银行招聘考试综合知识(习题卷14)

试卷科目：银行招聘考试综合知识银行招聘考试综合知识(习题卷14)PAGE"pagenumber"pagenumber/SECTIONPAGES"numberofpages"numberofpages银行招聘考试综合知识第1部分：单项选择题，共177题，每题只有一个正确答案,多选或少选均不得分。[单选题]1.有居民20万户，城市布局打破了?坊?、?市?界限的国际性大都市是（）。【2009年工行真题】A)唐都长安B)宋都东京C)宋都临安D)元大都[单选题]2.2012年，获批第四个蓝色经济试点的省份是（）。A)福建省B)广东省C)浙江省D)江苏省[单选题]3.20世纪60年代初，美国贝尔实验室编写了一个名为?磁芯大战?的游戏，游戏中通过复制自身来摆脱对方的控制，这就是（）的第一个雏形。A)?蠕虫?B)?木马?C)病毒D)黑客[单选题]4.以下选项是金融的特征的是()。A)金融是非信用交易B)金融只能发生在本机构之间C)金融必须以资本为对象D)金融原则上必须以货币为对象[单选题]5.一个历史事件可由若干事件构成，这一事件又可以由若干小事件构成，由此可以排除一系列事件的等级或层次。下列选项符合上述说法的是（）。A)经济全球化西欧一体化一欧元启用B)《王位继承法》《权利法案》一光荣革命C)原苏联的现代化道路一新经济政策一社会主义工业化D)中途岛战役伏尔加格勒战役阿拉曼战役[单选题]6.Forcustomerconvenience，themanualisavailable______bothmicrofilmandbookforms.A)onB)toC)inD)for[单选题]7.下列哪项职权不是全国人大常委会的职权?（）A)解释宪法。监督宪法的实施B)制定和修改基本法律C)废除同外国缔结的条约和重要协定D)撤销国务院制定的同宪法、法律相抵触的行政法规、决定和命令[单选题]8.总量指标数值大小（）。A)与总体范围大小无关B)随总体范围缩小面增大C)随总体范围扩大而减小D)随总体范围扩大而增大[单选题]9.甲公司2008年度归属于普通股股东的净利润为5000万元。2008年1月1日，甲公司发行在外普通股股票数为8500万股；2008年7月1日，新发行普通股股数1500万股。甲公司于2009年5月1日宣告分派股票股利，以2008年12月31日总股本为基数每10股送6股。假定不考虑其他因素，甲公司2009年比较利润表中列示的2008年基本每股收益为（）元。A)0．267B)0．281C)0．338D)0．456[单选题]10.布雷顿森林体系中的?双挂钩?是指（）。A)美元和其他国家同时与黄金挂钩B)美元与黄金挂钩，黄金与其他各国货币挂钩C)美元与黄金挂钩，其他国家货币与美元挂钩D)其他国家货币与黄金挂钩，美元与其他国家货币挂钩[单选题]11.资料：From:prorno@To:kkaminski@Subject:NewflavorsDate:March8DearMr.Kaminski.Iamwritingtosharesomeexcitingnewswithyou.Fruittisomisnowlaunchinganewlineofnaturalfruitjuices.，andwewouldliketosendyousomesamplessothatyoucantrythemtoo.FreesampLesarebeingofferedonlytocustomerswhohavepurchasedFruittisomjuicesfromouronlinestorewithinthelastyear.Ifyouwishtoreceivesamplesofthenewlineofourproducts,gotoouronlinestoreandselectuptothreeproductsyouwouldliketotry.Then,insteadofmakingapayment,enterpromotionalcodeTY117563,andyourselectionswillbeshippedtoyourhomewithoutcharge.Withbestregards,AshleyHockstraWhatisofferedinthee-mail?A)InstructionsforenteringacompetitionB)chancetotryanewproductC)AnapologyforanerrorD)Thanksforcompletingacustomersurvey[单选题]12.Thepresidentcameoutofthehouse,____byhis3bodyguards.A)followsB)followedC)followingD)follow[单选题]13.扩张性的货币政策是指（）。A)提高利率B)提高再贴现率C)降低法定存款准备金率D)控制信贷[单选题]14.Tonystopshimwithnewsthataplanehas______overtheMojaveDesert.A)blownoffB)blowninC)blowndownD)blownup[单选题]15.股份制商业银行内部组织机构中的最高权力机构是（）。A)董事会B)股东大会C)工会D)监事会[单选题]16.某客户在2009年9月1日存入一笔50000元的1年期整存整取定期存款，假设年利率3.00%,1年后存款到期时，他从银行取回的全部金额是（）元。A)51425B)51500C)51200D)51400[单选题]17.WhatwouldMs.JanetPerezlikethecompanytodoaboutthecurtains?A)TakebothcurtainsbackB)SendtheothercurtainsheorderedC)ChargeherforbothofthemD)Refundhermoneyforoneofthem[单选题]18.下列诗句和作者搭配正确的是（）。A)晓看红湿处，花重锦官城岑参B)慈母手中线，游子身上衣杜甫C)花间一壶酒，独酌无相亲白居易D)前不见古人，后不见来者陈子昂[单选题]19.假设Px和Py分别表示X和Y商品的价格，当边际替代率MRSxyPx/Py，消费者为达到最大效用，他将会（）。A)增加X商品的购买，减少Y商品的购买B)减少X商品的购买，增加Y商品的购买C)同时增加或者减少X和Y商品的购买D)对X和Y商品的购买数量不发生改变[单选题]20.下列会计科目中，不属于资产类的是（）。A)累计折旧B)应收账款C)预收账款D)预付账款[单选题]21.?感觉到了的东西，我们不能立刻理解它；只有理解了的东西，才能更深刻地感觉它。?对这一命题的正确理解是（）。A)感性认识是不可靠的B)感性认识有待于升华成理性认识C)感性认识不能帮助人们获取关于事物本质的认识D)感性认识与理性认识是相互渗透的[单选题]22.