insure+保险常见词汇表达短语和句子及概念.doc

Insurance保险Brief Introduction在国际贸易中，货物从卖方到达买方，通常要经过长途的运输、装卸和存储等过程。在此过程中，货物常常会遇到许多风险。为了保障货物遭受损失时能得到一定的补偿，买方或卖方应在货物装船后向保险公司投保货物运输险。对外贸易的运输保险是指：被保险人（出口人或进口人）对一批或若干批货物向保险人按一定金额投保一定的险别，并交纳保险费；保险人承保后，如果所保货物在运输过程中发生约定范围内的损失，应按照所出具的保险单的规定给予被保险人经济上的补偿。投保时，通常选择平安险（F.P.A.）,水渍险（W.A.或W.P.A. ）或一切险（A.R.）三种基本险别中的一种，然后，加保其他必要的特殊附加险别。insure 保险；投保；保证insurance 保险；保险费；保险金额underwriters 保险商（指专保水险的保险商）保险承运人insurance company 保险公司insurer 保险人insurance broker 保险经纪人insurance underwriter 保险承保人insurance applicant 投保人insurant, the insured 被保险人，受保人to cover (effect,arrange,take out) insurance 投保insurance coverage;risks covered 保险范围insurance slip 投保单insured amount 保险金额insurance against risk 保险insurance clause 保险条款insurance instruction 投保通知insurance business 保险企业insurance conditions 保险条件PICC (Peoples Insurance Company of China) 中国人民保险公司risk insured, risk covered 承保险项risk 险别to provide the insurance 为.提供保险leaflet 说明书fine print 细则insurance expense 保险费premium rate 保险费率premium 保险费insurance rate 保险费率表insurance proceeds 保险金（保险收入）insurance free of (from) particular average (FPA). 平安险（单独海损不赔）insurance with particular average (WPA), basic risks. insurance against all risks. 综合险，应保一切险risk of breakage 破碎险risk of clashing 碰损险risk of rust 生锈险risk of hook damage 钩损险risk of contamination (tainting) 污染险insurance against total loss only (TLO) 全损险risk of deterioration 变质险risk of packing breakage 包装破裂险risk of inherent vice 内在缺陷险risk of normal loss (natural loss)? 途耗或自然损耗险risk of spontaneous combustion 自然险risk of contingent import duty 进口关税险insurance against war risk 战争险Air Transportation Cargo War Risk 航空运输战争险overland Transportation Insurance War Risk 陆上运输战争险insurance against strike, riot and civil commotion (SRCC) 罢工，暴动，民变险insurance against extraneous risks, insurance against additional risks 附加险risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险risk of fresh and/of rain water damage(wetting) 淡水雨淋险risk of leakage 渗漏险risk of shortage in weight/quantity 短量险risk of sweating and/or heating 受潮受热险risk of bad odour(change of flavour) 恶味险，变味险risk of mould 发霉险on deck risk 舱面险ocean marine cargo insurance clauses 海洋运输货物保险条款transportation insurance 运输保险overland transportation insurance, land transit insurance 陆上运输保险insurance against air risk, air transportation insurance 航空运输保险parcel post insurance 邮包运输保险ocean marine cargo insurance, marine insurance 水险（海运货物保险）All Risks 一切险average 海损Particular Average (P.A) 单独海损General Average (G.A) 共同海损Marine Losses 海损partial loss 部分损失total loss 全部损失health insurance 疾病保险，健康保险sickness insurance 疾病保险insurance for medical care 医疗保险major medical insurance policy 巨额医药费保险insurance during a period of illness 疾病保险life insurance 人寿保险endowment insurance 养老保险insurance on last survivor 长寿保险to purchase health insurance 购买健康保险to have a health insurance policy 购买健康保险Additional Words and Phrasespolicy-holder 保险客户extra premium 额外保险费additional premium 附加保险费保险单保险单简称为保单，是保险人与被保险人订立保险合同的正式书面证明。