外研版九年级英语上册 Unit2 On the money 单元话题阅读理解10篇

Unit2Onthemoney

单元话题阅读理解练习

单元话题：金钱与理财

Manyyoungpeopleonlycareabouthowmuchmoney(heycanget.However,thetruevalueofmoneylies

inhowtomakegooduseofeachcoinwehave.Ifwecanformrighthabitswithmoneyfromanearl、age,wewill

getlotsofusefullifeskills.Amiddleschoolteachersharedthreesimpleandusefulpiecesofadvicewith

teenagers.

Firstofall,trytomakealittlemoneyonyourown.Youcancollectwastepaperforrecyclingorwalkdogs

foryourneighbors.Whenyougetmoneywithyourownhardwork,youwillsurelyvalueeverycentmuchmore.

Second,stayawayfrommindlessshopping.Forexample,whenbeautifultoysortastyonlinesnackscatch

youreye,don'tbuythemrightaway.Justwaitfortwofulldays.Inmostcases,youwillrealizeyoudon'treally

needthosegoodsatall.

Third,writedowneveryyuanyoureceiveandeverythingyoubuy.Withtheserecords,youcaneasilyfind

outwhereyourpocketmoneygoesandstopwastingitontrivialthings.Youwillnoticemanysmallcheapgoods

thatyouneverreallyneed.

Tosumup,goodhabitsofspendingandsavinghelpusbuildstrongself-control.Holdingahealthyopinion

ofmoneywillguideustomakesmarterchoicesinourdailylifeforallourlife.

I.Howcanteenagersmakealittlemoneybythemselvesaccordingtothetext?

A.Bywritingdowneveryyuantheyreceiveandeverythingtheybuy.

B.Bywailingfortwofulldaysif(heywantbeautifultoysortastysnacks.

C.Bycollectingwastepaperforrecyclingorwalkingdogsforneighbors.

D.Bydoingsomehouseworklikewateringflowersfortheirparents.

2.Whydoesthewritergiveanexampleinparagraph3?

A.Totellthereadersnottobuybeautifultoysandtastysnacks.

B.Toencouragethereaderslostayawayfrommindlessshopping.

C.Tohelpthereaderstoknowthetruevalueofmoney.

D.Toexplainwhyweshouldformgoodspendingandsavinghabits.

3.Whatdoestheunderlinedwordinparagraph4probablymean?

A.boringB.interestingC.unimportantD.useful

4.Whichisthebesttitleofthetext?

A.GoodhabitswithpocketmoneyB.Thetruevalueofmoney

C.WaystomakepocketmoneyD.Benefitsofsavingpocketmoney

【答案】1.C2.B3.C4.A

【导语】本文是一篇说明文，主要介绍了一位中学老师给青少生提出的关于金钱管理的三条建议，旨在帮

助他们培养良好的金钱习惯。

1.根据文章第二段“Firstofall,trytomakealittlemoneyonyourown.Youcancollectwastepaperforrecycling

orwalkdogsforyourneighbors.”可知，青少年可以通过收集废纸回收或为邻居遛狗来赚钱。

2.根据文章第三段首句“Second,stayawayfrommindlessshopping.”可知，本段的主旨是建议避免冲动消费。

随后列举买玩具和零食的例子是为了支撑这一观点，鼓励读者远离无脑购物。

3.根据画线词后的句子“Youwillnoticemanysmallcheapgoodsthatyouneverreallyneed.”可知，这些钱被

浪费在了不需要的小东西上，因此“trivial”意为“琐碎的、不重要的"，与unimportanl意思相近。

4.通读全文可知，文章第一段提出培养正确的金钱习惯很重要，随后三段分别给出了自己赚钱、避免无

脑购物、记录收支三条具体建议，最后总结良好习惯的好处。全文围绕青少年如何培养良好的零花钱习惯

展开，A选项“良好的零花钱习惯”最能概括文章主旨。

Atanearlyage,westartlearninghowtomanagemoneybywatchingourparents'spendinghabits.Don't

worryifwehaven'tlearnedwellhowtosaveorspendmoney.Thefollowinglifelessonsaboutmoneycanhelpus

formgoodspendinghabits.