资料：With55%ofconsumers'customerserviceinteractionsstartingonlineand63%ofadultsusingtheirsmartphoneseveraltimesamonthtoseekcustomerservice，yourmobilecustomerservicetacticsaremoreimportantthanever.Astrongmobilecustomerservicestrategywillnotonlyhelpyouavoidlosingcustomers，itcanhelpyougainnewonesandimpactthebottomline.ThinkfastordroptheballWhenitcomestocustomerservice，speediskey.Ifmycreditcardstopsworking.orifIamtryingtofindthegatetomyflight，orifIjustlostcellreception，Ineededtheresponsefiveminutesago.Whencustomersdogetintouch，it'simportanttoactfasttogetthemtheinformationtheyneed.Forty-twopercentofAmericanshopperscomplainingonsocialchannelsexpectabrandtorespondwithinthehour，and57%expectthesameleveloftimelycustomerserviceviasocialmediaatnightandontheweekendsasduringbusinesshours.Customers，however，arenotjustlookingforspeedyresponses.We'reaccustomedtohavingalltheinformationweneedatourfingertips.AccordingtoForrester.SS%ofshoppersarelikelytoabandontheironlinepurchaseiftheycan'tquicklyfindananswertotheirquestionand30%ofusersconsideringabandoningapurchaseifasiteisnotmobileoptimized，whetherthat?sonyourwebsiteorviayoursocialmediaplatforms.Makesurethatdoesn'thappentoyoubythinkingthroughpotentialquestionsyourcustomersmayhave，andidentifyinganymissingorincorrectinformationbeforecustomersneedtoreachout.Additionally，ensureyourcustomerservicecontactinfo（whetherthat'sacontactform，emailaddressorsocialmediahandle）arereadilyavailableonallmobilewebsitepages.Thefewerchickswehavetomaketogettheinformationweseek，thebetter！Whatdoes?accustomedto?mean?A)ExpectantB)LettingthecustomerstodoC)UsedtoD)Payingcustomsduties[单选题]23.Youwouldimaginethatsleepingwasaquietandpeacefulexperiencebutinreality，ourbrainsaremoreactiveduringsomestagesofsleepthanwhenweare______。A)wakeB)awakeC)wakenD)awaken[单选题]24.宋代诗人陆游说：?纸上得来终觉浅，绝知此事要躬行。?强调的是（）。A)读书不能获得真知B)实践是认识发展的动力C)实践是认识的来源D)实践是认识的目的[单选题]25.关于外汇交易业务，下列说法不正确的是（）。A)外汇交易业务仅指各种外国货币之间的交易B)外汇交易业务可以满足企业贸易往来的结汇、售汇需求C)外汇交易可以分为即期外汇交易与远期外汇交易，远期外汇交易是在即期外汇交易的基础上发展起来的D)远期外汇交易能够对冲汇率在未来上升或者下降的风险，可以用来进行套期保值或投机[单选题]26.Nowthatwehaveanescapedpoliticalprisoneronthe______,everybodyisfightingshyofhavinganythingtodowithpeoplelikeyou.A)looseB)releaseC)slackD)relax[单选题]27.资料：packingtipsMarkyourbagswithabrightlycoloredstringorribbontoassistyouinidentifyingyourbagquicklyonthebaggagecaroused.Forsecurityreasons,ensureyoupackyourbagsyourselfanddonotatanytimeleavethemunattended.Nevercarryapackageorbaggageforsomeoneelseunlessyouhavecompletelycheckedthecontents.Neverwraporpackagegifts;securitypersonnelmayneedtoinspetthem.Keepmedicationandfragileitemsinyourcarry-onbaggage.Keepallmedicationinitsorginal,labelledcontainerandcarrythephysician?sprescriptionwithyou.Whenyoucheckyourbags,makesureyougetthecorrectnumberofluggageclaimstubsandthateachoneismarkedwiththecorrectcitynameofyourdestinationonyourluggagetags.MalaysiaAirlineadvisersthatthefollowingitemsmaynotbeincludedinyourbaggageandliabilityislimitedundertheapplicableinternationalConventionforyourdamageofloss