2026+人工智能脉搏调查：不安的AI革命+The+Uneasy+AI+Revolution

Allianz

AllianzPulse2026onAI

TheUneasyAlRevolution:

RapidAdoption,GrowingAnxietyandEurope'sPreparednessGap

14October2026

AllianzResearch

AllianzResearch

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ExecutiveSummary

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Adoption:Broadbutshallowandstillmostlyprivate

11

Attitudes:Thewiderthelens,thedarkertheview

14

Box1:IsAladdingtotheeconomicconfidencecrisis?

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Jobs:Risingconcern,buttaskdisruptionratherthanjobdestruction

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Box2:Alandthelabormarket:Disruptionfirst,productivitygainslater

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Preparedness:Sofartrainingreachesmainlythosealreadyahead

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Inequality,misinformationandprivacyconcerns:People'sworriesculminateinacallforstricterregulation

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Policypriorities:AdoptingAlbetter,notjustfaster

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Appendix:Surveysummarystatistics

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14October2026

Executive

Summary

SimonKrause

simon.krause@

Economist,ESG&Insurance

KatharinaUtermöhl

HeadofThematic&PolicyResearch

katharina.utermoehl@

ChiaraRocca

ResearchAssistant

BalintViragh

MarketingResearchManager

balint.viragh@

·TheALlianzPulseSurveytakesthetemperatureofEuropeanhouseholds

eachyearontheeconomic,politicalandsocietalissuesshapingtheirlives,withthe2026editionfocusingonartificialintelligence.AsAlmovesinto

everydaylifeandwork,thesurveyexploreshowpeopleusethetechnology,whattheyexpectfromitandhowpreparedtheyfeelforthechangesitwill

bring.Foritseighthedition,wesurveyedarepresentativesampleof1,000

adultsineachofGermany,France,Italy,Spain,PolandandAustria,addingtheUKandUSforthefirsttime.ThisprovidesatransatlanticperspectiveonhowpeopleareexperiencingandanticipatingtheAltransition.

·EuropeisembracingAl,butadoptionislessadvancedandlesswork

relatedthanintheUS,withlargedifferenceswithinEurope.Acrossalleightcountriessurveyed,48%ofrespondentsuseAlatleastweekly,withtheUS

andSpainleadingataround55%,whileGermany,FranceandAustriaremaininthelow40s.Thegenerationaldivideisparticularlystriking:77%ofGenZ

useAlweekly,comparedwithjust23%ofBoomers.Moreover,adoptionhasyettotranslatefullyintoworkplaceuse:amongAlusers,53%useitmainlyforprivatepurposes,20%mainlyforworkorstudyand27%acrossbothcontexts.JustunderhalfthereforeuseAlatleastpartlyforworkorstudy,withthe

sharehighestintheUS(52%),theUK(51%)andSpain(49%),butonly37%inGermany.GermanystandsoutasthecountrywhereAladoptionismostconcentratedinprivatelife,whileSpainshowsthathighAladoptionandworkplaceusearenotuniquelyAmerican.

·EuropeansseethebenefitsofAlforthemselves,butareconsiderably

moreskepticalaboutwhatitmeansfortheeconomyandjobs,especially

comparedwithAmericans.NetsentimenttowardsAlis-34%overall,meaningnegativeviewsexceedpositiveviewsby34pp.Itdeterioratesto-43%fortheeconomicimpactand-67%forjobs.TheviewsaboutthejobimpactofAlare

deeplynegative,evenaspositiveproductivityexpectationsexceednegative

expectationsby30%acrossallrespondents,while35%expectlittleorno

impact.TheUSprovidesaclearcontrastonemployment:itsjobssentiment

standsat-44%,stillnegativebutconsiderablylesssothanthesurveyaverage.WithinEurope,thepicturevariesstrongly:Austria(-81%)andFrance(-75%)

arethemostpessimisticabouttheAlimpactonjobs,whileSpaincombines

highAladoptionwithlessnegativeattitudestowardsAI'sexpectedjobimpact(-66%).Acrosscountries,young,urbanandhigh-incomerespondentsarethedemographicgroupsmostpositiveaboutAI.Morebroadly,theobservedAl

skepticismiscloselyassociatedwithanoverallweakconfidenceineconomicprogress:respondentswithnegativeviewsofAlalsotendtoholdgloomierviewsofboththeeconomyandthefuture.

