2024年全国银行招聘之银行招聘综合知识考试重点黑金模拟题附答案63

全国银行招聘考试重点试题精编

注意事项：

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密

!（参考答案和详细解析均在试卷末尾）

一、选择题

••

zi1、某集团下属甲、乙两家公司，甲公司准备吸收合并乙公司，乙公司的净资产账面价格是

量i3000万元，甲公司发行5。00万股（每股1元）进行对价支付。合并完成后，甲公司需要冲减

资本公积（）。

A.3000万

B.1000万

：C.不需要冲减资本公积

D.2000万

:2、甲公司应收乙公司贷款800万元。经磋商，双方同意按600万元结清该笔贷款，甲公司

i已经为该笔贷款累计提了100万元坏账准备。在债务重组日，该事项对甲公司和乙公司的影

I响分别为（）。

A.甲公司资本公积减少200万元，乙公司资本公积增加200万元

iB.甲公司营业外支出增加100万元，乙公司资本公枳增加200万元

一1C.甲公司营业外支出增加100万元.乙公司营业外收入增加200万元

凶电D.甲公司营业外支出增加200万元，乙公司营业外收入增加200万元

⑥封

小缱

3、Thesesmallcompaniesnowhavetheirownidentity.

A.discreet

iB.discrete

C.separated

D.isolated

!4、下列句子中语序排列最连贯的一项是（）.

[（1）瘟疫同人类文明史如影随形。

j（2）无论是宗教式的祈祷还是对恶疾的救治，在这些作品中，我们都能看到人类面对瘟疫

时所做出的顽强的抗争。

恬

（3）欧洲的文艺复兴时期，艺术巨匠们不仅用画笔讴歌上帝天使，同时也在描绘撒旦和死

神。

（4）人类社会发展历程中，政治、经济、文化、宗教等方方面面都有它的影子。

（5）作为硬币的反面，那些与死亡相关的画作很多都是以瘟疫作为叙事背景。

A.(4)(1)(3)(5)(2)

B.(1)(4)(3)(5)(2)

C.(1)(5)(2)(4)(3)

D.(4)(3)(5)(2)(1)

5、资料：Directions:Thereis1passageinthispart.Thepassageisfollowedbysomequesticnsor

unfinishedstatements.Foreachofthemtherearefourchoices,Youshoulddecideonthebest

choice.

Yourfaceisthefutureofsmartphonesecurity.Applemadethatclearlastweekwhenitunveiled

thepriceyiPhoneX.Appleclaimstohaveconqueredmanyofthechallengesthathaveprevented

thewidespreaduseoffacislbiometrics.Butanumberofcomputer-visionresearcherssaythey

areskepticalthatasmartphone-basedsystemlikeFacelDcanaccountforthingslikevariable

lightingconditionsorsubtlechangesinaperson'sappearancetocreateasecure-yet-practical

waytounlockaphoneadozenormoretimesaday.

Apple'snewtechnologydoessoundpromising.ThecompanysaysFacelDcreatesa“precise

depthmap“ofone'svisagebyprojectingmorethan30,000infrareddotsagainstaperson'sface,

thenusingthephone/sinfraredTrueDepthcameraandhigh-powermicrochiptocollectand

analyzetheresults.Usersarealsoaskedtoturntheirheadastheyscansothephone's

machine-learningalgorithrrcanmeasurethefacefromseveralanglesandcreateamoredetailed

3-Dmapoftheirfeatures.Oncethemapiscreatedandstored,theiPhoneXusesinfraredlightto

helpFacelDscanaperson'sfaceeveninthedark.Meanwhile,machine-learningalgorithms

runningonthephonekeeptrackofchangesinaperson'sappearance—includingglasses,facial

hairandhats—sothesmartphone'saccuracyimprovesovertime.

