【新教材】外研版（2024）九年级上册英语Unit 2 On the money 核心素养培优测试卷（含答案解析）

【新教材】外研版（2024）九年级上册英语Unit2Onthemoney核心素养培优测试卷满分120分，考试用时120分钟。注意事项：1．答卷前、考生务必将自己的姓名、准考证号填写在试卷和答题卡上，并将准考证号条形码粘贴在答题卡上指定位置。2．选择题的作答：每小题选出答案后，用2B铅笔把答题卡上对应题目的答案标号涂黑。写在试卷、草稿纸和答题卡上的非答题区域均无效。3．非选择题的作答：用黑色签字笔直接答在答题卡上对应的答题区域内，写在试卷、草稿纸和答题卡上的非答题区域均无效。4．考试结束后，请将试卷和答题卡一并交回。一、完形填空（共15小题，每小题1分，满分15分）阅读下面的短文，从每题所给的A、B、C、D四个选项中选出最佳选项Xiaoming,a14-year-oldstudentfromBeijing,wasalways1aboutmoney.Everymonth,hisparentsgavehim200yuanaspocketmoney.Buthe2spentitallwithinthefirstweek.Hedidn’tknowwherethemoneywent.Oneday,histeachertoldtheclassa3aboutdreamtins.Sheexplained4apersoncansavemoneybywritingtheirdreamonatinandputtingsparemoneyintoit.Xiaoming5theidea.Hedecidedtotryit.First,he6asmallbox.Thenhewrote“TravellingtoShanghai”onit.Hestartedputtingallhis7coinsintothebox.Atfirst,itwas8.Heoftenwantedtospendthecoinsonsnacks.9hekeptgoing.Aftersixmonths,heopenedtheboxandcounted.Hehad560yuan!Xiaomingwas

10.Herealisedthatsavingwasnotashardashethought.Healsolearnedthatitwas11abouttheamount—itwasaboutthe12ofsavingregularly.NowXiaomingstillusesdreamtins.Hehas13foranewpairofshoesand14foragiftforhisparents.Hefeelsproudofhimselfbecausehecanfinally15hismoneywisely.1．A．careful B．careless C．happy D．excited2．A．never B．always C．sometimes D．hardly3．A．story B．poem C．song D．joke4．A．why B．where C．how D．when5．A．refused B．disliked C．liked D．ignored6．A．found B．lost C．broke D．sold7．A．paper B．spare C．new D．old8．A．easy B．fun C．difficult D．interesting9．A．So B．Unless C．But D．Because10．A．surprised B．worried C．bored D．angry11．A．never B．not C．always D．often12．A．habit B．dream C．way D．number13．A．borrowed B．saved C．spent D．lent14．A．another B．others C．other D．theother15．A．borrow B．waste C．manage D．find二、阅读理解（共20小题，每小题2分，满分40分）第一节（共15小题，每小题2分，满分30分）阅读以下三篇短文，从每小题所给的四个选项中，选出一个与短文内容相符的最佳选项。ATeenagersandSmartSpendingNowadays,manyteenagersgetpocketmoneyfromtheirparents.Arecentsurveyshowsthatabout70%ofteenagersspendtheirmoneyonsnacks,gamesandonlineshopping.However,someteenagersarelearningtomanagetheirmoneywisely.WangHao,a14-year-oldstudentfromHangzhou,isoneofthem.Hegets100yuanaspocketmoneyeveryweek.Insteadofspendingitallatonce,hedividesitintothreeparts:50yuanfordailyneedslikepensandnotebooks,30yuanforsavings,and20yuanforfunthingslikesnacksorsmallgifts.“Iwritedowneveryexpenseinanotebook,”Wangsaid.“Ithelpsmeknowwheremymoneygoes.IfIwanttobuysomethingexpensive,Isavemoneyforitlittlebylittle.”HisclassmateLiMeialsohasagoodway.Sheoftencomparespricesbeforebuyinganything.“Icanfindthesamethingatalowerpriceonline,”shesaid.