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·AsAladoptionspreads,concernsaboutitsimpactonjobsareintensifying,even

thoughmostpeopleexpecttasktransformationratherthanoutrightjobdestruction.Amongcountriessurveyedinbothyears,netsentimentonAl'simpactonjobsfellby

around12pp,from-55%in2025to-67%in2026.Thedeteriorationwasparticularly

pronouncedinEurope:Austria'sjobsbalancefellbyaround19pps,whileGermanyandFrancealsorecordeddoubledigitdeclines.Yetthisisnotprimarilyastoryofexpectedmassunemployment.Only7%expecttheirjobtodisappearentirely,while21%expectsignificantpartstobereplacedand26%expectAlmainlytoaugmenttheirwork.

First-handexperiencechangesexpectationssubstantially:41%ofworkplaceAlusers

anticipateaugmentation,comparedwithonly11%ofnon-users,althoughtheyarealsomorelikelytoexpecttaskreplacement(40%versus17%).Exposureappearstomake

boththerisksandopportunitiesmoretangible,particularlythepotentialforAltosupportratherthanreplaceworkers.

·EuroperisksenteringtheAltransitionwithtoolittleinvestmentinworkers,while

trainingcontinuestofavorthosealreadyahead.Only17%ofallemployedrespondentsacrosscountrieshavereceivedAltrainingatwork,comparedwith30%intheUS.The

lackoftrainingopportunitiesisamajorbottleneck:44%reportthattheiremployeroffersnoAltrainingatall.TheEuropeanrangeiswide,withparticipationfallingtojust10%

inPoland,whiletrainingisalsosignificantlymorecommonamongtertiaryeducated

workers.Thissuggeststhataccesstotrainingrisksreinforcingexistingdividesinskillsandopportunity.Thetransatlanticcontrastisparticularlyconcerning:TheUScombinesmoreintensiveAlusewithgreateremployer-ledpreparation,whilepartsofEuropecombine

limitedworkplaceadoptionwithstrongerfearsoflabor-marketdisruption.

·PeoplefearthatAlwillwideninequalityandwantstrongersafeguardsagainstitsrisks.Acrosstheentiresample,37%expectAltoincreaseinequality,34%thinkit

willstaythesame,comparedwithonly9%whoexpectareduction.Austriarecords

thestrongestexpectationofwideninginequality,whilePolandistheleastconcerned,thoughthebalanceispositiveeverywhere.PeopleworrylessaboutwhatAlmight

becomethanaboutharmsitalreadycauses:misinformation(25%),dataprivacy(21%)andjoblosses(17%)topthelist,aheadoflossofcontroloveradvancedAl(16%).Thenetsupportforstrongerregulation,calculatedastheshareofrespondentsinfavorminus

theshareopposed,increasedby17pp,from+61%in2025to+78%in2026.Thisdoesnot

signaloutrightresistancetoAI:Spaincombineshighadoptionwithstrongsupportfor

regulation,showingthatenthusiasmforthetechnologyanddemandforsafeguardscan

coexist.

·ForEurope,thecentralchallengeisthereforetoaccelerateproductiveAladoptionwhileensuringthatitsbenefitsarebroadlyshared.Thesurveypointstofive

priorities.First,moveAlfromprivateexperimentationintoproductiveworkplaceusebyloweringimplementationcosts,especiallyforSMEs.Second,closethetraininggapthroughemployer-led,occupation-specificlearning.Third,shiftlabor-marketpolicy

fromprotectingexistingjobstosupportingtransitionsintonewtasksandroles.Fourth,

makesuretheproductivitydividendisbroadlysharedthroughskills,widerhousehold

participationincapitalmarketsandtaxsystemsthatadapttoshiftsinincomefromlabortocapital.Fifth,strengthentrustthroughtargeted,proportionateregulationaddressingmisinformation,datamisuseandlabor-marketriskswithoutstiflinginnovation.