Despiteadvancesinfacialrecognitioninrecentyears,itremainsunclearwhetherFacelDwill

workinavarietyofconditionswhilealsokeepingtheiPhoneXsecure.Hackers,forexample,

quicklyfoundawaytobypasstheSamsungGalaxyS8'sfacial-recognitionscannerwhenitwas

introducedinMarch:Theytrickedthedevicebysimplyshowingitaphotooftheuser.FacelD's

useof3-Dfacialmapscouldaddressthatproblem.Buthistoricallyithasbeenabigchallengefor

suchasystemtorecognize'acesunderdifferentlightingconditionsandfromavarietyofangles.

AppleshowedoffFacelDlastweekunderrelativelycontrolledconditions,saysArunRoss,a

professorofcomputerscienceandengineeringatMichiganStateUniversity."Clearlythedemo

wasveryinteresting,"hesays."Butatthesametimesomeextraordinaryclaimsweremade."

Apple'sSchillersaid,forexample,thatthechancearandomperson'sfacecouldunlock

someoneelse'siPhoneXwasoneinamillionmuchmoresecurethanTouchlD.Rosssays,

however,thatitisnotclearhowoftenFacelDfailstorecognizeitsowner.Whencontacted,Apple

declinedtoelaborateonSchiller'scomments.

“Likeallbiometrics,FacelDwillhaveaproblemwithrevocation/saysVitalyShmatikov,a

computerscienceprofessoratCornellTech."Ifapasswordiscompromised,itcanbe

changed—butafacecannotbechanged."AppletoutsitsabilitytosecuredataonitsiPhones,

whichdonotsharebiometricinformationwiththecompany'sservers.Still,Rosssays,hackers

alwaysseemtofindawaycroundeventhetightestsecurity.

WhatdoesArunRossmeanby''relativelycontrolledcondition"?

A.TostartanexplanationcfFacelD'susingcondition

B.TomentionthatAppleInc.showstheirnewproductunderawelldesignedenvironment

C.ToimplythatFacelDhasitslimits

D.Toaddacontextexplanationoftheinterestingdemo

6、Childrenenterschoolattheageofsix,___?

A.dothechildren

B.don'tthey

C.don'tthechildren

0,aren'tthey

7、资料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntothe

Chinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslow

simultaneously.

Anotherdifferentapproachtodoingbusinessisthatinabuyingdecision:Westernerstendto

lookforclearalternatives,whileEasternersmayexaminewaystocombinebothoptions.For

example,aChinesepanelmayfeelthatasupplierwhocombinesclaimsofbestqualitywithalow

pricemayeitherraisethepriceduringthecontractorfailtoimplementthecontract.Theywill

thereforeoftenprefertochooseasupplierwhosepriceisneitherthecheapestnorthemost

expensive.Inaddition,aChinesepanelmayavoidawardingeachsuppliermorethanone

contract,inordertominimizedependenceonasinglesupplier.Suchanapproachmaymakea

WesternerthinkthataChinesenegotiatorisbeingillogical,evasiveordevious,whenhehimself

believesheisbeingquitestraightforward.

What'smore,bothChineseandforeigncompanieswilloftenattributetheirbusinesssuccessto

havinggoodguanxi.TheobjectiveofdevelopingcloserelationshipsistobuildwhattheChinese

callguanxi(.pronouncedgwanshee),whichareessentiallysocialorbusinessconnectionsbased

onmutualinterestandbenefitinacentralizedandbureaucraticstate,relianceonpersonal

contactsisoftenseenastheonlywaytogetthingdone.AndinaplacelikeChinawherethelegal

systemisstillrelativelyweak,theneedtorelyonguanxiremainsstrong.

BothChineseandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggood

guanxi.Buttheobligationsofguanxiareveryreal.Inthewrongplace,ataninappropriatetime,

withunsuitablepeople,theobligationscanbecomeatrapwhichishardtoescape.

Whatisthebestpossibletitleofthearticle?

