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第第页UNIT5THEVALUEOFMONEYⅠ.阅读理解(每题2.5分,共20分)AWhereyousaveyourmoneyoftendependsonwhatyouaresavingfor.Ifyouaresavingtobuyadictionaryortogotoaconcert,thenyouprobablykeepyourmoneysomewhereinyourroom.Ifyouaresavingforabigpurchaselikeamountainbikeoraschooltrip,wherewouldyousaveyourmoney?Oneplacetosavemoneyisthebank.Puttingyourmoneyinasavingsaccountwillhelpyourmoneyearnmoremoney.Ifyouputyourmoneyinapiggybank(存钱罐),oneyearlateryou’llstillhavethesameamountofmoneyyouputin.Ifyouputyourmoneyinasavingsaccount,oneyearlater,you’llhavemoremoneythanyouputin.Why?Whenyoukeepyourmoneyinabank,yourmoneyearnsinterest.Interestistheamountofmoneyabankpaysyouforusingyourmoney.Thebankusesyourmoney(andthemoneyofotherpeople,too)toloanmoneytopeopleandbusinesses.Thebankwillsendyouastatementseveraltimesayear.Abankstatementtellsyouhowmuchmoneythereisinyouraccount.Italsotellsyouhowmuchinterestyouhaveearned.Ifyouleaveyourmoneyinthebank,youcanwatchitgrow!Anotherwayyoucansavemoneyistobuyacertificateofdeposit(定期存单),orCD.Ifyouhavesomemoneythatyoudon’tneedtouseforalongtime,thisisagoodwaytomakeyourmoneygrow.YoucanbuyaCDatabank.Youagreenottousethemoneyforacertainperiodoftime.Thatperiodmightbefromsixmonthstofiveyears.Youcan’ttouchyourmoneyduringthattime.Ifyoudo,youmustpayapenalty,orafee.Sincethebankisusingyourmoneyforthattimeperiod,itwillpayyouinterest.YouwillearnmoreinterestwithaCDthanasavingsaccount.Canyouguesswhy?It’sbecauseyoupromisetoleaveyourmoneyinthebankforacertainperiodoftime.Bankspaydifferentratesofinterest.So,youmaywanttocompareratesinnewspaperadsbeforebuyingaCD.()1.Whichwaywillhelpyourmoneyearnmoremoney?[A]Puttingyourmoneyinyourroom.[B]Puttingyourmoneyinapiggybank.[C]Puttingyourmoneyinyourpocket.[D]Puttingyourmoneyinasavingsaccount.()2.Whatistheinterest?[A]Interestistheamountofmoneywhichabanklendstopeople.[B]Interestistheamountofmoneywhichabankloanstobusinesses.[C]Interestistheamountofmoneywhichabankpaysyou.[D]Interestistheamountofmoneywhichabankuses.()3.Whatdoesthebankstatementtellyou?[A]Theamountofmoneyyouhaveinthebank.[B]Thecurrentratesofinterest.[C]Thecurrentratesofexchange.[D]Thebestwaytosaveyourmoney.()4.Whichwordcanbestreplacetheunderlinedword“touch”inParagraph7?[A]Deposit. [B]Borrow.[C]Use. [D]Cash.BClairHughesfirstbegantoresearchmoney-savingideastogetoutofher£3,500studentoverdraft(透支额).TheshopperstartedsurfingtheInternetfordiscountcoupons(优惠券)andcutpriceoffers.Revealinghowsheseldompaysfullpriceforanitem,MsHughessays,“Discountsarealwaysthere;it’sjustamatterofbeingorganised.Beforestartingthis,Ithoughtit’dbemuchwork,butnowI’msousedtothislifestylethatit’sautomatictome.Imusthaveeasilysavedover£15,000.”MsHughesfirstfocusedonsavingmoneybackin2010,whenshemovedinwithherpartner,ShaneByrne,aphonecompanytrainer.Afterturningtothewebforadvice,shetriedoutafewclevermoney-savingtrickslikeswitchingheroverdrafttoazero-interestaccount.Then,severalyearslater,shecameacrossanonlinecommunityfor“couponers”anddecidedtogiveitago.Shestartedspendinghourssurfingthewebforcoupons,printingthemallouttotakewithherwhenevershewentshopping.Overtheyears,shehasmanagedtogetsomeimpressivecatches.Once,twolampsworth£140costherjust£35.Twoyearsago,MsHughesalsobeganusingcashbackappswhereyouaregivenmoneybackonitemsrangingfrombeerstotoiletries.Aftereachshop,sheuploadspicturesofherreceipts,whicharethenscanned,andmoneyisgivenbackoncertainitems.Amongherothertopmoney-savingtips,MsHughesrecommendstakingpartinpaidonlinesurveys,whichhaveearnedherhundredsindiscountcoupons.Shesays,“I’veheardalotaboutcollectingotherpeople’sabandonedreceiptsfromshoppingtrolleystocheckformisseddiscounts.Ican’tbelievehowmuchcouponsandcashbackappshavehelpedme.Thecommunitydoesbenefitmealot.Therewillalwaysbesomeoneonhandtoexplainhowitworks.”()5.WhatdoessavingmoneymeantoClairHughes?[A]It’spartofherdailylife.[B]Itmakeshershopless.[C]It’sawaytoleaveschool.[D]Itkeepsherworkorganised.()6.WhatcanweknowaboutClairHughes?[A]ShealwaysasksShaneforsuggestions.[B]Shelikesgoingshoppingwithherfriends.[C]Shehasboughtsomegoodsinlowprices.[D]Sheisgoodatdiscussingpriceswithothers.()7.Whatdoesthelastparagraphmainlyshow?[A]Hughes’feelingsofherlife.[B]Hughes’waystogetcoupons.[C]Hughes’appreciationforsociety.[D]Hughes’difficultyinsavingmoney.()8.Whichofthefollowingcanbeasuitabletitleforthetext?[A]AGraduateEnjoysShopping[B]ACommunityCollectsCoupons[C]AWomanFocusesonSavingMoney[D]AShopperIsFamousforSavingMoneyⅡ.七选五(每题2.5分,共12.5分)Shoppinginthesalesfeelslikeasubtlewaytospend.Lowerpricesnaturallyequalmoneysaved.1.Sometimesyouthinkyou’regettingabargain,butactuallyyou’repayingmorethanyouneedto.So,followthetipsbelowandyou’llhopefullybeontherighttrack.
Onlybuyessentials.Youmighthavebeentemptedtobuyamuchhigheritemthanyouactuallyneed,simplybecauseyou’redazzledbythesizeofthediscount.Sodespitethesavingsmadeonthefullpriceitem,it’sactuallyahugewasteofcash.2.Youcanevenhavea“need”notewhichyouaddtoregularly,allowingyoutofocusyourshoppingduringthesales.
3.Justbecausethere’sasalerunningwithalowerprice,doesn’tmeanyoucanscrambleforthegoodsimmediately.Ifyoucanwait,somepricehistorywebsitesareagreatwaytogetasenseofanyregularlyoccurringpricevariations.Certainitemswillhavealifecycletoo.ChristmascardsanddecorationsarebargainsinJanuarywhileTVstendtobeattheirlowestpricesintheearlysummerwhenthenewermodelsarereleased.4.Sothisisonlyastrategyfornon-essentials.
Checkforalternatives.Finally,evenifyouthinkyou’vegotthebestpriceoutthere—oratleastoneyou’rehappytopay—it’sworthcheckingyou’renotoverpayingstillwhencomparedtosimilarproducts.5.Thatcouldmeanstayingawayfromhigh-endbrands,lookingforsecondhanditemsortryingadifferentbutsimilarstyle.
A.Timewhenyoubuy.B.Comparepricesnow.C.Sadly,therearetricksplayedbyretailers.D.It’seasytogetcaughtupinsalesandspendwhenyoudon’tneedto.E.Thebestwaytoavoidthisistocreateamust-havelistbeforeshopping.F.Theremaywellbecheapersubstitutesthatdothesamejobbutcostless.G.Butyoumighthavefeweroptionstochoosefrom,orwillevenmissout.Ⅲ.语法填空(每题1.5分,共15分)Todaymostoftheworld’smoneyismadeupofpaper.Thoughpaymentsareoftenmadewithplasticcardsorbyothertechnologies,virtualmoney1.(seem)tobethenextbigthing.TheideaofpapermoneystartedinChina.FormuchofChinesehistory,whatmostpeoplethoughtof2.moneyweresmallcoinswithholesinthemiddle.Thesecoins3.(put)onapieceofstring,100coinstoabunch.Normally,tenbuncheswerekeptonthesamestring,4.couldbeveryheavytocarryaround.