:-cash,negotiablebonds,deed,etc-jewellery,antiquesorsimilarvaluableitems-anyitemofafragileorbrittlenature（e.g.glassware）-electrical/electronicitems（e.g.computer,camera,mobilephone,audioequipment）-foodoranyperishableitem-anyitemthathasinsufficientpackaging（e.g.surfboard,bicycle,musicalinstrument）WhichofthefollowingitemsmayNOTbeincludedinyourbaggageadvisedbyMalaysiaAirlines?A)PapersB)CashC)PlasticbottleD)Clothes[单选题]28.Attachments____toyourHotmailaccountcanbedownloadedtoyourpersonalcomputerbyclicking.A)sentB)tosendC)aresentD)sending[单选题]29.Theauthorwasrequiredtosubmitan（）ofabout200wordstogetherwithhisresearchpaper.A)editionB)editorialC)articleD)abstract[单选题]30.著名画家范曾在《自述》中谈到自己的成功时说，?作画平生万万千，抽筋折骨亦堪怜。在艰难之时，我追逐着希望和光明。?由此可见，一个人要想取得成功，必须（）。A)坚持具体问题具体分析B)果断抓住时机，促成质变C)努力创造条件，促使主次矛盾的转化D)既要看到光明的前途，又要勇于克服困难[单选题]31.在我国，下列所得中，可以免纳个人所得税的是（）。A)保险赔款B)偶然所得C)利息、股息、红利所得D)财产转让所得[单选题]32.所有者(股东)权益变动表是资产负债表的()。A)主表B)附注C)财务情况说明书D)附表[单选题]33.由商品的价格变动所引起的商品相对价格的变动，进而由商品的相对价格变动所引起的商品需求量的变动，称为（）。A)挤出效应B)替代效应C)收入效应D)外部效应[单选题]34.资料：SingaporeAirlinesplanstointroduceinflightmobilephoneandinternetaccessinMaythisyear,beginningwithitsflagshipAirbusA380fleet.Severalpricingmodelsarebelievedtobeunderconsideration,beginningwithalow-costpackagesuitableforWE-servicesuchasGoogleGmail,YahooandHotmailaswellasa30MBallowanceforaroundSGD$25（that's$20RussiaandUS,and￡20and￡14）.TheairlineispollingselectedmembersofitsKrisFlyerfrequentflyerloyaltyprogramtoparticipateinanonlinesurveyaboutyourattitudestowardsinflightmobileandinternetservices,whichweareplanningtointroducefromMay2011accordingtotheemailinvitation.ThesurveyaskstravellersfortheiropinionsonpricingpackagessuchasSGD$25for30MB,aswellasifmobilephonecellsandSMSmessagesshouldbepermitted.Shouldpassagersbeallowedtomakeandtakecallsat30000feetthey'llpayplentyfortheprivilege,withcallsbeingchargedatinternationalroamingrates.Asit'suptoeachcountrytodecidewhatthoseratesare-andwithSingaporeAirlineseffectivelybeingitsowncountryintermsofprovidingafullycontrolledandself-containedtelecomssystemonboardeachplane-thoseratescouldliterallybeskyhigh.SQ'sinflightinternetandmobileservice,whichmaycarrytheKrisNetbrandinkeepingwiththeKrisWorldinflightentertainmentsystem,isexpectedtodebutontheAirbusA380beforebeinginstalledontotheairline'sA340-500andBoeing777-300ERaircraft.Passagerswillbeabletoaccesstheinternetonanydevicefromasmartphonetoatabletorlaptop,asSingaporeAirlineswillsupportconnectionsthroughbothWifiwirelessnetworking（usingaseriesoflow-hotpotslocatedthroughouttheplane）and3G（viatinypico-cellstations）.ItwillemploythepepularOnAirtechnology,jointlydevelopedbyITcompanySITAandAirbus,andcurrentlyusedbyover20airlines（includingAirNewZealand'scurrenttrialofin-flightinternet）whichfeedstheWifiand3GsignalsthroughtoInmarsat'sSwiftBroadbandsatellitenetwork.Accordingtotheauthor,thefeesformakingandtakingcallsonplanesofSingaporeAirlineswillbeskyhigh,because__.A)thetelecomssystememployedbySingaporeAirlinesonboardeachplaneisthebestofthebreedB)SingaporeAirlineshasaself-containedtelecomssystemwhichenablesittosethighinternationalroamingratesC)thecallswillbechargedatinternationalroamingrateswhicharenormallyhighD)itwillbeaprivilegetoasmall[单选题]35.