“Also,Ineverbuythingsjustbecausetheyareonsale.IonlybuywhatIreallyneed.”Theirteacher,Mr.Zhang,ishappytoseehisstudentslearningmoneymanagement.“Managingmoneyisanimportantlifeskill,”hesaid.“Ithelpsteenagersbecomeresponsibleandpreparefortheirfuture.”16．HowdoesWangHaodividehispocketmoney?A．50yuanforsavings,30yuanfordailyneeds,20yuanforfun.B．50yuanfordailyneeds,30yuanforsavings,20yuanforfun.C．50yuanforfun,30yuanforsavings,20yuanfordailyneeds.D．50yuanfordailyneeds,30yuanforfun,20yuanforsavings.17．WhatdoesWangHaodotomanagehismoney?A．Hespendsallhismoneyatonce.B．Hewritesdowneveryexpenseinanotebook.C．Heneverbuyssnacks.D．Heaskshisparentsformoremoney.18．WhatdoesLiMeidobeforebuyingthings?A．Sheasksherfriendsforadvice.B．Shewaitsforasale.C．Shecomparesprices.D．Shebuysthefirstthingshesees.19．Whatdoestheunderlinedword“expense”inParagraph3mean?A．花费 B．节省 C．收入 D．投资20．Whatisthemainideaofthetext?A．Howtogetmorepocketmoneyfromparents.B．Theimportanceofonlineshopping.C．Teenagersarelearningtomanagemoneywisely.D．Whysnacksarepopularamongteenagers.BInmanyWesterncountries,teenagersareencouragedtodopart‑timejobstomaketheirownmoney.Thisisagoodwayforthemtounderstandthemeaningofmoney.However,differentpeopleholddifferentopinions.Someparentsthinkpart‑timeworkisgreat.Teenagerscanlearnthatmoneycomesfromhardwork.Theywillnotwastemoneyonuselessthings.Besides,workingcanimprovetheirsocialskills.Butotherparentsworrythatpart‑timejobswilltaketoomuchstudytime.Ifteenagersspendlotsoftimeworking,theirgradesmayfall.Also,somedangerousjobsmaybringsafetyproblemsforyoungstudents.Inmyopinion,teenagerscantakesimplepart‑timejobsduringholidays,buttheymustputtheirschoolworkinthefirstplace.Nomatterwhethertheymakemoneybyworkingorgetpocketmoneyfromparents,themostimportantthingistolearntousemoneywisely.21．WhatdoWesterncountriesencourageteenagerstodo?A．Stopgoingtoschool. B．Dopart‑timejobstomakemoney.C．Spendalltheirfreetimestudying. D．Neverspendanypocketmoney.22．Whatistheadvantageofpart‑timejobsaccordingtosomeparents?A．Theycanmaketeenagersveryrich.B．Theycanhelpteenagersknowmoneyishard‑earned.C．Theycanmakestudentsgetbettergradesdirectly.D．Theycanhelpteenagersmakemanyfriendsonline.23．Whatistheworryofotherparents?A．Teenagerswillmaketoomuchmoney.B．Teenagerswillloseinterestinplaying.C．Studytimemaybeinfluenced.D．Teenagerswillhavenopocketmoney.24．Whendoesthewriterthinkteenagerscantakepart‑timejobs?A．Onschooldays. B．Duringholidays.C．Everynightafterhomework. D．Allyearround.25．Whatisthebesttitleforthepassage?A．Shouldteenagerstakepart‑timejobs?B．Howcanteenagersgetpocketmoney?C．Whydoparentsgivekidsmoney?D．