2024年全国银行招聘之银行招聘综合知识考试易错题附答案

全国银行招聘考试重点试题精编

注意事项：

1.全卷采用机器阅卷，请考生注意书写规范：考试时间为120分钟。

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题卡规定位置。

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密

!（参考答案和详细解析均在试卷末尾）

一、选择题

1、判断一个计算机程序是否为病毒的最主要依据就是看它是否具有（）。

A.传染性和破坏性

B.破坏性欺骗性

C.欺骗性和寄生性

D.隐蔽性和潜伏性

2、资本主义条件下的借贷资本（）。

A.是从职能资本运动中分离出来的一种生息资本

B.是货币资本

C.是高利贷资本

D.是职能资本

3、下列不属于期货交易的主要特征的是（）。

••1A.期货交易以在期货交易所内买卖期货合约的方式进行

凶宝B.期货合约是由期货交易所制定的标准化合约

金量C.实物交割率高

ID.实行保证金制度

14、研究发现，与非复阳息者相比，复阳患者在住院期间表现出更少的症状，更持久的CT

成像缓解和更早的RNA转阴，但血浆抗体水平表现与非及阳患者相似。重新入院后，这些

I复阳患者没有表现出明显的临床症状或疾病进展，CT影像正常以及炎症性细胞因子水平也

!正常。

!这段文字主要说明的是（）o

iA.与非复阳患者相比，复阳患者拥有不同的症状表征

jB.住院期间和重新入院治疗期间，复阳患者的表现前后有所不同

C.豆阳患者比非更阳患者更难治疗

恬

D.在某些症状上，爱阳患者比非复阳患者的表现要轻得多

5、财务管理的核心环节是（）。

A.规划和预测

B.财务预算

C.财务决策

D.财务控制

6.20△年，会师世界杯决赛的意大利队和法国队正严阵以待，为争夺大力神杯摩拳擦掌。

此时，一向有"乌鸦嘴〃之称的球王贝利耐不住寂寞，直言意大利队能够夺冠，这种“咒语”

令意大利的球迷心中七上八下，担心自己心爱的球队被贝利“一嘴〃说死。从哲学上看，担心

被"一嘴”说死的观点实质上属于（）。

A.古代朴素唯物主义

B.近代形而上学唯物主义

C.主观唯心主义

D.客观唯心主义

7、生产者的短期成本一定（）长期成本。

A.高于

B.低于

C.等于

D.都有可能

8、以下关于货币政策中介目标的叙述错误的是（）.

A.货币政策的中介目标又称为中间指标、中间变量

B.中介目标是介于货币政策工具变量与货币政策目标变量之间的变量指标

C.中央银行根据相关性、可控性、可测性、抗干扰性四大原则来选择相应的中介目标

D.中介目标是指中央银行操作目标方面的变量指标

9、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。

Thegovernmentistobanpaymentstowitnessesbynewspapersseekingtobuyuppeople

involvedinprominentcases?1?thetrialofRosemaryWest.

Inasignificant?2?oflegalcontrolsoverthepress,LordIrvine,theLordChancellor,will

introducea?3?billtha:willproposemakingpaymentstowitnesses?4?andwillstrictly

controltheamountof?5?thatcanbegiventoacase?6?atrialbegins.

InalettertoGeraldKaufman,ChairmanoftheHouseofCommonsMediaSelectCommittee.Lord

Irvinesaidhe?7?withacommitteereportthisyearwhichsaidthatselfregulationdidnot?

8Psufficientcontrol.?9?ofthelettercametwodaysafterLordIrvinecauseda?10?of

mediaprotestwhenhesaidthe?11?ofprivacycontrolscontainedinEuropeanlegislation

wouldbelefttojudges?12?toParliament.TheLordChancellorsaidintroductionofthe

HumanRightsBill,which?13?theEuropeanConventiononHumanRightslegally?14?in

Britain,laiddownthateverybodywas?15?toprivacyandthatpublicfigurescouldgoto

courttoprotectthemselvesandtheirfamilies.

MPressfreedomswillbeinsafehands?16?ourBritishjudges,"hesaid.

Witnesspaymentsbecamean?17?afterwestwassentencedtolOlifesentencesin1995.Up

to19witnesseswere?18?tohavereceivedpaymentsfortellingtheirstoriestonewspapers.

