四信用证业务申请开证和开证2课件

四信用证业务申请开证和开证22023/7/4四信用证业务申请开证和开证2

货物描述单据条款三期运输条款开证申请书一般一式三联，第一联是银行结算部门留存，第二联是银行信贷部门留存，第三联客户（开证申请人）留存，用英文填写。任务1：

第二步进口商填写开证申请书四信用证业务申请开证和开证2任务1：

第二步进口商填写开证申请书IRREVOCABLEDOCUMENTARYCREDITAPPLICATION(1)To:AgriculturalBankofChina,ZhejiangBranch(2)Date:Jun.20,2013(3)（）IssuebyairmailCreditNo.（）Withbriefadvicebyteletransmission（×）Issuebyteletransmission(19)Dateandplaceofexpiry

（）Issuebyexpress四信用证业务申请开证和开证2任务1：

第二步进口商填写开证申请书(4)Applicant(5)BeneficiaryZhejiangLiminImportAndExportCo.,Ltd.No.66FengtanStreet,Hangzhou,P.R.ChinaMatsuyaCorporation1-12-2Niina,Mino,Osaka,Japan(6)AdvisingBank(7)Amount:USD360000.00DaiwaBankOsakaToyonakaBranchSay:USDThreeHundredandSixtyThousandonly四信用证业务申请开证和开证2任务1：

第二步进口商填写开证申请书(8)Partialshipments(9)Transshipment(14)CreditavailablewithanybankinJapan

（）allowed（×）notallowed（）allowed（×）notallowedBy（）sightpayment（）acceptance（×）negotiation（）deferredpaymentatagainstthedocumentsdetailedherein(15)（×）andbeneficiary'sdraft(s)for100%ofinvoicevalueat180daysafterB/Ldatedrawnonissuingbank

(10)Loadingonboard:Japaneseport(11)notlaterthan:

Sep.30,2013(12)Fortransportationto:

Shanghai,China(13)（）FOB（）CFR（×）CIF（）otherterms四信用证业务申请开证和开证2任务1：

第二步进口商填写开证申请书(16)Documentsrequired:(markedwith×)1.（×）Signedcommercialinvoicein5copiesindicatingL/CNo.andContractNo.MC2013106

2.（×）FullsetofcleanonboardBillsofLadingmadeouttoorderandblankendorsed,marked“freight[]tocollect/[×]prepaid”notifyingtheapplicant

（）Airwaybills/cargoreceipt/copyofrailwaybillsissuedby

showing“freight[]tocollect/[]prepaid”[]indicatingfreightamountandconsignedto____________3.（×）InsurancePolicy/Certificateinduplicatefor110%oftheinvoicevalueshowingclaimspayableinChinablankendorsed,coveringAllRisks4.（×）PackingList/WeightMemoin5copiesindicatingquantity,grossandnetweightsofeachpackage.四信用证业务申请开证和开证2任务1：

第二步进口商填写开证申请书5.（×）CertificateofQualityin2copiesissuedby_theManufacturer.6.（×）CertificateofOriginin1copiesissuedbytheManufacturer.7.（×）Beneficiary'scertifiedcopyoffaxsendtotheapplicantwithin2daysaftershipmentadvisingL/CNo.,nameofvessel,dateofshipment,name,quantity,weightandvalueofgoods.（×）Otherdocuments,ifanyBeneficiary’sCertificateconfirmingthatonesetoftheabovementionnon-negotiabledocumentshavebeensenttotheapplicantbyDHLwithin3workingdaysafterB/Ldate.(17)Descriptionofgoods:SNET-HWeldingMachine,24sets,USD15000.00/setCIFShanghai,China四信用证业务申请开证和开证2任务1：

第二步进口商填写开证申请书(18)Additionalinstructions:1.（×）Allbankingchargesoutsidetheopeningbankareforbeneficiary'saccount.2.（×）Documentsmustbepresentedwithin15daysafterdateofshipmentbutwithinthevalidityofthiscredit（）Otherterms,ifany(20)STAMPOFAPPLICANT:四信用证业务申请开证和开证2任务1：

第二步进口商填写开证申请书IRREVOCABLEDOCUMENTARYCREDITAPPLICATION(1)To:AgriculturalBankofChina,ZhejiangBranch(2)Date:Jun.20,2013(3)（）IssuebyairmailCreditNo.（）Withbriefadvicebyteletransmission（×）Issuebyteletransmission(19)Dateandplaceofexpiry

（）IssuebyexpressOct.15,2013,inJapan四信用证业务申请开证和开证2任务1：

第二步进口商填写开证申请书(18)Additionalinstructions:1.（×）Allbankingchargesoutsidetheopeningbankareforbeneficiary'saccount.2.（×）Documentsmustbepresentedwithin15daysafterdateofshipmentbutwithinthevalidityofthiscredit（）Otherterms,ifany(20)STAMPOFAPPLICANT:浙江黎民进出口有限公司唐黎民四信用证业务申请开证和开证2四信用证业务申请开证和开证2任务1：