国家机关领导干部的职业活动总是与权力相伴，要正确行使权力要求做人要?干净?。在这里，所谓?干净?指的是（）。A)勤政为民B)省察克制C)廉洁公正D)实事求是[单选题]36.在Excel中，使用格式刷将格式样式从一个单元格传送到另一个单元格，其步骤为（）。(1)选择新的单元格并单击它(2)选择想要复制格式的单元格(3)单击?常用?工具栏的?格式刷?按钮A)(1)(2)(3)B)(2)(1)(3)C)(1)(3)(2)D)(2)(3)(1)[单选题]37.胡锦涛主席在纪念红军长征胜利70周年的讲话中指出：我国继承和发扬红军长征的光荣革命传统，就要大力推进马克思主义中国化，不断开拓马克思主义在当代中国发展的新境界。?推进马克思主义中国化?体现了（）。①矛盾主次方面的转化是有条件的②用发展的观点看问题③矛盾普遍性与特殊性的辩证关系④意识能动作用使事物向正确方向发展A)①③B)②③C)②③④D)①②④[单选题]38.关于公司贷款中的流动资金贷款，下列表述正确的是（）。A)流动资金贷款是指用于满足生产经营过程中临时性、季节性的资金需求B)流动资金循环贷款分次发放，一次偿还C)流动资金整贷零偿贷款是流动资金贷款中最常见的形式D)法人账户透支主要用于满足固定资产投资的资金需求[单选题]39.银行的活期存款人通知银行在其存款额度内无条件支付一定金额给持票人的书面凭证是（）。A)支票B)汇票C)本票D)存单[单选题]40.Advertisinghaslongbeenviewedasamethodofmass______inthatasinglemessagecanreachalargenumberofpeople.A)promotionB)permissionC)fantasyD)popularity[单选题]41.通过《关于新中国成立以来党的若干历史问题的决议》的中央全会是（）。A)十一届三中全会B)十二届三中全会C)十二届五中全会D)十一届六中全会[单选题]42.资料：Thebusinessannouncedthatrevenueshadgrownby10.2percentyear-on-yeartoRMB18.264billion（$2.748billion）.However,profitfelltoRMB2.866billion（$431.3billion）,a17.4percentdecreasefromthesameperiodin2015.Robbinli,ChairmanandCEOofBaidu,said:"ThechallengesBaidufacedinthesecondquarterservedasahealthyremindertostayfocusedonthekeydriversofgrowth,sustainabilityandleadership;deliveringthebestuserexperienceandstayingattheforefrontoftechnology.AsweenterthenextchapteroftheInternet,ledbyartificialintelligence,Baiduhasneverbeenbetterpositionedtoserveourusersandworkwithourcustomersandpartners,andchangetheworldthroughtechnology."Thebusinesshasbeenrockedbyaseriesofhighprofitsissueswithitsadvertisingbusinessthisyear.Baiduwascalledoutforitspracticesaroundsellingaccesstoforumsearlythisyear.Notlongafteritalsoagreedtooverhaulthewayitdeliversitssearchads,includingthevolumeofadsserved,afterahugepublicbacklashsawBaidutakingsomeoftheblameforthedeathofastudentwhodiedaftertakingexperimentalcancertreatmentthatbefoundfromasearchad.Theoverhaulhasbeenwelcomedbytheindustrywhichbelieveswillcreateabetterexperience,particularlyonmobile.Thebusinesssaidtherevenuefrommobilewasgrowingasitrepresented63percentoftotalrevenuesforthesecondquarterof2016,comparedto50percentin2015.AccordingtoBaidu,mobilesearchmonthlyactiveuserswere667millionforthemonthofJune2016,anincreaseof6percentyear-over-year.Itsaidusersofitsmobilemapsservicegrewby13percentandthenumberofactivatedBaiduWalletaccountsreached80million,representinga131percentyear-on-yeargrowth.Accordingtothelastparagraph,whatactionwillBaidupossiblytake?A)Modifyitsbusinessstrategy.B)Launchmoremarketingcampaigns.C)Expanditsbusinesstootherareas.D)Continuedevelopingitsmobilebusiness.[单选题]43.货币政策是一国金融当局制定和执行的通过货币量和利率等中介指标影响宏观经济运行的手段，不包括()。A)政策目标B)预期达到的政策效果C)政策独立性D)实现政策目标所运用的工具[单选题]44.美国之所以能够确立起以美元为中心的布雷顿森林体系，其根本原因是（）。A)以美国为中心的资本主义世界经济体系形成B)欧洲失去了近几百年来世界中心的地位C)美国拥有的外汇黄金储备占绝对优势D)美国的经济实力居资本主义国家之首[单选题]45.