大学英语四级（仔细阅读）专项练习试卷1（共225题）

大学英语四级（仔细阅读）专项练习试

卷1（共9套）

（共225题）

大学英语四级（仔细阅读）专项练习试

卷第1套

一、仔细阅读（本题共25题，每题1.0分，共25分。）

FuigclBiullici,CanYouSparcaDime?Thellicmcsungufthisicucssiunmightwellbe

"Mother,CanYouWriteaCheck?"Thedistressingeconomyhasresultedinincreasing

numbersofparentsandgrandparentshelpingouttheirstrappedadultchildrenand

grandkidswithhomedownpayments,crcdit-cardbailouts（紧急财政援助）,andspare

cash—oftenatthesametimeasparentsaretryingtoconfrontnewretirementbudgets.

"Wcarcseeingatonofthis,“saysRossLevin,anEdina,Minn.,financialadviser.

"Sometimesit'sagreatideaandsometimesitisnot.Youhavetomakesureyouputon

yourownoxygenmaskfirst.*'Some62percentofvisitorstoGhave

helpedtheirkidsfinanciallyinthepastyear,with70percentofthatgrouphandingover

cashtohelptheiradultchildrenandgrandchildrenwithdailyexpenses,saysthesite's

CEO,JerryShereshewsky.Anotherpopularcategoryishousing;inthelastyearmany

parentshavecoughedupdownpaymentstohelptheirkidsgetintohomeswhilethe

$8,000first-timehomebuyer'screditwasineffect.Thenthere*sthedebt-bailout

situation.AsurveyrecentlyconductedbyCreditcards,comforNewsweekfoundthat42

percentoffolkswithadultchildrenhavehelpedthempayoffcarloans,creditcards,

medicalbills,andmore.NoneofthisissurprisingtoShereshewsky,whoseesthetrendas

anaturalresultofchangingfamiliesandthedistributionofwealth."Thisiswhereallthe

moneyis-andit'swherethemoneyis,despitethefactthatwe'vehadthismeltdown.H

Ingeneral,thebaby-boomgenerationisfarwealthierthantheirchildrenare,andhasa

lowerunemploymentratethan20-somcthings.Hesaysthatthevastmajorityofmulti-

gcncrationhouseholdsnowinvolveadultchildrcn（andsometimestheirchildrcn）moving

inwithagingparents.Baby-boomparentsgenerallyaspiretohelpingtheirkidsandtheir

grandchildrenanddon'twanttowaituntiltheyaredeadtodoit."Youshouldgivewhile

you'reyoungenoughtoenjoythefruitsofwhatyou'redoing,HsaysShereshewsky,whois

personallyconsideringgettingareversemortgageonhishomewhenitcomestimeto

helphis20-sornethingkidswithhomepurchases.

1、Accordingtothepassage,peopleareregardedas"strapped"iftheyare.

A^joblessintherecession

B、infinancialdifficulties

C、dependentontheirparents

D、troubledbycreditcarddebt

标准答案：B

知识点解析：词汇题。短文第一段最后一句指出…increasingnumbersofparents

andgrandparentshelpingouttheirstrappedadultchildrenandgrandkids…父母帮助有困

难的成年子女，接着根据下文父母提供的具体帮助：homedownpayments,crcdit-

cardbailoutsandsparecash可知，strappedadult指的是在经济上有困难的人。故答

案选B。

2^RossLevinthinksthatsometimes,itisnotagreatideathat.

A、parentshaveconfrontednewretirementbudget

B、adultchildrendisregardparents,difficulties

C>adultchildrenspendmorethantheyearn

D、parentshelpouttheiradultchildren

标准答案：D

知识点解析：细节题。由题干可定位至短文第二段第二句。联系上下文可判断出

it就是第一段内容：increasingnumbersofparentsandgrandparentshelpingout

theirstrappedadultchildrenandgrandkids.故选D。

3、Withthefirst-timehomebuyer'scredit,.