Moneydoesn'tgrowontrees.Askids,wedon'toftenthinkaboutwheremoneycomesfrom.Weneedto

knowthatourparentsworkhardtomakemoney,andthatitmaybeuseduponeday.Goingtotheirworkplacesto

watchhowtheyworkisagreatwaytounderstandmoneyisnotthateasytomake.

Weshouldn'tspendallourmoneyinonego.It'simportantfc«rustohaveabudget（预算）.Inotherwords,

weneedtothinkabouthowmuchmoneywehaveandwhatwereallywanttospenditon.Realizingthatour

pocketmoneycan'tcovereverythingwewant,weshouldmakesmartspendingchoices.

Weshouldsetacleargoalandwatchourmoneygrow.Ifwewishtoownanewbicyclebutcan'taffordit,

wecansaveourpocketmoney.Hew?Writedownhowmuchmoneywehaveinanotebookandwatchitgrow.

Afterwchaveenough,wccanbuythatwonderfulbicyclewc,vcdreamedabout!Reachingourgoalwillgreatly

atiatc（满足）us.

Wecantalkwithourparentsabouthowmoneyisusedandwheremoneygoes.Doyouknowwhatabank

account（账户）is?Ifnot,communicatewithourparents.Wecanalsogotothesupermarketwithourparentsto

experiencehowmoneyisspentintherealworld.

Withoutdoubt（，怀疑）.weshouldtreatmoneyinarightway.Actually,learningaboutmoneyisiftahard

job.Fromtheselessons,wecangetasenseofmoneymanagementandrightmoneyvaluesstepbystep!

1.Whatisthekeyiomakingsniarspendingchoices?

A.BuyingeverythingwewantB.Planningbeforespending.

C.Askingfbrmorepocketmoney.D.Workinghardlikeourparents.

2.Whatdoesthewriterwantkidstodobygivingtheexampleofbuyingabicycle?

A.Buyawonderfulnotebook.B.Makeafreespendingchoice.

C.Setagoalofsavingmoney.D.Haveanexperienceofshopping.

3.Whatcanwelearnfromthetext?

A.Achievingasavingsgoalissatisfying.B.Bankaccountsarcunnecessaryforkids.

C.Goingshoppingaloneisagoodidea.D.Parentsshouldcontrolallmoney.

4.Whatisthebesttitlefbrthetext?

A.CausesofSpendingMoneyB.WaysofManagingMoney

C.PurposesofTreatingMoneyD.ConditionsofSavingMoney

5.Thestructure（结构）ofthetextis

（①=para.1②:para.2③二para.3…）

①

京

A.②③④⑤B.

③④⑤

\I/

【答案】1.B2.C3.A4.B5.A

【导语】本文开篇指出我们从小会模仿父母的消费习惯，随后分四段介绍四条理财生活经验，最后总结正

确看待金钱、逐步培养理财观念的重要性。

1.根据文章第三段“It'simportantfbrustohaveabudget.Inotherwords,weneedtothinkabouthowmuch

moneywehaveandwhatwereallywanttospenditon.Realizingthatourpocketmoneycan'tcovereverything

wewant,weshouldmakesmartspendingchoices.''，做好预算、消费前规划是理性消费的关键。

2.根据文章第四段“Weshouldsetacleargoalandwatchourmoneygrow.Ifwewishtoownanewbicyclebut

can,taffordit,wccansaveourpocketmoney.”，作者举买自行车的例子,是为了告诉我们要设立存饯口标。

3.根据文章笫四段"Afterwehaveenough,wecanbuythatwonderfulbicyclewe'vedreamedabout!Reaching

ourgoalwillgreatlysatiateus."，完成储蓄目标会让人获得满足感。

4.全文围绕四条管理金钱的方法展开，核心主题是理财的方式。

5.文章第一段总起引出理财经验，第二至第五段并列介绍四条理财方法，第六段总结全文，属于总分总

结构，总段①，分述②③④⑤，总结段⑥，对应图示A。

InOctober,someoneinSouthCarolinawon$1.5billion.Thenearlyimpossibleodds（概率）ofwinning

were1in302.5million!