保险单必须完整地记载保险合同双方当事人的权利义务及责任。保险单记载的内容是合同双方履行的依据，保险单是保险合同成立的证明。cover note 承保单，保险证明floating policy (or open policy) 流动保险单import cargo open cover 进口预约保险合同knock-for-knock agreement 互撞免赔协议leading underwriters agreement for marine cargo business 主要保险人海上货运协议marine cargo insurance policy 海上货物保险单marine insurance policy 海运保险单open cover cargo insurance 货物预约保险单，预约货物保险单pen policy 预约保险单specific policy 单独保险单time policy 期限保险单valued policy 定值保险单voyage policy 航程保险单ALOP Advance Loss Profits预期利润损失险，利损险ART Alternative Risk Transfer新型风险转移BI Business Interruption Insurance 营业中断险CAR construction all risks建筑工程一切险（建工险）CIC China Insurance Clause中国保险条款CL Consequential Loss 后果损失CXL catastrophe excess of loss巨灾超赔分保EAR Erection All Risks 安装工程一切险（安工险）EEI Electronic Equipment Insurance电子设备险F.A.A. free of all average一切海损不赔险全损赔偿f.g.a./faafree of general average共同海损不赔险F.O.D. free of damage损坏不赔F.P.A./FPAinsurance free of (from) particular average平安险（单独海损不赔）F.R.E.C. Fire Risk Extension Clause For Storage of Cargo at Destination HongKong, Including Kowloon ,or Macao出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款F.W.R.D.rain fresh water damage Risk淡水雨淋险FCSR & CCfree of capture, seizure, riots and civil commotions掳获,捕捉,暴动和内乱不赔险FPAfree from particular average 平安险G.A./GA general average共同海损(保)G.A.A. general average agreement (bond)共同海损协议(合同)G.A.C. general average contribution共同海损分摊额(保)GNPI Gross Net Premium Income总净保费收入I.P.A. including particular average包括单独海损(保)IBRN Incurred but not reported losses已发生但未报的损失ICC Institute Cargo Clauses, London伦敦协会货物条款(保险)IWL institute warranty limits (伦敦保险人)协会保证航行范围l.& d. loss and damage损失与残损L/AL loyds agent劳埃德保险公司代理人,劳埃德船级社代理人Lkg/Bkg leakage & breakage漏损与破损LOI letter of indemnity保函，也称损害赔偿保证书msca missing cargo灭失货物NatCat Natural Catastrophe自然灾害保险英语缩写语2O.R. owners risk船舶所有人或货主承担风险O.R.B. owners risk of breakage破损风险由货主承担O.R.D. owners risk of damage损失风险由货主承担O.R.F. owners risk of fire火灾风险由货主承担P. chgs particular charges特别费用(保)P.& I. clause protection and indemnity clause保护和赔偿条款P.& I. club Protection and Indemnity club （Association）船东保赔协会P.L. partial loss部分损失(保)PA particular average单独海损Pandi club Protection and Indemnity club船东保赔协会payt. payment支付,赔偿PICC Peoples Insurance Company of China 中国人民保险公司PICC Re Peoples Insurance Company of China Re中国人民保险公司再保险公司PML possible maximum loss可能最大损失PTL partial total loss部分和全部损失PTND，P.T.N.D.theft, pilferage and non-delivery偷窃、提货不着险S.P.A. subject to particular average平均分担单独海损SRCC/ S.R.C.C.insurance against strike, riot and civil commotion 罢工，暴动，民变险TG 拐点周期TLO/T.L.O. insurance against total loss only 全损险TPL Third Party Liability第三者责任险TRNDrisk of theft, pilferage and non-delivery 盗窃提货不着险U/w underwriter保险人WA, WPAinsurance with particular average水渍险/一切险(承保单独海损)XL excess of loss 超赔分保保险条款1（1）air transportation cargo insurance clauses.航空运输货物保险条款（2）air transportation cargo war risk clauses.航空运输货物战争险条款（3）American Institute Cargo Insurance Clauses.