Wherecanteenagersfindjobs?CDevelopaRightViewofMoneyMostteenagersgetpocketmoneyfromtheirparentseverymonth.However,fewofthemhaveaclearplanformoneyuse.Manystudentsspendmoneyonsnacks,onlinegiftsandfashionabletoyswithoutthinkingcarefully.Thiskindofblindconsumptionisharmfultotheirgrowth.Educationexpertsadviseteenagerstolearnpocketmoneymanagementfromanearlyage.First,makeamonthlyspendingplan.Dividepocketmoneyintothreeparts:dailynecessaryspending,savingsandpublic-benefitspending.Second,avoidcomparingwithclassmates.Manystudentswastemoneysimplytofollowtheirclassmatesandpursueexpensivegoods.Third,trytoexperiencemakingmoneyindependently.Doingsimplepart-timejobsorhouseworkforsmallrewardscanhelpteenagersrealizehowdifficultitistoearnmoney.Whentheytrulyunderstandtheirparents’hardwork,theywillstopwastingmoneycasually.Acorrectviewofmoneyisanimportantpartofteenagegrowth.Ithelpsteenagersbecomeindependentandresponsible.26．Whatdomanyteenagersdowiththeirpocketmoney?A．Theysaveallmoneyforfuturestudy.B．Theyuseittobuyusefulbooksonly.C．Theydonateallmoneytohelpothers.D．Theyspenditblindlyonuselessthings.27．Howmanypartsdoexpertssuggestdividingpocketmoneyinto?A．Two. B．Three. C．Four. D．Five.28．Whydosomestudentswastemoneyaccordingtothepassage?A．Theycomparewiththeirclassmates.B．Theyhavetoomuchpocketmoney.C．Theywanttohelppoorclassmates.D．Theirparentsaskthemtospendfreely.29．Whatcanhelpteenagersunderstandthevalueofmoney?A．Wastingmoneycasually.B．Makingmoneybythemselves.C．Buyingexpensivetoys.D．Comparingwithothers.30．Whatisthebesttitleforthepassage?A．HowtogetmorepocketmoneyB．Teenagers’differenthobbiesC．DeveloparightviewofmoneyD．Howtoavoidhardwork第二节（共5小题，每小题2分，满分10分）阅读短文，从文后所列选项中，选出最佳选项填入对应空白处，使短文通顺、连贯。（选项中有两项多余）TipsforMakingYourSavingsGrowDoyouwanttosavemoneybutdon'tknowwheretostart?Herearesomesimpletipstohelpyougetgoing.31Putyoursparechangeintoapiggybankeveryday.Itseemssmall,butitaddsupovertime.Youwillbesurprisedbyhowmuchyouhavesavedafterjustafewmonths.Second,setacleargoal.32Whenyouknowexactlywhatyouaresavingfor,itbecomeseasiertostaymotivated.Writeyourgoaldownandkeepitsomewhereyoucanseeiteveryday.Third,avoidimpulsebuying.33Ifyoustillwantitafter24hours,thenconsiderbuyingit.Ifnot,youhavejustsavedsomemoney.34Useanotebookoranapptowritedowneverysinglethingyouspend.Thishelpsyouseeifyouarespendingtoomuchonthingsyoudon’treallyneed.Finally,findasavingspartner.35Youcanencourageeachotherandkeepeachotheraccountable.Thismakessavingmorefunandlesslonely.A．First,startsmall.B．Savingsaccountsoftenofferhigherinterestrates.C．Whenyouseesomethingyouwanttobuy,waitfor24hours.D．