Ultimately,successwillbemeasuredbyAl'sabilitytodeliverbroadlysharedproductivitygains,strongeremployabilityandgreaterconfidenceineconomicprogress.

14October2026

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Adoption:Broadbutshallowand

stillmostlyprivate

Aladoptionisunfoldingathistoricallyunprecedentedspeed,butusageintensityremainsuneven.GenerativeAlhasreachedmassadoptionfasterthanearlier

general-purposetechnologiessuchasthepersonal

computerortheinternet,andoursurveyshowsthat

morethanthree-quartersofrespondentshavealreadyusedAltools.Yetonly21%usethemdailyand22%

haveneverusedthematall(Figure1).Weeklyuse

reaches48%acrossthesample,ledbytheUSandSpain,ataround55%,whileFrance,GermanyandAustria

remaininthelow40s.Thetransatlanticdifferenceliesmainlyinintensityratherthanreach:thesharethathasneverusedAlissimilarinEuropeandtheUS,butdailyuseismateriallyhigherintheUS,at30%compared

witharound20%inEurope.SpainshowsthathighengagementisnotuniquelyAmerican.

Thelargestdividesarewithinsocietiesratherthan

acrosstheAtlantic.Morethanthree-quarters,or77%,ofGenZuseAlatleastweekly,morethanthreetimes

the23%shareamongBoomers(Figure2).Millennials

areclosesttoGenZinAladoption(65%weeklyusers),

whileGenX(43%)occupythemiddleground.Largegapsalsorunthroughincome,educationandgeography:59%ofhigh-incomerespondentsuseAlweeklycompared

with40%oflow-incomerespondents,whileusagerisesfrom40%amongtheprimary-educatedto58%amongthosewithtertiaryeducation.Urbanrespondentsare

alsosubstantiallymoreengagedthanruralones,at57%versus34%.ThegendergapinweeklyAluseisevidentbutsmallerthanothergaps:Weeklyadoptionishigheramongmenthanwomen,at51%versus45%.Overall,

Aluseisalreadywidespread,buttheintensityandeconomicrelevanceofthatusedifferssharplyacrossdemographicgroups.

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Alisstillusedmoreinprivatelifethanatwork.Amongusers,53%employAlprimarilyforprivatepurposes,

comparedwith20%whouseitmainlyforworkorstudyand27%whouseitforboth(Figure3).Theprivate-usesharerangesfrom48%intheUSto63%inGermany,

whileexclusiveworkorstudyusevariesonlyfrom14%inGermanyto23%inFrance.CombiningthosewhouseAlmainlyforworkorstudywiththosewhouseitacrossbothprofessionalandprivatecontexts,justunderhalfofusersemployAlatleastpartlyforworkorstudy.TheshareishighestintheUS(52%),theUK(51%)andSpain(49%),comparedwithonly37%inGermany.Germany

thereforestandsoutastheclearestcasewhereAl

adoptionremainsconcentratedinprivatelife.TheUS

andUK,bycontrast,havethehighestsharesofusers

spanningbothprofessionalandprivatecontexts,at33%and31%,respectively,suggestingsomewhatdeeper

integrationofAlacrossdifferentpartsofeverydaylife.

Agemattersconsiderablymorethancountryforhow

Alisused.AlmostfourinfiveBoomers(78%)useAl

mainlyprivately,comparedwithonly8%mainlyforwork,althoughthispartlyreflectsthefactthatmanyinthis

agegrouparealreadyenteringorinretirement.AmongGenZ,thesplitisalmostperfectlybalanced:35%useit

mainlyforworkorstudy,35%mainlyprivatelyand30%

forboth.Millennialsoccupythemiddlegroundhere,with44%usingAlmainlyprivately,22%mainlyforworkor

studyand34%forboth.Notably,thegendergapinhowAlisusedissurprisinglysmall:menandwomenuseAl

acrossprivateandprofessionalpurposesinasimilarway,eventhoughweeklyadoptionremainssomewhathigheramongmenthanwomen,at51%versus45%.

