奥巴马每周电台演讲(2010-05-08)

奥巴马每周电台演讲奥巴马每周电台演讲(2010-05-08) It has now been a little over a month since I signed health insurance reform into law. And while it will take some time to fully implement this law, reform is already delivering real benefits to millions of Americans. Already, we are seeing a health care system that holds insurance companies more accountable and gives consumers more control. 自从我签署医疗改革法生效以来有一个多月时间了。尽管该法的全面实施尚待时日，但改 革已经为千万美国人民带来实实在在的利益。而且我们也看见医保 系统使得保险公司负有 更多责任，消费者也有了更多的控制权。 Two weeks ago, four million small business owners and organizations found a postcard in their mailbox informing them that they could be eligible for a health care tax cut this year - a tax cut potentially worth tens of thousands of dollars; a tax cut that will help millions provide coverage to their employees. 两周前，400万中小企业主和组织收到了一张明信片，上面是关于他们获得本年度医保税 费减免的通知。这份税费减免可能价值数万美元，可帮助数百万 企业主为其员工提供医疗 保险。 Starting in June, businesses will get even more relief for providing coverage to retirees who are not yet eligible for Medicare. And a little over a month from now, on June 15th, senior citizens who fall into the prescription drug coverage gap known as the “donut hole” will start receiving a $250 rebate to help them afford their medication. 从六月开始，企业将在新医保范围外的退休人员医保问题上获得进一步的压力缓解。再过 一个多月，也就是6月15日，当老人陷入处方药保险缺口（也就 是所谓的 “甜甜圈”）时 将获得250美元的贴现以帮助其支付医疗费用。 Aside from providing real, tangible benefits to the American people, the new health care law has also begun to end the worst practices of insurance companies. For too long, we have been held hostage to an insurance industry that jacks up premiums and drops coverage as they please. But those days are finally coming to an end. 除了能为美国人民带来实实在在的利益外，新医疗保险法也将终结保险公司的恶劣行径。 我们被整个保险行业随意提高保险费率和降低保险服务范围绑架的 太久太久了。这些日子 以来，一切都要结束了。 After our administration demanded that Anthem Blue Cross justify a 39% premium increase on Californians, the company admitted the error and backed off its plan. And this week, our Secretary of Health and Human Services, Kathleen Sebelius, wrote a letter to all states urging them to investigate other rate hikes and stop insurance companies from gaming the system. To help states achieve this goal, weve set up a new Office of Consumer Information and Insurance Oversight, and will provide grants to states with the best oversight programs. 在管理部门质询蓝十字颂歌公司（Anthem Blue Cross）对加利福利亚地区提高39%保 险投保费的正当性后，该公司承认了错误并放弃了这项计划。本周，健康与公共事业局 （Health and Human Services）局长凯瑟琳瑟比列斯（Kathleen Sebelius）给所有 州写了封信，鼓励各州调查其他的保险费率提高问题并叫停保险公司在保险系统中钻空子 的行为。为帮助各州达成这一目标，我们新成立 了一个消费者信息与保险监管办公室，将 为各州施行最好的监管计划提供资助。 In the next month, well also be putting in place a new patients bill of rights. It will provide simple and clear information to consumers about their choices and their rights. It will set up an appeals process to enforce those rights. And it will prohibit insurance companies from limiting a patients access to their preferred primary care provider, ob-gyn, or emergency room care. 下个月，我们将推出新的病人权益法案。这将为消费者的选择和权利提供简明的信息。并 建立申诉流程来强制保证这些权利。而且将禁止保险公司限制病人 自己选择他们喜欢的主 治医师，妇产医生或是急诊护理。 Were holding insurance companies accountable in other ways, as well. As of September, the new health care law prohibits insurance companies from dropping peoples coverage when they get sick and need it most. But when we found out that an insurance company was systematically dropping the coverage of women diagnosed with breast cancer, my administration called on them to end this practice immediately. Two weeks ago, the entire insurance industry announced that it would comply with the new law early and stop the perverse practice of dropping peoples coverage when they get sick. 我们也将通过其他途径让保险公司负责。自九月份起，新医疗保险法将禁止保险公司在人 们生病和最需要的时候缩减保险范围。当我们发现某家保险公司对 诊断出乳腺癌的患者系 统性地缩减保险范围时，我们的管理部门及时要求他们停止这种行为。两周前，整个保险 行业发表声明称将尽早遵从新法规定并终止对病人缩 减保险范围的错误行径。 On Monday, well also be announcing the new rule that allows young adults without insurance to stay on their parents plan until theyre 26 years old. Even though insurance companies have until September to comply with this rule, weve asked them to do so immediately to avoid coverage gaps for new college graduates and other young adults. This also makes good business sense for insurance companies, and were pleased that most have agreed. Now we need employers to do the same, and were willing to work with them to make this transition possible. These changes mean that starting this spring, when young adults graduate from college, many who do not have health care coverage will be able to stay on their parents insurance for a few more years. And you can check to find a list of all the insurance carriers who have agreed to participate right away. 周一，我们将颁布新的规定，允许没有医疗保险的年轻人在父母的医保计划中受益直至其 到26岁。尽管保险公司要到9月份才被要求遵守这项规定，但我 们已要求他们尽快按照规 定行事以避免应届大学毕业生以及其他年轻人的医保缺口。这对保险公司在商业上也是有 利的，我们很高兴大部分公司也同意这一观点。现 在我们需要雇主们也同样付出努力，我 们希望通过共同努力来渡过这个过渡期。这些改变意味着从今年春天开始，当大学生毕业 后，许多没有医疗保险的毕业生将可 以在父母的保险计划中继续受益数年。你们可以马上 登陆 查看参与该计划的保险承保商清单。 Ive said before that implementing health insurance reform wont happen overnight, and it will require some tweaks and changes along the way. Ultimately, well have a system that provides more control for consumers, more accountability for insurance companies, and more affordable choices for uninsured Americans. But already, we are seeing how reform is improving the lives of millions of Americans. Already, we are watching small businesses learn that they will soon pay less for health care. We are seeing retirees realize theyll be able to keep their coverage and seniors realize theyll be able to afford their prescriptions. Were seeing consumers get a break from unfair rate hikes, patients get the care they need when they need it, and young adults get the security of kn