Anotherhelpfultipistokeeptrackofyourspending.E．Havingaspecificgoalcanhelpyoustayfocused.F．It’sagoodideatoshareyoursavingexperiencewithafriend.G．Themoreyousave,thericheryouwillbecome.词汇应用（本大题共10小题，每小题1分，共10分）36．Heruncleisan________(account)inabigcompany.37．He________(certain)knowstheanswer.38．She________(manage)tosaveenoughmoneyforthetrip.39．Youngpeopleshoulddevelop________(imagine)whilerespectingrealhistoricalfacts.40．Weare________(amaze)attheancientsilkworkskeptinthePalaceMuseum.41．July1stisa________(特别的)dayforallChinesepeople.42．Mymotherboughtanew________(钱包)formeasabirthdaygift.43．Weshouldlearntomanageourmoney________(明智地)fromayoungage.44．Youshould________(分开)yourmoneyintodifferentpartsfordifferentuses.45．It’simportanttomakea________(预算)beforeyougoshopping.完成句子（本大题共5小题，每小题2分，共10分）46．自从我有了梦想存钱罐，我就不再乱花钱了。Ihaven’twastedmoney________________________mydreammoneybox.47．每当我拿到零花钱，我都会存一部分。________________________mypocketmoney,Iwillsavepartofit.48．直到你学会理财，你才会明白金钱的意义。You________understandthemeaningofmoney________youlearntomanageit.49．他一存够钱，就会去买自己想要的书籍。Hewillbuythebookshewants________________________hesavesenoughmoney.50．你在哪里养成存钱的习惯，哪里就会收获惊喜。Youwillgetsurprises_____________________________________ofsavingmoney.五、短文选词填空（共10小题，每小题1分，满分10分）阅读短文，从方框中选择适当的词并用其正确的形式填空earn,save,spend,wise,borrow,lend,value,experience,part-time,budgetLastyear,Igotmyfirst51jobatabookstore.Iwantedto52myownmoneytobuyanewtablet.Atfirst,Ididn’tknowhowto53mymoney.Iwould54allmypaycheckonsnacksandgames.Then,mymomtaughtmehowtomakea55.Iwrotedownallmyincomeandexpenses.Istartedto56partofmymoneyeverymonth.Ialsolearnedtobe57withmymoney—onlybuyingthingsIreallyneeded.Once,myfriendaskedmeto58himsomemoney.Ihesitated,butIdecidedtohelphim.Itoldhimhehadtopayitbackwithintwoweeks.Hekepthispromise,andthis59taughtmetheimportanceofbeinghonestwhendealingwithmoney.Aftersixmonths,Ihadsavedenoughmoneytobuythetablet.IfeltsoproudbecauseIknewthemoneywas60throughhardwork.六、短文语法填空（共10小题，每小题1分，满分10分）阅读下面短文，在空白处按要求填入适当的单词或括号内单词的正确形式。Childrenlovepocketmoney.Manyparentsgivetheirchildrenpocketmoneyeachweekandallowthem61(spend)itastheywish.Otherparentsdon’tthinkit’swisetodoso.Theythinkchildrenshouldbetaughtthatmoneydoesn’tgrowontreesandthat62theyneedit,theyhavetodosomethingtogetit.So,someparentsexpecttheirchildrentomakemoneyby63(do)houseworklikewashingthedishesorcleaningthehouse.Andsomeparentsevenencouragetheirchildrentotakeonpart-timejobs.Childrenusuallyspendalltheirmoney.Someparentsencouragetheirchildrentosavesomeintheirownbankaccount.Thentheycanpayfortheirfavouritethings64(them).Pocketmoneyactuallyhas65biginfluenceonchildren.Ithelpsthemtodevelopgoodspendingandsavinghabits.It66(teach)themimportantskillsandvalues.Childrenunderstandthatmoneyisnotunlimited(无限制的),andthentheywilllearnhowtospendorsavetheirmoney67(wise).Theypractiseplanningandmaking68(choice).Theyalsolearnmoremathsskillsthrough69(manage)money.Pocketmoneyhelpschildrentobecome70(independent)astheygetolder.