2025年农业银行洛阳市笔试英文行测高频题含答案

2025年农业银行洛阳市笔试英文行测高频题含答案一、选词填空（共5题，每题2分）1.TheAgriculturalBankofChina,LuoyangBranch,aimsto______financialinclusionbyexpandingitsservicestoruralareaswhereaccesstobankingislimited.A.enhanceB.diminishC.disruptD.isolate答案：A解析：根据语境，农业银行洛阳分行旨在通过扩大服务范围促进金融普惠，“enhance”（提升）符合“促进”的语义；“diminish”（减少）、“disrupt”（破坏）、“isolate”（隔离）均与目标矛盾。2.Theriskmanagementteamisresponsiblefor______potentialthreatstothebranch’sassets,includingcreditdefaultsandmarketfluctuations.A.ignoringB.assessingC.creatingD.transferring答案：B解析：风险管理团队的职责是“评估”潜在威胁，“assessing”（评估）符合逻辑；“ignoring”（忽视）、“creating”（制造）、“transferring”（转移）均不符合职责定义。3.Toimprovecustomersatisfaction,thebranchhas______anewonlineappointmentsystemthatreduceswaitingtimesby40%.A.dismantledB.launchedC.criticizedD.delayed答案：B解析：“launch”（推出）与“newonlineappointmentsystem”（新在线预约系统）搭配，符合“改进客户满意度”的目标；“dismantled”（拆除）、“criticized”（批评）、“delayed”（延迟）均与语境矛盾。4.Theannualreportindicatesthatthebranch’sloanportfoliohas______by12%comparedtolastyear,drivenbyincreaseddemandforsmallbusinessloans.A.shrunkB.stabilizedC.grownD.fluctuated答案：C解析：根据“increaseddemand”（需求增长），贷款组合应“增长”，“grown”（增长）正确；“shrunk”（收缩）、“stabilized”（稳定）、“fluctuated”（波动）与“增长”矛盾。5.Thebank’scustomerservicerepresentativesaretrainedto______inquirieswithprofessionalismandempathy,ensuringclientsfeelvalued.A.avoidB.handleC.misleadD.delay答案：B解析：“handleinquiries”（处理咨询）是客服的核心职责，“handle”（处理）正确；“avoid”（回避）、“mislead”（误导）、“delay”（拖延）均不符合服务要求。二、阅读理解（共2篇，每篇5题，每题3分）Passage1DigitaltransformationhasbecomeakeypriorityfortheAgriculturalBankofChina,LuoyangBranch.Overthepasttwoyears,thebranchhasinvested50millionyuaninupgradingitsdigitalinfrastructure,includingthedevelopmentofasmartbankingappandtheinstallationofAI-poweredtellermachines(ATMs).Theseinitiativesaimtoreducetheaveragetransactiontimefrom8minutesto3minutesandincreasetheproportionofonlinetransactionsfrom35%to60%by2026.Customerfeedbackshowsthatthenewapp,whichfeaturespersonalizedfinancialrecommendationsandreal-timetransactionalerts,hasbeenparticularlypopular.Asurveyof1,000localcustomersfoundthat82%ofusersreportedimprovedsatisfactionwiththeapp’suserinterface,while75%appreciatedthe24/7customersupportchatbotintegratedintotheplatform.However,challengesremain:15%ofelderlyusersexpresseddifficultyinnavigatingtheapp’sadvancedfeatures,promptingthebranchtolauncha"DigitalLiteracyProgram"totrainseniorcitizens.1.Whatisthemaingoalofthedigitaltransformationmentionedinthepassage?A.ToreducethenumberofphysicalbranchesB.ToimprovetransactionefficiencyandonlineservicepenetrationC.TocutcostsbylayingoffstaffD.Tocompetewithinternationalbanks答案：B解析：第一段明确提到“reducetheaveragetransactiontime”（减少交易时间）和“increasetheproportionofonlinetransactions”（提升线上交易比例），对应B选项。2.Howmuchhasthebranchinvestedindigitalinfrastructure?A.35millionyuanB.50millionyuanC.60millionyuanD.82millionyuan答案：B解析：第一段首句指出“invested50millionyuan”，直接对应B选项。3.Whatpercentageofcustomersaresatisfiedwiththeapp’suserinterface?A.15%B.35%C.75%D.82%答案：D解析：第二段提到“Asurvey...82%ofusersreportedimprovedsatisfactionwiththeapp’suserinterface”，对应D选项。