被审计单位对审计结论表示不满时应向上级审计机关提出（）。A)复审B)起诉C)复核D)复议[单选题]46.留存收益包括盈余公积和未分配利润。下面会引起留存收益总额发生增减变动的是（）。A)用税后利润弥补亏损B)资本公积转增股本C)提取法定公益金D)盈余公积转增股本[单选题]47.历史上没有出现过的金属货币制度是（）。A)金本位B)银本位C)金汇兑本位D)布雷顿森林体系[单选题]48.珠穆朗玛峰位于（）。A)中、巴边境B)中、缅边境C)中、尼边境D)中、印边境[单选题]49.Andthatquesthasbrought______benefitsthatimproveourlivesincountlessways.A)tangibleB)displayedC)conditionalD)proved[单选题]50.证券市场监管的基本任务和规范市场的基本目的是()。A)增加市场流动性B)提高投资者回报率C)保证市场交易的活跃性D)保护投资者利益[单选题]51.不仅具有影响商业银行信用扩张，并借以调控货币供应总量的作用，而且还具有可以按照国家产业政策的要求，促进经济结构调整的作用。这是指（）。A)存款准备金B)再贴现C)公开市场业务D)再贷款[单选题]52.在会计核算原则中，要求合理核算可能发生的费用和损失的原则是指()。A)谨慎原则B)可比性原则C)一贯性原则D)配比原则[单选题]53.温家宝总理说：?一个舰队，决定它速度快慢的不是那个航行最快的船只，而是那个最慢的船只，如果我们改善了最困难群众的生活状况，也就改善了整个社会的生活状况。?这说明（）。A)意识的对象是客观存在B)矛盾的主要方面决定事物的性质C)辩证的否定是事物自身的否定D)部分的功能及其变化会影响整体的功能[单选题]54.?一五?计划的基本任务是集中力量优先发展（）。A)重工业B)交通运输业C)轻工业D)科技和教育[单选题]55.（）是指对某项经济业务事项标明其应借应贷账户及金额的记录。A)会计科目B)会计账户C)会计分录D)复式记账[单选题]56.第二次世界大战全面爆发的标志性事件是（）。A)1939年9月1日德国突袭波兰B)1937年7月7日日本制造卢沟桥事变C)1941年12月8日日本突袭珍珠港D)1941年6月22日德国突袭原苏联[单选题]57.决定债券内在价值(现值)的主要变量不包括（）。A)债券的期值B)债券的待偿期C)市场收益率D)债券的面值[单选题]58.资料：Humanresourceprofessionalsactasmediatorsbetweenanorganization'smanagementanditsworkers.ThisrequireswearingmanyhatsIt'sanHRadministrator'sjobtomakesurethatemployeesareworkinginasafeenvironmentthatdisputesaresettled，andthatbenefitsareunderstoodandadministeredproperly.Atthesametime，HRischargedwithrecruitingnewemployeeswhowillnotonlyfitinpersonallyandprofessionallybutalsohelpthecompanyachieveitsbusinessgoals.Theyalsorepresentmanagementwhennegotiatingforbenefitswithcompaniesadministeringthesebenefitsandwhenimplementingcompanywidepoliciesthatwillultimatelylowercostsorboostprofits.TheneedsofHRcoverawiderangeoftasksand，therefore，requireindividualswhoaregoodwithpeopleinadditiontobeingorganized，analytical，business-minded，andheroicmultitaskers.AllcompaniesneedsomekindofHRsupportTheBureauofLaborStatistics（BLS）expectsjobsinHRtogrowfasterthanaverageforalloccupationsthrough2012.Opportunitieswillincreaseasaresultofagrowingeconomyaswellasaneedtoreplaceworkerstransferringtootheroccupationsorretiring.BLSexpectsparticularlystrongdemandfortraininganddevelopmentandemployment，recruitment，andplacementspecialists，withmanagement，consulting，andemploymentservicesfirmsofferingthegreatestnumberofopportunities，thankstoatrendtowardoutsourcingpersonnelfunctions.YoucangettheinsideedgeforacareerinHRbystrengtheningyourunderstandingofbusinessstrategyandplanningandbyspecializinginaspecificindustry.Agreatwaytogetstartedinthefieldiswithpractice，lookforaninternshiporanHRassistantjobifyou'reinschoolorjustout.ManyHRprofessionalsworktheirwayup.Asyoudevelopanunderstandingofthevariouscareertracksandmasterthebasicskillswithinthefunction，you'llbeinagreatpositiontoriseuptheladder.Inparagraph2，whydoesBLSexpectparticularlystrongdemandforcertainHRspecialists?A)Becausetheeconomyasawholeisgrowingnowadays.B)BecausejobopportunitiesinHRgrowfasterthantheaverage.C)Becausetransferredorretiredworkersneedtobereplacedintime.D)BecausecompaniesbegintorecruitHRfunctionsfromtheoutside.