A、childrendidnothavetoturntoparentsforhelp

B、childrenfounditeasiertodealwithdownpayment

CNparentsstillhadtohelppayforthedownpayment

D、parentsfeltrelievedfromexpenseonhousing

标准答案：C:

知识点解析：细节题。短文第三段最后一句指出manyparentshavecoughedup

downpaymentstohelptheirkidsgetintohomeswhilethe$8.000first-timehome

buyer'screditwasineffect.即子女在获得8000美元的首次购房抵税额的同时.很

多父母仍然帮助他们付首付。由此可知，选项C正确。

4、Whatdoweknowaboutthepeopleofthebaby-boomgeneration?

A、Mostofthemprefertolivewiththeirchildren.

B、Mostofthembecomeparentsintheirtwenties.

C^Theyhaveahigheremploymentratethantheirkids.

D、Theyarewillingtotakecareoftheiragingparents.

标准答案：C

知识点解析：细节题。作者在倒数第二段中间指出thebaby-boomgenerationis

farwealthierthantheirchildrenare,andhasalowerunemploymentratethan20-

somethings即婴儿潮那一代的人比他们的孩子更有钱，失业率也比20多岁的人

低。故答案为C。

5、Shereshewskyismostlikelytoagreethat.

A、parentsshouldenjoytheirownlives

B、youngpeopleshouldhelptheirparents

C、youngpeopleshouldbeindependent

D、parentsshouldhelpouttheiradultkids

标准答案：D

知识点解析：推断题。眼据文章最后一段Shereshewsky说的话''Youshouldgive

whileyou^eyoung…”及后面他帮助他孩子买房这件事可知，Shereshewsky认为父母

应该给子女提供帮助。故选D。

Whenyourfamilywantstobuyorreplaceacar,atelevision,orawashingmachine,you

findthemoneyeitherfromsavingsorbyborrowingfromthebank,ahire-purchase

companyorperhapsafriend.Similarly,afamilybuyingahouseforthefirsttime

commonlyborrowsfromabuildingsociely（住宅互助委员会）.Ifyouownaprivate

business,agarage,ashop,orafarm,youwillneed,fromtimetotime,tobuynew

equipment,newfurnishings,or,ifyouaredoingwell,newpremises（房屋）sothatyoucan

expand.Someofthecostyoucanmeetfromtheprofitsyouhavekeptinthebusiness,but

oftenyouwillneedhelp.Youwillgotoyourbank,toafinancehouse,orperhapstoa

relativeorfriendforfinanceprovidedfromhissavings.Whenyouborrowmoneyorraise

moneyinthiswayyoupayitbackoutoffutureprofits.Manylargebusinesses,however,

needcashfornewdevelopmentsorexpansionfarinexcessofwhatcanbeprovidedfrom

theirprofitsorfromprivatesourcesofcapital.Anewfactory,anoil-wellintheNorth

Sea,cancostmillionsofpoundstoconstructandbringintoproduction;anewdesignof

carorbrandofmedicinelikewisecancostmillionsofpoundstodesign,develop,testand

marketbeforeitreachesthestagewhereitearnsaprofit.Oftenthesecostscanbemet

fromprofitsearnedinotherpartsofthebusinessorfromreservesbuiltupfromprofits

earnedinpastyears.Sometimes,however,itisnecessary,andoftenitmaybemore

advantageous,toraisenewmoneyfromothersources.Therecanbelittleprospectof

raisingthesortofstunsneededbymajorbusinessesfromfriendsoracquaintances,and

generallythebanksarereluctanttoprovidesufficientcashonapermanentbasisforlong­

termprojects,thoughtheywillprovideshort-termfinance.Suchcompaniescan

sometimesonlyraisethemoneytheyneedtostayinthefrontofindustryanddevelop

newproductsandsourcesofproductionbyturningtothepublicatlargeandinvitingitto

lendthemcashortakeashareinthebusinessinexchangeforashareinfutureprofits.

Thistheycandobyofferingsharesinthebusinessorloancapitalthroughstock

exchange（证券交易所）.