Concernswereraised?19?witnessesmightbeencouragedtoexaggeratetheirstoriesin

courtto?20?guiltyverdicts［中国工商银行真题］

A.betterthan

B.otherthan

C.ratherthan

D.soonerthan

10、Authoritiesgavethemafewhourstotheirbelongingsbeforeitwasdetonatedlater

thatmorning.

A.retrieve

B.release

C.reassure

0.revive

11、以下不是网络操作系统的是()o

A.UNIX

B.Linux

C.Windows2000

D.DOS

12、资料：JobResponsibilities:

1.EntersIEPdataintointernaldatabase

2.Reviewstherapistssessionnotesforaccuracyandfilestheminstudentcharts

3.Preparesandsubmitsmonthlystatistics(attendance,mealcounts)toexpeditemeal

reimbursementunderCACFP

4.EntersstudentdataontoCMRandpreparesmonthlyrosterforsubmission

5.EnterchildrenintoPre-Krideranddoesupdatestosystemasneeded

6.Assistswithpreparationofannualreviews,sortingreportsandmailingpacketstodistricts

7.Preparesandrevisesschoolformsincludingrosters,classlists,stafflists,monthlycalendars,

formletters,schedules,etc.

8.Assistswithfiredrillsbytimingtheevacuationandmaintainingappropriaterecordstoensure

procedurepolicycompliance

9.Maintainsdailystaffattendancerecords,preparesbi-weeklytimecards,trackspersonal,comp,

sickandholidaytime

10.Tracksandmonitorsthedaycareprogramfortimelysubmissionofpaymentsandcontracts

duringFallandSummerterms

11.TracksenrollmentforUPKprogramperschoolyear

12.Providessecretarialsupporttoensuresmoothflowofoperationsby:

a)Typingalladministrativeandconfidentialreports,memosandcorrespondence

b)Maintaininginventoryofofficeandcleaningsuppliesbysubmittingorderswheninventoryis

low,trackingordersandreceivingorderswhensuppliesaredelivered.

c)Servesasthereceptionisttoreceiveanddirectphonecalls,takemessages,screenanddirect

visitorsReceiveandsortallincomingmail,packagesanddeliveries.

d）Maintainsschooladministrativefilesbyfilingcorrespondence,schoolforms,memos,budgets

immediatelyuponcompletion.

e）Maintainsofficeequipmentinworkingorderbycontactingrepairpersonnel.

Education:HighSchoolDiploma/GEDwithsecretarialTraining

Experience:5yearssecretarialexperience

Skills:Typing65wpm,excellentreceptionistskills,excellentinterpersonalskills,congenialphone

manner,computerliteracy,significantknowledgeofbookkeeping.BilingualSpanish/English

helpful.

WhichofthefollowingisNOTincludedintheschoolforms?

A.monthlycalendars

B.stafflists

C.classlists

D.healthforms

13、从效力层级看，下列法律中效力最高的是（）

A.《中华人民共和国渔业法》

B.《中华人民共和国渔业船舶检验条例》

C.《中华人民共和国渔业行政执法船舶管理办法》

D.《长江渔业管理规定》

14、”只要有信心，黄土变成金〃所蕴含的的哲理是（）。

A.意识对物质具有能动的反作用

B.意识活动本身可以改变客体

C.人们的精神活动依赖于物质活动

D.社会意识决定社会存在

15、揭示事物发展具有前进性和曲折性相统一的规律是（）o

A.联系和发展的规律

B.对立统一规律

C.质晟互变规律

D.否定之否定规律

16、拉动国内生产总值GDP增长的"三驾马车"不包括（）。

A.投资

B.消费

C.税收

D.净出匚I

17、企业溢价发行股票时，超过股票面值的部分计入（）。

A.盈余公积

B.实收资本

C.资本公积

D.留存收益

18、中国近代史上第一次明确提出彻底反帝、反封建的民主革命纲领是在（）。

A.中共“一大”

B.中共“二大”

C.中共"七大"

D.中共十“一大”

19、下列关于风险分类的说法，不正确的是（）。

A.按风险发生的范围可以将风险划分为可量化风险和不可量化风险

B.按风险事故可以将风险划分为经济风险、政治风险、社会风险、自然风险和技术风险

C.按损失结果可以将风险划分为纯粹风险和投机风险

D.按诱发风险的原因，巴塞尔委员会将商业银行面临的风险划分为信用风险、市场风险、

操作风险、流动性风险、国家风险、声誉风险、法律风险以及战略风险八大类

20、Themajorityresearchertendtousethemethodswhichareorconsistentwiththeir

priorwork.