[单选题]59.中央银行减少货币供给量，可通过（）渠道来实现。A)降低再贴现率B)在公开市场上卖出证券C)增加外汇储备D)减少商业银行在中央银行的存款[单选题]60.ManyNativeAmericanswerekilledduringthe______oftheAmericanWestbyEuropeansinthe19thcentury.A)shelterB)constructionC)settlementD)basement[单选题]61.英国的大炮轰开了中国闭关自守的大门．使一些爱国知识分子从?天朝大国?的梦幻中惊醒，一股新思潮萌发了。这一新思潮的核心是（）。A)向西方寻求强国御侮之道B)同西方展开?商战?保护本国权益C)与时俱进西方技术兴办近代工业D)效法西方的君主立宪政治[单选题]62.商业银行由于资金周转的需要，以未到期的合格票据再向中央银行贴现时所适用的利率是（）。A)贴现率B)转贴现率C)再贴现率D)同业拆借率[单选题]63.资料：Mostyoungpeopleenjoysomeformofphysicalactivity.Itmaybewalking,cyclingorswimming,orinwinter,skatingorskiing.Itmaybeagameofsomeforms,football,hockey,golf,ortennis.Itmaybemountaineering.Thosewhohaveapassionforclimbinghighanddifficultmountainsareoftenlookeduponwithastonishment.Whyaremenandwomenwillingtosuffercoldandhardship,andtotakerisksonhighmountains?Thisastonishmentiscausedprobablybythedifferencebetweenmountaineeringandotherformsofactivitytowhichmengivetheirleisure.Mountaineeringisasportandnotagame.Therearenoman-maderules,asthereareforsuchgamesasgolfandfootball.Thereare,ofcourse,rulesofadifferentthingthatitwouldbedangeroustoignore,butitisthisfreedomfromman-maderulesthatmakesmountaineeringattractivetomanypeople.Thosewhoclimbmountainsarefreetousetheirownmethods.Ifwecomparemountaineeringandothermorefamiliarsports,wemightthinkthatonebigdifferenceisthatmountaineeringisnota'teamgame'.Weshouldbemistakeninthis.Thereare,itistrue,no'matches'between'teams'ofclimbers,butwhenclimbersareonarockfacelinkedbyaropeonwhichtheirlivesmaydepend,thereisobviouslyteamwork.Themountainclimberknowsthathemayhavetofightforcesthatarestrongerandmorepowerfulthanmen.Hehastofighttheforcesofnature.Hissportrequireshighmentalandphysicalqualities.Amountainclimbercontinuestoimproveinskillyearafteryear.Askierisprobablypasthisbestbytheageofthirty,andmostinternationaltennischampionsareintheirearlytwenties.ButitisnotunusualformanoffiftyorsixtytoclimbthehighestmountainsintheAlps.Theymaytakemoretimethanyoungermen,buttheyprobablyclimbwithmoreskillandlesswasteofeffort,andtheircertainlyexperienceequalenjoyment.Thedifferencebetweenasportandagamehassomethingtodowiththekindof___.A)activityB)rulesC)uniformD)participants[单选题]64.在商业银行资产负债管理中，体现速度对称原理的平均流动率指标是指（）。A)资产的平均到期日与负债的平均到期日之比B)负债的平均到期日与资产的平均到期日之比C)流动资产的平均到期日与流动负债的平均到期日之比D)流动负债的平均到期日与流动资产的平均到期日之比[单选题]65.IntheboomingcityofRiodeJaneiro，aluxuryhotel______trashintotreasureformorethanadecade，longbeforefoodwastewasattheforefrontofanyone?smind。A)hadbeenturningB)hasbeenturningC)wasturningD)isturning[单选题]66.