6、Ifyouwanttobuyahouseforthefirsttime,whichofthefollowingcouldyoudo?

A、Borrowmoneyfromabuildingsociety.

B、Borrowmoneyfromabank.

C、Takemoneyfromyoursavings.

D、Askafriendtohelpyouout.

标准答案：A

知识点解析:细节题。短文第一段第二句指出Similarly,afamilybuyingahousefor

thcfirsttimecommonlyborrowsfromabuildingsociety.即一个家庭第一次买房一，般

是向房屋互助协会贷款。故答案为A。

7、Largebusinessesneedtoborrowhugeamountsofmoneybecause.

A、developingandproducinganewproducttakealongtime

B、theycannotmakeenoughprofits

C、developingandexpandingproductioncostalotofmoney

D、anewfactorycancostmillionsotpoundstoconstruct

标准答案：C

知识点解析：细节题。短文第二段第一句指出Manylargebusinesses,however,

needcashfornewdevelopmentsorexpansionfarinexcessof…即大型企业借款的目的

是扩大发展。故选C。

8、Whichofthefollowinghasthesamemeaningwith"reserves"(Line7,Para.2)?

A^Savings.

B、Means.

C、Jewelry.

D、Content.

标准答案：A

知识点解析：词汇题。由题干可定位至第二段倒数第二句Oftenthesecostscanbe

metfromprofitsearnedinotherpartsofthebusinessorfromreservesbuiltupfrom

profitseamedinpastyears.联泰上下文并分析语义可知.reserves在此症的含义应

为“储蓄”。故选A。

9、Majorbusinessgetsmoneytopayforexpansionby.

A、borrowingfromfriends

borrowingfrombuildingsocieties

C、turningtobanks

D、sellingsharesofthecompany

标准答案：D

知识点解析:细节题。短文最后指出Thistheycandobyofferingsharesinthe

businessorloancapitalthroughslockexchange.即这些大公司可以发行股票来筹集资

金。故答案为D。

10、Accordingtothepassage,wecanknowthat.