5.(solve)thisproblem,beginningaroundtheTangDynasty,businessmenwoulddeposit(存储)theircoinswithsomeone,andforareceipt,thatpersonwouldgivethemapieceofpaper6.(call)feiqian,or“flyingmoney”.Thenwhenthebusinessmandidbusiness,hecouldusethatpaperinsteadofhavingtocarryatruckloadofcoinsaround.Thisfinallyledtothe7.(print)ofpapermoneyasweknowittodaybytheearly11thcentury.Dependingupon8.era,papermoneymayhavebeenworthquitealotormayhavebeennearly9.(worth).However,papermoneywas10.(simple)tooconvenienttogiveup,andsointheenditreplacedcoins.
UNIT5THEVALUEOFMONEYⅠ.阅读理解(每题2.5分,共20分)AWhereyousaveyourmoneyoftendependsonwhatyouaresavingfor.Ifyouaresavingtobuyadictionaryortogotoaconcert,thenyouprobablykeepyourmoneysomewhereinyourroom.Ifyouaresavingforabigpurchaselikeamountainbikeoraschooltrip,wherewouldyousaveyourmoney?Oneplacetosavemoneyisthebank.Puttingyourmoneyinasavingsaccountwillhelpyourmoneyearnmoremoney.Ifyouputyourmoneyinapiggybank(存钱罐),oneyearlateryou’llstillhavethesameamountofmoneyyouputin.Ifyouputyourmoneyinasavingsaccount,oneyearlater,you’llhavemoremoneythanyouputin.Why?Whenyoukeepyourmoneyinabank,yourmoneyearnsinterest.Interestistheamountofmoneyabankpaysyouforusingyourmoney.Thebankusesyourmoney(andthemoneyofotherpeople,too)toloanmoneytopeopleandbusinesses.Thebankwillsendyouastatementseveraltimesayear.Abankstatementtellsyouhowmuchmoneythereisinyouraccount.Italsotellsyouhowmuchinterestyouhaveearned.Ifyouleaveyourmoneyinthebank,youcanwatchitgrow!Anotherwayyoucansavemoneyistobuyacertificateofdeposit(定期存单),orCD.Ifyouhavesomemoneythatyoudon’tneedtouseforalongtime,thisisagoodwaytomakeyourmoneygrow.YoucanbuyaCDatabank.Youagreenottousethemoneyforacertainperiodoftime.Thatperiodmightbefromsixmonthstofiveyears.Youcan’ttouchyourmoneyduringthattime.Ifyoudo,youmustpayapenalty,orafee.Sincethebankisusingyourmoneyforthattimeperiod,itwillpayyouinterest.YouwillearnmoreinterestwithaCDthanasavingsaccount.Canyouguesswhy?It’sbecauseyoupromisetoleaveyourmoneyinthebankforacertainperiodoftime.Bankspaydifferentratesofinterest.So,youmaywanttocompareratesinnewspaperadsbeforebuyingaCD.【语篇导读】本文是说明文。文章主要介绍了一些可以让钱增值的方式。()1.Whichwaywillhelpyourmoneyearnmoremoney?[A]Puttingyourmoneyinyourroom.[B]Puttingyourmoneyinapiggybank.[C]Puttingyourmoneyinyourpocket.[D]Puttingyourmoneyinasavingsaccount.【答案】D【解析】细节理解题。根据第三段中的“Ifyouputyour...moremoneythanyouputin.”可知,把钱存进储蓄账户可以让你的钱变多。故选D。()2.Whatistheinterest?[A]Interestistheamountofmoneywhichabanklendstopeople.[B]Interestistheamountofmoneywhichabankloanstobusinesses.[C]Interestistheamountofmoneywhichabankpaysyou.[D]Interestistheamountofmoneywhichabankuses.【答案】C【解析】细节理解题。根据第四段第二句可知,利息是银行支付给你的金额。故选C。()3.Whatdoesthebankstatementtellyou?[A]Theamountofmoneyyouhaveinthebank.[B]Thecurrentratesofinterest.[C]Thecurrentratesofexchange.[D]Thebestwaytosaveyourmoney.【答案】A【解析】细节理解题。根据第五段中的“Abankstatementtellsyou...youhaveearned.”可知,银行结算单会告诉你,你的储蓄账户里有多少钱以及你获得了多少利息。故选A。()4.Whichwordcanbestreplacetheunderlinedword“touch”inParagraph7?[A]Deposit. [B]Borrow.