Wouldthismoneyactuallymakesomeonehappy?Theexperiencesofseverallottery（抽奖）winnersshow

thatitprobablywouldn't.Forexample,WilliamPosthadonly$2.46inthebankwhenhewonS16.2millionina

NewYorklotteryin1998.Within3months,hewaspooragainbecauseofcarelessspending.Hewasn'tashappy

ashefeltbeforewinningtheprize.

Hereisanotherexample.CallieRogers,aBritishteenagerfromacommonfamily,won$3milionin2003.

Sheboughtherfamilyandfriendslavishgiftsandboughtherselfexpensiveclothes.Aftersixyears,Callielostall

hermoneyandrealizedthatmoneydidn'tmakeherhappy.Infact,shebecameworriedthatpeoplewerefriendly

withheronlytogethermoney.

Lotterywinnersarcnottheonlyoneswhocanendupunhappy.Peoplewhogetbigmoneyforsomeother

reasons,e.g.,receivingmoneyfromothers,arcalsoatrisk.Theymaynotknowhowtodealwithmoney.They

wastemoneyonthingstheydon'tneed.

Researchersfound（hatpeoplearehappywhentheyareabletopayfortheirbasicneeds,suchasfood,

clothes,asafeplacetolive,andhealthcare.Peoplearealsohappywhentheygivereasonable（合理的）amounts

ofmoneytocharities.

Peoplecanhopeandwishtosuddenlycomeintolotsofmoneytoimprovetheirlives,butperhapsthereare

betterwaystofindhappiness.

1.WhatdidWilliamandCalliehaveincommonaccordingtothepassage?

A.Theycamefromthesamecountry.

B.Theywonthelotteriesinihcsameyear.

C.Theywerepoorbeforewinningthelotteries.

D.Theyspenttheirmoneyquicklyandcarelessly.

2.Whatdoestheunderlinedword“lavish”inParagraph3mean?

A.Expensive.B.Funny.C.Surprising.D.Lucky.

3.Whichofthefollowingcanbeinferredfromthepassage?

A.Bigmoneybringslastinghappiness.

B.People'slivesdependonlotteryprizes.

C.Reasonablespendingmakespeoplehappy.

D.Thebasicneedsofpeopleareeasilysatisfied.

【答案】1.D2.A3.C

【导语】本文主要讲述了巨额奖金并不一定能带来持久的幸福，并通过多个彩票中奖者的例子说明了这一

点，文章还提到，人们只有在满足基本需求并合理支配金钱时才能获得真正的幸福。

1.根据文章第二段中“Within3months,hewaspooragainbecauseofcarelessspending.”和第三段中“Aftersix

years,Callielostallhermoneyandrealizedthatmoneydidn'tmakeherhappy.”nj知，威廉和卡莉的共同点是他

们都很快且随意地花光了钱。

2.根据文章第三段中"Sheboughtherfamilyandfriendslavishgiftsandboughtherselfexpensiveclothes.”可知,

她给家人和朋友买了昂贵的礼物，“lavish”意为“昂贵的”。

3.根据文章笫五段"Researchersfoundthatpeoplearehappywhentheyareabletopayfortheirbasic

needs...Peoplearealsohappywhentheygivereasonableamountsofmoneytocharities.”可知，合理的花费会让

人们感到快乐。

ADogCalledMoneyisaninterestingstoryaboutagirlnamedKiraandherdogMoney.Moneycantalk

andgivesKiraadviceonhowtomanageherpocketmoney.

Oneof(hebestways(ogetmoney,accordingtoMoney,iswithadream(in.Yousimplylakeasparetin

andtumitintoapiggybank.Thenwriteyourdreamonthetin.Youwillneedonetinforeachofyourdreams.

Whenthetinisready,putallthemoneythatyouhaveintoit.