资料：Westernbusinessvisitorsareoftendeadline-drivenandunwillingtoslowdowntotheChinesepacewhendiscussingbusiness.ButinChinathepacecanbefastandslowsimultaneously.AnotherdifferentapproachtodoingbusinessisthatinabuyingdecisionWesternerstendtolookforclearalternatives,whileEasternersmayexaminewaystocombinebothoption.Forexample,aChinesepanelmayfeelthatasupplierwhoclaimsofbestqualitywithalowpricemayeitherraisethepriceduringthecontractorfailtoimplementthecontract.Theywillthereforeoftenprefertochooseasupplierwhosepriceisneitherthecheapestnorthemostexpensive.Inaddition,aChinesepanelmayavoidawardingeachsuppliermorethanonecontract,inordertominimisedependenceonasinglesupplier.SuchanapproachmaymakeaWesternerthinkthataChinesenegotiatorisbeingillogical,evasiveordevious,whenhebelievesheisbeingquitestraightforward.What'smore,bothChineseandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggoodguanxi.TheobjectiveofdevelopingcloserelationshipsistobuildwhattheChinesecallguanxi（pronouncedgwanshee）.whichareessentiallysocialorbusinessconnectionsbasedonmutualinterestandbenefit.Inacentralisedandbureaucraticstate,relianceonpersonalcontactsisoftenseenastheonlywaytogetthingsdone.AndinaplacelikeChinawherethelegalsystemisstillrelativelyweak,theneedtorelyonguanxiremainsstrong.BothChinaandforeigncompanieswilloftenattributetheirbusinesssuccesstohavinggoodguanxi.Buttheobligationsofguanxiareveryreal.Inthewrongplace,ataninappropriatetime,withunsuitablepeople,theobligationscanbecomeatrapitishardtoescape.Theword?deadline-driven?inparagraph1isclosestinmeaningto:A)arrangescheduleaccordingtothedeadlineB)driveaccordingtothedeadlineC)afraidofthedeadlineD)procrastinative[单选题]67.2007年5月2日，吴某到某县郊区旅社住宿，拒不出示身份证件，与旅社工作人员争吵并强行住入该旅社。该郊区派出所以扰乱公共秩序为由，决定对吴某处以300元罚款。下列哪一说法是正确的?（）A)派出所可以自己的名义作出该处罚决定B)派出所可以当场作出该处罚决定C)公安机关无须将此决定书副本抄送郊区旅社D)吴某对该罚款决定不服，应当先申请复议才能提起行政诉讼[单选题]68.Whilethereasonsformassive，longer-burningwildfiresarecomplex，thereis______thatwildfireswilloccurmorefrequentlywithclimatechange。A)consensusB)conclusionC)recognitionD)compromise[单选题]69.以下关于经济周期的说法中，不正确的是（）。A)防守型行业主要依靠技术的进步、新产品推出及更优质的服务，使其经常呈现出增长形态B)防守型行业的产品需求相对稳定，需求弹性小，经济周期处于衰退阶段对这种行业的影响也比较小C)当经济处于上升时期时，周期性行业会紧随其扩张；当经济衰退时，周期性行业也相应衰落，且该类型行业收益的变化幅度往往会在一定程度上夸大经济的周期性D)在经济高涨时，高增长行业的发展速度通常高于平均水平；在经济衰退时期，其所受影响较小甚至仍能保持一定的增长[单选题]70.CimberDatahas,asanorganization,20yearsofexperienceworkingwithairlinemaintenance,MROandrelatedfunctionsinmanydifferentairlineenvironments.A)workingB)supplyingC)providingD)experimenting[单选题]71.以下不属于《公务员法》中对公务员处分的种类是（）。A)警告B)记大过C)开除D)降职[单选题]72.下列属于反映企业财务状况的会计要素是（）。A)收人B)所有者权益C)费用D)利润[单选题]73.资料：ElizabethBlackwellwasborninEnglandin1821,andmovedtoNewYorkCitywhenshewastenyearsold.Onedayshedecidedthatshewantedtobecomeadoctor.Thatwasnearlyimpossibleforawomaninthemiddleofthenineteenthcentury.Afterwritingmanylettersaskingforadmission（录取）tomedicalschools,shewasfinallyacceptedbyadoctorinPhiladelphia.Shewassodeterminedthatshetaughtschoolandgavemusiclessonstogetmoneyforthecostofschooling.In1849,aftergraduationfrommedicalschool,shedecidedtofurtherhereducationinParis.Shewantedtobeasurgeon（外科医生）,butaseriouseyeproblemforcedhertogiveuptheidea.UponreturningtotheUnitedStates,shefounditdifficulttostartherownpracticebecauseshewasawoman.By1857Elizabethandhersister,alsoadoctor,alongwithanotherwomandoctor,managedtoopenanewhospital,thefirstforwomenandchildrenBesidesbeingthefirstwomanphysicianandfoundingherwonhospital,shealsosetupthefirstmedicalschoolforwomen.Accordingtothepassage,allofthefollowingare?firsts?inthelifeofElizabethBlackwell,exceptthatshe________.A)wasthefirstwomandoctorB)andseveralotherwomenfoundedthefirsthospitalforwomenchildrenC)becamethefirstwomanphysicianD)setupthefirstmedicalschoolforwomen[单选题]74.