[C]Use. [D]Cash.【答案】C【解析】猜测词义题。根据第七段画线词上文的“YoucanbuyaCD...periodoftime.”可知,你在银行买了定期存单后,一定时期内你是不能使用这些钱的。所以画线词应表示“使用”,与“use”的意思一致。故选C。BClairHughesfirstbegantoresearchmoney-savingideastogetoutofher£3,500studentoverdraft(透支额).TheshopperstartedsurfingtheInternetfordiscountcoupons(优惠券)andcutpriceoffers.Revealinghowsheseldompaysfullpriceforanitem,MsHughessays,“Discountsarealwaysthere;it’sjustamatterofbeingorganised.Beforestartingthis,Ithoughtit’dbemuchwork,butnowI’msousedtothislifestylethatit’sautomatictome.Imusthaveeasilysavedover£15,000.”MsHughesfirstfocusedonsavingmoneybackin2010,whenshemovedinwithherpartner,ShaneByrne,aphonecompanytrainer.Afterturningtothewebforadvice,shetriedoutafewclevermoney-savingtrickslikeswitchingheroverdrafttoazero-interestaccount.Then,severalyearslater,shecameacrossanonlinecommunityfor“couponers”anddecidedtogiveitago.Shestartedspendinghourssurfingthewebforcoupons,printingthemallouttotakewithherwhenevershewentshopping.Overtheyears,shehasmanagedtogetsomeimpressivecatches.Once,twolampsworth£140costherjust£35.Twoyearsago,MsHughesalsobeganusingcashbackappswhereyouaregivenmoneybackonitemsrangingfrombeerstotoiletries.Aftereachshop,sheuploadspicturesofherreceipts,whicharethenscanned,andmoneyisgivenbackoncertainitems.Amongherothertopmoney-savingtips,MsHughesrecommendstakingpartinpaidonlinesurveys,whichhaveearnedherhundredsindiscountcoupons.Shesays,“I’veheardalotaboutcollectingotherpeople’sabandonedreceiptsfromshoppingtrolleystocheckformisseddiscounts.Ican’tbelievehowmuchcouponsandcashbackappshavehelpedme.Thecommunitydoesbenefitmealot.Therewillalwaysbesomeoneonhandtoexplainhowitworks.”【语篇导读】本文是记叙文。文章主要讲述了ClairHughes研究省钱妙招,通过网络搜寻优惠券和返现应用,精打细算,来达到省钱的目的。()5.WhatdoessavingmoneymeantoClairHughes?[A]It’spartofherdailylife.[B]Itmakeshershopless.[C]It’sawaytoleaveschool.[D]Itkeepsherworkorganised.【答案】A【解析】细节理解题。根据第一段中的“Beforestartingthis,Ithought...thatit’sautomatictome.”可知,省钱已经成为她日常生活的一部分。故选A。()6.WhatcanweknowaboutClairHughes?[A]ShealwaysasksShaneforsuggestions.[B]Shelikesgoingshoppingwithherfriends.[C]Shehasboughtsomegoodsinlowprices.[D]Sheisgoodatdiscussingpriceswithothers.【答案】C【解析】细节理解题。根据第三段中的“Overtheyears,shehasmanaged...costherjust£35.”可知,她以低价购买了一些商品。故选C。()7.Whatdoesthelastparagraphmainlyshow?[A]Hughes’feelingsofherlife.[B]Hughes’waystogetcoupons.[C]Hughes’appreciationforsociety.[D]Hughes’difficultyinsavingmoney.【答案】B【解析】细节理解题。根据最后一段中的“Amongherothertopmoney-savingtips,MsHughes...indiscountcoupons.”可知,最后一段主要介绍了她获取优惠券的方法。故选B。()8.Whichofthefollowingcanbeasuitabletitleforthetext?[A]AGraduateEnjoysShopping[B]ACommunityCollectsCoupons[C]AWomanFocusesonSavingMoney[D]AShopperIsFamousforSavingMoney【答案】C【解析】标题归纳题。根据第一段前两句和最后一段第一句可知,全文写了ClairHughes如何通过各种方式在购物中最大限度地省钱的故事,所以C项适合作为文章标题。故选C。Ⅱ.七选五(每题2.5分,共12.5分)Shoppinginthesalesfeelslikeasubtlewaytospend.Lowerpricesnaturallyequalmoneysaved.1.Sometimesyouthinkyou’regettingabargain,butactuallyyou’repayingmorethanyouneedto.So,followthetipsbelowandyou’llhopefullybeontherighttrack.