A.feasible

0.probable

C.possible

0.capable

21、隔日交割，即在成交后的第一个营业日内进行交割的是（）。

A.即期外汇交易

B.远期外汇交易

C.中期外汇交易

D.长期外汇交易

22、Thelocalareanetworkalsoconnectstoawideareanetworkthatallowamessage

acrossthecountryortoothercountries.

A.issent

B.tobesent

C.sending

D.send

23、Passage1

Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetandinstructed

the17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacaorentan

apartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarket

game",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthe

disastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegotto

knowhowitfelttolosemoney."

Thatpainofearningandlosingmoneyisafeelingthatpublicschoolsincreasinglywantto

teach.Fortystatesnowoffersometypeoffinancialinstructionatthehigh-schoollevelzteaching

studentshowtobalancecheckbooksandbuystockinmathandsocial-studiesclasses.Thoughit's

tooearlytomeasurethefullinfluenceoftheGreatRecession,theinterestinpersonal-finance

classeshasrisensince2007whenbankfailuresstartedtooccurregularly.Now,manystates

includingMissouri,Utah,andTennesseerequireteenagerstotakefinancialclassestograduate

fromhighschool.SchooldistrictssuchasChicagoareencouragingmoney-managementclasses

forkidsasyoungasprimaryschool,andabout300collegesoruniversitiesnowofferonline

personal-financeclassesforincomingstudents."Theseclassesreallysay/Thisishowyoulive

independently/"saysTedBeck,presidentofNationalEndowmentforFinancialEducation.

Ratherthanteachinvestmentmethodsorfinancialskills,thesecoursesofferaback-to-the-basics

approachtohandlingmoney:Don'tspendwhatyoudon'thave.Putpartofyourmonthlysalary

intoasavingsaccount,andinvestinthestockmarketforthelong-termratherthanshort-term

gains.ForRay,thismeansdividingherearningsfromherpart-timejobatafast-foodrestaurant

intoseparateenvelopesforpayingbills,spendingandsaving."Moneyissohardtomakebutso

easytospend/'shesaysoneweekdayafterschool."Thatisthebigtakeaway."

TeachingkidsabouttheVclueofcashcertainlyisoneoftheprograms'goals^utteachersalso

wantstudentstothinkhardabouttheirfinanceslongterm.It'seasyforteenagerstogetanroyed

aboutgaspricesbecausemanyofthemdrivecars.Butthehardpartisurgingthemtoputoffthe

instantsatisfactionofbuyinganewT-shirtoraniPod."Investingandretirementaren'tthings

teenagersarethinkingabout.Forthem,thefutureisthisweekend,"saysGayleWhitefield,a

businessandmarketingteacheratUth'sRivertonHighSchool.

That'sabiggoalfortheseclasses:preventingkidsfrommakingthesamefinancialmisstepstheir

parentsdidwhenitcomestosaving,spending,anddebt.Thoughthepersonalsavingsratehas

increasedupto4.2percent,that,sstillafardistancefrom1982,whenAmericanssaved11.2

percentoftheirincomes/'lt'shardforschoolstoreachstrictmoney-managementskillswhen

teenagersgohomeandwa:chtheirparentsincreasecredit-carddebt.It/sliketellingyourkidsnot

tosmokeandthenlightingjpacigaretteinfrontofthem/Eecksays.

Evenwiththesechallenges,studentssuchasRaysaylearningaboutmoneyinschoolis

worthwhile.AfterRayfinishedherfinancialclass,sheopenedupasavingsaccountatherlocal

bankandstartedtothinkmoreabouthowsheandherfamilywouldpayforcoIlege/Shejusthas

abetterunderstandingofmoneyandhowitaffectstheworld/sayshermother,Darleen-and

that'ssowntothedetailsofhowmoneyisspentfromdailyexpensestovarioustaxes.AIIofthis

talkofmoneycanmakeRayworry,shesays,butluckily,shefeelspreparedtofaceit.

Accordingtothepassage,takingmoney-managementcourseswill().

A.betterstudents'learningmethods

B.preventstudentsgoingintodebt

C.helpstudentsgetacceptedbycolleges

D.makestudentsbecomeverywealthy

24、申请人办理银行汇票，应向银行填写（）一式三联。

A.银行汇票办理书

B.银行汇票申请书

C.企业汇票申请书

D.商业汇票办理书

25>资料：Dreamisastorythatapersonwatchesoreventakespartinduringsleep.Dream

eventsareimaginary,buttheyarerelatedtorealexperiencesandneedsinthedreamer'slife.