A.Chinesebusinessphilosophy

B.China'sbusinessculture

C.DoingbusinessinChina

D.GuanxiinChina

8、在单一客户授信限额管理中，商业银行对客户进行信用评级后，首要工作是确定客户的

()。

A.最低债务承受额

B.最高债务承受额

C.平均债务承受额

D.一般债务承受额

9、企业溢价发行股票时，超过股票面值的部分计入（）。

A.盈余公积

B.实收资本

C.资本公积

D.留存收益

10、当组织的人力资源供给小于需求时，正确的供需平衡方法是（）。

A.扩大经营规模

B.延长工作时间

C.裁员

D.推行工作分享

11、在一个会计期间发生的一切经济业务，都要依次经过的核算环节是（）。

A.填制和审核凭证、复式记账、编制会计报表

B.填制和审核凭证、登记账簿、编制会计报表

C.设置会计科目、成本计算、复式记账

D.复式记账、财产清查、编制会计报表

12、资料：Memo

DateJanuary17

From:NelaPotter

To:Marketingstaff

Pleasereviewtheattachedbestsellerlistfromtoday'sSilvertonDaily.ThoughMarkShipley's

bookisloveonthelist,rememberthatwereleaseditonlyonJanuary2.Thereisstillan

opportunityforsalestoincrease.Howcanweguaranteethatthishappens?

Thislistclearlyillustratesthathealthandwellnesstitlesaregoodsellers.Ourcompetitors,such

asWaylandandBrownback,havebeenthriving.1attributetheirsuccesstoaggressivemarketing

tactics.ConsiderhowWaylandhasbeenextensivelypromotingJennaWyatt*sbook!

So,forournextscheduledmeeting,Iwouldlikeeachofyoutopresentyourownoriginalideals

forgeneratingmorepublicityforourcurrentandfurtureprojects.

{图

}WhatistrueaboutthebookwrittenbyMr.Morrison?

A.Itisthemostexpensivebookonthelist

B.ltiswrittenonthesametopicasisMs.Karl'sbook

C.ltfirstappearedonthelistthreeweeksago

D.lthasfalleninpopularitysincelastweek

13、资料：SingaporeAirlinesplanstointroduceinflightmooilephoneandinternetaccessirMay

thisyear,beginningwithitsflagshipAirbusA380fleet.

Severalpricingmodelsarebelievedtobeunderconsideration,beginningwithalow-costpackage

suitableforWE—servicesuchasGoogleGmaiLYahooandHotmailaswellasa30MBallowance

foraroundSGD$25(that's$20RussiaandUS,and£20and£14).

TheairlineispollingselectedmembersofitsKrisFlyerfrequentflyerloyaltyprogramto

participateinanonlinesurveyaboutyourattitudestowardsinflightmobileandinternet

services,whichweareplanningtointroducefromMay2011accordingtotheemailinvitation.

ThesurveyaskstravellersfortheiropinionsonpricingpackagessuchasSGD$25for30MB,aswell

asifmobilephonecellsandSMSmessagesshouldbepermitted.

Shouldpassagersbeallowedtomakeandtakecallsat30000feetthey'llpayplentyforthe

privilege,withcallsbeingchargedatinternationalroamingrates.

Asit'suptoeachcountrytodecidewhatthoseratesare-andwithSingaporeAirlineseffectively

beingitsowncountryintermsofprovidingafullycontrolledandself-containedtelecomssystem

onboardeachplane-thoseratescouldliterallybeskyhigh.

SQ'sinflightinternetandmobileservice,whichmaycarrytheKrisNetbrandinkeepingwiththe

KrisWorldinflightentertainmentsystem,isexpectedtodebutontheAirbusA380beforebeing

installedontotheairline'sA340-500andBoeing777-300ERaircraft.

Passagerswillbeabletoaccesstheinternetonanydevicefromasmartphonetoatabletor

laptop,asSingaporeAirlineswillsupportconnectionsthroughbothWifiwirelessnetworking

(usingaseriesoflow-hotpotslocatedthroughouttheplane)and3G(viatinypico-cell

stations).

ItwillemploythepepularOnAirtechnology,jointlydevelopedbyITcompanySI1AandAirbus,and

currentlyusedbyover20airlines(includingAirNewZealand'scurrent

trialofin-flightinternet)whichfeedstheWifiand3GsignalsthroughtoInmarsat's

SwiftBroadbandsatellitenetwork.