A、smallcompaniescanonlygelfinancialhelpfiomthebank

thebankwon,tlendmoneytoindividuals

C>thebankispleasedtoprovidelong-termfinanceforthelargebusinesses

D、thebankcanprovideshort-termmoneyforthelargebusiness

标准答案：D「

知识点解析：推断题。艰据短文最后一段第一句中ihebanksarereluctantlo

providesufficientcashonapermanentbasisforlong-termprojects,thoughtheywill

provideshort-tcrmfinance可知银行会为大公司提供短期贷款，却不大情愿九公司的

长远规划提供长期的现金贷款。由此可知，选项D正确。

Nooneshouldbeforcedtowearauniformunderanycircumstance.Uniformsare

demandingtothehumanspiritandtotallyunnecessaryinademocraticsociety.Uniforms

telltheworldthatthepersonwhowearsonehasnovalueasanindividualbutonlylives

tofunctionasapartofawhole.Theindividualinauniformlosesallself-worth.There

arethosewhosaythatwearingauniformgivesapersonasenseofidentificationwitha

larger,moreimportantconcept.Whatcouldbemoreimportantthantheindividual

himself?Ifanorganizationissoweakthatitmustrelyonclothandbuttonstoinspireits

members,thatorganizationhasnorighttocontinueitsexistence.Otherssaythatthe

practiceofmakingpersonswearuniforms,sayinaschool,eliminatesallenvyand

competitioninthematterofdress,suchthatapoorpersonwhocannotaffordgood­

qualityclothingisnottobebelittledbyawealthypersonwhowearsexpensivequality

clothing.Thosepersonsconvenientlyignoresuchcriticalconceptsasfreedomofchoice,

motivation,andindividuality.Ifallpersonsweretowearthesameclothing,whywould

anyonestrivetobebetter?Itisonlyashortstepfromforcingeveryonetodrivethesame

car,havethesametypeoffoods.Whenthishappens,allincentivetoimproveone'slife

isremoved.Whywouldparentsbothertoworkhardsothattheirchildrencouldhavea

betterlifethantheyhadwhentheyknowthattheirchildrenaregoingtobeforcedtohave

exactlythesamelifethattheyhad?Uniformsalsohurttheeconomy.Rightnow,billions

ofdollarsarespentonthefashionindustryyearly.Thousandsofpersonsareemployedin

designing,creatingandmarketingdifferenttypesofclothing.Ifeveryonewereforcedto

wearuniforms,artisticpersonnelwouldbeunnecessary.Salespersonswouldbe

superfluousaswell;whybothertoselltheonlyitemsthatareavailable?Thewearingof

uniformswoulddestroythefashionindustry,whichinturnwouldhavearippleeffecton

suchindustriesasadvertisingandpromotion.Withoutadvertising,newspapers,

magazines,andtelevisionwouldnotbeabletoremaininbusiness.Oneentire

infoniialiuiiandeiilerlaiiiinenLindustrywouldcollapse.

11、Whatisthemainideaofthispassage?

A、Wearinguniformshasbothadvantagesanddisadvantages.

Wearinguniformsshouldbepromotedstrongly.

C、Wearinguniformswilldestroyeconomy.

D^Wearinguniformshasmanynegativeeffects.

标准答案：D

知识点解析：主旨题。文章第一段就表明了短文大意。通读全文可以发现全篇说的

都是穿制服的缺点。故选项D正确。

12>Accordingtotheauthor,ifapersonwearsauniform,hewilllosehis.

A、importance

B、meaning

C、sell-value

D、pride

标准答案：C

知识点解析:细节题。短文第一段最后指出Theindividualinauniformlosesallself-

worth.即穿制服就会丧失所有的自我价值。故选项C正确。

13、Intheauthor,sopinion,whichisthemostimportantthing?

A、Society.

BNIndividuality.

C、One'simage.

D、Dignity.

标准答案：B

知识点解析：细节题。作者在短文第二段第二句指出Whatcouldbemoreimportant

thantheindividualhimself?疑问句表达最高级，即人的自我个性individuality最重

要。故选B。

14>Theunderlinedword"incentive"inparagraph2inprobablymeans.

A^efforts

B、motivation

C、skills

D、attempts

标准答案：B

知识点解析：词汇题。联系上下文，可知其含义应指“动机”。故选项B正确。

15、Thewriter'sattitudeofthispassageisapparently

A、disapproved

B、positive

C>pessimistic

D^sarcastic

标准答案:A

知识点解析：态度题。纵观全文可看出作者一直都在批评制服。最后一段也是在列

举制服对经济造成的危害。故可知作者持反对态度，所以选项A正确。

Mosteconomistshategold.Not,youunderstand,thattheywouldturnuptheirnosesata

barortwo.ButtheyfindrhereverenceinwhichmanyholdthemetalalmostiiTational.

Modernmoneytakestheformofpaperor,moreoften,electronicdata.Toeconomists,

goldisnowjustanothercommodity.Sowhyisitspricesoaring?Overthepastweek,this

hastopped$450atroyounce,upby9%sincethebeginningoftheyearand77%since

April2001.Ah,comesthereply,goldtransactionsaredenominatedindollars,andthe

riseinthepricesimplyreflectsthedollar'sfallintermsofothercurrencies,especiallythe

euro.However,thereisnoironlink,asitwere,betweenthevalueofthedollarandthe

valueofgold.Arisingpriceofgold,likethatofanythingelse,canreflectanincreasein

demandaswellasadepreciationofitsunitofaccount.Thisiswheregoldbullscomein.

Thefallinthedollarisimportant,butmainlybecauseasastoreofvaluethedollarstinks.