Atfirst,Kirawantstodoubleherpocketmoney.Shethinksthatwouldbeamazing.ButMoneytellsher

thattentimesmoremoneymeanstentimesmoreproblems.Becausethemoreweget,themorewcspend.This

doesnotmakeanysensetoKiraatfirst.

MoneythenasksKiratolookatherparents.Theyhaveover10()timesherpocketmoney.Butstillthey

cannotmanage.Ilisnotthenumberthatmatters;itiswhatyoudowilhit.First,weneedtolearnhowtodealwith

themoneywealreadyhave.Thenwewillbeabletohavemore.

Kiratakesanotherlookatherlist.Herfirstwishistogoonatripabroad.Thesecondistobuyalaptop.

Thsthirdistohelpherparentsbudgettheirmoney.Shecouldmakedreamtinsforthefirsttwoandstartsaving.

However,thethirdoneseemsabitdifficulttodobyherself.

Moneyreadherthoughts."So,youwillonlyneedtwodreamtins.Thinkyoucanmanagethat?^^Kira

promised,“Okay,Iwillgiveitatry..No,Imean,Iwilldoit.”

I.Whatisadream(inaccordingtoMoney?

A.Atinforsavingfood.

B.Apiggybankforsavingmoneyfordreams.

C.Atinforkeepingtoys.

D.Aboxforwritingdowndreams.

2.WhydoesMoney'sadvicenotnakesensetoKiraatfirst?

A.BecauseKiradoesnotlikeMoney.

B.BecauseKirathinksmoremoneyisalwaysbetter.

C.BecauseKirahasnopocketmoney.

D.BecauseKiradoesnotwanttosavemoney.

3.WhatdoesMoneymeanbyItisnotthenumberthatmatters?

A.Theamountofmoneyisrotimportant.

B.Weshouldnotcountourmoney.

C.Numbersaredifficulttounderstand.

D.Weshouldhavealotofmoney.

4.WhatareKira'sthreewishes?

A.Tobuyalaptop,togetmerepocketmoney,andtohelpherparents.

B.Togoabroad,tobuyalaptop,andtohelpherparentsbudgettheirmoney.

C.Todoublehermoney,tobuyalaptop,andtogoabroad.

D.Tosavemoney,tobuyapiggyhank,andtohelpherparents.

5.Whatcanwelearnfromthestory?

A.Weshouldspendallourmoney.

B.Moremoneyalwaysbringsmorehappiness.

C.Managingmoneywiselyismoreimportantthantheamount.

D.Wcdonotneedtosavemoneyfordrcams.

【答案】1.B2.B3.A4.B5.C

【导语】本文是一篇记叙文，讲述了女孩Kira和她的狗Money关于理财的故事。文章通过“梦想罐”的概

念以及Money的建议，传达了理财的重要性不在于金钱的数量，而在于如何管理和使用金钱。

1.根据文章第二段中"Yousimplytakeasparetinandturnitintoapiggybank.Thenwriteyourdreamonthe

tin..putallthemoneythatyouhaveintoit.”可知，dreamtin是一个用来为梦想存钱的储钱罐。

2.根据文章第三段中“Alfirst,Kirawantstodoubleherpocketmoney.Shethinksthatwouldbeamazing.But

Moneytellsherthattentimesmoremoneymeanstentimesmoreproblems...Thisdocsnotmakeanysenseto

Kiraatfirst.”可知，Kira起初认为钱越多越好，所以不理解Money关于钱多问题也多的建议。

3.根据文章第四段中“Itisnotthenumberthatmatters;itiswhatyoudowithit.”可知，这句话的意思是金钱

的数量（number）并不是最重要的，重要的是你怎么用它，即金额本身不重要。

4.根据文章第五段中“Herfirstwishistogoonatripabroad.Thesecondistobuyalaptop.Thethirdistohelp

herparentsbudgeltheirmoney.”可知，Kira的三个愿望分别是出国旅行、买笔记本电脑和帮助父母做预算。

故选Bo

5.通读全文，尤其是第四段“Itisnotthenumberthatmatters;itiswhatyoudowithit.”及全文关于理财建议

的描述，可知文章主旨是明智地管理金钱比金钱的数量更重要。

Everymonth,Juliaandhercousinswouldgelafewcoinsfromtheirgrandfather.Mostchildrenspenttheirs

rightawayonsnacks.Theadultsworriedthechildrenwouldneverleamtomanagemoney,sotheystarteda

one-yearcompetitiontoseewhatthekidscouldgetwiththeircoins.

