBeetleisanobviousexample.Butthebiggerpayofftendstobelesstangible-thatofforgingstrongerbondswithcustomersandemployees.Agecanbyitselfconferasenseoftrustworthiness,brewersandbanksarefondofflaunting（炫耀）theirdeeproots.JimGilmore,co-authorof?Authenticity?,arguesthathistoryisalsovitalingivingcompaniesagenuinesenseofpersonality.Ritz-Carlton?suseofcobalt-blueglassesinitshoteldiningroomscanbetracedbacktoBostoninthe1920s,forexample,wherewindowglassthathadbeenimportedfromEuropeandturnedblueintheNewEnglandairwasasymbolofwealth.Ratherthancommissioningdustybiographiestomarkanniversaries,Mr.Gilmorebelievesthatfirmsshouldsearchthearchivesforinspiringstoriesofthiskind.Youngercompaniescanusehistory,too.Beforegivinguptheiroldjobs,thefoundersofInnocent,aBritishdrinksfirmformedin1998,soldaninitialbatchofsmoothiesfromamarketstallinLondon.Theyaskedcustomerstoputtheiremptybottlesintooneoftwolabeledbinstoindicatewhethertheyshouldfocusontheirnewventureorsticktotheirdayjobs.Therest,astheysay,ishistory.Thefirmnowusesthestorytoillustrateitsfolksyimage.Whichofthefollowingcanbeinferredfromthepassage?A)ActivitiesdidbyHSBCarebetterthanthoseofCoca-cola.B)Newdesignsinspiredbyoldproductsarenotgood.C)Youngcompaniesdobetterthanoldcompaniesinusinghistory.D)Consumersoftentrustold-agedcompaniesmore.[单选题]88.资料：Thinkforamomentofyourdefinitionofpersuasion.IfyouarelikemostbusinesspeopleIhaveencountered,youseepersuasionasarelativelystaightforwardprocess.First,youstronglystateyourposition.Second,yououtlinethesupportingarguments,followedbyahighlyassertive,databasedexposition.Finally,youenterthedeal-makingstageandworktowarda?close.?Inotherwords,youuselogic,persistence,andpersonalenthusiasmtogetotherstobuyagoodidea.Therealityisthatfollowingthisprocessisonesurefirewaytofailatpersuasion.Persuasion,infact,involvesdemands-compromise.Perhapsthatiswhythemosteffectivepersuadersseemtoshareacommontrait:theyareopen-minded,neverdogmtaic.Theyenterthepersuasionprocesspreparedtoadjusttheirviewpointsandincorporateothers?ideas.Whencolleaguesseethatapersuaderiseagertoheartheirviewsandwillingtomakechangesinresponsetotheirneedsandconcerns,theyrespondverypositively.Whatisthemaindifferencebetweenthe?persuasion?ofmostbusinesspeopleandthatoftheeffectivepersuaded?A)MostbusinesspeopleseepersuasionasastraightforwardprocessB)UnlikemostbusinesspeopleeffectivepersuadersarewillingtoadjusttheiropinionsandhearfromothersC)Effectivepersuadersareopen-mindedD)Mostbusinesspeoplearemoreassertiveintheirpersuasionwhileeffectivepersuadersaremorefriendly[单选题]89.养蜂的生产者与栽种果树的生产者之间存在外部性，且其外部影响的效果是（）。A)正的B)负的C)相互抵消的D)可以收支结算的[单选题]90.在广告泛滥的今天，有人指出：广告多了令人心烦，都成广告插播电视剧了；也有人指出：没有广告又觉得无从选择，购买商品不知道好坏。这说明（）。A)意识在不同的主体之间存在主观差异性B)对同一对象，不同的主体会有同一反应C)意识的主观性表现在对客观事物的歪曲D)对同一对象，相同的主体在不同条件下会有不同的反应[单选题]91.Ⅰ(v+m)=Ⅱc是()。A)社会资本扩大再生产的前提条件B)社会资本扩大再生产的实现条件C)社会资本简单再生产的基本实现条件D)社会资本简单再生产的基本前提条件[单选题]92.对重要问题提出见解和处理办法用（）。A)公告B)通告C)意见D)通知[单选题]93.留于以后年度分配的利润或待分配的利润是()。A)实收资本B)盈余公积C)资本公积D)未分配利润[单选题]94.?流动资金缺乏导致企业扩大再生产难，扩大再生产难导致企业发展不良，又进一步加剧了资金紧张。?这种恶性循环是对小型微型企业遭受融资难的鲜明写照。国家对此非常重视，下列措施属于国家采用经济手段解决该问题的是（）。①银监会出台《关于支持商业银行进--步改进小型微型企业金融服务的通知》②财政部公布对金融机构与小型微型企业签订的借款合同免征印花税③中国人民银行降低存款准备金率，增加商业银行贷款投放量④中国农业银行增加年度信贷投放，满足小型和微型企业合理融资需求A)①②B)②③C)①③D)②④[单选题]95.Thelatestresearchindicatesthatstress，asan______todealwithit，isadirectcontributortoheartdisease.A)inabilityB)illegalnessC)unconsciousnessD)unwillingness[单选题]96.微观经济学的研究对象是()。A)个体经济单位B)经济的总体行为C)个体单位的具体行为D)经济的具体行为[单选题]97.Henry?sbusinessismuchworsethanbefore,therefore,hehasto______theexpenseofhiscorporation.A)cutintoB)cutinC)cutdownD)cutoff[单选题]98.公元前3世纪，中国战国时期秦国蜀郡太守李冰及其子率众修建的一座大型水利工程?旱则引水浸润，雨则杜塞水门?。故记曰：?水旱从人，不知饥馑?。后来，三国时蜀相诸葛亮?征丁千二百人护之?。据此判断，这项水利工程是（）。A)都江堰B)郑国渠C)灵渠D)芍陂[单选题]99.Hehasmademanystudiesonyouthunemploymentandeducationandtheneglectof______marginalized.A)aB)thisC)theD)that[单选题]100.资料：TheOakviewCafe12TorpointHill,Aylesbury.Buckinghamshire.HP217SR01632399196www.aokviewcafc.co.ukTheOakviewCafeproudlypresentsGordonMacaulayinasoloconcertat7p.m.on10September.Mr.Macaulayisknownforhispoeticsongsandfluidguitarplaying.LaurenTigheofTheAylesburyRecordwrites,"GordonMacaulayhasoneofthemostmelodiousvoicesIhaveeverheard."Don'tmissthisrareopportunitytohearhimintheintimatesettingoftheOakviewCafe.Ouraward-winningchef,LucasBrizard,willprepareaselectionofuniquedishes,butourregularmenuitemswillalsobeavailableonthedayoftheshow.Spaceislimited-purchaseyourticketsnowbyphoneoratthecafeduringnormalbusinesshours.Formoreinformationaboutusandafulllistingofourdishesfortheevent,pleasevisitourWebsite.WhatissuggestedabouttheOakviewCafe?A)Itopensfordinnerat7p.m.B)Itadvertisesinalocalnewspaper.C)Itislocatedinthecity'sbusinessdistrict.D)Itisasmallrestaurant.[单选题]101.年终决算，应当进行不同科目的结转处理，清理（）页次、笔数，清理科目动态等。A)分户账B)明细账C)现金日记账D)总分类账[单选题]102.Iwillneverforgettheday___Ifirstarrivedatthiscollege.A)inwhichB)onthatC)whenD)which[单选题]1