AccordingtotheauthoothefeesformakingandtakingcallsonplanesofSingaporeAirlineswill

beskyhigh,because_.

A.thetelecomssystememployedbySingaporeAirlinesonboardeachplaneisthebestofthe

breed

B.SingaporeAirlineshasaself-containedtelecomssystemwhichenablesittosethigh

internationalroamingrates

C.thecallswillbechargedatinternationalroamingrateswhicharenormallyhigh

D.itwillbeaprivilegetoasmall

14、下列会计基本假设中，()是指企业会计确认、计量和报告的空间范围。

A.会计分期

B.会计主体

C.持续经营

D.货币计量

15、DespitehisCatholicbackground,Kennedyalsobecameastrongadvocateofrightsand

later,asupporterofsame-sexmarriage.

A.waste

B.removal

C.autonomy

0.abortion

16、资料：ThefederalgovernmentonWednesdayrecommendedanendangered-specieslisting

fortheloggerheadturtlesinU.S.Waters,adecisionthatcouldleadtotighterrestrictionson

fishingandothermaritimetrades.Environmentalgroupswho'dbeenpushinganendangered

listingsaidtheproposalwasa“turningpointwtheyhopewillleadtogreaterturtleprotections.

"\thinkit'shugedayforloggerheadseaturtles,wsaidBethRiff,amarinewildlifescientistat

Oceana/zitreallydrawsattentiontothefacttheseturtlesarenotdoingwellandmoreneedsto

bedonetoprotectthem/Withallthatattentiontopaidtothem,you'dthinkthesecreatures

wouldatleasthavethegratitudenottogoextinct,butNatureisindifferenttohumannotionsof

fairness.Noonereallyknowshowmanyloggerheadthereare,orhowmanyarebeingkilledby

fishinggearorotheractivities.Riffcitesa40percentdropinthenumberofnestingfemalesin

Floridaoverthelastdecadeasevidenceoftrouble.

Loggerheadsarenamedfortheirlargeheads,whichcontainpotentjawsthatcancrushthehard

shellsofpreysuchasconch.Theturtlesareaboutthesizeofafistwhentheyhatchandmakea

frenzieddashtothesurf.Buttheytypicallygrowtomorethanthreefeetinlengthand250

pounds.Theanimalcanlogthousandsofmilesasittravelsacrossoceans.

BarbaraSchoder,nationalseaturtlecoordinatorforNOAA'sfisheriesdivision,saidthebiggest

threatstotheNorthPacificloggerheadincludedamagetoprimarynestingsites,whicharemainly

inJapan,aswellasaccidentalsnaringoftheturtlesinfishinggear.AndreaTeeofSan

Francisco-basedCenterforBiologicalDiversitysaidtheturtlesgethookedbyHawaiianlongline

fishermentargetingswordfishandtunaandcanbeinjuredordrowned.OntheEastCoast,the

mainthreattoturtlesisgearfromtheregion'svariousfishenesSchodersaid.

Aprimarybenefitoftheendangeredstatuswouldbeincreasedpublicpressureonprotectingthe

species,Riffsaid.Butthegovernmentwouldalsohavetodetermine/zcriticalhabitats,“suchas

wheretheturtlesreproduceorforage.Suchplacescouldbesubjecttoadditionalprotectionsfor

theturtles,includingrestrictionsonmaritimedevelopmentorfishing.

Likeeveryotherenvironmentalissuetoday,thisisplayingoutagainstthebackgroundofglobal

warmingandhumaninterferencewithnaturalecosystems,Thenarrowstripsofbeachonwhich

theturtleslaytheireggsarebeingsqueezedononesidebydevelopmentandontheotherby

threatofrisingsealevelsastheoceanswarm.Ultimatelywemustgetahandleonthoseissuesas

well,oracreaturethatoutlivedthedinosaurswillmeetitsendatthehandsofhumans,leaving

ourdescendantstowonderhowcreaturesouglycouldhavewonsomuchaffection.