Withafewlongishrallies,thegreenbackhasbeenonadownwardtrendsinceitcameoff

thegoldstandardin1971.Nowitissufferingoneofitssharperdeclines.Atthemargin,

extrademandhascomefromthosewhothinkdollars—indeedanymoneybackedby

nothingmorethanpromisestokeepinflationlow—adecidedlyriskyinvestment,mainly

becauseAmerica,withtheworld'sreservecurrency,hasbeenabletocreateandbonow

somanyofthem.Theleastpainfulwayofrepayingthosedollarsistomakethemworth

less.Thestrikingexceptiontothisextrademandcomesfromcentralbanks,whichwould

liketosellsomeofthegoldtheyalreadyhave.LastmenththeBankofFrancesaidit

wouldsell500tonnesincomingyears.Butbigsalesbycentralbankscancausetheprice

toplunge-aswhentheBankofEnglandsold395tonnesbetween1999and2002.The

resultwasanagreementbetweencentralbankstoco-ordinateandlimitfuturesales.Ifthe

priceofgoldmarcheshigher,thisagreementwillpresumablyberippedup,althougha

dollarcrisismightmakecentralbanksthinktwiceaboutswitchingintopapermoney.

Willtheoverhangofcentral-bankgolddragthepricedownagain?Notnecessarily.As

JamesGrantpointsout,inrecentyearsthehugeglutofgovernmentdebthasnotstopped

asharpriseinitsprice.

16、Ineconomists'eyes,goldissomething.

A、theylookdownupon

thatcanbeexchangedinthemarket

C、worthpeople'sreverence

D、thatshouldbereplacedbyotherformsofmoney

标准答案，R

知识点解析：推断题。短文第一段最后指出Toeconomisls,goldisnowjust

anothercommodity.即对经济学家来说，黄金只是另一种商品。故答案为B。

17、Accordingtotheauthor,oneofthereasonsfortherisingofgoldpriceis.

A、theincreasingdemandforgold

B、thedepreciationoftheeuro

C>thelinkbetweenthedollarandgold

D、theincrementofthevalueofthedollar

标准答案：A

知识点解析:细节题。作者在短文第二段最后一句提出Arisingpriceofgold,like

thatofanylhingelse,canreflectanincreaseindemandaswellasadepreciationofits

unitofaccount.即他认为，金价上涨有两个主要原因：对黄金需亲的增加；金价用

美元表示，而美元贬值了。故答案为A。

18、Wecaninferfromthethirdparagraphthat.

thedeclineofthedollarisinevitable

B、Americabenefitsfromthedepreciationofthedollar

C、thedepreciationofthedollarisgoodnewstoothercurrencies

D、investmentinthedollaryieldsmorereturnsthanthatingold

标准答案：B、

知识点解析：细节题。短文在第三段最后指出becauseAmerica...hasbeenableto

createandborrowsomanyofthem.Theleastpainfulwayofrepayingthosedollarsisto

makethemworthless即因为美国拥有世界储备货币，而且能够制造和借来很多美

元。要偿还这些美元，最不费力的方式就是让美元贬值。由此可见，美国因为美元

贬值获得了不少好处。故选B。

19>Thephrase"rippedup"(Line1,Para.5)mostprobablymeans.

A、strengthened

B、broadened

C、renegotiated

D、tomup

标准答案：D

知识点解析：词汇题。由题干可定位至第五段第一句Itthepneeotgoldmarches

higher,thisagreementwillpresumablyberippedup...,联系上卜文并分析语义可

知，rippedup在此处应指“撕毁协议”。故答案为D。

20、Accordingtothepassage,theriseofgoldprice.