Figure1:BroadbutshallowAladoption.

FrequencyofAluse,shareofrespondents,in%

21%

27%

29%

22%

17%

27%

35%

21%

15%27%

29%

29%

16%

26%

31%

27%

21%

28%

32%

19%

19%32%

33%

16%

27%

28%

30%

15%

23%

25%

24%

29%

30%

25%

21%

24%

AllcountriesAustria

France

Germany

Italy

Poland

Spain

UK

US

0%20%40%60%80%

■Daily■SeveraltimesperweekOccasionally(onceperweekorless)

100%

■Never

Source:AllianzPulse2026,AllianzResearch.

14October2026

Figure2:GenZusesAlthreetimesasoftenasBoomers.

ShareusingAlatleastweekly,shareofrespondents,bygroup,in%

65%

59%58%57%

51%

48%

45%

43% 41%40%40%

34%23%

77%

GenZMillennial

High-incomeTertiaryeducated

UrbanMale

AllrespondentsFemaleGenX

Secondaryeducated

PrimaryeducatedLow-income RuralBoomer

Source:ALlianzPulse2026,AllianzResearch.

Allrespondents

Austria

FranceGermany

ItalyPolandSpain

UK

US

Female

Male

Boomer

GenX

MillennialGenZ

Figure3:Privateratherthanforworkandagenerationaldivide.MaincontextofAluse,shareofrespondentswhoareAlusers,in%

20%

53%

27%

0%

56%

24%

23%52%25%

14%63%

23%

20%52%28%

21%

54%25%

22%52%27%

20%

49%31%

19%48%33%

19%56%

25%

1%

50%29%

8%78%14%

16%56%27%

22%

44%34%

35%35%

30%

0%20%40%60%80%100%

■Forwork/studies■Forprivateuse■Forwork/studiesandprivateuse

Source:AllianzPulse2026,AllianzResearch.

AllianzResearch

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Attitudes:thewiderthelens,the

darkertheview

Alisalreadywidelyused,butmostpeopleviewthenewtechnologywithanxietyratherthanenthusiasm(Figure4).Tocapturerespondents'overallattitude

towardsAl,weaskedthemtoratetheirgeneral

viewsaboutthetechnologyonascalefrom0(very

negative)to10(verypositive).Usingtheestablished

net-promoter-scoremetric,weclassifyrespondents

intodetractors(scores0-6),passives(scores7-8)and

promoters(scores9-10).Acrossallrespondentsinthe

eightcountriessurveyed,52%classifyasAldetractors,comparedwithjust18%promoters,while29%fallin

betweenaspassives.Ineverycountrysurveyed,the

shareofdetractorsfarexceedstheshareofpromoters,underscoringpeople'shighlevelsofuncertaintyand

anxietyaroundAI.SpainstandsoutasthecountrywiththelowestshareofAldetractorsat40%andthesecond-highestshareofpromotorsat24%.Themostpositive,

orleastnegative,AlattitudesarefoundintheUSwiththehighestpromotershareat30%.Attheotherend,thetwocountrieswiththemostnegativeviewsaboutAlareGermanyandAustriawithonly14%and11%promotersbut62%and60%detractors,respectively.

ThedivideinAlattitudesisjustasstrikingacross

demographicgroups,pointingtoabroadergapinwhofeelscomfortablewiththeAltransition.Promotersare

disproportionatelyyoung,urbanandhigh-income.Almost

40%ofhigh-incomerespondentsarepromoters,morethantwicetheshareamonglow-incomerespondents(19%),

whileonly37%ofthehigh-incomegrouparedetractors

comparedwith60%ofthelow-incomegroup.Ageshowsanevensharperdivide,withtwo-thirdsofBoomersclassifiedasdetractorscomparedwith39%ofGenZ.Geography

matterstoo:66%ofruralrespondentsaredetractors,

comparedwith45%ofurbanrespondents.Education,

however,tellsamorenuancedstory.Tertiary-educated

respondentsarelesslikelytorejectAloutrightthanthosewithonlyprimaryeducation,buttheyarenotmuchmorelikelytoembraceit:promotersharesare22%and20%,

respectively.Thatmayreflectthedouble-edgednatureofAlforknowledgeworkers.Theyarebetterplacedtousethetechnology,butmanyalsoworkinoccupationswheretasksareespeciallyexposedtothetechnology.