Itcanbelearnedfromthefirstparagraphthat().

A.humanactivitieshavechangedthewayturtlessurvive

B.Effortshavebeenmadetoprotectturtlesfromextinction

C.Marinebiologistsarelookingforthesecretofturtles*reproduction

0.Governmentbureaucracyhascontributedtodecreasingnumberofturtles

17、根据《民法典》的规定，以下属于非营利法人的是（）。

A.基金会

B.有独立经费的机关

C.农村集体经济组织

D.承担行政职能的法定机构

18、2009年10月2日在丹麦首都哥本哈根举行的国际奥委会第121届全会，关于2016年

夏季奥运会举办城市的投票中，经过三轮投禀，（）成功获得了2016年奥运会的主办权。

A.芝加哥

B.马德里

C冻京

D.里约热内卢

19、在1月18日凌晨结交的2021斯诺克大师赛决赛中，20岁的中国球员（）战胜英

国名将约翰•希金斯夺冠，成为历史首位“00后”大师赛冠军。

A.颜丙涛

B.颜振涛

C.丁俊辉

D.王涛

20、WiththeU.S.governmentamassinggrowingamountsofeveryyear,itneedsthe

moneythatforeigninvestorsoffer.

A.currency

B.cost

C.payment

D.debt

21、最广义的投资银行定义是指（）o

A.任何经营华尔街金融业务的银行

B.指经营一部分或者全莉资本市场业务的金融机构

C.投资银行是指经营资本市场某些业务的金融机构

D.在一级市场上承销证券筹集资本和在二级市场上交易证券的金融机构

22、远期合约的最大功能是（

A.方便交易

B.增加收益

C.增加交易量

D.转嫁风险

23、一般来讲，在下列（）经济背景条件下证券市场呈上升走势最有利。

A.持续、稳定、高速的GDP增长

B.高通胀下的GDP增长

C.宏观调控下的GDP减速增长

D.转折性的GDP变动

24、资格I■:It'seasytotracetheevolutionoftheautomobile.Atmost,we'reonlytalkingabouta

fewcenturiesoftechnologicaldevelopment,andmostoftheplans,prototypesandmodelsare

stillaround.Withjustalittleresearch,youcaneasilytracethelatestmodelelectrichybridback

toitssteam-poweredancestors.

Yourfamilytreeisprobablyadifferentmatter.Evenanextensivegenealogychartcanonlyreach

backsofar,andmortalityputsaratherstrictlimitonexactlyhowmany“models“arestillonthe

road.Humanity'sevolutionaryprogressionisevenmoredifficult.Westillhaveplentyofliving

primaterelatives,butmaryofthelifeformsthatconnecttheevolutionarydotsarelongextinct.

Evolutionarybiologistsuseseveralmethodstodecipherexactlyhowwecametobeasweare.In

fact,thefielditselfencompassesseveraldifferentdisciplinesinadditiontobiology,likegenetics,

psychology,geology,archaeologylinguistics,anthropologyandprimatologyjusttonameafew.

Naturally,paleoanthropologyalsoplaysakeyrole,aswehavetoturntothefossilrecordfor

manycluesaboutourancientprimate,humanandnearlyhumanancestors.

Whilethefossilrecordbyitsverynatureisincomplete,there'snoshortageoffossilevidenceto

linktheplanet'svariedIreformsintoagreattreeoflife,achartthatscientistscalla

phylogenetictree.Youcanthinkofhumansastheverytipofjustonebranchonthattreecalled

“hominid."Chimpanzeesexistattheendofanadjoiningbranchcalled"panin."Followboththe

hominidandpaninbranchbackabout5.4millionyears,andyou'llfindapointwherescientists

thinkthetwoconvergedfromasingle,commonancestor.

Fossilevidencehelpsscientiststoreconstructthesetrees,butsodomorphologicalandgenetic

studlies.Geneticanalysishasyieldedstrikingsimilaritiesbetweenchimpsandhumans.Assuch,

scientistsknowalastcommonancestorofchimpsandhumansexisted,evenifwe'veyetto

determinetheexactspecies.Yetpaleoanthropologistshavefoundnumeroushominidfossilsto

bridgetheevolutionaryprogressionfromthatunknowncommonancestortomodernhumans.