Theyseemrealwhiletheyaretakingplace.Somedreamsa,epleasant,othersareannoying,and

stillothersarefrightening.Everyonedreams,butsomepersonsneverrecalldreaming.Others

rememberonlyalittleaboutadreamtheyhadjustbeforeawakeningandnothingaboutearlier

dreams.Noonerecallsallhisdreams.

Dreamsinvolvelittlelogicalthought.Inmostdreams,thedreamercannotcontrolwhathappens

tohim.Thestorymaybeconfusing,andthingshappenthatwouldnothappeninreallife.People

seeinmostdreams,buttheymayalsohear,smell,touch,andtasteintheirdreams.Mostdreams

occurincolor.Butpersonswhohavebeenblindsincebirthdonotseeatallindreams.

Dreamsareaproductofthesleeper'smind.Theyincludeeventsandfeelingsthathehas

experienced.Mostdreamsarerelatedtoeventsofthedaybeforethedreamandstrongwishes

ofthedreamer.Manyminorincidentsofthehoursbeforesleepappearindreams.Deepwishes

orfears-especiallythoseheldsincechildhood-oftenappearindream,andmanydreamsfulfil

suchwishes.Eventsinthesleeper'ssurrounding-aloudnoise,forexample,maybecomepartofa

dream,buttheydonotcausedreams.

Somedreamsinvolvedeepfeelingthatapersonmayrealizehehas.Psychiatristsoftenuse

materialfromapatient'sdreamstohelpthepersonunderstandhimselfbetter.

Dreamingmayhelpmaintaingoodlearningability,memory,andemotionaladjustment.People

whogetplentyofsleep-butareawakenedeachtimetheybegintodream-becomeanxiousand

restless.

Accordingtothepassage,dreamsresultfrom.

A.thesleeper'sownmind

B.thesleeper'sfeeling

C.thesleeper'simagination

D.thesleeper'swishes

26、Eventhoughmedicinecantakeyoubacktohealthifyoufallill,isrecommendedto

avoidsideeffects.

A.moderation

B.consideration

C.reflection

D.speculation

27、Weneedtoinvolveatleast20peopleonthisproject,itcan'tgoahead.

A.however

B.evenif

C.dueto

0.otherwise

28、Beforestartingtowriteeffectanalysisessay,oneshouldbetweencauseandeffect.

A.disguise

B.distinguish

C.diminish

0.derive

29、假如在某个发展中国家名义利率为8%,通货膨胀率为17%,则实际利率为（）。

A.25%

B.1.36%

C.-9%

D.9%

30、下列各项中，既包含在M0中，又包含在Ml中的是（

A.流通中的现金

B.农村存款

C.企业单位活期存款

D.城乡居民储蓄存款

31、资料：With55%ofconsumers'customerserviceinteractionsstartingonlineand63%of

adultsusingtheirsmartphoneseveraltimesamonthtoseekcustomerservice,yourrrobile

customerservicetacticsaremoreimportantthanever.

Astrongmobilecustomerservicestrategywillnotonlyhelpyouavoidlosingcustomers,itcan

helpyougainnewonesandimpactthebottomline.

Thinkfastordroptheball

Whenitcomestocustomerservice,speediskey.Ifmycreditcardstopsworking,orifIam

tryingtofindthegatetomyflight,orifIjustlostcellreception,Ineededtheresponsefive

minutesago.Whencustomersdogetintouch,it'simportanttoactfasttogetthemthe

informationtheyneed.Forty-twopercentofAmericanshopperscomplainingonsocialchannels

expectabrandtorespondwithinthehour,and57%expectthesameleveloftimelycustomer

serviceviasocialmediaatrightandontheweekendsasduringbusinesshours.

Customers,however,arenotjustlookingforspeedyresponses.We'reaccustomedtohaving

alltheinformationweneedatourfingertips.AccordingtoForrester.SS%ofshoppersarelikelyto

abandontheironlinepurchaseiftheycan'tquicklyfindananswertotheirquestionand30%of

usersconsideringabandonngapurchaseifasiteisnotmobileoptimized,whetherthat'son

yourwebsiteorviayoursocialmediaplatforms.