第三步准备申请开证相关材料并办理开证申请王杰把填写好的申请开证所需的开证申请书、进口贸易合同副本、减免保证金开证呈批表以及其他相关文件交中国农业银行浙江省分行国际业务部，办理申请开证手续。四信用证业务申请开证和开证2任务2：开证行办理开证手续

中国农业银行浙江省分行国际业务部对浙江黎民进出口有限公司提交的相关材料进行审核。审核通过后，6月25日，中国农业银行浙江省分行国际业务部职员屠军须根据开证申请书填制信用证MT700报文各项内容，审核无误后通过SWIFT发送给通知行。导入项目【任务完成】四信用证业务申请开证和开证214第一步第二步审核开证申请书和其他申请开证材料根据开证申请书制作MT700报文并办理开证任务2的操作步骤四信用证业务申请开证和开证2任务2：

第一步审核开证申请书和其他申请开证材料1、审查开证申请人基本情况申请人资格审查：境内注册且有进出口经营权。申请人资信审查：重点审查申请人的财务状况、履约能力、偿债能力等直接关系到开证付汇风险方面内容。贸易背景审查：信用证必须以真实贸易背景为基础，不得开立无贸易背景的信用证。为降低开证风险，还需重点了解进口货物国内外市场情况。对于市场价格波动较大的进口货物，开证时尤为慎重。四信用证业务申请开证和开证2任务2：

第一步审核开证申请书和其他申请开证材料2、审核客户材料申请人应列入外汇管理局公布的对外付汇进口单位名录，否则应提交外汇管理局签发的核准件；进口贸易合同（复印件）应有进出口双方签章，合同上货物同进口开证货物一致；按外经外管规定，如需提供进口商品许可证、进料加工手册、批文、备案表等；代理进口协议（代理进口时）；营业执照复印件和企业代码复印件（首次办理业务时）；开证所需的其它材料。四信用证业务申请开证和开证2任务2：

第一步审核开证申请书和其他申请开证材料3、审核开证呈批表除全额保证金以外，进口开证必须在占用客户的授信额度。如果客户在我行没有授信额度或该笔业务超过客户授信额度，本着“先授信，后开证”的原则，应按照规定，对客户进行授信。根据客户授信评级的不同，免收或收取一定比例的保证金。审核开证呈批表时，重点审核该笔信用证金额是否在客户授信额度内，客户授信是否在授信有效期内，是否落实了足额的付款保证，各有关部门及有权审批人是否签署意见。本业务信用证金额USD360000.00在USD1000000.00授信额度内。四信用证业务申请开证和开证2任务2：

第一步审核开证申请书和其他申请开证材料4、审核开证申请书审核开证申请书须经申请人有效签章。开证申请书如有更改，应要求申请人签章确认。开立信用证指示必须完整明确，为防范混淆误解，开证行应劝阻申请人将过多细节载入信用证。开证申请书上的条款不能相互矛盾。四信用证业务申请开证和开证2任务2：