七、读写结合（共两节，满分25分）第一节任务型阅读（共5小题，每小题2分，满分10分）阅读下面短文，并用英语回答问题(请注意每小题的词数要求)。ASpecialBirthdayGiftItwasmy14thbirthday.Ihadhopedforanewsmartphone,butmyparentsgavemesomethingdifferent—apiggybankandanotebook.Atfirst,Ifeltdisappointed.“What’sthis?”Iasked.Myfathersmiledandsaid,“Thisisastarttoyourfinancialjourney.Wewantyoutolearnhowtomanagemoney.”HeexplainedthatIshouldputallmypocketmoneyintothepiggybankandwritedowneveryexpenseinthenotebook.“Thisway,you’llknowwhereyourmoneygoes,”hesaid.Mymotheradded,“Ifyousave20yuaneveryweek,bytheendoftheyear,you’llhaveenoughtobuythesmartphoneyouwant.”Idecidedtotry.Everyweek,Isaved20yuanfrommy50yuanpocketmoney.IwrotedowneverythingIbought:apenfor3yuan,asnackfor2yuan,andsoon.Afterthreemonths,Ihadsaved240yuan.Ifeltasenseofachievement.IalsofoundthatIdidn’twastemoneyonunnecessarythingsanymore.Onthelastdayoftheyear,Icountedmymoney:960yuan!Itwasalmostenoughforthesmartphone.Myparentswereveryproudofme.Theymatchedmysavingswithanextra40yuan,andIfinallyboughtmydreamphone.Butmoreimportantly,Ilearnedthevalueofsavingandmanagingmoney.Now,Istillkeepaspendingdiaryandmakeabudgeteverymonth.71．Whatdidthewriter’sparentsgivehimforhis14thbirthday?(不超过10个词)72．Howmuchpocketmoneydidthewritergeteveryweek?(不超过5个词)73．Whatdidthewriterdowiththemoneyhesaved?(不超过10个词)74．Howdidthewriterfeelaftersavingmoneyforthreemonths?(不超过5个词)75．Whatcanwelearnfromthewriter’sstory?(不超过15个词)第二节书面表达（共1题，满分15分）76．假设你是李华，你的英国网友Mary在网上发帖说，她每月有30英镑零花钱，但总是不到月底就花光了(can’tmakeendsmeet)，她感到很苦恼。请你给她写一封回信，给出合理的理财建议，并分享你的经验。内容包括：1.表示理解并安慰她；2.给出至少两条具体建议(如使用梦想罐、记账、先存后花等)；3.表达祝愿。注意：1.词数80左右；2.可适当增加细节，使行文连贯；3.开头和结尾已给出，不计入总词数。DearMary,I’msorrytohearthatyouarehavingtroublemanagingyourpocketmoney.______________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________________Yours,LiHua第第页参考答案及试题解析1．B2．B3．A4．C5．C6．A7．B8．C9．C10．A11．B12．A13．B14．A15．C【导语】本文讲述了北京学生小明通过“梦想罐”存钱法，从每月第一周就花光零花钱到六个月内存下560元的故事，说明了养成定期储蓄习惯的重要性，以及合理管理金钱的意义。【解析】1．句意：小明，一个来自北京的14岁学生，对金钱总是很不在意。根据下文“Hedidn’tknowwherethemoneywent”可知，他对钱不在意，careless“不在意的；粗心的”符合语境。careful“小心的”；happy“开心的”；excited“兴奋的”，均不符合“钱花光了却不知道去向”的描述。2．句意：但他总是在第一周内就把钱花光了。前文提到他不知道钱花哪了，且总是很快花完，always“总是”符合语境，强调这种习惯性行为。never“从不”、sometimes“有时”、hardly“几乎不”均与事实不符。3．句意：一天，他的老师给班级讲了一个关于梦想罐的故事。