ThesefindsincludesuchfamousEastAfricanfossilsasLucy(Australopithecusafarensis),which

strengthenedtheimportanceofbipedalisminhumanevolutionandprovedanessential

milestoneonourwaytomodernHomosapiens.

Fossilevidenceforhumanevolutionwillneverbecomplete,asfossilsthemselvesarerare

geologicoccurrences.Nevertheless,byincorporatingotherscientificdisciplines,we'reableto

buildanincreasinglyaccuratepictureofjustwhatourevolutionaryfamilytreeconsistedof.

WhatcanbeinferredfromPara.5?

A.Morpholoicalandgeneticstudieshelpedscientiststotraceunknowncommonancestorof

chimpsandhumansexisted

B.Morphologicalandgeneticstudiesdeterminedexactspeciesofcommonancestorofchimps

andhumansexisted

C.Geneticstudiesfoundhominidfossilstobridgetheevolutionaryprogressionfromunknown

commonancestortomodernhumans

D.MorphologicalstudieshelpedfindingthefamousEastAfricanfossilsandsetupanmilestone

inthisfield

25、（）要求企业提供的会计信息应当反映与企业财务状况、经营成果和现金流量有关的所有

重要交易或者事项。

A.相关性

B.及时性

C.重要性

D.可比性

26>Sincehesufferedagreatdealfromstomachache,thedoctorinsistedthathewineany

more.

A.didnotdrink

B.doesnotdrink

C.shouldnotdrink

D.couldnotdrink

27、（）是使得全球各地外汇市场的汇率保持一致的主要因素。

A.套汇活动

B.国际贸易

C.开放经济

D.资金流动

28、Trainingincludespracticalexperienceworkingonarangeofaircraftoncampusincluding

aBoeingaircraftownedbytheschool.

A.broken

B.functioning

C.used

□.skeleton

29、对实际现金流进行折算时，使用（）o

A.名义利率

B.税前利率

C.通胀率

D.实际利率

30、白居易在登上庐山时写下：“人间四月芳菲尽，山寺桃花始盛开〃。产生诗中景象的原因

是（）。

A.山地土壤贫瘠，桃树开花较迟

B.山地由于海拔高，气温低，桃树开花来得迟

C.山地云雾多，桃树开花来得迟

D.山地空气稀薄缺氧，桃树开花较迟

31、下列文种中.行文方向固定的是（）o

A.批复

B.意见

C.函

D.纪要

32、Passage1

TheIMFbelievesthateconomicgrowthispickingup,soundsfamiliar.

Aprilisthecruelestmonth,breedinglilacsoutofthedeadland,and,inWashington,chirpy

forecastsfromtheIMFthatoftenproveabittoochirpy.OnApril18ththefundreleasedits

semi-annualWorldEconomicOutlook（WEO）“raisingitsforecastforglobalgrowthin2017to

3.5%.Growthforecastsfortheemergingworldhavenotchanged.TheIMF'sglobaloptimismis

basedinsteadonhopesofincreasedgrowthintherichworld.

ThefundtakesarosyviewoftheAmericaneconomy,citingbothhighlevelsofconsumer

confidenceandDonaldTrump'splansformoregovernmentspending.

InBritaintheIMFnowreckonsGDPwillgrowby2.0%in2017,upfromearlierestimatesof1.5%

(issuedinJanuary)and11%(lastOctober).TheIMFhasalsoraiseditsforecastsforJapanand

theeuroarea.

SniperspointoutthatIMFforecastshavebeenfarfromperfect.Someglitchesareexcusable.In

thespringof1990,itpredictedthatKuwait'seconomywouldgrowby0.8%thatyear.ltactuallyfell

by26%.