第二步根据开证申请书制作MT700报文并办理开证1、制作MT700报文6月25日，中国农业银行浙江省分行国际业务部职员屠军根据开证申请书填制以下信用证MT700报文各项内容。如果信用证内容超过MT700的容量，则需增加MT701报文。四信用证业务申请开证和开证2MT700四信用证业务申请开证和开证2MT700四信用证业务申请开证和开证2MT700四信用证业务申请开证和开证2MT701四信用证业务申请开证和开证21、制作MT700报文MT700ISSUEOFADOCUMENTARYCREDIT27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE20:DOCUMENTARYCREDITNUMBER111LC130789631C:DATEOFISSUE130625四信用证业务申请开证和开证21、制作MT700报文MT700ISSUEOFADOCUMENTARYCREDIT27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE20:DOCUMENTARYCREDITNUMBER111LC130789631C:DATEOFISSUE130625IRREVOCABLEIRREVOCABLETRANSFERABLEIRREVOCABLESTANDBY四信用证业务申请开证和开证21、制作MT700报文MT700ISSUEOFADOCUMENTARYCREDIT27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE20:DOCUMENTARYCREDITNUMBER111LC130789631C:DATEOFISSUE130625四信用证业务申请开证和开证21、制作MT700报文MT700ISSUEOFADOCUMENTARYCREDIT27:SEQUENCEOFTOTAL1/140A:FORMOFDOCUMENTARYCREDITIRREVOCABLE20:DOCUMENTARYCREDITNUMBER111LC130789631C:DATEOFISSUE130625四信用证业务申请开证和开证21、制作MT700报文40E:APPLICABLERULESUCPLATESTVERSION31D:DATEANDPLACEOFEXPIRY131015JAPAN50:APPLICANTZHEJIANGLIMINIMPORTANDEXPORTCO.,LTD.NO.66FENGTANSTREET,HANGZHOU,P.R.CHINA59:BENEFICIARYMATSUYACORPORATION1-12-2NIINA,MINO,OSAKA,JAPAN四信用证业务申请开证和开证21、制作MT700报文40E:APPLICABLERULESUCPLATESTVERSION31D:DATEANDPLACEOFEXPIRY131015JAPAN50:APPLICANTZHEJIANGLIMINIMPORTANDEXPORTCO.,LTD.NO.66FENGTANSTREET,HANGZHOU,P.R.CHINA59:BENEFICIARYMATSUYACORPORATION1-12-2NIINA,MINO,OSAKA,JAPAN四信用证业务申请开证和开证21、制作MT700报文40E:APPLICABLERULESUCPLATESTVERSION31D:DATEANDPLACEOFEXPIRY131015JAPAN50:APPLICANTZHEJIANGLIMINIMPORTANDEXPORTCO.,LTD.NO.66FENGTANSTREET,HANGZHOU,P.R.CHINA59:BENEFICIARYMATSUYACORPORATION1-12-2NIINA,MINO,OSAKA,JAPAN四信用证业务申请开证和开证21、制作MT700报文32B:CURRENCYCODE,AMOUNTUSD360000,0041A:AVAILABLEWITH…BY…ANYBANKINJAPANBYNEGOTIATION42C:DRAFTSAT…AT180DAYSAFTERB/LDATE42A:DRAWEEABOCCNBJ110四信用证业务申请开证和开证21、制作MT700报文32B:CURRENCYCODE,AMOUNTUSD360000.0041A:AVAILABLEWITH…BY…ANYBANKINJAPANBYNEGOTIATION42C:DRAFTSAT…AT180DAYSAFTERB/LDATE42A:DRAWEEABOCCNBJ110四信用证业务申请开证和开证21、制作MT700报文32B:CURRENCYCODE,AMOUNTUSD360000.0041A:AVAILABLEWITH…BY…ANYBANKINJAPANBYNEGOTIATION42C:DRAFTSAT…AT180DAYSAFTERB/LDATE42A:DRAWEEABOCCNBJ110四信用证业务申请开证和开证21、制作MT700报文32B:CURRENCYCODE,AMOUNTUSD360000.0041A:AVAILABLEWITH…BY…ANYBANKINJAPANBYNEGOTIATION42C:DRAFTSAT…AT180DAYSAFTERB/LDATE42A:DRAWEEABOCCNBJ110四信用证业务申请开证和开证21、制作MT700报文43P:PARTIALSHIPMENTSPROHIBITED43T:TRANSSHIPMENTPROHIBITED44E:PORTOFLOADING/AIRPORTOFDEPARTUREJAPANESEPORT44F:PORTOFDISCHARGE/AIRPORTOFDESTINATIONSHANGHAI,CHINA44C:LATESTDATEOFSHIPMENT130930四信用证业务申请开证和开证21、制作MT700报文43P:PARTIALSHIPMENTSPROHIBITED43T:TRANSSHIPMENTPROHIBITED44E:PORTOFLOADING/AIRPORTOFDEPARTUREJAPANESEPORT44F:PORTOFDISCHARGE/AIRPORTOFDESTINATIONSHANGHAI,CHINA44C:LATESTDATEOFSHIPMENT130930四信用证业务申请开证和开证21、制作MT700报文43P:PARTIALSHIPMENTSPROHIBITED43T:TRANSSHIPMENTPROHIBITED44E:PORTOFLOADING/AIRPORTOFDEPARTUREJAPANESEPORT44F:PORTOFDISCHARGE/AIRPORTOFDESTINATIONSHANGHAI,CHINA44C:LATESTDATEOFSHIPMENT130930四信用证业务申请开证和开证21、制作MT700报文45A:DESCRIPTIONOFGOODS&/ORSERVICESSNET-HWELDINGMACHINE,24SETS,USD15000.00/SETCIFSHANGHAI,CHINA46A:DOCUMENTSREQUIRED1.SIGNEDCOMMERCIALINVOICEIN5COPIESINDICATINGL/CNO.ANDCONTRACTNO.MC20131062.PACKINGLIST5COPIESINDICATINGQUANTITY,GROSSANDNETWEIGHTSOFEACHPACKAGE.3.FULLSETOFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOORDERANDBLANKENDORSED,MARKED‘FREIGHTPREPAID’ANDNOTIFYAPPLICANT.