根据“aboutdreamtins”可知，老师讲了一个“故事”，story“故事”符合语境。poem“诗”；song“歌”；joke“笑话”，均不符合“关于存钱方法”的叙述内容。4．句意：她解释了人们如何通过在罐子上写下梦想并把零钱放进去来存钱。根据“apersoncansavemoneybywritingtheirdreamonatinandputtingsparemoneyintoit”可知，老师解释的是“如何”存钱，how“如何”符合语境。why“为什么”；where“在哪里”；when“什么时候”，均不符合“解释方法”的语义。5．句意：小明喜欢这个主意。根据“Hedecidedtotryit”可知，他“喜欢”这个主意，liked“喜欢”符合语境。refused“拒绝”；disliked“不喜欢”；ignored“忽视”，均不符合“决定尝试”的积极态度。6．句意：首先，他找到了一个小盒子。根据“Thenhewrote‘TravellingtoShanghai’onit”可知，他“找到”了一个盒子用来做梦想罐，found“找到”符合语境。lost“丢失”；broke“打破”；sold“卖掉”，均不符合“用来装钱”的语境。7．句意：他开始把所有的零钱放进盒子里。根据“coins”及存钱行为可知，他把“零钱”放进去，spare“多余的；零散的”符合语境。paper“纸质的”；new“新的”；old“旧的”，均不符合“零钱”的语义。8．句意：起初，这很困难。根据“Heoftenwantedtospendthecoinsonsnacks”可知，克制花钱的欲望是“困难的”，difficult“困难的”符合语境。easy“容易的”；fun“有趣的”；interesting“有趣的”，均不符合“想花钱却不能”的矛盾心理。9．句意：但他坚持了下去。根据“hekeptgoing”可知，前后为转折关系，表示“虽然困难，但他坚持了”，But“但是”符合语境。So“所以”；Unless“除非”；Because“因为”，均不符合转折逻辑。10．句意：小明很惊讶。根据“Hehad560yuan!”可知，他存了比预期更多的钱，感到“惊讶”，surprised“惊讶的”符合语境。worried“担心的”；bored“无聊的”；angry“生气的”，均不符合“存钱成果”的积极反应。11．句意：他还了解到，重要的不是金额，而是定期储蓄的习惯。根据下文“itwasaboutthe...ofsavingregularly”可知，此处表示“不是关于金额”。not“不是”，符合语境。never“从不”；always“总是”；often“经常”，均不符合“否定金额、强调习惯”的语意。12．句意：他还了解到，重要的不是金额，而是定期储蓄的习惯。定期储蓄是一种行为模式，habit“习惯”符合语境。dream“梦想”、way“方式”、number“数字”均不如habit准确表达“regularly”（定期）所蕴含的持续性行为特征。13．句意：他为了一双新鞋攒了钱，也为给父母的礼物攒了钱。根据“foranewpairofshoes”和“foragift”可知，他通过储蓄来达成这些目标。saved“储蓄”，符合语境。borrowed“借”；spent“花费”；lent“借出”，均不符合“通过存钱达成目标”的语义。14．句意：他为了一双新鞋攒了钱，也为给父母的礼物攒了钱。上文已提到一双鞋，此处指为父母准备另一份礼物，表示“又一；另一”。another“另一个（泛指）”，符合语境。others“其他人/物”；other“其他的（后接名词复数）”；theother“两者中的另一个”，均不符合此处泛指“另一份礼物”的语义。15．句意：他为自己感到骄傲，因为他终于能明智地管理自己的钱了。根据全文可知，小明学会了合理使用金钱。manage“管理”，符合语境。borrow“借”；waste“浪费”；find“找到”，均不符合“学会理财”的语义。16．B17．B18．C19．A20．C【导语】本文是一篇说明文。文章主要介绍当下青少年零花钱的消费现状，通过王浩和李梅的例子讲述青少年理性管理零花钱的方法，并且说明学会理财对青少年成长的重要意义。【解析】16．由第二段“50yuanfordailyneeds...30yuanforsavings,and20yuanforfunthings”可知，王浩将零花钱分为50元日常所需、30元储蓄、20元娱乐。17．由第三段“Iwritedowneveryexpenseinanotebook”可知，王浩通过记笔记来记录每一笔开销。18．由第四段“Sheoftencomparespricesbeforebuyinganything”可知，李梅在购买前会比较价格。19．根据“Iwritedowneveryexpenseinanotebook,”以及“Ithelpsmeknowwheremymoneygoes.IfIwanttobuysomethingexpensive,Isavemoneyforitlittlebylittle.”可知，expense意为“花费，开销”，与A项“花费”同义。20．文章通过王浩和李梅的例子，讲述了青少年正在学习明智地管理金钱，C项最能概括全文主旨。21．B22．B23．C24．B25．A【导语】本文是一篇议论文，主要讲述了西方国家鼓励青少年做兼职赚钱，介绍了两类家长对此的不同看法，并给出作者自身关于青少年做兼职的观点。【解析】21．第一段指出原文内容：“InmanyWesterncountries,teenagersareencouragedtodopart-timejobstomaketheirownmoney”，这直接说明西方国家鼓励青少年做兼职赚钱。22．第二段说明兼职的好处：“Teenagerscanlearnthatmoneycomesfromhardwork…workingcanimprovetheirsocialskills”，能让青少年明白钱财来之不易，还能提升社交能力。23．