美国协会货物保险条款（4）cargo all risks clause.货物综合险条款（5）cargo clauses.货物保险条款（6）excluding risk of breakage.不包括破碎险（7）from warehouse to warehouse clauses.仓至仓条款（8）including risk of bad odour.包括恶味险（9）including risk of breakage and clashing.包括破裂或凹瘪险（10）including risk of chipping & denting.包括碎裂或凹弯险 保险条款2（11）Institute Air Cargo Clause.协会航空货物保险条款（12）Institute Cargo Clauses.伦敦保险业公会货物保险条款（13）insurance including deviation clauses.保险包括绕道条款。（14）international cargo transportation clause.国际货物运输保险条款（15）International Cargo Transportation Insurance Clauses.国际货物运输保险条款（16）ocean marine cargo（insurance） clauses.海洋运输货物保险条款（17）excluding natural loss in weight.不包括途耗短量的损失（18）property insurance clauses.财产保险条款（19）Ocean Marine Cargo War（Risks）Clauses.海洋运输货物战争险条款（20）ocean marine insurance clauses (frozen products).海洋运输冷藏货物保险条款 保险条款3（21）parcel post insurance clauses.邮包保险条款（22）parcel post war risk insurance clauses.邮包战争保险条款（23）ocean marine cargo insurance clauses.海洋运输货物保险条款（24）ocean marine insurance clauses (woodoil in bulk).海洋运输散装桐油保险条款 (25)overland transportation insurance clauses (train, trucks).陆上运输货物保险条款（火车、汽车） (26)overland transportation insurance clauses (frozen products).陆上运输冷藏货物保险条款（27）Fire Risk Extension Clause For Storage of Cargo at Destination HongKong, Including Kowloon ,or Macao，简称F.R.E.C.）.出口货物到香港（包括九龙在内）或澳门存仓火险责任扩展条款 (28)the Peoples Insurance Company of China investment insurance (political risks) clauses.中国人民保险公司投资保险（政治风险）条款。 (29)the Peoples Insurance Company of China Erection all risks clauses.中国人民保险公司安装工程一切险条款。 (30)the Peoples Insurance Company of China contractors all risks clauses.中国人民保险公司建筑工程一切险条款保险条款4(31)livestock & poultry insurance clauses (by sea, land or air).活牲畜、家禽的海上、陆上、航空保险条款。(32)risks clauses of the P.I.C.C. subject to C.I.C.根据中国人民保险公司的保险条款投保险。(33)marine insurance policies or certificates in negotiable form, for 110% full CIF invoice covering the risks of War & W.A. as per the Peoples Insurance Co. of China dated 1/1/1976. with extended cover up to Kuala Lumpur with claims payable in (at) Kuala Lumpur in the currency of draft (irrespective of percentage).作为可议付格式的海运保险单或凭证按照到岸价的发票金额110%投保中国人民保险公司1976年1月1日的战争险和基本险，负责到吉隆坡为止。按照汇票所使用的货币在吉隆坡赔付（无免赔率）。(34)insurance policy or certificate settling agents name is to be indicated, any additional premium to cover uplift between 10 and 17% may be drawn in excess of the credit value.保险单或凭证须表明理赔代理人的名称，保险费如增加10-17%可在本证金额以外支付。(35)insurance policy (certificate) Name of Assured to be showed: A.B.C.Co. Ltd.保险单或凭证作成以A.B.C.有限公司为被保险人。(36)insurance policy or certificate covering W.A. (or F.P.A.) and war risks as per ocean marine cargo clause and ocean marine cargo war risk clauses of the Peoples Insurance Company of China dated 1/1/1981.保险单或凭证根据中国人民保险公司1981年1月1日的海洋运输货物保险条款和海洋运输货物战争险条款投保水渍险（或平安险）和战争险。(37)insurance policy/certificate covering all war mines risks.保险单/凭证投保一切险、战争险、地雷险（注：mines解释为地雷，属于战争险的负责范围，可以接受）。(38)W.A. this insurance must be valid for period of 60 days after the discharge of goods.