Makesurethatdoesn'thappentoyoubythinkingthroughpotentialquestionsyourcustomers

mayhave,andidentifyinganymissingorincorrectinformationbeforecustomersneedtoreach

out.Additionally,ensureyourcustomerservicecontactinfo（whetherthat'sacontactform,

emailaddressorsocialmediahandle）arereadilyavailableonallmobilewebsitepages.The

fewerchickswehavetomaketogettheinformationweseek,thebetter!

Whatisthemainsuggestionofthisarticle?

A.Identifyinganymissingorincorrectinformationbeforecustomersneedtoreachout

B.Makeonlinecustomerserviceeasyandquickforcustomers

C.Avoidlosingcustomers,itcanhelpyougainnewonesandimpactthebottomline

D.ensureyourcustomerservicecontactinfoarereadilyavailableonallmobilewebsitepages

32、吊销违法者的经营许可证是（）。

A.行政命令

B.行政处罚

C.行政处分

D.行政强制执行

33、Passage1

Thereisawonderfulstoryaboutayounggirlwhohadnofamilyandnoonetoloveher.

Oneday,feelingverysadandlonely,shewaswalkingthroughagrasslandwhenshenoticeda

smallbutterflycaughtinathorn(荆棘)bush.Theyounggirlcarefullyreleasedthe

butterfly.lnsteadofflyingaway,thelittlebutterflychangecintoabeautifulfairy.Theyounggirl

rubbedhereyesindisbelief.

“Foryourwonderfulkindness/thegoodfairysaidtothegirl/lwillgiveyouanywishyouv/ould

like.^Thelittlegirlthoughtforamomentandthenreplied/lwanttobehappy.”

Thefairyleanedtowardherandwhisperedinherear.Thenthefairydisappeared.

Asthelittlegirlgrewup,therewasnooneinthelandashappyasshe.Everyoneaskedhersecret

ofhappiness.Shewouldonlysmileandanswer/ThesecretofmyhappinessisthatIlistenedtoa

goodfairywhenIwasalittlegirl//

Whenshewasveryoldandonherdeathbed,theneighborsallgatheredaroundherzandfeared

thatherunbelievablesecretofhappinesswoulddiewithher/Tellus,please,“theybegged,“Tellus

whatthegoodfairysaid/Thelovelyoldwomansimplysmiledandsaid,“Shetoldmethat

everyone,nomatterhowsecuretheyseemed,nomatterhowoldoryoung,howrichorpoor,had

needofme.”

Theonlythingthatthelittlegirlwantedwas().

A.toberich

B.tohaveherownparents

C.tohavealotoffriends

D.happiness

34、Duringherjunioryearofhighschool,DianeRay'steacherhandedheraworksheetand

instructedthe17-year-oldtomapoutherfuturefinanciallife.Raypretendedtobuyacar;rentan

apartment,andapplyforacreditcard.Then,sheandherclassmatesplayedthe"stockmarket

game",investingthehypotheticalearningsfromtheirhypotheticaljobsinthemarketinthe

disastrousfallof2008."Ourpretendinvestmentscrashed,"Raysays,stillfrightened."Wegotto

knowhowitfelttolosemoney."

Thatpainofearningandlosingmoneyisafeelingthatpublicschoolsincreasinglywantto

teach.Fortystatesnowoffersometypeoffinancialinstructionatthehigh-schoollevelzteaching

studentshowtobalancecheckbooksandbuystockinmathandsocial-studiesclasses.Thoughit's

tooearlytomeasurethefullinfluenceoftheGreatRecession,theinterestinpersonal-finance

classeshasrisensince2007whenbankfailuresstartedtooccurregularly.Now,manystates

includingMissouri,Utah,andTennesseerequireteenagerstotakefinancialclassestograduate

fromhighschooLSchooldistrictssuchasChicagoareencouragingmoney-managementclasses

forkidsasyoungasprimaryschool,andabout300collegesoruniversitiesnowofferonline

personal-financeclassesforincomingstudents."Theseclassesreallysay/Thisishowyoulive

independently,'"saysTedBeck,presidentofNationalEndowmentforFinancialEducation.

Ratherthanteachinvestmentmethodsorfinancialskills,thesecoursesofferaback-to-the-basics

approachtohandlingmoney:Don'tspendwhatyoudon'thave.Putpartofyourmonthlysalary

intoasavingsaccount,andinvestinthestockmarketforthelong-termratherthanshort-term

gains.ForRay,thismeansdividingherearningsfromherpart-timejobatafast-foodrestaurant

intoseparateenvelopesforpayingbills,spendingandsaving."Moneyissohardtomakebutso

easytospend/'shesaysoneweekdayafterschool."Thatisthebigtakeaway."