What*sthemainideaofthispassage?()

A.Theeconomicgrowthisturningbetter

B.Theworldeconomicgrowthisplunging

C.TheIMF'sforecastsonworldeconomysometimesaretoooptimistic

D.Theeconomicgrowthoftheemergingworldremainsthesame

33、Internet提供的最简便、快捷的通信服务为()。

A.文件传输(FTP)

B.远程登录(Telnet)

C.电子邮件(E-mail)

D.万维网(WWW)

34、下列叙述中，正确的是()。

A.高级语言编写的程序的可移植性差

B.机器语言就是汇编语言，无非是名称不同而巳

C.指令是由一串二进制数(0和1)组成的

D.由机器语言编写的程序可读性好

35、资料：之后，经济学家MrV发表了关于一些新名词的感悟，请根据下列资料回答问题。

Theword“globalization“isindailyusethroughouttheworld.Variouslyreferredtoas

mondialisationinFrench,globalisierunginGerman,orQuanquihuainChina(Scholte,1996),

newsarticles,television,andeventextbooksoftenusetheword“globalization“tomeanmany

differentthings.AuthorJanPieterse(1995)assertstherearealmostasmany

conceptualizationsofglobalizationastherearedisciplinesinthesocialsciences.Teachersand

scholarsindisciplinessuchasmanagementmarketing,finance,accounting,andeconomicsalsouse

theword“globalization"tomeandifferentthings.Forexample,somebelieveglobalizationisthe

absenceofbordersandbarrierstotradebetweennations(Ohmae,1995),butalsoithasbeen

describedasashiftintraditionalpatternsofinternationalproduction,investment,andtrade

(Dicken,1992).

Anotherpopularconceptionofglobalizationisthatitisabusinessstrategythatmeansdoing

everythingthesameeverywhere(KanterandDretler,lS98).Othersbelieveglobalizationis

interconnectionsbetweenoverlappinginterestsofbusinessandsociety(Brown1992;renesch

1992).Asyoucansee,thesedefinitionsdifferinsignificantways.Because

definitions,descriptions,andvisionsofglobalizationvarywidelyjtisdifficulttoknowwhatit

meansforbusinessestogo"global".

WhichofthefollowingstatementisNOTimpliedbytheunderlinedsentence?()