水渍险在货物卸船后60天有效。(39)in triplicate covering all risks and war risks including W.A. and breakage in excess of five per cent on the whole consignment and including W/W up to buyers godown in Penang.投保一切险和战争险包括水渍险，破碎损失有5%绝对免赔率，按全部货物计算，包括仓至仓条款，负责到买方在槟城的仓库为止（的保险单）一式三份。(40)insurance policy issued of endorsed to order for the face value of invoice plus 10% covering including war with 15 days after arrival of goods at destination, only against FPA and T.P.N.D.按发票面值加10%投保战争险，货物到达目的地后15天有效，仅负责平安险和盗窃提货不着险的保险单开给或背书给。保险条款5(41)insurance policy or certificate issued by an insurance Co. with W.P.A. clause covering the merchandise for about 10% above the full invoice value including unlimited transshipment with claims payable at Singapore.由保险公司签发的保险单或凭证按发票总金额另加10%投保水渍险，包括非限定转船的损失，在新加坡赔付。(42)marine insurance policy including both ot blame collision clauses and fully covering the shipment.海运保险单包括负责船舶互撞条款和全部货载。(43)covering overland transportation all risks as per overland transportation cargo insurance clauses (train, trucks) of the Peoples Insurance Company of China dated.按照中国人民保险公司年月日陆上运输货物保险条款（火车、汽车）投保陆上运输一切险。(44)covering air transportation all risk as per air transportation cargo insurance clauses of P.I.C.C.按照中国人民保险公司年月日航空运输货物保险条款投保航空运输一切险。(45)insurance policy or certificate covering parcel post all risks including war risks as per parcel post insurance clauses and parcel post war risk insurance clauses of the Peoples Insurance Company of China dated.保险单或凭证按照中国人民保险公司年月日邮包保险条款和邮包战争险条款投保邮包一切险和邮包战争险。(46)covering all risks including war risks as per ocean marine cargo clauses and air transportation cargo insurance clauses and ocean marine cargo war risk clauses and air transportation cargo war risk clauses of the Peoples Insurance Company of China dated.按照中国人民保险公司年月日海洋运输货物保险条款和航空运输货物保险条款以及海洋运输货物战争险条款和航空运输货物战争险条款投保海空联运一切险和战争险。(47)covering all risks as per ocean marine cargo clauses and overland transportation cargo insurance clause (train, truck) of P.I.C.C. dated.按照中国人民保险公司年月日海洋运输货物保险条款和陆上运输货物保险条款（火车、汽车）投保海陆联运一切险。(48)covering all risks including war risks as per overland transportation cargo insurance clauses (train, truck) and air transportation cargo insurance clauses and air transportation cargo war risk clause and war clauses (for cargo transportation by rail) of the Peoples Insurance Company of China dated.按照中国人民保险公司年月日陆运货物保险条款（火车、汽车）和空运货物保险条款以及空运货物战争险条款和铁路货运战争条款投保陆空陆联运一切险和战争险。(49)including shortage in weight in excess of 0.5%(with 0.5% franchise) on the whole consignment.包括短量损失有0.5%绝对免赔率（0.5%相对免赔率），按全部货物计算。(50)including damage by hooks, oils, muds and contact with other cargo(insured value).包括钩损、油污、泥污以及和他物接触所致的损失（以保险价值为限）。保险条款6(51)including damage caused by rain fresh and/or water, internal combustion(total or partial loss).包括淡水雨淋，自燃所致的损失（包括全部或部分损失）。(52)including loss and/or damage caused by sea water, fresh-water, acid, grease.包括海水、淡水、酸蚀、油脂所致的损