4.Whydidthebranchlaunchthe"DigitalLiteracyProgram"?A.TopromoteitsnewcreditcardsB.TohelpelderlyusersadapttotheappC.TotrainstaffondigitalskillsD.Toincreaseonlinetransactionfees答案：B解析：第二段末句“15%ofelderlyusersexpressedmptingthebranchtolauncha'DigitalLiteracyProgram'”说明项目是为帮助老年用户，对应B选项。5.Whatisthetargetonlinetransactionproportionby2026?A.35%B.60%C.75%D.82%答案：B解析：第一段提到“increasetheproportionofonlinetransactionsfrom35%to60%by2026”，对应B选项。Passage2GreenfinancehasemergedasastrategicfocusfortheAgriculturalBankofChina,LuoyangBranch.In2024,thebranchissued300millionyuaningreenbonds,with70%ofthefundsallocatedtorenewableenergyprojectssuchassolarfarmsinruralLuoyangand30%toeco-friendlyagriculturalinitiatives,includingorganicfarmingsubsidies.Acasestudyofthe"LuoyangGreenAgricultureProject"showsthatthebranchprovidedlow-interestloans(withanannualrateof3.2%,1.5percentagepointslowerthanthestandardagriculturalloanrate)to200localfarmers.Thesefarmerstransitionedfromconventionaltoorganicfarming,reducingchemicalfertilizeruseby45%andincreasingcropyieldsby20%withinoneyear.Theprojectalsocreated50newjobsinruralareas,supportingthegovernment’sruralrevitalizationstrategy.However,thebranchfaceschallengesinassessingtheenvironmentalimpactofgreenprojects.Toaddressthis,ithaspartneredwiththeLuoyangEnvironmentalResearchInstitutetodevelopa"GreenCreditScoringSystem"thatevaluatesprojectsbasedoncarbonemissionsreduction,waterconservation,andbiodiversityprotection.1.Whatpercentageofgreenbondfundswenttorenewableenergyprojects?A.30%B.45%C.70%D.20%答案：C解析：第二段首句“70%ofthefundsallocatedtorenewableenergyprojects”，对应C选项。2.Whatistheannualinterestrateofthelow-interestloansinthe"LuoyangGreenAgricultureProject"?A.1.5%B.3.2%C.4.7%D.5.0%答案：B解析：第二段提到“low-interestloans(withanannualrateof3.2%)”，直接对应B选项。3.Howmuchdidchemicalfertilizerusedecreaseafterfarmerstransitionedtoorganicfarming?A.20%B.30%C.45%D.50%答案：C解析：第二段指出“reducingchemicalfertilizeruseby45%”，对应C选项。4.Whatisthepurposeofthe"GreenCreditScoringSystem"?A.TocalculateloaninterestratesB.ToevaluatetheenvironmentalimpactofgreenprojectsC.TopromoteorganicfarmingD.Toincreasethebranch’sprofits答案：B解析：第三段提到“developa'GreenCreditScoringSystem'thatevaluatesprojectsbasedon...environmentalimpact”，对应B选项。5.Howmanynewjobsdidtheprojectcreate?A.50B.100C.200D.300答案：A解析：第二段末句“created50newjobs”，对应A选项。三、逻辑推理（共5题，每题3分）1.图形推理：观察以下图形序列，选择下一个图形（）□○△□○△□○△□○△□○？A.□B.○C.△D.

答案：C解析：序列为“□○△”循环，前四个完整循环后，第五个为“□○”，下一个应为“△”。2.类比推理：贷款：利息=存款：（）A.本金B.利率C.取款D.账户答案：B解析：“贷款”产生“利息”，“存款”产生“利率”（利息与本金的比率），逻辑关系为“业务-收益计算指标”。3.逻辑判断：所有农业银行洛阳分行的员工都参加了反洗钱培训，张磊参加了反洗钱培训，因此（）A.张磊是农业银行洛阳分行的员工B.张磊不是农业银行洛阳分行的员工C.无法确定张磊是否是农业银行洛阳分行的员工D.张磊是其他银行的员工答案：C解析：原命题为“所有A是B”，但“B”包含“所有A”和可能的“非A”，因此“张磊是B”无法推出“张磊是A”。4.数字推理：2,5,11,23,47,（）A.95B.94C.93D.92答案：A解析：规律为前一项×2+1：2×2+1=5，5×2+1=11，11×2+1=23，23×2+1=47，47×2+1=95。5.排序推理：将以下事件按逻辑顺序排列（）①客户提交贷款申请②银行审核信用记录③签订贷款合同④发放贷款⑤贷后风险评估A.①→②→③→④→⑤B.①→③→②→④→⑤C.②→①→③→④→⑤D.①→②→④→③→⑤答案：A解析：流程应为“申请→审核→签合同→放款→贷后评估”，对应A选项。四、数字运算（共5题，每题4分）1.某客户在农业银行洛阳分行存入10万元，年利率3.5%，按复利计算，2年后本息和为多少？（保留两位小数）A.107,000.00元B.107,122.50元C.107,350.00元D.107,500.00元答案：B解析：复利公式：本息和=本金×(1+利率)^年数=100,000×(1+3.5%)²=100,000×1.071225=107,122.50元。2.农业银