2025年中行英语笔试考试及答案

2025年中行英语笔试考试及答案

一、单项选择题（总共10题，每题2分）1.Whatisthemainfunctionofthecentralbank?A.ToregulatethestockmarketB.TocontrolthemoneysupplyC.TomanagethepostalserviceD.Tooverseethetelecommunicationsindustry2.Whichofthefollowingisacharacteristicofamonopolymarket?A.ManysellersandlowbarrierstoentryB.SinglesellerandhighbarrierstoentryC.ManysellersandhighbarrierstoentryD.Singlesellerandlowbarrierstoentry3.Inmacroeconomics,whatdoesGDPstandfor?A.GrossDomesticProductB.GrossDomesticProfitC.GlobalDomesticProductD.GrossDevelopmentProduct4.Whatistheprimarypurposeofabudget?A.TomaximizerevenueB.TominimizeexpensesC.ToallocateresourcesefficientlyD.Toincreasedebt5.WhicheconomictheoryisassociatedwithAdamSmith?A.KeynesianeconomicsB.MonetarismC.Supply-sideeconomicsD.Classicaleconomics6.Whatisthetermfortherateatwhichmoneylosesitspurchasingpowerduetoinflation?A.NominalinterestrateB.RealinterestrateC.InflationrateD.Discountrate7.Whichofthefollowingisafiscalpolicytool?A.OpenmarketoperationsB.TaxationC.ReserverequirementsD.Monetarypolicy8.Whatisthemainpurposeofabalanceoftrade?A.Tomeasurethecountry'sdebtB.Totrackthecountry'simportsandexportsC.Tocalculatethecountry'sGDPD.Todeterminethecountry'sinflationrate9.Whichofthefollowingisaprimaryfunctionofmoney?A.ToserveasastoreofvalueB.TofacilitatetradeC.ToactasaunitofaccountD.Alloftheabove10.Whatisthetermforthedifferencebetweenthenominalinterestrateandtheinflationrate?A.RealinterestrateB.NominalinterestrateC.EffectiveinterestrateD.Annualpercentagerate二、填空题（总共10题，每题2分）1.Thestudyofindividualeconomicunitsisknownas________.2.Amarketstructurewheremanyfirmssellsimilarproductsiscalled________.3.Thetotalvalueofallfinalgoodsandservicesproducedinacountryinagivenperiodisknownas________.4.Thegovernment'splanforcollectingandspendingrevenueiscalleda________.5.Theeconomictheorythatemphasizestheroleofgovernmentinterventionintheeconomyisknownas________.6.Therateatwhichthevalueofmoneydecreasesduetoinflationiscalledthe________.7.Thepolicyusedbythegovernmenttoinfluencetheeconomythroughspendingandtaxationisknownas________.8.Thedifferencebetweenthevalueofacountry'sexportsandimportsisknownasthe________.9.Theabilityofmoneytoholdvalueovertimeiscalledits________.10.Thedifferencebetweenthenominalinterestrateandtheinflationrateisknownasthe________.三、判断题（总共10题，每题2分）1.Thecentralbankisresponsibleforregulatingthestockmarket.2.Amonopolymarkethasmanysellersandlowbarrierstoentry.3.GDPmeasuresthetotalincomeearnedbyacountry'sresidents.4.Abudgetisprimarilyusedtomaximizerevenue.5.AdamSmithisassociatedwithKeynesianeconomics.6.Theinflationrateistherateatwhichmoneylosesitspurchasingpower.7.Taxationisamonetarypolicytool.8.Thebalanceoftrademeasuresacountry'sdebt.9.Moneyservesasastoreofvalue,aunitofaccount,andamediumofexchange.10.Therealinterestrateisthedifferencebetweenthenominalinterestrateandtheinflationrate.四、简答题（总共4题，每题5分）1.Explainthedifferencebetweenmicroeconomicsandmacroeconomics.2.Describetheprimaryfunctionsofmoney.3.Whatarethemaintoolsoffiscalpolicy?4.Discusstheimpactofinflationonaneconomy.五、讨论题（总共4题，每题5分）1.Howdoesthecentralbankinfluencetheeconomy?2.Whataretheadvantagesanddisadvantagesofamonopolymarket?3.Discusstheroleofgovernmentinterventionintheeconomy.4.Howdoesinflationaffectdifferentsegmentsoftheeconomy?答案和解析一、单项选择题答案1.B2.B3.A4.C5.D6.B7.B8.B9.D10.A二、填空题答案1.Microeconomics2.Monopolisticcompetition3.GrossDomesticProduct4.Budget5.Keynesianeconomics6.Inflationrate7.Fiscalpolicy8.Balanceoftrade9.Storeofvalue10.Realinterestrate三、判断题答案1.False2.False3.False4.False5.False6.True7.False8.False9.True10.True四、简答题答案1.Microeconomicsfocusesonindividualeconomicunitssuchashouseholdsandfirms,whilemacroeconomicsexaminestheeconomyasawhole,includinginflation,unemployment,andeconomicgrowth.2.Moneyservesasastoreofvalue,aunitofaccount,andamediumofexchange.Itallowspeopletosavewealth,measurethevalueofgoodsandservices,andfacilitatetransactions.3.Themaintoolsoffiscalpolicyincludetaxation,governmentspending,andtransferpayments.Thesetoolsareusedtoinfluencetheeconomybyadjustingthegovernment'srevenueandexpenditure.4.Inflationreducesthepurchasingpowerofmoney,leadingtohigherpricesanderodingsavings.Itcanredistributewealthfromsaverstoborrowersandimpactdifferentsegmentsoftheeconomydifferently,suchasfixed-incomeearnersandbusinesses.五、讨论题答案1.Thecentralbankinfluencestheeconomythroughmonetarypolicytoolssuchassettinginterestrates,conductingopenmarketoperations,andregulatingthemoneysupply.Theseactionscanstimulateorcooldowneconomicactivity.2.Monopolymarketscanleadtohigherpricesandreducedconsumerchoice,buttheycanalsoresultineconomiesofscaleandinnovation.However,theyoftenlackcompetition,whichcanstifleefficiencyandconsumerwelfare.3.Governmentinterventionintheeconomycancorrectmarketfailures,promotesocialwelfare,andstabilizetheeconomy.However,excessiveinterventioncanlead