计算机病毒具有隐蔽性、潜伏性、传播性、激发性和（）。A)入侵性B)可扩散性C)恶作剧性D)破坏性和危害性[单选题]75.工会推动工资上涨导致物价水平上升，因此引起的通货膨胀属于（）。A)需求拉上型通货膨胀B)成本推进型通货膨胀C)输入型通货膨胀D)结构型通货膨胀[单选题]76.资料：（一）Insuranceisthesharingofrisks,Nearlyeveryoneisexposedtoriskofsomesort.Thehouseowner,forexample,knowsthathispropertycanbedamagedbyfire,theshipownerknowsthathisvesselmaybelostatsea；thebreadwinnerknowsthathemaydieatanearlyageandleavehisfamilythepoorer.Ontheotherhand,noteveryhouseisdamagedbyfirenoreveryvessellostatsea.Ifthesepersonseachputasmallsumofmoneyintoapool,therewillbeenoughtomeettheneedsofthefewwhodosufferloss,Inotherwords,thelossesofthefewaremetfromthecontributionsofthemoney.Thisisthebasisofinsurance,Thosewhopaythecontributionareknownas?insured?andthosewhoadministerthepoolofcontributionsas?insurers?.Notallriskscanbecoveredbyinsurance.Broadlyspeaking,theordinaryrisksofbusinessandspeculationcannotbecovered.Theriskthatbuyerswillnotbuygoodsatthepricesofferedisnotofakindthatcanbestatisticallyestimated,andriskscanonlybeinsuredagainstiftheycanbesoestimated.Thelegalbasisofallinsuranceisthe?policy?.Thisisaprintedformofcontract.Itstatesthatinreturnfortheregularpaymentbytheinsuredofacertainsumofmoney,calledthe?premium?,whichisusuallypaideveryyear,theinsurerwillpayasumofmoneyorcompensationforloss,iftheriskactuallyhappens.Thewordingofpolicies,particularlyinmarineinsurance,oftenseemsveryold-fashioned,butthereisasoundreasonofthis.Overalargenumberofyears,manylawcaseshavebeenbroughttoclearupthemeaningsofdoubtfulphrasesinpolicies.Thelawcourtshavegiventhesephrasesadefiniteandindisputablemeaning,andtoavoidfuturedisputesthephraseshavecontinuedtobeusedinpolicesevenwhentheyhavepassedoutofnormaluseinspeech.Old-fashionedwordingissometimesusedininsurancepoliciesbecause______.A)lawcourtshavedecidednottousefashionablewordsB)itiswidelyacceptedbyalltheinsuredC)itenablesordinarypeopletounderstanditeasilyD)themeaningofsuchwordinghasbeenagreedupon[单选题]77.金融机构贷款的基准利率是由()制定的。A)中国人民银行B)财政部C)国家外汇管理局D)国务院[单选题]78.晚于欧洲文艺复兴运动的历史大事是（）。A)成吉思汗统一蒙古B)哥白尼提出日心说C)英国工业革命D)毕昇发明活字印刷术[单选题]79.将八进制数165转换成十进制数是（）。A)165B)119C)117D)159[单选题]80.资料：Thisexhibitionbringstogetheroutstandingworksfromtheearliesttimestothepresentinathematicarrangementthatisfreshandunique.Withworksspanning5,000years,nosuchcross-culturalexhibitiononthisscalehaseverbeenattempted.Theexhibitionfeaturesover150ofthefinestbronzesfromAsia,AfricaandEuropeandincludesimportantdiscoveriesaswellasarchaeologicalexcavations.ManyofthepieceshaveneverbeenseenintheUK.Arrangedthematically,Bronzebringstogetheroutstandingworksfromantiquitytothepresent.DifferentsectionsfocusontheHumanFigure,Animals,Groups,Objects,Reliefs,Gods,HeadsandBusts.Theexhibitionfeatures