A、willnotlastlong

willattractsomecentralbankstosellgold

C、willimpelcentralbankstoswitchintopapermoney

D、willleadtoadollarcrisis

标准答案：B

知识点解析：推断题。短文第四段指出…centralbanks,whichwouldliketosell

someofthegoldtheyalreadyhave…即在许多买家大量买入黄金的同时。许多央行却

打算将他们囤积的黄金出售；第五段开头指出Ifthepriceofgoldmarcheshigher,

thisagreementwillpresumablyberippedup...即如果金价继续上涨.各国央行之间的

“限制和协调未来黄金销售”的协议将会被打破。由比可知，金价的上涨会吸引各国

央行出售黄金。故选及

AmongthemorecolorfulcharactersofLeadville'sgoldenagewereH.A.W.Taborand

hissecondwife,ElizabethMcCourt,betterknownas"BabyDoe".Theirhistoryisfast

becomingoneotthelegendsoftheOldWest.HoraceAustinWarnerlaborwasaschool

teacherinVermont.WithhisfirstwifeandtwochildrenheleftVermontbycovered

wagonin1855tohomesteadinKansas.Afewyearslaterhemovedwesttothesmall

ColoradominingcampknownasCaliforniaGulch,whichhelaterrenamedLeadville

whenhebecameitsleadingcitizen."Greatdepositsofleadaresuretobefoundhere."he

said.Asitturnedout,itwassilver,notlead,thatwastomakeLeadville'sfortuneand

wealth.Taborknewlittleaboutmininghimself,soheopenedageneralstore,whichsold

everythingfrombootstosalt,flour,andtobacco.Itwashiscustomto"grubstake11

prospectiveminers,inotherwords,tosupplythemwithfoodandsupplies,or"grub",

whiletheylookedforore.inreturnlorwhichhewouldgetashareinthemineifonewas

discovered.Hedidthisforanumberofyears,butnoonethatheaidedeverfound

anythingofvalue.Finallyonedayintheyear1878,sothestorygoes,twominerscamein

andaskedfor"grub".Taborhaddecidedtoquitsupplyingitbecausehehadlosttoo

muchmoneythatway.Thesewerepersistent,however,andTaborwastoobusytoargue

withthem."Ohhelpyourself.Onemoretimewon'tmakeanydifference,"Hesaidand

wentonsellingshoesandhatstoothercustomers.Thetwominerstook$17worthof

supplies,inreturnforwhichtheygaveTaboraone-thirdinterestintheirfindings.They

pickedabarrenplaceonthemountainsideandbegantodig.Afterninedaystheystrucka

richveinofsilver.Taborboughtthesharesoftheothertwomen,andsothemine

belongedtohimalone.Thismine,knownasthe"PittsburghMine,"made$1,300,000for

Taborinreturnforhis$17investment.LaterTaborboughttheMatchlessMineon

anotherbarrenhillsidejustoutsidethetownfor$117,000.Thisturnedouttobeeven

morefabulousthanthePittsburgh,yielding$35,000worthofsilverperdayatonetime.

Leadvillegrew.Taborbecameitsfirstmayor,andlaterbecamelieutenantgovernorofthe

state.

21、LeadvillegotitsnameforthefollowingreasonsEXCEPT.

A、Taborbecameitsleadingcitizen

B、greatdepositsofleadisexpectedtobefoundthere

C、itcouldbringgoodfortunetoTabor

D、itwasrenamed

标准答案：C

知识点解析：细节题。文章在第一段最后提到…whichhelaterrenamedLeadville

whenhebecameitsleadingcitizen."Greatdepositsofleadaresuretobefound

here,''hesaid.由此可判断出Leadville名字的由来是因为：Tabor成为当地的居民

代表人物，他认为在Leadville有丰富的铅储藏量，并且将它命名为Leadville。所

以选项A、B、D都符合表述；血选项C并没有提及，故选C。

22、Theword"grubslake”(Line3,Para.2)means.

tosupplyminerswithfoodandsupplies

B、toopenageneralstore

C、todoone,scontributiontothedevelopmentofthemine

D^tosupplyminerswithfoodandsuppliesandinreturngetashareinthemine,ifone

wasdiscovered

标准答案：D

知识点解析：词汇题。由题干可定位至第二段中间部分，根据Itwashiscustom

to^grubstake^prospectiveminers,inotherwords,tosupplythemwithfoodand

supplies,or4€grub'\whiletheylookedforore,inreturnforwhichhewouldgetashare

inthemineifonewasdiscovered.可判断出答案为D,

23、Tabormadehisfirstfortune.

