《汽车专业英语》-Task18教学课件

Task18

AutoInsurance汽车保险Task18

学习目标1.掌握汽车保险相关的英文术语和词汇；2.了解汽车保险的类别；3.能够说明交强险的责任范围和赔偿限额；4.掌握汽车商业险的主险类型，并说明其责任范围；5.了解汽车商业险的附加险。

Task18

NewWords

Insurance保险accident事故,意外insurer保险公司,承保人coverage保险范围Premium保险费Liability责任,债务Compulsory义务的,必修的,被强制的Policy政策、方针，保险单

Commercial商业的，营利的

Additional

附加的，额外的limit

限制，限度，界线Stationary

固定的，静止的Theft盗窃，偷，赃物Independently独立地，自立地Supplement增补，补充commencement开始，发端

termination结束,终止period周期,期间,时期,一段时间

Task18

PhrasesandExpressions

AutoInsurance车险CompulsoryTrafficAccidentLiabilityInsurance交强险CommercialInsurance商业保险BasicInsurance主险AdditionalInsurance附加险Owndamage(OD)insurance车辆损失险Theft&Robberyinsurance全车盗抢险ThirdPartyLiability(TPL)insurance第三者责任险PassengerLiabilityinsurance车上人员责任险Glassbreakageinsurance玻璃单独破碎险Task18

PhrasesandExpressions

Additionalequipmentdamageinsurance新增设备损失险ScratchInsurance划痕险:WaiverofDeductibleInsurance不计免赔特约险Trafficaccident交通事故Propertydamage财产损失Bodilyinjury人身伤害Liabilitylimit责任限额Minimumlevel最低限度Infull全部；全额PICC

中国人民财产保险股份有限公司Task18

AutoInsurance

Let'slearnaboutcarinsurancebythefollowingdialogue.Mr.Li:Mike,I’dliketohaveatalkwithyouoverthequestionofcarinsurance,ifyoudon’tmind.Mike:No,notatall.Goahead,please.Mr.Li:WhatkindofcarinsuranceisPICCabletoprovideforme?Mike:PICCcanprovidecompulsorytrafficaccidentliabilityinsurance，owndamageinsurance,motorvehiclethirdpartyliabilityinsurance(MTPL),passengerliabilityinsurance,robberyandtheftInsuranceandadditionalinsurances.Mr.Li:IfIwanttoinsureforrepairofmyvehicleinanaccident,whatkindofinsuranceshouldIbuy?Task18

AutoInsurance

Mike:Isuggestyoucoveringowndamage(OD)insurance.,andthecoverageinwritteninthebasicpolicy.Mr.Li:OK,Isee.Howlongistheperiodfromthecommencementtoterminationofinsurance?Mike:Theinsuranceliabilityperiodisoneyear.Mr.Li:That’sunderstood.WhatotherkindsofinsurancedoyousuggestIbuy?Mike:Isuggestyoucoveringmotorvehiclethirdpartyliabilityinsurance(MTPL)andpassengerliabilityinsurance.YoucanchoosewhethertobuyrobberyandtheftInsuranceandadditionalinsurancesornotaccordingtoyourneeds.Mr.Li:I'llthinkitover.Thanksforyourhelp!Mike:You're

welcome.Task18

AutoInsurance

TextNotes1)Insurer：Theinsurancecompanythathasconcludedaninsurancecontractwithanapplicantandisliableforcompensationorpaymentofinsurancebenefits.保险人/承保人：指与投保人订立保险合同，并承担赔偿或者给付保险金责任的保险公司。2)Theinsured:Thepersonwhosepropertyorpersonisprotectedbytheinsurancecontract.被保险人：指其财产或者人身受保险合同保障的人.Task18

AutoInsurance

TextNotes3)Policyholder：ThepersonthatconcludesinsurancecontractwiththeInsurerandhasobligationtopayinsurancepremiumaccordingtoinsurancecontract.投保人：

与保险人订立保险合同并按照保险合同负有支付保险费义务的人。

4)Autoinsuranceisacontractthatprotectsyourfinancialsecurityincaseofanaccident.句中that引导的从句作为contract的后置定语，在翻译成中文时要注意定语前置。所以全句可翻译为：汽车保险是一份能在发生意外时保护你免受损失的合同。Task18

AutoInsurance

TextNotes

5)Noadditionalinsurancecanbepurchasedindependently,becauseadditionalrisksonlyactassupplementstomaininsurances.