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Figure4:Alenthusiasmremainstheminorityview.

Alattitudesbycountryanddemographicgroup,in%ofrespondents

Allrespondents

Austria

France

GermanyItaly

PolandSpain

UK

US

Female

Male

Boomer GenXMillennialGenZ

HighIncomeLowIncome

Urban

Rural

TertiaryEducatedPrimaryEducated

18%

29%

52%

26%

62%

15%27%58%

26%

60%

17%

35%

49%

31%

50%

24%

36%40%

17%

29%

54%

30%

25%

45%

16%28%

56%

21%

31%

48%

11%23%

67%

15%

30%

54%

26%32%

41%

26%35%

39%

40%

23%

37%

19%

21%

60%

26%

30%

45%

11%23%

66%

22%

33%

45%

58%80%100%

0%20%

22%40%60%

■Promoter■Passive■Detractor

Note:RespondentsratedtheiroverallattitudetowardsAlonascalfrom0(vernegativeto10(verypositive).Detractos,passivesandpromotersfollowtheclassificationusedthroughoutthereport.

Source:AllianzPulse2026,AllianzResearch.

ThecentralfindingisastrikinggradientinAl

attitudes,whichbecomesteadilymorenegativeas

thelenswidensfromtheindividualtotheeconomy

andthelabormarket.Havingestablishedwhofalls

intothepromoter,passiveanddetractorcamps,we

usethesameclassificationtocompareattitudesacrossdifferentdimensionsofAl(Figure5).Foreachquestion,netsentimentistheshareofpromotersminusthe

shareofdetractors;passivesthereforedonotaffect

thebalance.Onthismeasure,sentimenttowardsAlingeneralstandsat-34%acrossthesample,underscoringthedominantshareofdetractors.WhenwewidenthelenstoAI'seffectontheeconomy,netsentimentfalls

to-43%.WidenitoncemoretoAl'seffectonjobsanditdropstoastark-67%,themostnegativereadingintheentiresurvey.Thelatternumbermeansthatthe75%

ofrespondentswithnegativeassessmentsoutnumberthe8%ofrespondentswithpositiveonesby67pp.This

gradientshowsthatpeoplearerelaxedaboutthetoolintheirownhandsbutfearfulofitinthelabormarket.No

singlecountryordemographicgroupescapesthispattern.

Acrosscountries,thesamedownwardgradientholds,

buttheintensityofAlskepticismvariessharply:theUSisthemostpositive,AustriaandFrancearethemost

negative,whileSpaincombineshighoverallenthusiasmwithpronouncedconcernaboutjobs.Respondents

fromtheUShaveconsistentlythemildestviewonAl

acrossgeneralattitude,impactontheeconomyand

jobs.Inparticular,theUSreadingofanetAlsentimentonjobsof-44%,stemmingfrom20%promotersand64%detractorsisthehighestinthesample,althoughitis

stilldeeplynegative.Ontheotherendofthespectrum,Austriaisthemostskepticalthroughout,withnet

sentimentonAl'simpactonjobsfallingto-81%,followedcloselybyFranceat-75%.Spainprovidesperhaps

AllianzResearch

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themostrevealingcontrast:itisthemostenthusiastic

EuropeancountrytowardsAlingeneral,yetrecordsthesteepestdeteriorationwhenthelensshiftstojobs.HighengagementwithAlthereforedoesnotremoveconcernsaboutlabor-marketdisruption.

AsAladoptionaccelerates,publicsentimentismovingintheoppositedirection:attitudestowardsthetechnologyhavedeterioratedacrosstheboardoverthepastyear.