A.Theconceptionsofglobalizationvary

B.Thedisciplinesinthesocialsciencesvary

C.Therearelessconceptionsofglobalization

D.Therearemanydisciplinesinthesocialsciences

36、(1)电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机

等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的

新技术已经被证明是无害的，人们为什么要担忧呢？

(2)一个原因可能是新技术后果的评估和其问世之间存在滞后，在担心新技术对下一代造

成的影响方面确实如此。人们的焦虑和趣闻轶事在不断增加。统计学中的一句格言是，轶事

的里数形式不是“数据〃，但可能是“媒体报道〃。

(3)在《心理科学》(PsychologicalScience)上发表的一篇论文中，杜克大学研究人员马德

琳•乔治(MadeleineGeorge)和坎蒂丝・欧哲斯(Candiceedgers)评估了迄今为止有关社交媒

体对青少年影响的科学证据。他们发现，青少年普遍沉浸于数字世界。在一项调查中，青少

年每天发送60条短信，78%的青少年拥有能上网的手机。

(4)但乔治・欧哲斯团队也发现，没有证据支持家长们的担心。他们的结论是，青少年在移

动世界的体验与实际生活中的体验是相互平行的，前者不会取代后者。青少年主要利用移动

设备与线下已经认识的朋友沟通。青少年会有不愉快的线上体验，但这些体验与他们在线下

的不愉快体验类似。

(5)2007年、2013年在荷兰和百慕大进行的两次大规模调查显示，线上沟通活跃的青少

年有更多和更铁的朋友，小规模研究也得出了这样的结论。没有迹象表明移动设备使用的增

加影响了青少年与其他人之间的友谊。

(6)也有家长们担忧，移动技术会使孩子们与家长疏远或使孩子们容易受到陌生人侵害，

但乔治・欧哲斯团队并没有发现支持这些担忧的证据％研究人员倒是发现，显示屏会影响睡

眠，无论这是由LED屏幕发出的光线还是由“数字世界〃带来的兴奋造成的。因此，让孩子(包

括家长)不把手机放在床边是个不错的做法。

(7)尽管有了这项研究的成果，以及之前有关技术引发灾难的预言都已落空，人们为什么

相信移动设备对青少年的影响会不同于以往的新技术呢？一种原因可能是，技术和文化改变

的体验对成年人和孩子们是不同的，心理学家称之为“文化棘轮”。每一代孩子会轻松和自动

接受前几代人的全部技术，但每一代都会推出新技术，作为成年人，理解这些新技术要困难

得多。

(8)不可避免的是，在人们眼中，自己出生前的岁月像是伊甸园，孩子出生后的岁月就像

是“疯狂的麦克斯

第4段中作者提到“乔治-欧哲斯团队〃的研究结果是“没有证据支持家长们的担心〃,请推测怎

样的证据最能支持"家长们的担心〃？()

A.增加线上沟通会减少青少年与朋友的距离感

B.移动世界的体验与实际生活中的体验是相同的

C.青少年沉浸于数字世界之后很少参加线下活动

D.青少年可以通过移动设备在线上交到更多的好朋友

37、由某•银行集团成立段权公司，再由该公司控制或收购两家以上的若干银行而建立的•

种银行制度，属于()制度。

A.持股公司制

B.连锁银行制

C.代理银行制

D.总分行制

38、资料.：FORTWOMARKETINGEXECUTIVES

LegendCo.isaninternationalfamouscompanyspecializedinmanufacturingfurnitureand

householdappliances.ItisheadquarteredinNewYorkandhasestablishedover30branches

aroundChina.Withtherapdgrowth,nowthecompanyneedstwomarketingexecutives.

Qualifications:

Nationality:Chinese

Education：masterdegreeinMarketing,Management,Economicsorotherrelatedmajors.

Experience:atleast3years'experienceinmarketing.

Skills:goodcommandoforalEnglish;proficientcomputerskills.

Others:obedienttoarrangementsofthecompany;frequentbusinesstripsareacceptable.

Ifyouwanttoworkinthecompanyandarequalified,pleasecallat01087654321andcontactMr.

Smith.

Whoisthemostsuitablepersonforthispost?

A.Emma,masterdegreeinEnglish,frequentbusinesstripsareacceptable

B.LiLei,masterdegreeinManagement,3years'experienceinmarketing,goodEnglishand

computerskills

CJack,bachelordegreeinManagement,goodEnglish

DJimmy,masterdegreeinMarketing,2years,experienceinmarketing,goodEnglishand

computerskills

39、资本主义条件下的借贷资本()o

A.是从职能资本运动中分离出来的一种生息资本

B.是货币资本

C.是高利贷资本

D.是职能资本

40、资$4：Inthebusinessenvironmentnearlyallindividualswithinanorganizationwillbelongto

oneormoregroupsorteams.

Ateamisasetofpeoplewitharangeofdifferentskillsthatwillideallyhaveobjectivesthat

contributetotheoverallcorporatestrategyofthebusiness.Theywillusuallyhavesomebody

whoisidentifiedastheteamleader.Theimportanceofteamsthatperformwellcannotbe

underestimated.Itisgenerallyacceptedbyhighachievingorganizationsthattobeeffectiveyou

needto.

1.createamotivatedteam

2.giveteammembersabriefalongsideobjectives

3.appointaleaderoftheteam

4.managetheteam

5.providethemwithauthority

6.monitortheprogressoftheteam

7.ensureeffectivecommunicationsstreams(lackofcommunicationcanbetheoneofthebiggest

issuesandfailureswithinorganization.)

Thephrase'twoheadsarebetterthanone'helpstodescribethepurposeofteams.Teams

provideanopportunitytoshareideasandstrengthsanduseavarietyofviewpointsand

experiences.Ateamprovidesindividualswithacommonpurpose.Theyalsohaveacommon

identityastheystrivetogethertowardsacommongoal.

Whatisnotsupposedtodoifyo