TeachingkidsabouttheVclueofcashcertainlyisoneoftheprograms'goals,butteachersalso

wantstudentstothinkhardabouttheirfinanceslongterm.It'seasyforteenagerstogetanroyed

aboutgaspricesbecauserranyofthemdrivecars.Butthehardpartisurgingthemtoputoffthe

instantsatisfactionofbuyinganewT-shirtoraniPod."Invest!ngandretirementaren'tthings

teenagersarethinkingabout.Forthem,thefutureisthisweekend,"saysGayleWhitefeld,a

businessandmarketingteacheratUth'sRivertonHighSchool.

That'sabiggoalfortheseclasses:preventingkidsfrommakingthesamefinancialmisstepstheir

parentsdidwhenitcomestosaving,spending,anddebt.Thoughthepersonalsavingsratehas

increasedupto4.2percent,that'sstillafardistancefrom1982,whenAmericanssaved11.2

percentoftheirincomes/'lt'shardforschoolstoreachstrictmoney-managementskillswhen

teenagersgohomeandwa:chtheirparentsincreasecredit-carddebt.It'sliketellingyourkidsnot

tosmokeandthenlightingjpacigaretteinfrontofthem/Eecksays.

Evenwiththesechallenges,studentssuchasRaysaylearningaboutmoneyinschoolis

worthwhile.AfterRayfinishedherfinancialclass,sheopenedupasavingsaccountatherlocal

bankandstartedtothinkmoreabouthowsheandherfamilywouldpayforcoIlege/'Shejusthas

abetterunderstandingofmoneyandhowitaffectstheworld/sayshermother,Darleen-and

that'ssowntothedetailsofhowmoneyisspentfromdailyexpensestovarioustaxes.AIIofthis

talkofmoneycanmakeRayworry,shesays,butluckily,shefeelspreparedtofaceit.

AftercompletingthefinancialclasszDianeRayislikelyto().

A.payoffallherdebts

B.handlehermoneybetter

C.findajobinabank

D.managethefamilyincome

35、Everybodyshowedgreatrespecttotheolddoctor,whodevotedeverythinghehadto()

thepoorconditionsofthelocalhospital.

A.improving

B.improve

C.improved

D.beingimproved

36、2020年3月10日国家主席习近平专门赴湖北省武汉市考察疫情防控工作。他强调，经

过艰苦努力，湖北和武汉疫情防控形势发生积极向好变化，取得阶段性重要成果，但疫情防

控任务依然艰巨繁重。越是在这个时候，越是要保持头脑清醒，越是要慎终如始，越是要再

接再厉、善作善成，继续把（）作为当前头等大事和最重要的工作。

A.疫情防控

B疫情监管

C.疫情防治

D.疫情管理

37、Passage3

Imaginewakingupandfindingthevalueofyourassetshasbeenhalved.No,you'renotan

investorinoneofthosehedgefundsthatfailedcompletely.Withthedollarslumpingtoa26-year

lowagainstthepoundzalready-expensiveLondonhasbecomequiteunaffordable.Acoffeeat

StarbucksjustasunavoidableinEnglandasitisintheUnitedStates,runsabout$8.

Theonceall-powerfuldollarisn'tdoingaTitanicagainstjustthepound.ltissittingatarecordlow

againsttheeuroandata30-yearlowagainsttheCanadiandollar.EventheArgentinepesoand

Brazilianrealarethrivingagainstthedollar.

Theweakdollarisasourceofhumiliation/oranation'sself-esteemrestsinpartonthestrength

ofitscurrency.lt'salsoapotentialeconomicproblem,sinceadecliningdollarmakesimported

foodmoreexpensiveandexertsupwardpressureoninterestrates.Andyettherearesubstantial

sectorsofthevastU.S.economy-fromgiantcompanieslikeCoca-Colatomom-and-poprestaurant

operatorsinMiami—forwhichtheweakdollarismostexcellentnews.