Comparingresponseswith2025,sentimenttowards

Alingeneralhasedgedlower,viewsofitseconomic

impacthavebecomemorenegativeandconcernsaboutjobshaveintensifiedmostsharply.Thenetbalanceon

employmentplungedby12pp,from-55%to-67%,withAustriarecordingaparticularlysteepdeclineofaround19ppandGermanyandFrancealsoseeingdouble-digitdrops.Thebottomline:themorewidespreadAlbecomes,themoreuneasypeoplefeelaboutitsconsequences.And

theseconcernsmayhavedeepenedfurther,asthesurveypredatesthelatestpublicdebatearoundadvancedAl

anditssafetyrisks.

Theonebrightspotisthepersonalframe,wheremorepeopleexpectAltohelpratherthantoharmthem,andproductivityandtrustmovetogether(Figure6).MorerespondentsexpectAltoraisetheirownproductivity

ratherthantolowerit,foranetof+30%.AslimmajoritytrusttheinformationAlprovides,foranetof+18%.Trustandexpectedproductivitymovecloselytogetheracrosscountriesanddemographicgroups.Francesitsattheskepticalend,withnetdistrustofAlinformationat-5%,alongsideAustriaatclosetozeroandBoomersat-4%.AttheotherendareSpain(+43%),theUS(+36%)and

youngergenerations.

Figure5:Thewiderthelens,thedarkertheview,andeveryframehasworsened.

NetAlsentimentforAlingeneral,itseconomicimpactanditslabor-marketimpact,2025versus2026,in%

0

-10

-20

-30

-40

-50

-60

-70

-74

-80

-81

-90

Germany

US

2025

AllcountriesPoland

2026

Austria

Spain

20262025

France

UK

35

-43

-64

67

-44

52

-53

55

-31

-39

-41

44

-32

-34

-36

-43

-46

-51

2025

ltaly

2026

-62

-48

1

Note:TheAlsentimentquestionsaskedrespondentstoratetherattitudesonascalefrom0(verynegative)to10(verypositive),followinganetpro-moterscorelogic.Netsentimentistheshareofpromotersminustheshareofdetractors.TheUKandUSareobservedin2026only.

Source:AllianzPulse2026,AllianzResearch.

14October2026

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Figure6:Trustandexpectedproductivitymovetogether.

NettrustinAlinformationandnetexpectedeffectonpersonalproductivity,shareofrespondents,in%

45%

40%

NettrustinAlinformation

35%

30%

25%

20%

15%

10%

5%

0%

-5%

-10%

10%

Aloptimists:

GenZ,Millennials,SpainandtheUS-

USGenZbigexpectedgains,hightrust

Millennial

Allcountries,

Male

Poland

FemaleGenX

A/sceptics:

Boomers,France

andAustria-

smallgains,

lowtrust

Italy

Germany

●Austria

France

y=-0.31+1.63xR²=0.83

15%20%25%30%35%40%45%50%

NetpersonalproductivityincreasefromAl

●AllcountriesCountries●Gender●Generation

Note:Netvaluesarethesharepositiveminusthesharenegative.

Source:AllianzPulse2026,AllianzResearch.

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Box1:IsAladdingtotheeconomicconfidencecrisis?

Everyyear,theALlianzPulsetrackshowhouseholdsviewtheeconomyandtheirownprospects.In2026,economicconfidencefellbacktowardpandemic-eralows,raisinganewquestion:CouldgrowingfearsaboutAlbeaddingtopessimismaboutboththenear-termeconomicoutlookandfuturegenerations'prospectsforprosperity?As

Albecomespartofeverydaylifeandwork,itspotentialtotransformjobs,incomesandlivingstandardsaddsanewdimensiontohowpeopleassesstheireconomicfuture.

Economicsentimenthasdeterioratedsharplyacrossmostcountries.Since2019,theAllianzPulsehastracked

assessmentsofcurrenteconomicconditionsandfutureprospects.Oureconomicsentimentindicatoraveragesthenetbalancesofpositiveminusnegativeresponsestobothquestions.In2026,itstandsat-67%inFrance,-56%inGermany,-50%inItalyand-46%inAustria(Figure7).Germanyrecordedthesharpestreversal,fallingfrom-17%in2025to-56%,belowevenitsreadingduringtheCovidpandemic.Polandremainstheonlypositiveoutlierat+9%,whiletheUK(-38%)reflectsthesubduedmoodacrossWesternEurope.TheUS,includedforthefirsttime,isclosetoneutralat-2%.