A、bysupplyingtwoprospectiveminersandgettinginreturnaone-thirdinterestinthe

findings

B、becausehewaspersuadedbythetwominerstoquitsupplying

C、bybuyingthesharesoftheother

D、asalandspeculator

标准答案：A

知识之解析：推断题。艰据短文第三段内容可知，两名开矿者从Tabor那儿借走价

值17美元的供给，作为回报，Tabor获得他们矿资源三分之一股份。后来开矿者

发现了银的富矿，于是Tabor又将两人的股份全买下，这样，银矿属于Tabor一个

人所有，这个矿就是后来著名的“匹兹堡''矿。Tabor用17美元的投资换来了130万

美元的收获。故答案选A。

24>TheunderlyingreasonforTabor'slifecareeris.

A、purelyaccidental

B、basedontheanalysisofminer'sbeingverypoorandtheirpossibilityofdiscovering

profitableminingsite

C、throughthehelpfromhissecondwife

D、heplannedwellandaccomplishedtargetsstepbystep

标准答案：B-

知识点解析：推断题。本题采用排除法。根据原文内容可知，Tabor赚的第一桶金

是因为他从事“grubstake”，所以他赚的钱并不是偶然的，故排除A；在他还没有娶

第二位夫人前这一切就发生了，故可排除选项C：选项D在文中没有提及，故也

可排除。所以选B。

25Ifthispassageisthefirstpartofanarticle,whomightbeintroducedinthefollowing

part?

ANTabor'slife.

B、Tabor'ssecondwife,ElizabethMeCourt.

C^Othercolorfulcharacters.

D、Tabor'sothercareers.

标准答案：B

知识点解析：推断题。短文开头指出Amongthemorecolorfulcharactersof

Leadville'sgoldenagewereH.AW.Taborandhissecondwife,Elizabeth

McCourt,betterknownas“BabyDoe”.即在Leadville的黄金年代，Tabor和他的第

二任妻子ElizabethMcCourt都是非常有名的。接着文章都在讲述Tabor是怎样一步

一步发家致富的，因此下文应该介绍ElizabethMcCourt。故答案为B。

大学英语四级（仔细阅读）专项练习试

卷第2套

一、仔细阅读（本题共25题，每题7.0分，共25分。）

TheincreasingAmericanizationofJapaneselifeisevidentinmanyways.Onesuchway

isthegrowingpopularityofcreditcards.Traditionally,inJapan,cashwasthepreferred

formofpaymentinalldailypurchases.Buyingthingsoncreditwasseenassomethingto

beavoidedatallcosts.Thiswasespeciallytrueamongtheoldergenerationwhowerenot

accustomedtothebuy-now-pay-laterethic.Ontheotherhand,Americansarewellused

tothisformofpayinglorgoodsandservices.Creditcards,alongwithchecks,are

relativelysafeandeasytouse.Theyarealsonowconsideredasacommonformof

identification,theotherformofIDbeingadriver'slicense.Infact,whenrentingacarin

America,acreditcardisrequiredasanIDand,inaddition,isthepreferredformof

payment.Manycompanieswillnotevenacceptcashoncarrentals.Creditcardsoffer

Japaneseconsumersanumberofconveniences.Customerscangetdiscountsoncertain

items.Theirnamesmaybeenteredinlotterieswheretheycanwincashprizes.Perhaps

mostimportantly,though,easycreditisofferedtoboiTOwers.Thoseneedingaloan,

especiallyiftheyareyoung,canborrowmoneyeasily.Theseadvantageshavemade

creditcardsincreasinglypopularandsomeofthetraditionalbiasagainstthemisbeing

dispelled,especiallyamongyoungpeople,whooftenhaveanumberofdifferentcards.

However,therearedefinitedisadvantagestousingcreditcards.Theavailabilityofeasy

creditmaybeonething,butthehighinterestrateschargedbycardcompaniesisquite

another.In2000,therewereabout230millioncreditcardsinuseinJapan;therewere

alsoabout140,000bankruptcies.Manypeoplewereunabletocontroltheircreditcard

spending,andasaresult,theywentintodebt.Youngpeopleareespeciallyvulnerableto

thetemptationsofhavingacreditcard.Theyoftencannotresistspendingmoneyon

expensivebrand-nameclothes,high-techaudioandvideoequipment,andluxurioustrips

abroad.It'seasierinstores,restaurants,gasstations—almostanywhere—topaywitha

simplepieceofplasticratherthancarryingcash.Wethusloseallsenseofthevalueof

moneyandeasilyfallintodebt.Oncethishappensitmaycostusmorethanmoney.