RubenandNico,thetwosmallestkids,continuedspendingtheircoinsallonsnacks.Everytime,they

wouldshowofftheirsnacksinfrontoftheotherchildren.

Montydecidedtostartmanaginghismoneybybuyingandsellingthingsorbetting（打赌）withother

children.Soonhegotalotofmoneyforlittleeffort.However,Montylosteverythingonahorseraceafew

monthslater.

Alexsavedeverycoin.Afterayear,hehadmoremoneythananyone.Evenbetter,hehadasmartplan.

Insteadofspendingrightaway,hewaiteduntilafterthecompetition,whensnacksweresoldatareducedprice.

Hiswiseplanningallowedhismoneytobuyenoughsnacksformorethanayear.Hetaughteveryonethevalueof

saving.

Juliadidn'tenjoythedayofthecompetition.Eventhoughshehadhadawondcrfiilsecretplan,shehad

spenthermoneywithoutgivingherplanenoughtimetowork.Julialovedtheviolin,butherfamilycouldn't

affordlessons.Shemetapoorviolinistintheparkandgavehimallhercoinsfbrlessons.Althoughitwasn'tmuch

money,theviolinistagreed.Julialeamtveryhard.Afterayear,theviolinistlentheraviolin,andtheyplayed

togetherintheparktomakemoney.TheyweresosuccessfulthatgraduallyJuliamanagedtobuyherownviolin.

Manyyearslater,Juliabecameaveryfamousviolinist.Andshewouldalwaystellpeoplehowitwaspossible,

withjustafewcoinswellspent,tomakeawilddreamareality.

1.Whatwasthemainpurposeoftheone-yearcompetition?

A.Tohelpthechildrenbuildacompetitivespirit.

B.Toseeifthechildrencouldmanagemoneywisely.

C.Toencouragethechildrentospendmoneyonlearning.

2.WhatcanweinferaboutMonty?

A.Hewascleverbutsometimesmaderiskydecisions.

B.Hemadelotsofmoneybybcuingonhorseracing.

C.Heoftenshowedoffafterwinningabet.

3.HowdidAlexmanage（ohaveplentyofsnacks?

A.Heboughtthemalalowerprice.

B.Heexchangedhistoysforsnacks.

C.Otherkidssharedtheirsnackswithhim.

4.Whatisthemostimportantlessonthestoryteaches?

A.Savemoney,andmoneywillsaveyou.

B.Don'tjustmakemoney;makeadiflerence.

C.Evenalittlemoney,ifusedwell,canleadtobigsuccess.

【答案】1.B2.A3.A4.C

【导语】本文讲述祖父给孩子们便币，大人举办一年比赛，四个孩子不同理财方式带来不同结果，告诉我

们小钱合理利用也能实现大梦想,

I.第一段“Theadultsworriedthechildrenwouldnevericamtomanagemoney,sotheystartedaone-year

competitiontoseewhatthekidscouldgetwiththeircoins.”表明比赛H的是看孩子能否明智管理钱财。

2.第三段“Montydecidedtostartmanaginghismoneybybuyingandsellingthingsorbettingwithotherchildren.

Soonhegotalotofmoney...However,Montylosteverythingonahorseraceafewmonthslater.""J准出Monty

头脑聪明，但打赌赛马属于冒险决定。

3.第四段“hewaiteduntilafterthecompetition,whensnacksweresoldatareducedprice.”说明Alex等到降价

时购买零食。

4.文末“Andshewouldalwaystellpeoplehowitwaspossible,withjustafewcoinswellspent,tonakeawild

dreamareality.”点明主旨：少量金钱，使用得当就能收获巨大成功。

Howmuchpocketmoneydidyougetwhenyouwereyoung?Didyougetafixed（固定的）amountevery

week,oronlygetmoneysometimesfordoinghousework?Parentsaroundtheworldhavedifferentopinionson

pocketmoney.However,it'simportanttohelpkidsdevelopgoodmoneyhabitswithpocketmoney.