ManyEuropeansmayviewtheU.S,asanarrogantsuperpowerthathasbecomehostileto

foreigners.ButnothingmakespeoplethinkmorewarmlycftheU.S.thanaweakdollar.Through

April,thetotalnumberofvisitorsfromabroadwasup6.8percentfromlastyear.Shouldthetrend

continue,thenumberoftouriststhisyearwillfinallytopthe2000peak.ManyEuropeansnow

apparentlyviewtheU.S.thewaymanyAmericansviewMexico-asacheapplaceto

vacation,shopandparty,allwhileignoringthefactthatthepoorerlocalscan'taffordtojointhe

merrymaking.

Themoneytouristsspendhelpsdecreaseourchronictradedeficit.Sodoexports,which,thanksin

parttotheweakdollar,soared11percentbetweenMay2006andMay2007.Forfirstfivemonths

of2007,thetradedeficitactuallyfell7percentfrom2006.

IfyouownsharesinlargeAmericancorporations,you7eawinnerintheweak-dollargamble.Last

weekCoca-Cola'sstockbubbledtoafive-yearhighafteritreportedafantasticquarter.Foreign

salesaccountedfor65percentofCoke'sbeverage(饮料)business.OtherAmericancompanies

profitingfromthistrendincludeMcDonald'sandIBM.

Americantourists,howevecshouldn'texpectanyreliefsoon.Thedollarloststrengththewaymany

marriagesbreakup-slowly,andthenallatonce.Andcurrenciesdon'tturnonadime.Soifyou

wanttoavoidthepaininflictedbytheincreasinglypatheticdollar,cancelthatsummervacationto

EnglandandlooktoNewEngland.There,thedollarisstilltreatedwithalittlerespect.

Intheauthor'sopinion,theweakdollarleadstothefollowingconsequencesEXCEPTthat().

A.ThedollarhaslittlerespectinNewEngland

B.EuropeansbegintothinkmorewarmlyoftheU.S

C.lmportedfoodismoreexpensivetotheAmericans

D.SomelargeAmericancorporationsmakemoreprofits

38、In2012,thelastfloodhitthesouthwesternpartoftheNetherlandsandcausedmore

than1800casualties.

A.adverse

B.radical

C.severe

0.disastrous

39、公文处理应遵循的原则不包括（）。

A.实事求是的原则

B.精简的原则

C.高效的原则

D.新颖的原则

40、下列有关剩余价值的几个说法不正确的一项是（）«

A.剩余价值不是从流通过程中产生的，而是在劳动力的消费过程即资本主义生产过程中形

成的

B.超额剩余价值是由于商品的个别价值高于社会价值而产生的那部分剩余价值

C.绝对剩余价值生产是在必要劳动时间不变的条件下，由于延长工作日的绝对量所产生的

剩余价值

D.相对剩余价值生产是在工作日不变的条件下，由于必要劳动时间缩短所产生的剩余价值

41、资料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshe

wastenyearsold.Onedayshedecidedthatshewantedtobecomeadoctor.Thatwasnearly

impossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersasking

foradmission（录取）tomedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.

Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecost

ofschooling.

In1849,aftergraduationfrommedicalschool,shedecidedtofurtherhereducationinParis.She

wantedtobeasurgeon（夕卜科医生）,butaseriouseyeproblemforcedhertogiveuptheidea.

UponreturningtotheUnitedStates,shefounditdifficulttostartherownpracticebecauseshe

wasawoman.By1857Elizabethandhersister;alsoadoctor,alongwithanotherwomandoctor,

managedtoopenanewhospital,thefirstforwomenandchildrenBesidesbeingthefirstwoman

physicianandfoundingherwonhospital,shealsosetupthefirstmedicalschoolforwomen.

Whatmainobstacle（障碍）almostdestroyedElizabeth^chancesforbecomingforadoctor?

A.Shewrotetoomanyletters

B.Shecouldn'tgraduatefrommedicalschool

C.Shewasawoman

D.Shecouldn'tsetupherhospital

42、下列各项中，导致负债总额变化的是（）o

A.赊销商品

B.赊购商品

C.收回应收账款

D.用盈余公积转增资本

43、某法国游旅团一行61人来北京旅游，随意游览故宫、颐和园、王府井、长城四地中的

若干个地方，那么至少有（）人浏览的地方完全相同。

A.3

B.4

C.5

D.6

44、资料：Specialneedsstudentscannotonlylearnfromregulareducationteachers,butcan

participateincollaborativelearningwithmainstreamstudentsaswell.Collaborativelearning

allowsstudentstoworktogetheringroupstocompletelessonsandassignments.

Anumber