四信用证业务申请开证和开证21、制作MT700报文45A:DESCRIPTIONOFGOODS&/ORSERVICESSNET-HWELDINGMACHINE,24SETS,USD15000.00/SETCIFSHANGHAI,CHINA46A:DOCUMENTSREQUIRED1.SIGNEDCOMMERCIALINVOICEIN5COPIESINDICATINGL/CNO.ANDCONTRACTNO.MC20131062.PACKINGLIST5COPIESINDICATINGQUANTITY,GROSSANDNETWEIGHTSOFEACHPACKAGE.3.FULLSETOFCLEAN‘ONBOARD’OCEANBILLSOFLADINGMADEOUTTOORDERANDBLANKENDORSED,MARKED‘FREIGHTPREPAID’ANDNOTIFYAPPLICANT.四信用证业务申请开证和开证21、制作MT700报文46A:DOCUMENTSREQUIRED4.CERTIFICATEOFQUALITYIN2COPIESISSUEDBYTHEMANUFACTURER.5.CERTIFICATEOFORIGININ1COPYISSUEDBYTHEMANUFACTURER.6.BENEFICIARY'SCERTIFIEDCOPYOFFAXSENDTOTHEAPPLICANTWITHINTHREEWORKINGDAYSAFTERSHIPMENTADVISINGL/CNO.,NAMEOFVESSEL,DATEOFSHIPMENT,NAME,QUANTITY,WEIGHTANDVALUEOFGOODS.7.BENEFICIARY’SCERTIFICATECONFIRMINGTHATONESETOFTHEABOVEMENTIONNON-NEGOTIABLEDOCUMENTSHAVEBEENSENTTOTHEAPPLICANTBYDHLWITHIN3WORKINGDAYSAFTERB/LDATE.四信用证业务申请开证和开证21、制作MT700报文47A:ADDITIONALCONDITIONS1.AFEEOFUSD50.00OREQUIVALENTWILLBEDEDUCTEDFROMTHEPROCEEDSFOREACHPRESENTATIONOFDISCREPANTDOCUMENTSUNDERTHISCREDIT.ACCEPTANCEOFANYDISCREPANTDOCUMENTSTHEREUNDERDOESNOWAYAMENDOURL/CCONDITION,EACHSETOFDOCUMENTSUNDERTHISL/CBEARINGSAMEDISCREPANCYWILLBEDETERMINEDONACASE-BY-CASEBASIS.2.DOCUMENTSPRESENTEDWITHDISCREPANCIESWILLBEREJECTED.WEWILLHOLDTHEDOCUMENTSUNTILWERECEIVEAWAIVERFROMTHEAPPLICANTANDAGREETOACCEPTITORRECEIVEYOURFURTHERINSTRUCTIONSPRIORTOAGREEINGTOACCEPTAWAIVER.3.PLSRELEASETHISL/CTOBENEFICIARYAFTERALLYOURADVISINGCOMMISSIONSCOLLECTED.四信用证业务申请开证和开证21、制作MT700报文71B:CHARGESALLBANKINGCHARGESOUTSIDETHEISSUINGBANKAREFORACCOUNTOFBENEFICIARY.48:PERIODFORPRESENTATIONDOCUMENTSMUSTBEPRESENTEDWITHIN15DAYSAFTERSHIPMENTDATE,BUTWITHINTHEVALIDITYOFTHISCREDIT.49:CONFIRMATIONINSTRUCTIONWITHOUT四信用证业务申请开证和开证21、制作MT700报文71B:CHARGESALLBANKINGCHARGESOUTSIDETHEISSUINGBANKAREFORACCOUNTOFBENEFICIARY.48:PERIODFORPRESENTATIONDOCUMENTSMUSTBEPRESENTEDWITHIN15DAYSAFTERSHIPMENTDATE,BUTWITHINTHEVALIDITYOFTHISCREDIT.49:CONFIRMATIONINSTRUCTIONWITHOUT(1)CONFIRM(2)MAYADD(3)WITHOUT四信用证业务申请开证和开证21、制作MT700报文78:INSTRUCTIONTOPAYING/ACCEPTING/NEGOTIATINGBANK1.ALLDOCUMENTSTOBESENTDIRECTLYTOTHEAGRICULTURALBANKOFCHINA,ZHEJIANGBRANCH,INTERNATIONALDEPT.,NO.30QINGCHUNROAD,HANGZHOU310012,P.R.CHINAINONELOTBYCOURIERSERVICE.2.WEWILLHONOURUPONRECEIPTOFTHESTIPULATEDDOCUMENTSWHICHCONSTITUTEACOMPLYINGPRESENTATION.3.THISCREDITISSUBJECTTOUCPDC(2007REVISION)ICCPUBLICATIONNO.600.四信用证业务申请开证和开证21、制作MT700报文78:INSTRUCTIONTOPAYING/ACCEPTING/NEGOTIATINGBANK1.ALLDOCUMENTSTOBESENTDIRECTLYTOTHEAGRICULTURALBANKOFCHINA,ZHEJIANGBRANCH,