Infact,pocketmoneyisagoodwaytoteachchildrensimplemoneyskills.Itletskidsknowthatmoneyis

notendlessandhelpsthemplanhowtospendmoneyandmakewisechoices.Maybetheycansaveforweeksto

buythingstheyreallywant.Smallspendingmistakesatayoungagehelpkidsmanagemoneybetterasadults.

Manyparentsgivepocketmoneyasarewardfordoinghouseworkorbehavingwell.Thistellschildrenthat

hardworkbringsgoodresults.Expertssaymakingmoneybythemselvesmakeskidsmoreindependent（独立的）

andbringsthemlastinghappiness,noijusiquickjoy.

Nowadays,mostparentsgivepocketmoneyonline.Luckily,usefulphoneappscanrecordkids'pocket

moneycostsclearly.Withthesetools,parentscanguidechildrentocheckdailycostsandmanagetheirpocket

moneywell.

Therearcnofixedrulesforgivingpocketmoneysinceeachfamilyisdifferent.Learningtomanagepocket

moneyhelpschildrenformgoodmoneyhabitsthatwillbenefitthemalltheirlives.

1.Howdoesthewriterstartthetext?

A.Byaskingquestions.B.Bytellingstories.

C.Bygivingexamples.D.Bylistingnumbers.

2.Whatdoestheunderlinedword“reward“inParagraph3mean?

A.Bill.B.Fine.C.Payoff.D.Record.

3.Whichofthefollowingcanhelpkidschecktheirdailycostsnow?

A.Fixedrules.B.Phoneapps.C.Someexperts.D.Spendingmistakes.

4.Whatcanvvelearnfromthetext?

A.Parentsshouldmakespendingchoicesfortheirkids.

B.Childrencanonlygetpocketmoneyfordoinghousework.

C.Givingpocketmoneyonlinebringsmorehappinessforkids.

D.Managingpocketmoneyhelpskidsdevelopgoodmoneyhabits.

5.Thewriterwritesthetextmainlyto.

A.tellushowtogetmorepocketmoney

B.showthebenefitsofpocketmoneyforkids

C.makerulesongivingpocketmoneyforparents

D.introducedifferentwaysofusingpocketmoney

【答案】1.A2.C3.B4.D5.B

【导语】本文是一篇说明文，士要围绕零花饯展开论述，介绍零花钱能够帮助孩子学习基础理财技能、培

养独立意识，同时介绍当下可用手机应用线上记录零花钱开销，阐明学会管理零花钱可以帮助孩子养成终

身受益的良好金钱习惯。

1.第1段开篇连续抛出两个问题："Howmuchpocketmoneydidyougetwhenyouwereyoung?Didyougeta

fixedamounteveryweek,oronlygetmoneysometimesfordoinghousework?”,作者借助设问的形式引出零花

钱这一文章话题。

2.第三段写明：“Manyparentsgivepockcimoneyasarewardfbrdoinghouseworkorbehavingwell.Thisiclls

childrenthathardworkbringsgoodresuks.,\文中表明孩子完成家务、表现良好就能获得零花钱，这份零花

钱是付出努力后收获的回馈，选项内Payoff一词具备报酬、回报的含义，和文中reward词义相契合。

3.第四段给出语句：“Luckily,usefulphoneappscanrecordkids5pocketmoneycostsclearly.Withthesetools,

parentscanguidechildrentocheckdailycostsandmanagetheirpocketmoneywell.,,»句中的thesetools指代前

文提及的手机应用程序，手机应用可以清晰记录开销，辅助孩子查看每日花费。

4.第一段提到："However,it'simportanttohelpkidsdevelopgoodmoneyhabitswithpocketmoney.”，文章末