第三段说明另一部分家长的担忧：“part-timejobswilltaketoomuchstudytime…somedangerousjobsmaybringsafetyproblems”，兼职会占用学习时间，影响成绩，危险工种还存在安全隐患。24．第四段给出作者观点：“teenagerscantakesimplepart-timejobsduringholidays”，表明作者认为青少年可以在假期做简单兼职。25．全文围绕青少年是否该做兼职展开正反观点论述，标题“Shouldteenagerstakepart-timejobs?”能完整概括文章核心话题。26．D27．B28．A29．B30．C【导语】本文主要讲述了青少年应如何树立正确的金钱观，专家建议通过制定计划、避免攀比和体验赚钱不易来学会管理零花钱。【解析】26．根据第一段中“Manystudentsspendmoneyonsnacks,onlinegiftsandfashionabletoyswithoutthinkingcarefully.Thiskindofblindconsumptionisharmful...”可知，许多青少年没有计划，盲目把钱花在零食、玩具等东西上。27．根据第二段中“Dividepocketmoneyintothreeparts:dailynecessaryspending,savingsandpublic-benefitspending.”可知，专家建议将零花钱分为三部分。28．根据第二段中“Manystudentswastemoneysimplytofollowtheirclassmatesandpursueexpensivegoods.”可知，学生浪费钱是因为盲目跟随同学，即与同学攀比。29．根据第三段中“trytoexperiencemakingmoneyindependently.Doingsimplepart-timejobs...canhelpteenagersrealizehowdifficultitistoearnmoney.”可知，独立赚钱的经历能帮助青少年理解金钱的价值和来之不易。30．文章标题即为“DevelopaRightViewofMoney”，且全文围绕青少年如何管理零花钱、树立正确金钱观展开，因此C选项“树立正确的金钱观”最适合作为标题。31．A32．E33．C34．D35．F【导语】本文是一篇说明文，主要介绍了让储蓄增长的五条简单建议，包括从小处着手、设定目标、避免冲动消费、记录开支以及寻找储蓄伙伴。文章共有5个小题。【解析】31．根据文章第二段“Putyoursparechangeintoapiggybankeveryday.”以及后文第三段开头的“Second”可知，此处应为第一条建议，且内容与从小钱存起有关。选项A“首先，从小处着手。”符合语境。32．根据文章第三段“Second,setacleargoal.”以及后文“Whenyouknowexactlywhatyouaresavingfor,itbecomeseasiertostaymotivated.”可知，此处应强调设定目标的作用。选项E“拥有明确的目标有助于保持专注。”符合语境。33．根据文章第四段“Third,avoidimpulsebuying.”以及后文“Ifyoustillwantitafter24hours,thenconsiderbuyingit.”可知，此处应提到等待24小时的建议。选项C“当您看到想购买的东西时，请等待24小时。”符合语境。34．根据文章第五段“Useanotebookoranapptowritedowneverysinglethingyouspend.”可知，本段建议记录开支情况。选项D“另一个有用的建议是记录您的开支。”符合语境。35．根据文章最后一段“Finally,findasavingspartner.”以及后文“Youcanencourageeachotherandkeepeachotheraccountable.”可知，此处应涉及与朋友分享或合作储蓄。选项F“与朋友分享您的储蓄经验是个不错的主意。”符合语境。36．accountant【解析】句意：她的叔叔是一家大公司的会计。account“账目”，为名词。此处需要名词作表语，表示职业“会计”，故变为表示职业的名词形式accountant。37．certainly【解析】句意：他肯定知道答案。结合“knows”可知，空处需要副词修饰动词“knows”，certain“确定的”，形容词，其副词形式为certainly，表示“肯定”，符合题意。38．managed【解析】句意：她设法攒够了这次旅行的钱。结合“saveenoughmoneyforthetrip”可知，攒钱的动作已经做完，时态应为一般过去时，谓语动词需用动词过去式，manage“设法做成”，动词，其过去式为managed，符合题意。39．imagination【解析】句意：年轻人应当在尊重史实的前提下培养想象力。develop是及物动词，后面需要接名词作宾语，imagine的名词形式是imagination，表示“想象力”，不可数。应填imagination。40．amazed【解析】句意：我们对保存在故宫博物院里的古代丝织品感到惊叹。固定搭配beamazedat表示“对……感到惊讶”，主语是人，用形容词amazed。41．special【解析】句意：7月1日对所有中国人来说是一个特别的日子。空格后面是名词day，需要用形容词作定语修饰名词，special意为“特别的”。42．wallet【解析】句意：妈妈给我买了一个新钱包作为生日礼物。a后面接可数名词单数，wallet意为“钱包”。43．wisely【解析】句意：我们应该从小学习明智地管理我们的钱。空格修饰动词manage，需要使用副词。wisely为副词，意为“明智地”，符合句子语法与语义。44．divide【解析】句意：你应当把钱分成不同部分，用于不同用途。情态动词should后接动词原形；固定搭配o...表示“把……分成……”，divide意为“分开”。45．