Figure7:Economicconfidencefallstowardspandemic-eralowsasAladoptionaccelerates.

Neteconomicsentimentbycountry,2019-2026,in%

40%

20%

9%

-2%

-20%

-26%

-38%

-50%

-56%

-67%

-80%

20192020202120222023202420252026

——Austria——France——Germany——Italy——Poland——Spain—UK-US

-40%

-60%

-46%

0%

Note:Netsentimentistheaverageofthenetbalancesforthecurrenteconomicsituationandfutureprospects,eachdefinedastheshareratingtheeconomygoodminustheshareratingitbad.Austria,PolandandSpainentertheseriesin2024;theUKandUSin2026.

Source:AllianzPulse2026,AllianzResearch.

EconomicpessimismandAlskepticismarecloselyintertwined.Amongrespondentswhoassesstheeconomyas"bad"”,61%havenegativeviewsaboutAlandonly14%arepositiveaboutit.Amongthosewhoseetheeconomyas"good",thepictureisalmostreversed:Just24%areAldetractors,while49%arepromoters(Figure8).Therelationshipisgradual:

Movingfroma“fairlybad”toa"fairlygood"assessmentreducesthedetractorsharefrom56%to41%andraisesthepromotersharefrom14%to24%.However,thedirectionoftherelationshipremainsunclear.EconomicpessimismmayfuelAlskepticism,concernsaboutAlmayweighonconfidence,orbothmayreflectbroaderanxietiesaboutthefuture.

Therelationshipholdsacrosscountries,butitsstrengthvariesconsiderably.ItisparticularlypronouncedintheUS,wheretheshareofAldetractorsfallsfrom62%amongrespondentswhoratetheeconomyasbadtojust12%amongthosewhorateitasgood,whilethepromotersharerisesfrom19%to68%.TheUKandGermanyshowsimilarlysteep

13

gradients,althoughthemosteconomicallyoptimisticgroupsaresmallandshouldbeinterpretedwithcaution.Spainstandsoutintheoppositedirection:Alattitudesvarymuchlesswitheconomicconfidence,andevenrespondentswhoassesstheeconomynegativelyremaincomparativelyreceptivetothetechnology.TherelationshipbetweeneconomicconfidenceandAlsentimentisthereforefarfromuniformacrosscountries.

Figure8:Thebettertheviewoftheeconomy,themoreAlpromoters.

Bad

Fairlybad

Fairlygood

Good

Alattitudesbyassessmentofthenationaleconomy,in%.

61%

25%

14%

56%

30%

14%

41%

35%

24%

24%

28%

49%

0%20%

■Aldetractors

40%60%

■Alpassives■Alpromoters

80%

100%

Note:Respondentsaregroupedaccordingtotheirassessmentofthecurrentnationaleconomicsituationasbad,fairlybad,fairlygoodorgood.AIattitudesareclassifiedasdetractors,passivesandpromotersbasedonrespondents'overallassessmentofAI.

Source:ALlianzPulse2026,AllianzResearch.

Beyondtheimmediateeconomicoutlook,confidenceingenerationalprogressisalsofading.Only18%of

respondentsexpectthenextgenerationtobebetteroffthantoday,while50%expectittobeworseoff,resultinginanetbalanceof-32%.Pessimismincreaseswithage:Thebalancestandsat-14%amongGenZbutfallsto-43%amongBoomers.Thegenerationwhosefutureisatstakeisthussubstantiallymoreoptimisticthanoldercohorts.TheUSstandsout:Expectationsforthenextgenerationareclosetoneutraloverall,andyoungAmericansaretheonlygroupinthe

surveythatexpectsfuturegenerationstobebetteroff.

DoubtsaboutgenerationalprogressgohandinhandwithmorenegativeviewsofAI.Only18%o