尾段落也写道：“Learningtomanagepocketmoneyhelpschildrenformgoodmoneyhabitsthatwillbenefitthem

alltheirlives?5,文本核心表达管理零花钱能够帮助孩子养成良好的金钱习惯，其余选项内容在原文中均无

对应依据。

5.通读全文，文章依次介绍零花钱教会孩子规划消费、自主赚钱培养独立性、线上软件记录开销等内容，

全篇都在介绍零花钱对孩子成长带来的各类积极作用，全文写作核心是展现零花钱带给孩子的诸多益处。

Atanearlyage,westartlearninghowtomanagemoneybywatchingourparents'spendinghabits.Don't

worryifwedon'tlearnitwell.Thefollowinglifelessonsaboutmoneycanhelpusformgoodspendinghabits.

Moneydoesn'tgrowontrees.Askids,wedon'toftenthinkaboutwheremoneycomesfrom.Weneedto

knowthatourparentsworkhardtomakemoney.Goingtotheirworkplacestowatchhowtheyworkisagreat

waytounderstandmoneyisnotthateasytomake.

Weshouldn'tspendallourmoneyinonego.It'simportantfbrustohaveaplan.Inotherwords,weneedto

thinkabouthowmuchmoneywehaveandwhatwereallywanttospenditon.Knowingthatourpocketmoney

can'tcovereverythingwewant,weshouldmakesmartspendingchoices.

Weshouldsetacleargoalandwatchourmoneygrow.Ifwewishtoownanewbicyclebutcan'taffordit,

wecansaveourpocketmoney.Hew?Writedownhowmuchmoneywehaveinanotebookandwatchitgrow.

Afterwehaveenough,wecanbuythatwonderfulbicyclewedreamabout!Reachingourgoalwillgreatlysatisfy

us.

Wccantalkwithourparentsabouthowmoneyisusedandwheremoneygoes.Doyouknowwhatabank

account（账户）is?Ifnot,talkwithourparents.Wecanalsogotothesupermarketwithourparentstoexperience

howtousemoneyintherealworld.Weshouldusemoneyinarightway.

Infact,learningaboutmoneyisn'tahardjob.Fromtheselessons,wecangetrightmoneyvaluesstepby

step!

1.Wheredoesmoneycomefromaccordingtothetext?

A.Parents'hardwork.B.Kids'lifelessons.

C.Goodspendinghabits.D.Thebankaccojnc.

2.Whatdoesthewriterwantkidstodobygivingtheexampleofbuyingabicycle?

A.Buyawonderfulnotebook.B.Makefreespendingchoices.

C.Setagoalofsavingmoney.D.Haveanexperienceofshopping.

3.Whatdoestheunderlinedword“satisfy“inParagraph4meaninChinese?

A.放松.B.感激.C.惊讶.D.满足.

4.Whichofthefollowingmaythewriteragreewith?

A.Kidsshouldmakemoneytobuytheirfirstbike.

B.Kidsshouldhaveamoneyspendingplan.

C.Parentsshouldn'tgivekidslotsofpocketmoney.

D.Supermarketsarewonderfulplacestochangemoney.

5.Whatcouldbethebesttitleofthetext?

A.CausesofSpendingMoney.B.WaysofManagingMoney.

C.BadEffectsofWastingMoney.D.ResultsofSavingMoney.

【答案】1.A2.C3.D4.B5.B

【导语】本文是一篇说明文，主要介绍了几条帮助青少年养成良好消费习惯、树立正确金钱观的金钱管理

经验。

1.第二段“Weneedtoknowthatcurparentsworkhardtomakemoney''，文中明确说明钱来自父母的辛苦劳

动,

2.第四段“Wcshouldsetacleargoalandwatchourmoneygrow.Ifwcwishtoownanewbicyclebutcan't

affordit,wecansaveourpocketmoney”，作者举买自行车的例子是为/论证“要设立存钱目标”的观点。

3.第四段“Aftervvehaveenough,wecanbuythatwonderfulbicyclewedreamabout!Reachingourgoalwill