budget【解析】句意：购物之前做一份预算是很重要的。makeabudget为固定搭配，意为“做预算”；a后面接可数名词单数，应填budget。46．sinceIhad【解析】原句中关键词为“自从”、“我”和“有了”。“自从”对应英文since，引导时间状语从句。从句的主语是“我”，对应英文人称代词“I”。“有了”表示过去某一时间点开始的状态，“since”引导的从句通常使用一般过去时，所以此处对应英文单词为have的过去式had。应填since；I；had。47．WheneverIget【解析】英汉对照，句中缺少关键词“每当”、“我”和“拿到”。“每当”对应英文连词Whenever；“我”对应I；“拿到”对应动词get。主句为一般将来时，Whenever引导的时间状语从句遵循主将从现，从句用一般现在时，此处从句中动词用原形get。48．won’tuntil【解析】原句中“直到……才……”是关键词，表示“直到……才……”用not...until；句意为“直到你学会理财，你才会明白金钱的意义”，主句表示将来的情况，应用一般将来时，结构为willnot+动词原形，主语You后用won’t。故填won’t；until。49．assoonas【解析】原句中“一……就……”是关键词，中文“一……就……”对应的英文固定连词短语是assoonas。50．whereyoudevelopthehabit【解析】原句中“你在哪里养成……的习惯”是关键词，表示“养成……的习惯”用短语developthehabitof。where引导地点状语从句，遵循主将从现，从句用一般现在时。故填where；you；develop；the；habit。51．part-time52．earn53．value54．spend55．budget56．save57．wise58．lend59．experience60．earned【导语】本文是一篇记叙文，作者介绍了自己通过兼职、学习理财和处理借钱经历，最终靠自己的努力买到平板电脑的故事。【解析】51．句意：去年，我在一家书店找到了我的第一份兼职工作。根据空后的“job”和所给词语，此处考查固定搭配part-timejob，意为“兼职工作”。52．句意：我想自己赚钱来买一台新平板电脑。根据“job”和空后的“money”可知，此处考查固定短语earnmoney，意为“赚钱”，wanttodosth.是固定短语，此处用动词原形和空前的to构成动词不定式。53．句意：一开始，我不知道如何珍惜我的钱。根据“allmypaycheckonsnacksandgames”和所给词，此处表示不知道珍惜钱，将所有零花钱买零食和游戏，结合所给词语，value“重视；珍惜”符合语境，特殊疑问词how后接动词不定式，此处用动词原形和空前的to构成动词不定式。54．句意：我会把所有的零花钱都花在零食和游戏上。根据“allmypaycheckonsnacksandgames”可知，此处考查固定搭配spendmoneyonsth.，意为“把钱花在某物上”，would后接动词原形。55．句意：然后，我的妈妈教我如何制定一份预算。根据“Iwrotedownallmyincomeandexpenses.”和所给词，此处考查固定短语makeabudget，意为“制定预算”。56．句意：我开始每个月存一部分钱。根据“partofmymoneyeverymonth”及上文讲到制定预算，此处指每月存一部分钱，save“存”符合语境；starttodosth.是固定短语，意为“开始做某事”，此处用动词原形和空前的to构成动词不定式。57．句意：我也学会了对我的钱保持理智——只买我真正需要的东西。根据“onlybuyingthingsIreallyneeded”可知，此处指理智地花钱，be动词后接形容词作表语，wise意为“明智的、理智的”，符合语境。58．句意：有一次，我的朋友让我借给他一些钱。根据“askedmeto…himsomemoney”和“butIdecidedtohelphim.”可知，此处指朋友向作者借钱，lend“借”符合语境；asksb.todosth.是固定短语，此处用动词原形和空前的to构成动词不定式。59．句意：他遵守了承诺，这次经历教会了我在金钱往来中诚信的重要性。this“这；这个”后接可数名词单数，结合所给词，此处用experience“经历”指代借钱给朋友这件事。60．句意：我感到非常自豪，因为我知道这笔钱是通过努力工作赚来的。根据“Aftersixmonths,Ihadsavedenoughmoneytobuythetablet.”和“throughhardwork”，以及所给词，earn“挣；赚”符合语境，earn和主语money之间是被动关系，句子是一般过去时的被动语态，was后加动词的过去分词构成一般过去时的被动语态。earn的过去分词是earned。61．tospend62．if63．doing64．themselves65．a66．teaches67．wisely68．choices69．managing70．moreindependent【导语】本文主要讲述了父母给孩子零花钱的不同方式及其对孩子成长的影响，包括培养理财习惯、数学技能和独立性等。【解析】61．句意：很多父母每周给孩子零花钱，并允许他们按自己的意愿花。allowsb.todosth.表示“允许某人做某事”，空格处应填动词不定式tospend。应填tospend。62．句意：他们认为应该教导孩子钱不是凭空而来的，如果他们需要钱时，必须做些事来获取。根据语境，此处引导条件状语从句，用if“如果”。应填if。63．句意：所以一些父母期望孩子通过做家务来赚钱，比如洗碗或打扫房子。此处表示“通过做某事”，用“by+动名词形式”，do的动名词是doing。应填doing。64．句意：然后他们可以自己支付喜欢的东西。此处强调“他们自己”，用反身代词themselves。应填themselves。65．句意：零花钱实际上对孩子有很大的影响。haveabiginfluenceon是固定搭配，表示“对……有很