Onlybuyessentials.Youmighthavebeentemptedtobuyamuchhigheritemthanyouactuallyneed,simplybecauseyou’redazzledbythesizeofthediscount.Sodespitethesavingsmadeonthefullpriceitem,it’sactuallyahugewasteofcash.2.Youcanevenhavea“need”notewhichyouaddtoregularly,allowingyoutofocusyourshoppingduringthesales.
3.Justbecausethere’sasalerunningwithalowerprice,doesn’tmeanyoucanscrambleforthegoodsimmediately.Ifyoucanwait,somepricehistorywebsitesareagreatwaytogetasenseofanyregularlyoccurringpricevariations.Certainitemswillhavealifecycletoo.ChristmascardsanddecorationsarebargainsinJanuarywhileTVstendtobeattheirlowestpricesintheearlysummerwhenthenewermodelsarereleased.4.Sothisisonlyastrategyfornon-essentials.
Checkforalternatives.Finally,evenifyouthinkyou’vegotthebestpriceoutthere—oratleastoneyou’rehappytopay—it’sworthcheckingyou’renotoverpayingstillwhencomparedtosimilarproducts.5.Thatcouldmeanstayingawayfromhigh-endbrands,lookingforsecondhanditemsortryingadifferentbutsimilarstyle.
A.Timewhenyoubuy.B.Comparepricesnow.C.Sadly,therearetricksplayedbyretailers.D.It’seasytogetcaughtupinsalesandspendwhenyoudon’tneedto.E.Thebestwaytoavoidthisistocreateamust-havelistbeforeshopping.F.Theremaywellbecheapersubstitutesthatdothesamejobbutcostless.G.Butyoumighthavefeweroptionstochoosefrom,orwillevenmissout.【语篇导读】本文是说明文。文章主要介绍了消费者在促销活动中保持明智的三个购物建议。1.【答案】C【解析】空前提到,在促销活动中购物感觉像是一种精明的消费方式,较低的价格自然就等于省钱。以及空后提到,有时你以为买到了便宜货,但实际上你付出的比你需要付的更多。由此可知,两句之间需要承上启下的过渡句,C项承上启下,同时空后内容与该句构成解释关系。故选C。2.【答案】E【解析】空前提到你可能会被诱惑以更高的价格购入一件物品,仅仅是因为你被折扣的幅度弄得眼花缭乱。以及空后提到,你甚至可以有一个可定期添加的“需要”便条,让你在促销活动期间专注于你的购物。由此可知,空处应为问题的解决办法。E项符合语境。故选E。3.【答案】A【解析】根据该空所处位置判断其应为简短祈使句结构的主旨句。空后提到,仅仅因为有降价的销售,并不意味着你可以立即抢购商品。以及还提到圣诞卡和装饰品在一月份是便宜货,而电视往往在初夏新款发布时价格最低。由此可知,本段建议读者安排好购物的时间,以便获得更低的价格。A项符合语境,总领全段。故选A。4.【答案】G【解析】根据空后“因此这只是一种针对非必需品的策略”可知,降价只是一种促销方式,G项符合语境,与空后内容构成因果关系,且与空前内容承接自然。故选G。5.【答案】F【解析】空后提到,这可能意味着放弃高端品牌,寻找二手货或尝试一种不同但相似的风格。由此可知,前句应为that指代的具体内容。F项承接上文,其中的substitutes为本段主旨句中alternatives的同义替换,且F项与空后内容衔接自然,符合语境,故选F。Ⅲ.语法填空(每题1.5分,共15分)Todaymostoftheworld’smoneyismadeupofpaper.Thoughpaymentsareoftenmadewithplasticcardsorbyothertechnologies,virtualmoney
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