greatlysatisfyus?\结合上下文语境，实现自己的心愿会带来满足感，因此satisfy的中文意思是“满足”。

4.第三段“Weshouldn'tspendallourmoneyinonego.It'simportantforustohaveaplan”，作者认同“孩子应

该制定花钱计划'’的观点。

5.文章开篇就点明主旨"Thefollowinglifelessonsaboutmoneycanhelpusfbnngoodspendinghabits”，全文

主要介绍了管理金钱和养成良好消费习惯的方法，对应选项B“管理金钱的方法”。

Moneymaynotbuyhappiness,butithelps.Manyteenagerswanttolearnhowtomanage（管理）money

beforegoingoutintotheworld."Besmartwithyourmoney."ThisideaisraisedbyDr.MaraHarvey,amoney

expert（专家）.Thefollowingaresomeofhertips.

Learniomakemoney.Askparentsorneighboursifyoucandohouseworkiomakepockeimoney.These

couldincludewashingacarortakingthedogforawalk.Agreeonthevalueofdifferentjobs.Inthisway,youcan

alsoimproveyourcommunicationskills.Thatwillhelpwhenyouhaveajobinthefuture.

Helpyourmoneygrow.MoneycanUgrowifit'ssiltinginsideapiggybank（存钱罐）.Putyourmoneyin

thebankandyoucangetinterest（利息）.Saveyourmoneyinthelongrun.Onedayyoumayfeelsurprisedathow

muchmoneyyouhave.

Makeaplan.Ifyouhaveabigevent,suchasaholiday,itmightmeanyouwillneedtospendmoreofyour

pocketmoney.Trymakingairangemenlsforspendingandsaving.Writedownhowmuchmoneyyouhaveand

whatyouaregoingtospenditon.Thatwillhelpyoumakegooduseofyourmoney.

Spendyourmoneywisely.Findouthowmuchyoucanreasonably（理性地）spendeachmonth.Spendyour

moneyonwhatyoutrulyneed.Thentrytocutdownonspending.Forexample,insteadofeatingout,youcan

choosetocookathome.

I.Whoisthetextfor?

A.Teachers.B.Bosses.C.Parents.D.Teenagers.

2.Whatistheadvantageofdoinghouseworktomakepocketmoney?

A.Youcangetfreetoysfromneighbours.

B.Youcanmakefriendswithmorepeople.

C.Youcanimproveyourcommunicationskills.

D.Youcangetalargeamountofmoneyquickly.

3.Whatdoestheunderlinedword“arrangements“probablymeaninthetext?

A.Reasons.B.Plans.C.Tests.D.Articles.

4.What'sthestructure（结构）ofthetext?

5.What'sthebesttitleforthetext?

A.MakeMoreMoneyB.BuyThingsWiselyC.GetReadyfortheFuture

D.ManageYourMoney

【答案】1.D2.C3.B4.C5.D

【导语】本文是一篇说明文，理财专家MaraHarvey针对青少年，给出四条管理金钱的实用小贴上。

1.根据第一段"Manyteenagerswanttolearnhowiomanagemoneybeforegoingoutinto〔heworld.”可知>这

篇文章是写给青少年的。

2.根据第二段“Inthisway,youcanalsoimproveyourcommunicationskills.“可知，做家务赚零花钱的好处是

能提升沟通能力，故选C。

3.本段小标题是Makeaplan,后文讲述记录收支、规划花销储蓄,makearrangements对应制定规划、计

划，arrangements与plans含义相近。

4.文章结构题。第一段总述青少年需要学会理财并引出专家的几条建议；第二、三、四、五段分别是四

条分点建议，属于总分结构，对应图示C。

5.全文围绕青少年如何管理零花钱展开，分点介绍理财方法，核心主题是管理金钱，因此最佳标题为Manage

YourMoneyo

©Parentsandchildrenoftenfacethechallengesofmoney.Commontopicsincludesettingpocketmoney,

lecirningtosave,anddecidingto