Excessivedebtduetouncontrolledspendinghasledtothebreakupoffamilies,divorce,

andinsomecasesevensuicide.

1、InJapan,buyingthingsoncreditwasseenassomethingtobeavoidedby.

A、thosewhowereindebtorbankrupt

B、peoplewhowishedtosaveforretirement

C、youngpeoplewhoarevulnerabletothetemptationsofhavingacreditcard

D、theoldergenerationwhowerenotaccustomedtothebuy-now-pay-laterethic

标准答案：D

知识点解析：细节题。短文第一段第四、五句指出Buyingthingson

credit...avoided...trueamongtheoldergenerationwhowerenotaccustomedtothe

buy-now-pay-laterethic.即在日本，人们避免用信用卡消费，特别是那些对先买

后付款消费理念还不适应的老年人。由此可知，答案为D。

2、Thebadpartabouthavingacreditcardisthat.

A^therearenodiscounts

B、theinterestratesarchigherifthecardisnew

C、thosewhousecreditcardsareoftenregardedaspoor

D^uncontrolledspendingoftenleadstodebtandbankruptcy

标准答案：D、

知识点解析：细节题。短文第二段讲使用信用卡消费的坏处。根据Manypeople

wercunablctocontroltheircreditcardspending,andasaresult,theywentinto

debt.即很多人不能控制自己用信用卡消费，导致最后负债累累。故选D。

3、Themostimportantservicecreditcardcompaniesofferis.

A、easycredittoborrowers

B、discountsoncertainitems

C^lotteriesandcashprizes

D、easeinobtainingadditionalcards

标准答案：A

知识点解析：细节题。短文第二段指出Perhapsmostimportantly,though,easy

creditisofferedtoborrowers.即最重要的是.彳言用卡持有者很容易获得贷款。薪选

Ao

4、Whydoyoungpeoplewanttohaveacreditcard?

A、Becausetheirparentswantthemtohaveone.

B、Becausetheyoftencannotresistspendingonmanykindsofthings.

C、Becausetheyhavenocash.

D、Becausetheyhaveexcessivedebt.

标准答案：B

知识点解析：细节题。左豆文最后一段开头指出Youngpeopleareespecially

vulnerabletothetemptationsofhavingacreditcard.Theyoftencannotresistspending

moneyon...clothes,high-techaudio…trips…由此可知,答案为B。

5、Onewaytoavoiddebtandbankruptcyisto

A、haveafewdifferentkindsofcreditcards

wincashprizesonlotteries

C、kicktheuncontrolledspendinghabits

D、useallthespecialbenefitsofferedbythecard

标准答案：C

知识点解析：推断题。短文最后一段主要讲述不受控制的消费行为会使人负债、破

产。由此可知为了防止破产，人们必须改掉这种不受控制的消费习惯。故答案为

C„

Papermoneyisusedeverydaybutpeopledonotoftenthinkofmoneyasjustpaper.This

isbecausepeopleagreethatithasvalue,andpapermoneyissupportedbythe

government.Peoplehaveusedpapermoneyforonlyafewhundredyears,butwhatdid

peopledobeforeprintedmoneywasinvented?InMedievalEngland,astickwasthe

officialrepresentationofmoney.Thecommonsystemthatwasusedinvolvedcounting

debtonapieceofwoodcalleda"tallystick'1.Thetallystickwasmarkedwithaknife.

Eachmark,ortally,indicatedanamountofmoney.Thetallystickactedasacontract.No

onereallyknowswhoinventedthetallystick,butKingHenryIofEnglandiscreditedas

thefirsttousethestickinawidespreadfashion.InEngland,thetally